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PELAKSANAAN EKSEKUSI HIPOTIK DI PENGADILAN AGAMA MENURUT HUKUM EKONOMI SYARIAH (ANALISIS PUTUSAN PENGADILAN AGAMA SURABAYA NOMOR : 005/PDT.EKS/2018/PA.SBY) rusmin rapi; Isma Swadjaja
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 2 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i2.3892

Abstract

ABSTRACTThe Religious Court has an important role in the settlement of disputes between the Islamic financial institution and its customers. As the case in the Surabaya Religious Court Number: 005 / Pdt.Eks / 2018 / Pa.Sby, where there was a dispute between PT. Bank BRI Syariah Tbk. as a creditor with PT. Eka Nusa Bahari as the debtor who has defaulted. The formulation of the problem of this research are: First, how is the execution based on sharia economic law in Indonesia and Second, how is the execution in the Surabaya Religious Court in the Sharia Economic Law dispute whether it is in line with Islamic legal principles.This study uses qualitative research methods with a normative juridical approach, namely by using the statutory approach. Normative juridical research, in accordance with the unique character of legal science, lies in the study of the law or legal study of positive law.Based on the results of analysis and research related to the Establishment of the Surabaya Religious Court Number: 005 / Pdt.Eks / 2018 / Pa.Sby, it can be concluded that the implementation of execution based on sharia economic law in Indonesia is the authority of the Religious Court, both in the form of Mortgage, Fiduciary and Mortgage Rights . And the execution in the Surabaya Religious Court in Islamic economic disputes is in line with the principles of Islamic law and in accordance with applicable laws and regulations, but it is expected that the need for higher legal rules, equal to the laws governing the implementation of sharia economic activities in particular mortgage guarantees so that customers as consumers get protection and the Islamic Bank gets a strong legal basis in carrying out its activities.Keywords: Execution, Mortgages, Sharia Economy
POTENSI PENGELOLAAN ZAKAT, INFAQ DAN SHADAQAH DALAM MEMBANGUN PEMBERDAYAAN EKONOMI UMMAT DAN KESEJAHTERAAN MUSTAHIQ (studi kasus LAZISMU Kota Probolinggo) muhammad alfi syahrin; Isma Swadjaja
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 5 No 1 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v5i1.8755

Abstract

LAZISMU Probolinggo City is one of the institutions that manages and distributes zakat, infaq and shadaqah, see the importance of zakat, infaq and shadaqah and their management because they have great potential in building the  ummat economic empowerment and the mustahiq welfare.  The purpose of this research is to knowing the management of zakat, infaq and shadaqah in LAZISMU Probolinggo City and the potential management of  zakat, infaq and shadaqah in building the ummat economy and mustahiq welfare in LAZISMU Probolinggo City.  This research is a field research with qualitative methods.  The methods used in data collection are observation, interview, and document study.  The data that has been collected are then compiled and analyzed using descriptive methods.  The results showed that the potential managrment of zakat, infaq and shadaqah is quite good in implementing economic the ummat empowerment  and the mustahiq welfare, as evidenced by the several programs that have been implemented, some mustahiq can begin to gradually leave the deprived lives to become more independent and far away there is hope to become muzakki from the results of the business he is running.Keywords : management of zakat, infaq and shadaqah, ummah economic empowerment, mustahiq welfare
PENYELESAIAN SENGKETA PADA AKAD MURABAHAH DENGAN PENDEKATAN NON LITIGASI DI KSPPS BTM MULIA BABAT LAMONGAN Muhammad Fahmi Azis; Isma Swadjaja
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 1 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i1.5235

Abstract

ABSTRACTDisputes are disputes, disputes or disputes that occur between one party and another related to valuable rights in the form of money or property.Shari'ah economic disputes are the domain of disputes in business or trade activities. Shari'ah economic disputes can occur before or after the agreement is agreed, for example regarding the object of the agreement, the price of goods, and the contents of the agreement (Akad).In this case, this research focuses on the resolution of non-litigation sharia economic disputes on the murabahahh contract and the application of the murabahahh contract in Bspm Mulia Babat.This research is a descriptive qualitative research is a research method to make a picture of a situation or event, so that it is desirable to hold the accumulation of basic data using the method of observation, interviews, and documentation. The results of the study are that the resolution of non-litigation sharia economic disputes in the murabahahh contract in the compt btm noble tripe uses the system of family, peace, deliberation (sulhu) and the application of murabahah contract in accordance with Islamic economic principles and principles.         Keywords: Dispute Resolution, Non Litigation and Murabahahh Agreemen
Kerjasama Sistem Bagi Hasil Dalam Pengelolaan Lahan Buah Naga Su bandi; Isma Swadjaja
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 2 No 2 (2018)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v2i2.2475

Abstract

Abstrak Dalam kegiatan kerjasama bagi hasil lahan pertanian dikenal dengan istilah mukhabarah dan muzara’ah. Perjanjian kerjasama bagi hasil seharusnya dicatatkan menurut hukum yang berlaku supaya saling mengikat dan tidak menimbulkan adanya kecurangan dari salah satu pihak. Kecurangan tersebut dapat menimbulkan pelanggaran/pengkhianatan perjanjian kerjasama sehingga memperkarakan di Pengadilan Agama sebagaimana yang telah terjadi di Pengadilan Agama Banyuwangi dalam Perkara Nomor 3252/Pdt.G/2016/PA.Bwi. Penelitian ini merupakan penelitian hukum deskriptif yang dimaksudkan untuk menggambarkan secara sistematis dasar gugatan perkara Ekonomi Syariah di Pengadilan Agama Banyuwangi pada tahun 2016. Pengumpulan data dilakukan dengan cara mengkaji berkas gugatan, perdamaian serta penetapan Majelis Hakim yang kemudian dianalisis dengan sistem hukum ekonomi syariah (peraturan perundang-undangan maupun sumber hukum islam). Analisis data dilakukan dengan cara pemeriksaan data, klasifikasi data, penarikan kesimpulan dan analisis data. Hasil dari penulisan tesis ini, menunjukkan bahwa: 1. Dasar gugatan perkara 3252/Pdt.G/2016/PA.Bwi karena adanya pengingkaran atau penghianatan salah satu pihak yaitu pemilik lahan yang merasa cemburu terhadap pengelola lahan (penggarap) terkait panenan buah naga pada musim panen pertama. Yang kemudian pemilik lahan mau mengambil alih objek muzara’ah tanpa persetujuan penggarap lahan. 2. Proses mediasi yang dilaksanakan dalam perkara Nomor 3252/Pdt.G/2016/PA.Bwi) dilakukan berdasarkan prosedur PERMA No 1 tahun 2016 tentang Prosedur Mediasi. Dan hasil dari pada proses mediasi tersebut telah Berhasil Mencapai Kesepakatan (kesepakatan tertulis). 3. Produk hukum dari Pengadilan Agama Banyuwangi dalam perkara Nomor 3252/Pdt.G/2016/PA.Bwi berupa Penetapan pencabutan perkara. Seharusnya produk hukum yang dikeluarkan adalah berupa Putusan Perdamaian karena perkara ini berawal dari sebuah sengketa yang kemudian berhasil damai berdasarkan kesepakatan tertentu.  Kata Kunci: Muzara’ah, Perkara Nomor 3252/Pdt.G/2016/PA.Bwi, Pengadilan Agama Banyuwangi.
ANALISIS FAKTOR-FAKTOR DALAM PENGAMBILAN KEPUTUSAN NASABAH MEMILIH PRODUK PEMBIAYAAN PENSIUN DI BSM KC BOJONEGORO SUMBERREJO aditya rachman; Isma Swadjaja
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6851

Abstract

Pension financing is a solution for someone who has stopped working to be able to meet all consumptive needs and other economic needs. PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo is one of the Sharia banks that offers pension financing products so that they have to compete with neighboring banks, especially conventional banks, which first offer pension financing products. The population in this study were all retired customers of PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo, as many as 480 customers. By using purposive sampling technique, the number of samples used is 267 retired customers who have met the criteria determined by the researcher. From the analysis, it is found that partially the factors that influence customer decisions in choosing pension financing at PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo are product quality (X1), service quality (X2), price (X3), emotional (X4), convenience ( X5), promotions (X8) and costs (X9). While simultaneously product quality (X1), service quality (X2), price (X3), emotional (X4), convenience (X5), personal experience (X6), other people's experiences (X7), promotion (X8) and costs ( X9) affects the customer's decision to take pension financing at PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo. The nine factors influence the customer's decision in choosing pension financing by only 66.9 percent, while the remaining 33.1 percent is influenced by other factors. Of the various factors that influence customer decisions in choosing pension financing at PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo, the most significant influence is the price factor (X3). Keywords: Pension financing, customer decisions, multiple linear regression analysis
Pelaksanaan Jual Beli Perkebunan Sengon dengan Akad Ijarah Menurut Hukum Ekonomi Syariah Zu Baidah; Isma Swadjaja
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2918

Abstract

This research discusses about the practice of buying and selling sengon plantations with lease agreements carried out by communities in the village of Denok, Lumajang district, Lumajang district. The practice of buying and selling does not appear to be in line with the transaction concepts regulated in Sharia Economic Law. Therefore the author feels interested in the importance of further examining this issue from the perspective of Sharia Economic Law, specifically by using the theory of buying and selling (bai') and rent (ijarah). This research is limited to the following issues: (1) How is the sale and purchase of sengon plantations with ijarah contracts carried out by the people in Denok village, Lumajang district, Lumajang district? (2) What is the implementation of the sale and purchase of sengon plantation with ijarah contract by the people in the village of Denok Lumajang sub-district Lumajang regency according to Sharia Economic Law? And (3) What is the implementation of the sale and purchase of sengon plantations with ijarah contracts by people in the village of Denok Lumajang sub-district Lumajang district according to the principles of Sharia Economic Law? This research is field research where research is conducted by approaching the subject and object of research in the research location. The approach that the author chose in this study is a case study approach, which is an approach used in studies of certain cases from various legal aspects. Data collection techniques that will be selected to obtain accurate data in this study are documentation, observation, and interviews.The results of this research are: (1) The implementation of the buying and selling of sengon plantations with the ijarah contract can be explained by the following points: (a) The type of contract that is said is a lease agreement, although in the contract there are two legal actions, namely buying and selling sengon trees and rental of plantation land (b) Regarding the object of the contract there are two, namely sengon trees and plantation land. For the contract object in the form of sengon tree ownership, the owner moves from the owner to the tenant, while for the contract object in the form of sengon tree does not take ownership, only the right to use temporarily from the owner to the tenant within a specified and agreed period. (c) As a legal consequence of the lease agreement, the owner of the plantation gets an amount of money from the lessee, and the tenant gets a number of sengon plants to be owned (being the owner of sengon) and the right to use the land for the specified time. (2) The sale and purchase of sengon plantations with the ijarah contract in Denok village Lumajang sub-district Lumajang district is in accordance with the theory of akad, bai ’(buying and selling), and ijarah (rent) in Sharia Economic Law. (3) The sale and purchase of sengon plantations with the ijarah contract in Denok village Lumajang sub-district Lumajang district is in accordance with the principles of Sharia Economic Law which includes the principle of permissibility, the principle of benefit, the principle of willingness, the principle of justice, and customary principles as law. Keywords: Sengon, Transaction, Ijarah, Sharia Economic Law.
Implementation of Sharia System in Sharia-Certified Hospitals Warsidi, Warsidi; Haqqi, Abdurrahman Raden Aji; Swadjaja, Isma
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14713

Abstract

DSN-MUI has granted Sharia certification to several entities that meet the criteria for being recognized as Sharia entities, including Muhammadiyah Hospital Lamongan. This hospital received the certificate from DSN-MUI with a score of 95% or an excellent rating, presented directly by KH. Ma’ruf Amin, the Chairman of MUI. This study aims to evaluate the implementation of Sharia principles at Muhammadiyah Hospital Lamongan, particularly inpatient services, based on maqasid shariah. The research employs a qualitative methodology, using data collection techniques such as observation, interviews, and documentation, which are then analyzed descriptively. The results indicate that the hospital has applied four mandatory provisions for Sharia hospital management according to the DSN-MUI Fatwa, including contracts, services, medications, food and beverages, cosmetics, other utility items, and fund management. Each provision is implemented by DSN-MUI standards and assessment criteria, demonstrating that Muhammadiyah Hospital Lamongan has successfully met the standards as a certified Sharia hospital and operates according to the established Sharia principles.
Unilever brand share price decline in Indonesia due to brand boycott action related to the israeli-palestinian conflict in the perspective of islamic economic law Erwinata, Christy Wahyuni; Swadjaja, Isma; Isnawati, Muridah
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 10, No 4 (2024): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020243804

Abstract

The Israeli-Hamas war has come to public attention due to acts of violence and genocide in Palestine, public condemnation pays special attention to stock prices and public buying interest in products supporting Israel, one of which is Unilever brand products. This study aims to determine the decline in stock prices before the Israeli military aggression and after the military aggression, namely on September 1, 2023, and November 1, 2023. This study used normative legal methods. The results showed that the Israeli-Hamas war had an impact on the decline in Unilever's brand share price. The Israeli-Hamas war has resulted in a decrease in interest in buying products supporting Israel. The researcher concluded that the military aggression of the Israeli-Hamas war and criticism of the Israeli genocide against Palestinians had a significant impact on several countries. To fight colonialism around the world and support Palestinian independence, solidarity movements were held in several countries. The public's response to the criticism has been to boycott goods made by pro-Israel companies, including Unilever.
Implementation of Sharia System in Sharia-Certified Hospitals Warsidi, Warsidi; Haqqi, Abdurrahman Raden Aji; Swadjaja, Isma
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14713

Abstract

DSN-MUI has granted Sharia certification to several entities that meet the criteria for being recognized as Sharia entities, including Muhammadiyah Hospital Lamongan. This hospital received the certificate from DSN-MUI with a score of 95% or an excellent rating, presented directly by KH. Ma’ruf Amin, the Chairman of MUI. This study aims to evaluate the implementation of Sharia principles at Muhammadiyah Hospital Lamongan, particularly inpatient services, based on maqasid shariah. The research employs a qualitative methodology, using data collection techniques such as observation, interviews, and documentation, which are then analyzed descriptively. The results indicate that the hospital has applied four mandatory provisions for Sharia hospital management according to the DSN-MUI Fatwa, including contracts, services, medications, food and beverages, cosmetics, other utility items, and fund management. Each provision is implemented by DSN-MUI standards and assessment criteria, demonstrating that Muhammadiyah Hospital Lamongan has successfully met the standards as a certified Sharia hospital and operates according to the established Sharia principles.
The Ijtihad Construction Of Islamic Law Based On The Maqâshid Al-Syarî'Ah Approach In The Indonesian Context Chamim Tohari; Hudzaifah Fawwaz; Isma Swadjaja
Prophetic Law Review Vol. 4 No. 2 December 2022
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/PLR.vol4.iss2.art4

Abstract

This research is developed from the author's findings of ambiguity in recent philosophical aspects of the application of Islamic law in Indonesia. Accordingly, it is crucial to immediately reform the ijtihad of Islamic law in Indonesia, because the practice is no longer in line with maqâshid al-syarî'ah and the principles of Islamic law. This can be seen from the emergence of civil disobedience toward Islamic law fatwas issued by fatwa institutions in IndonesiaThe purpose of this study is to find answers to the problems specified in the formulation of the problem. This research is a descriptive-normative research or library research that uses content analysis of the data obtained. In addition to using a conceptual approach, this study also uses a maqashidi approach (Maqâshid-Based Ijtihad) to answer the problem studied. The results of this study are: First, there is philosophical confusion regarding the application of Islamic law in Indonesia which includes ontological, epistemological, and axiological confusion. Second, maqâshid al-syarî'ah known as al-ushûl al-khamsah includes the maintenance of religion (hifz al-dn), life (hifz al-nafs), lineage (hifz al-nasab), mind (hifz al-aql), and property (hifz al-mȃl), as the dharûriyyah, hȃjiyyah and tahsȋniyyah level. Meanwhile maqâshid al-'ammah includes the following universal maqâshid principles; nature (al-fiṭroh), tolerance (al-samâhah), benefit (al-maslahah), equality (al-musâwah), and freedom (hurriyâh). Third, reformulation of Islamic law in Indonesia with the maqâshid al-syarî'ah approach can be achieved through two constructs, namely the integration of legal texts with al-ushûl al-khamsah and integration of legal texts with maqâshid al-syarî'ah al-'ammah.Keywords: maqâshid al-syari'ah, reformulation, Islamic law, maslahah, justice Konstruksi Ijtihad Hukum Islam Berdasarkan Pendekatan Maqâshid Al-Syarî'Ah Dalam Konteks Indonesia AbstrakPenelitian ini dikembangkan dari temuan penulis tentang ambiguitas aspek filosofis penerapan hukum Islam di Indonesia belakangan ini. Sejalan dengan itu, sangat penting untuk segera mereformasi ijtihad hukum Islam di Indonesia, karena praktiknya sudah tidak sejalan lagi dengan maqâshid al-syarî'ah dan prinsip-prinsip hukum Islam. Hal ini dapat dilihat dari munculnya pembangkangan sipil terhadap fatwa hukum Islam yang dikeluarkan oleh lembaga fatwa di Indonesia. Tujuan dari penelitian ini adalah untuk menemukan jawaban atas permasalahan yang dirumuskan dalam rumusan masalah. Penelitian ini merupakan penelitian deskriptif-normatif atau penelitian kepustakaan yang menggunakan analisis isi terhadap data yang diperoleh. Selain menggunakan pendekatan konseptual, penelitian ini juga menggunakan pendekatan maqashidi (Ijtihad Berbasis Maqâshid) untuk menjawab permasalahan yang diteliti. Hasil penelitian ini adalah: Pertama, adanya kerancuan filosofis penerapan hukum Islam di Indonesia yang meliputi kerancuan ontologis, epistemologis, dan aksiologis. Kedua, maqâshid al-syarî'ah yang dikenal dengan al-ushûl al-khamsah meliputi pemeliharaan agama (hifz al-dn), jiwa (hifz al-nafs), keturunan (hifz al-nasab), akal (hifz al-aql). ), dan harta (hifz al-mȃl), sebagai tingkatan dharûriyyah, hȃjiyyah dan tahsȋniyyah. Sedangkan maqâshid al-'ammah meliputi prinsip-prinsip maqâshid universal berikut ini; alam (al-fiṭroh), toleransi (al-samâhah), manfaat (al-maslahah), persamaan (al-musâwah), dan kebebasan (hurriyâh). Ketiga, reformulasi hukum Islam di Indonesia dengan pendekatan maqâshid al-syarî'ah dapat dicapai melalui dua konstruksi, yaitu integrasi teks hukum dengan al-ushûl al-khamsah dan integrasi teks hukum dengan maqâshid al-syarî'ah al -'ammah.Kata Kunci: maqâshid al-syari'ah, reformulasi, hukum Islam, maslahah, keadilan