EconBank : Journal Economics and Banking
Econbank is a Journal of Economics and Banking published by the School of Economics and Business (STIE) of Bank BPD Jateng as a place for publishing research results and concepts in the fields of Economics and Banking. Ecobank focuses on research articles or papers relevant to the economic, business, and banking issues, related to three important disciplines: (1) economics, (2) business and banking, and (3) accounting.
Articles
8 Documents
Search results for
, issue
"Vol 3 No 2 (2021): October"
:
8 Documents
clear
<![CDATA[Pengaruh Likuiditas, Profitabilitas dan Pertumbuhan Penjualan Terhadap Kebijakan Hutang ]]>
<![CDATA[Ulfah Unnuriyah]]>;
<![CDATA[Ira Septriana]]>
<![CDATA[ ECONBANK: Journal of Economics and Banking Vol 3 No 2 (2021): October ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35829/econbank.v3i2.46
<![CDATA[One source of external financing of a company is debt. Therefore, debt-related policies are very important for companies. This study aims to analyze the effect of liquidity, profitability and sales growth on debt policy. The population in this study were food and beverage companies listed on the Indonesia Stock Exchange in 2015 - 2018. The sampling technique used in this study was purposive sampling so that a sample of 39 company data was obtained. The data analysis method used is multiple linear regression analysis. The results of this study indicate that liquidity has a negative and significant effect on debt policy. Meanwhile, profitability and sales growth have no effect on debt policy.]]>
<![CDATA[Laporan Keuangan Umkm Katering Mbok Dade dan Pengaruhnya Pada Akses Kredit Perbankan Era Pandemi Covid-19 ]]>
<![CDATA[Pratomo Cahyo Kurniawan]]>;
<![CDATA[Singgih Setiawan]]>;
<![CDATA[Nafilah .]]>
<![CDATA[ ECONBANK: Journal of Economics and Banking Vol 3 No 2 (2021): October ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35829/econbank.v3i2.47
<![CDATA[This study aims to determine the effect of MSME financial reports on access to credit that can be received by MSME entrepreneurs in the Covid 19 pandemic. This study uses primary data obtained from direct observations with catering owners Mbok Dade. The analysis technique used is descriptive qualitative. The results of the study indicate that the MSME Financial Statements can be one of the supporting factors in obtaining access to bank credit. Other factors can be in the form of profiles ofprospective customers and credit guarantees.]]>
<![CDATA[Pengaruh Kompetensi, Budaya Kerja dan Kepemimpinan Terhadap Kinerja Tenaga Pendidik Di Rindam Ix Udayana ]]>
<![CDATA[Joao Xavier Barreto Nunes]]>;
<![CDATA[Hendrajaya .]]>;
<![CDATA[Reny Apriliyani]]>
<![CDATA[ ECONBANK: Journal of Economics and Banking Vol 3 No 2 (2021): October ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35829/econbank.v3i2.48
<![CDATA[Educators have a very important role for the development of human resources quality. Therefore, the performance of educators in the Rindam IX/Udayana needs to be considered. The performance of educators is the result of work both in quality and quantity achieved by an educator in carrying out the tasks for which they are responsible. The purpose of this study was to determine the effect of competence, work culture and leadership on the performance of educators at Rindam IX Udayana. The sample used in the study was 120 respondents. Data collection was done by using a questionnaire. The data analysis technique used in this research is multiple linear regression. The results of the analysis show that competence, work culture and leadership have a positive and significant effect on the performance of educators at Rindam IX Udayana. Increasing competence, good work culture and good leadership will improve the performance of educators at Rindam IX Udayana. The competence factor has the greatest influence on the performance of educators at Rindam IX Udayana. Therefore, educators are required to master teaching materials and have the ability to provide guidance to students, to be wiseand authoritative in addressing any problems or learning process in the Rindam IX Udayana.]]>
<![CDATA[Pengaruh Kepemimpinan Dan Motivasi Terhadap Kinerja Perangkat Desa Di Kecamatan Subah Kabupaten Batang ]]>
<![CDATA[Sandra Wilhelmina Wijaya]]>;
<![CDATA[Pandji Anoraga]]>
<![CDATA[ ECONBANK: Journal of Economics and Banking Vol 3 No 2 (2021): October ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35829/econbank.v3i2.49
<![CDATA[Performance is the result of performing a task or job in accordance with the authority and responsibility within an organization. The purpose of this study was to analyze the influence of leadership and motivation on the performance of village officials in Subah District, Batang Regency. A total of 122 village officials were taken as samples by accidental sampling. Multiple linear regression has been used to analyze the data in this study. The results showed that leadership and motivation had a positive and significant effect on the performance of village officials in Subah subdistrict, Batang district. Motivation is the variable that has the greatest influence on the performance of the Village apparatus. This shows that it is necessary to increase work motivation so that the performance of the Village apparatus in Subah District increases so that it is hoped that all Village apparatus in Subah District, Batang Regency can carry out their duties properly in accordance with the responsibilities given and organizational goals can be achieved properly]]>
<![CDATA[Orientasi Wirausaha dan Kinerja Umkm: Efek Mediasi Dari Akses Keuangan dan Keunggulan Kompetitif ]]>
<![CDATA[Agus Wicaksono]]>;
<![CDATA[Suci Atiningsih]]>
<![CDATA[ ECONBANK: Journal of Economics and Banking Vol 3 No 2 (2021): October ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35829/econbank.v3i2.50
<![CDATA[This study aims to analyze the effect of Entrepreneurial Orientation (Innovation, Risk Taking, Proactive) on MSME Performance; The mediating effect of Financial Access and Competitive advantage based on the direct and indirect subsections of Entrepreneurial Orientation. The object of this research is Culinary SMEs in Grobogan. Data were obtained from 84 samples of Culinary SMEs in Grobogan which were taken by accidental sampling. The data analysis technique used in thisresearch is SEM-PLS. The results of this study indicate that Risk Taking and Proactive have a positive effect on MSME Performance. While innovation does not affect the performance of SMEs. Innovation and Proactive have a positive effect on Financial Access, while Risk taking has no effect on Financial Access. Access to Finance has a positive effect on Competitive Advantage, and Competitive Advantage has a positive effect on MSME Performance). Financial Access and Competitive Advantage are able to mediate the relationship between proactiveness and MSME performance, but are unable to mediate the relationship between innovation and risk taking with the performance of culinary MSMEs in Grobogan.]]>
<![CDATA[Implementasi Strategi Keunggulan Biaya Dalam Usaha Express Laundry Purwakarta ]]>
<![CDATA[Anisa Raihan Fadhilah Fadhilah Zain]]>;
<![CDATA[Nisa Nurramdhiani Khofifah]]>;
<![CDATA[Adriansah Bahrun]]>
<![CDATA[ ECONBANK: Journal of Economics and Banking Vol 3 No 2 (2021): October ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35829/econbank.v3i2.51
<![CDATA[The number of businesses in laundry resulted in the number of competitors getting tougher. One of the management strategies that can be applied in creating and increasing competitive advantage is to implement a cost advantage strategy. This study aims to determine the cost advantage strategy in the Express Laundry business in Purwakarta. Data collection techniques in this study by conducting direct observations in the field and interviews with informants in accordance with the problems studied. The type of research used is descriptive qualitative. The result of this research is the implementation of a cost advantage strategy in the laundry business, Express Laundry provides quality products at low prices to be an attraction for customers. Armed with good service and affordable service prices, this business can have high market potential. Good service quality from a laundry or laundry business is the most important thing in providing satisfaction to customers]]>
<![CDATA[Pengaruh Kualitas Produk, Kualitas Layanan, Citra Perusahaan dan Nilai Pelanggan Terhadap Kepuasan Pelanggan Indihome ]]>
<![CDATA[Muhammad Syahwi]]>;
<![CDATA[Setyo Pantawis]]>
<![CDATA[ ECONBANK: Journal of Economics and Banking Vol 3 No 2 (2021): October ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35829/econbank.v3i2.52
<![CDATA[Customer satisfaction is a feeling of pleasure or displeasure with a product or service from a company. This study aims to analyze the effect of product quality, service quality, corporate image and customer value on customer satisfaction. A total of 100 indihome customers in Semarang City were taken as samples by purposive sampling. The data analysis technique used in this research is multiple linear regression analysis. The results showed that product quality, company image and customer value had a positive and significant effect. While the service quality variable has no effect on customer satisfaction. The customer value variable has the most dominant influence on indihome customer satisfaction in the city of Semarang]]>
<![CDATA[Analisa dan Pengembangan Sistem Informasi Penjualan BBM Berbasis Android ]]>
<![CDATA[Rohmad Abidin]]>;
<![CDATA[Taufik Kurnialensya]]>
<![CDATA[ ECONBANK: Journal of Economics and Banking Vol 3 No 2 (2021): October ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35829/econbank.v3i2.53
<![CDATA[In managing reports on sales of fuel oil (BBM) at gas stations xxx Semarang using reports in the form of paper. The sales report paper is then recapitulated by the Administrative Officer. When going to perform data processing, the officer finds it difficult to present the sales data requested by the Manager. To overcome the problems that exist in the manual system, it is necessary to create a BBM Sales Information System so that data management and report generation can be done better. This research focuses on sales data for each type of fuel. To illustrate the requirements of the system using a use case diagram. The information system that will be created is built for the Android operating system that runs on tablet devices to make it easier for operators to fill in fuel sales data. The database used is SQLite because it is one of the databases that supports mobile devices. The new system development method uses a prototype model. The stages used in the development of this system include: the needs identification stage, the design design stage, the prototyping manufacturing stage, the testing stage and the implementation stage. The results of the development show that the Gas Station Sales Recording Application can run well because it is according to the manager needs]]>
