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BISEI: Jurnal Bisnis dan Ekonomi Islam
Published by Universitas Hasyim Asy'ari
ISSN : 27238172     EISSN : 25412671     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Bisei fokus pada masalah utama dalam pengembangan ilmu ekonomi dan bisnis Islam dalam bentuk pemikiran/ide konseptual dan hasil penelitian meliputi: Manajemen Akuntansi Filantropi Islam (Zakat, Infaq, Shodaqoh dan Wakaf) Manajemen Rantai Pasokan Halal Etika Bisnis dan Kewirausahaan Islami Perbankan dan Keuangan Islam Sumber Daya Manusia Islam Pemasaran Islami
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol 6 No 2 (2021): Desember" : 6 Documents clear
Dampak PPKM Darurat Jawa-Bali Terhadap Pelaku Usaha Coffee Shop Pada Masa Pendemi Covid-19 Di Kecamatan Wonocolo Kota Surabaya Janah, Miftakhul; Istigfarina, Ulfah; Lamiah, Ni`matul; Faizur Rohman, Moh
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 2 (2021): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i2.1841

Abstract

Abstract: This study aims to determine the impact of the implementation of restrictions on community activities or the Java-Bali emergency PPKM which is an effort from the government to overcome the spread of the covid-19 virus during the current pandemic. The impact of the implementation of this community restriction is very large and is felt by many people, starting from employees, students, and activities that are usually carried out in person/face to face are now carried out online. This impact is also felt by coffee shop business actors in the Wonocolo sub-district, Surabaya. Judging from the reduced sales turnover and the lack of visitors, some of them have to close temporarily, some have to close permanently. This research was conducted with a qualitative descriptive method through the research object of a coffee shop located in the Wonocolo district of Surabaya, the data collection technique used interviews with informants and observations to one of the coffee shops in the Wonocolo district of Surabaya. Keywords: Covid-19 Pandemic, PPKM, Coffee Shop Businesses
Penerapan Penetapan Jaza`ul Ihsan Pada Kontrak Pembiayaan Al-Qardhul Hasan Perspektif Ekonomi Islam Tri Puspita Sari, Rina; Muhajir, Muhajir
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 2 (2021): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i2.1943

Abstract

The journal entitled "The Application of Determination of Jaza'ul Ihsan on Al-Qardhul Hasan Financing Contracts with an Islamic Economic Perspective" is motivated by a draft contact in the application of financing for al-qardhul hasan products in several Islamic Financial Institutions, especially in KSPPS BMT NU in East Java which includes: contains the request for a jaza'ul ihsan fee (reciprocity) which is set at the beginning of the contract when the customer wants a loan with the product, so that at the time of repayment, the customer using the al-qardhul hasan product is required to pay off the loan fee according to the loan nominal and added with jaza'ul ihsan in accordance with the agreement in the contract. This study aims to analyze the application of the determination of jaza'ul ihsan to al-qardhul hasan financing contracts associated with several explanations, rules and opinions of experts on Islamic Economics in the hope of being a problem solving of every contract issue, especially in al-qarhul hasan financing products. The methodology or approach used in this paper uses a library research method or approach, while data collection is carried out by reviewing several books, journal and documents (both printed or electronic) as well as from several types of information or data sources that have been collected. relevant to the study. The results of this study conclude that the determination of jaza'ul ihsan on the al-qardhul hasan financing contract is contrary to the aims and objectives of al-qardhul hasan in Islamic Economics because the term al-qardhul hasan is not in fiqh muamalah but the rules are equated with will qard (debt). ) both in the provisions and rules described in the Qur'an, hadith or opinions of madhhabs and Islamic economists. Keywords: Jaza'ul ihsan, al-qardhul hasan product, financing contract, Islamic Economics
Pengaruh Rasio NPL, LDR, NIM, BOPO, dan CAR Terhadap Profitabilitas Bank BUMN di Indonesia Yulianah; Seno Aji, Tony
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 2 (2021): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i2.2040

Abstract

Abstract: This study intends to examine the effect of the ratio of NPL, LDR, NIM, BOPO and CAR on Profitability (ROA) in Indonesian State-Owned Banks. The sample taken in this study is a saturated sample, that is, all of the population of these banks are sampled, namely Bank Mandiri, Bank Rakyat Indonesia, Bank Tabungan Negara, and Bank Negara Indonesia with a period of 2016-2020 quarters I to IV. The analysis technique used is panel data regression using Eviews 10 software. The results state that simultaneously NPL, LDR, NIM, BOPO, and CAR have an effect on ROA with an effect of 99.2%. While partially the NPL and NIM variables affect ROA in a positive direction, the BOPO variable affects ROA in a negative direction, the LDR and CAR variables do not affect ROA at state-owned banks in Indonesia. Keywords: NPL, LDR, NIM, BOPO, CAR, ROA
Independensi dan Kompetensi Auditor Terhadap Kualitas Audit Dengan Fee Audit Sebagai Variabel Moderasi Fatah Yasin, Eko; Muawanah, Umi; Rosidi
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 2 (2021): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i2.2199

Abstract

Abstract: The study was conducted to determine empirical evidence of audit fees as a moderating variable for the independence and competence of auditors on audit quality. This study uses a quantitative approach using explanatory research type. The population consisted of 80 auditors in the Surabaya area. The research sample was 55 auditors with a sampling technique in the form of judgment sampling. Data collection using a questionnaire. To test the feasibility of the research instrument, the validity and reliability tests were carried out. Data were analyzed using multiple linear regression. The results show that auditor independence has a significant positive effect on audit quality, auditor competence has a significant positive effect on audit quality, audit fees strengthen the effect of auditor independence on audit quality and audit fees strengthen the effect of auditor competence on audit quality. Sampling is only at the Public Accounting Firm in Surabaya. Keywords: Independence, competence, audit quality, audit fees
Instrumen-Instrumen Investasi Syariah Sebagai Alternatif Investasi Bodong Kulsum, Ummi; Tamimah, Tamimah
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 2 (2021): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i2.2220

Abstract

This study illustrates the number of cases of investment that duplicates the websites of entities that have permission so that it is as if the website officially belongs to the entity that has permission. Therefore, one way that prospective investors avoid the existence of investment bodong is that prospective investors must know whether the company has been registered with the Financial Services Authority (OJK) or not? Therefore, this study aims to look at sharia investment options in an effort to avoid investment bodong. This research is a literature study and a type of qualitative descriptive research. Qualitative descriptive is a data in the form of words, images and not numbers. This is due to the application of qualitative methods. In addition, all the data collected is likely to be the key to what has been researched. Thus, the research report will contain citations and data collection to give an idea of the presentation of the report. The result of this research is that there are five sharia investment options that have been registered with OJK, so that we avoid investments, including: Sharia Stock Investment, Sharia Mutual Fund Investment, Sharia Deposit, Retail Sukuk and Gold. This research uses qualitative descriptive methods. Keywords: Sharia Investment, Alternative, Bodong Investment
Analisis Tingkat Kesehatan dan Ukuran Perusahaan Terhadap Pertumbuhan Laba Bank Umum Syariah di Indonesia Qothrunnada, Qothrunnada; Wardana, Guntur Kusuma
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 2 (2021): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of the study was to determine the effect of the level of soundness and company size partially and simultaneously on the profit growth of Islamic Commercial Banks in Indonesia in 2016-2020. The population in the study was 14 Islamic Commercial Banks in Indonesia in 2016-2020 which were registered with the Financial Services Authority (OJK), using a purposive sampling technique there were 12 banks that became the research sample. The analytical method used is multiple linear regression analysis using Eviews10. The results show that Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), Good Corporate Governance (GCG), Capital Adequacy Ratio (CAR), and company size partially have no significant effect on profit growth at Islamic Commercial Banks in Indonesia. the 2016-2020 period, while the Return on Assets (ROA) partially has a significant effect on profit growth. Simultaneously Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Good Corporate Governance (GCG), Return On Assets (ROA), Capital Adequacy Ratio (CAR), and company size have a significant effect on profit growth. Keywords: Health Level, Company Size, and Profit Growth

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