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Analisis Dampak Covid-19 terhadap Kinerja Perbankan
Aditya Iswara;
Junaedi
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
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DOI: 10.33752/bisei.v7i1.1517
This study aimed to analyze the impact of the Corona Virus Disease-19 (Covid-19) pandemic on the performance of PT. Bank Pembangunan Daerah Jawa Timur Tbk. Cabang Magetan, and analyzed the scheme design which contains the most neededstrategic steps to correct the weakening of its performance. The method used in this research is descriptive statistics. The data used are financial statements in financial ratios, including BOPO, NIM, NPL, and CKPN. This study indicates that there has been a change and a slowdown in the financial performance of PT. Bank Pembangunan Daerah Jawa Timur Tbk. Cabang Magetan, both in terms of CKPN, NPL, BOPO, and NIM. Meanwhile, the policy that has been taken to correct these weaknesses is the implementation of a stress test preparation for the fixed effects industry level with the estimation of the ordinary least square model and the balance sheet approach, which can capture the dynamics of individual banks in surviving the shocks given in the stress test scenario (PD, LGD, and EAD) to see industrial resilience. Keywords: Covid-19; Banking; Financial Performance
Strategi Perusahaan Kosmetik Korea Untuk Memperkuat Marketing Di Indonesia
Jweyoung Lee;
Gancar Candra Premananto
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
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DOI: 10.33752/bisei.v7i1.2408
Assessment of beauty in other countries is very different, this shows that beauty is something that is very relative and cannot be measured. Several factors cause the construction of beauty in each area to be different, one of which is the cultural factor. It is undeniable, in the current era of globalization, industrial development is growing rapidly in countries around the world. Beauty is very important for Korean society, especially women. This is the basis why cosmetics are the primary needs of society and the demand for cosmetics in the market continues to increase from year to year. In the case of Korea, the number of Muslim tourists is increasing year by year, and their Korean cosmetic purchases are also increasing rapidly. In this study, the author uses a qualitative method by means of structured interviews regarding the use and interest in cosmetic products originating from Korea by explaining several reference questions, including: This study tries to suggest a more successful entry strategy for Korean cosmetic companies in the Indonesian cosmetic market. However, although a successful entry strategy in this study can explain the Indonesian cosmetic market, it is difficult to explain it as a successful entry strategy into other Southeast Asian countries or Islamic cultural markets. Keywords: Cosmetics; Marketing; Strategy
Pengaruh Popularitas, Kualitas Argumen, Daya Tarik Pada Unggahan @Dr.Ziee di Tiktok Terhadap Kepercayaan, Sikap dan Niat Beli
Nisa Andini Faradina;
Sri Hartini;
Shafira Khairunnisa
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
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DOI: 10.33752/bisei.v7i1.2678
This research aims to determine the effect of popularity, quality of argument, attractiveness of @dr.ziee skincare product recommendation post on TikTok on trust, attitude and purchase intention by using cue utilization theory. This study uses a quantitative approach with the analytical technique used is partial least square with 200 respondents using TikTok who have a minimum age of 16 years and skincare users. The dependent variable used is the popularity of the post, the quality of the argument and the attractiveness of the post. The independent variable is purchase intention with the mediating variables are beliefs and attitudes. The results show that the popularity, argument quality and attractiveness of the post have a significant positive impact on trust which means that users take advantage of the popularity post, argumentation quality and attractiveness of the post to build on recommendation posts on social media. The attractiveness of post with short videos complements previous research using photo media, where the attractiveness of short videos can make consumers understand product information better because it is an information-rich medium compared to photos, thus affecting trust in recommendation posts. Trust in the recommendation post also affects attitudes and purchase intentions positively and significantly which is in accordance with previous research. Keywords: : Post Popularity; Argument Quality; Post Attractiveness; Trust; Attitude; Purchase Intention; Cue Utilization Theory
Efektivitas Penggunaan E-Commerce Sebagai Strategi Berwirausaha Pedagang Kaki Lima Di Jombang
Cahyo Tri Atmojo
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
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DOI: 10.33752/bisei.v7i1.2695
Penelitian ini bertujuan untuk menjelaskan secara detail tingkat efektifitas penggunaan e-commerce sebagai strategi pengembangan pedagang kaki lima di jombang kota. Penelitian ini menggunakan pendekatan deskriptif dengan pendekatan kualitatif (deskriptif dan menggunakan analisis). Penelitian dilakukan di Daerah jombang kota dengan melibatkan 3 pedagang kaki lima yang menggunakan aplikasi e-commerce didaerah sekitar jombang kota. Teknik pengumpulan data pada penelitian ini menggunakan teknik survey dengan memberikan beberapa pertanyaan terkait masalah-masalah yang dialami oleh para pedagang kaki lima.. Sumber data kami peroleh melalui wawancara baik itu secara daring maupun langsung. Adapun teknik analisis data yang kami gunakan dalam penelitian ini adalahdata sekunderberupa hasil-hasil penelitian dari berbagai artikel, juga sumber pustaka dan dokumen serta kalimat penjabaran dari berbagai jawaban subjek penelitian yang dilakukan dengan wawancara narasumber. Hasil penelitian ini menunjukkan bahwa. Penggunaan e-commerce sebagai strategi pengembangan pedagang kaki lima berpengaruh besar terhadap tingkat penjualan.
Tinjauan Hukum Islam Tentang Penyelesaian Pembiayaan Murabahah Bermasalah Pada Lembaga Keuangan Mikro Syariah Kota Probolinggo
Mohammad Fikri Haikal;
Ahmad Fajri
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
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DOI: 10.33752/bisei.v7i1.2868
Penelitian ini bertujuan untuk mendeskripsikan dan mencari bentuk penyelesaian dari pembiayaan Murābahah bermasalah pada LKM syari’ah Kota Probolinggo, yang kemudian ditinjau dari perspektif Hukum Islam. Jenis penelitian ini menggunakan penelitian lapangan (field research) yang bersifat deskriptif kualitatif. Sumber data penelitian ini diperoleh dari sumber data primer dan sekunder dengan Teknik wawancara, dan dokumentasi. Hasil penelitian dapat disimpulkan bahwa penyebab terjadinya pembiayaan murabahah bermasalah berasal dari faktor intern (pihak LKMS) dan faktor ekstern (pihak nasabah). Penyelesaian pembiayaan murabahah bermasalah dilakukan dengan cara penagihan secara intensif, pemberian Surat Peringatan, Rescheduling, Restructuring, Reconditioning dan penyitaan jaminan. Upaya penyelesaian pembiayaan murabahah bermasalah tersebut sudah sesuai dengan Hukum Islam.
Faktor-Faktor Yang Mempengaruhi Pemilihan Pemakaian Metode Periodik Pada UD. Pusaka Bakti
Santi Arafah
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
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DOI: 10.33752/bisei.v7i1.2611
UD. Pusaka Bakti merupakan usaha dagang yang berdiri sejak tahun 1972 dengan mengembangkan usahanya dari sabuk kelapa dan menghasilkan coco peat, keset kaki, sapu, brush, dan matras. UD. Pusaka Bakti mengalami kesulitan dalam pencatatan barang sehingga menerapkan metode periodik. Penelitian ini bertujuan untuk menganalisis seberapa besar pengaruh waktu, sistematika penyusunan anggaran dan kestabilan harga terhadap pemilihan pemakaian metode periodik di UD. Pusaka Bakti. Sampel yang digunakan dalam penelitian ini 50 responden dengan menggunakan teknik analisis regresi linier berganda. Hasil dari penelitian ini secara simultan variabel waktu, sistematika penyusunan dan kestabilan harga berpengaruh terhadap pemilihan pemakaian metode periodik dimana, terlihat dari bahwa sig adalah 0,000 < 0,05 atau F hitung > F tabel yaitu 99,166 > 2,807. Sedangkan secara parsial waktu dan sistematika penyusunan anggaran berpengaruh secara positif terhadap pemilihan pemakaian metode periodik, namun variabel kestabilan harga tidak mempengaruhi pemilihan pemakaian metode periodik
Analisis Dampak Covid-19 terhadap Kinerja Perbankan
Iswara, Aditya;
Junaedi
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni 2022
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
Show Abstract
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DOI: 10.33752/bisei.v7i1.1517
This study aimed to analyze the impact of the Corona Virus Disease-19 (Covid-19) pandemic on the performance of PT. Bank Pembangunan Daerah Jawa Timur Tbk. Cabang Magetan, and analyzed the scheme design which contains the most neededstrategic steps to correct the weakening of its performance. The method used in this research is descriptive statistics. The data used are financial statements in financial ratios, including BOPO, NIM, NPL, and CKPN. This study indicates that there has been a change and a slowdown in the financial performance of PT. Bank Pembangunan Daerah Jawa Timur Tbk. Cabang Magetan, both in terms of CKPN, NPL, BOPO, and NIM. Meanwhile, the policy that has been taken to correct these weaknesses is the implementation of a stress test preparation for the fixed effects industry level with the estimation of the ordinary least square model and the balance sheet approach, which can capture the dynamics of individual banks in surviving the shocks given in the stress test scenario (PD, LGD, and EAD) to see industrial resilience. Keywords: Covid-19; Banking; Financial Performance
Strategi Perusahaan Kosmetik Korea Untuk Memperkuat Marketing Di Indonesia
Lee, Jweyoung;
Premananto, Gancar Candra
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni 2022
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
Show Abstract
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DOI: 10.33752/bisei.v7i1.2408
Assessment of beauty in other countries is very different, this shows that beauty is something that is very relative and cannot be measured. Several factors cause the construction of beauty in each area to be different, one of which is the cultural factor. It is undeniable, in the current era of globalization, industrial development is growing rapidly in countries around the world. Beauty is very important for Korean society, especially women. This is the basis why cosmetics are the primary needs of society and the demand for cosmetics in the market continues to increase from year to year. In the case of Korea, the number of Muslim tourists is increasing year by year, and their Korean cosmetic purchases are also increasing rapidly. In this study, the author uses a qualitative method by means of structured interviews regarding the use and interest in cosmetic products originating from Korea by explaining several reference questions, including: This study tries to suggest a more successful entry strategy for Korean cosmetic companies in the Indonesian cosmetic market. However, although a successful entry strategy in this study can explain the Indonesian cosmetic market, it is difficult to explain it as a successful entry strategy into other Southeast Asian countries or Islamic cultural markets. Keywords: Cosmetics; Marketing; Strategy
Faktor-Faktor Yang Mempengaruhi Pemilihan Pemakaian Metode Periodik Pada UD. Pusaka Bakti: Metode Periodik
Arafah, Santi
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni 2022
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
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DOI: 10.33752/bisei.v7i1.2611
UD. Pusaka Bakti merupakan usaha dagang yang berdiri sejak tahun 1972 dengan mengembangkan usahanya dari sabuk kelapa dan menghasilkan coco peat, keset kaki, sapu, brush, dan matras. UD. Pusaka Bakti mengalami kesulitan dalam pencatatan barang sehingga menerapkan metode periodik. Penelitian ini bertujuan untuk menganalisis seberapa besar pengaruh waktu, sistematika penyusunan anggaran dan kestabilan harga terhadap pemilihan pemakaian metode periodik di UD. Pusaka Bakti. Sampel yang digunakan dalam penelitian ini 50 responden dengan menggunakan teknik analisis regresi linier berganda. Hasil dari penelitian ini secara simultan variabel waktu, sistematika penyusunan dan kestabilan harga berpengaruh terhadap pemilihan pemakaian metode periodik dimana, terlihat dari bahwa sig adalah 0,000 < 0,05 atau F hitung > F tabel yaitu 99,166 > 2,807. Sedangkan secara parsial waktu dan sistematika penyusunan anggaran berpengaruh secara positif terhadap pemilihan pemakaian metode periodik, namun variabel kestabilan harga tidak mempengaruhi pemilihan pemakaian metode periodik
Pengaruh Popularitas, Kualitas Argumen, Daya Tarik Pada Unggahan @Dr.Ziee di Tiktok Terhadap Kepercayaan, Sikap dan Niat Beli
Faradina, Nisa Andini;
Hartini, Sri;
Khairunnisa, Shafira
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni 2022
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang
Show Abstract
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DOI: 10.33752/bisei.v7i1.2678
This research aims to determine the effect of popularity, quality of argument, attractiveness of @dr.ziee skincare product recommendation post on TikTok on trust, attitude and purchase intention by using cue utilization theory. This study uses a quantitative approach with the analytical technique used is partial least square with 200 respondents using TikTok who have a minimum age of 16 years and skincare users. The dependent variable used is the popularity of the post, the quality of the argument and the attractiveness of the post. The independent variable is purchase intention with the mediating variables are beliefs and attitudes. The results show that the popularity, argument quality and attractiveness of the post have a significant positive impact on trust which means that users take advantage of the popularity post, argumentation quality and attractiveness of the post to build on recommendation posts on social media. The attractiveness of post with short videos complements previous research using photo media, where the attractiveness of short videos can make consumers understand product information better because it is an information-rich medium compared to photos, thus affecting trust in recommendation posts. Trust in the recommendation post also affects attitudes and purchase intentions positively and significantly which is in accordance with previous research. Keywords: : Post Popularity; Argument Quality; Post Attractiveness; Trust; Attitude; Purchase Intention; Cue Utilization Theory