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All Journal Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam EDUKATIF : JURNAL ILMU PENDIDIKAN BISEI: Jurnal Bisnis dan Ekonomi Islam International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Mutlaqah: Jurnal Kajian Ekonomi Syariah JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Profetik Jurnal Ekonomi Syariah Edumaspul: Jurnal Pendidikan
Santi Arafah
Universitas Potensi Utama
Religion Humanities Economics, Econometrics & Finance Education Mathematics Social Sciences Other

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Perbandingan Kepuasan Pemakaian Diskusi Face to Face dengan Diskusi Online dalam Peningkatan Ketangkasan Intelektual Mahasiswa Santi Arafah; Juliana Juliana
EDUKATIF : JURNAL ILMU PENDIDIKAN Vol 4, No 5 (2022): October Pages 6401-7346
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/edukatif.v4i5.3616

Abstract

Diskusi merupakan sebuah interaksi komunikasi antara dua orang atau lebih/kelompok yang bertujuan untuk memberikan rasa pemahaman yang baik dan benar. Keberadaan diskusi ini sangat dibutuhkan dalam proses pembelajaran khususnya dalam meningkatkan ketangkasan intelektual mahasiswa. Tujuan penelitian ini ialah untuk melihat perbandingan tingkat kepuasan pemakaian diskusi face to face dengan diskusi online dalam meningkatkan ketangkasan intelektul mahasiswa. Penelitian ini menggunakan metode perbandingan dengan menggunakan uji independent sampel T test dan uji chi square. Hasil penelitian ini ialah kepuasan pemakaian diskusi face to face sebesar 97% merasa puas sedangkan 3% lagi tidak merasa puas. Sedangkan untuk kepuasan pemakaian diskusi online sebesar 89% merasa puas sedangkan 11% lagi tidak puas. Sedangkan, hasil uji Independent t test terlihat bahwa nilai sig F hitung untuk penghasilan dengan Equal Variance Assumed adalah 0,735. Oleh karena itu sig F hitung > 0,05 dan hasil Uji Chi Square nilai Asymp sig adalah 0,01 < 0,05 dan juga dapat dilihat dari nilai chi square hitung adalah 10,643 > chi square tabel yaitu 3,84. Maka, dapat dijelaskan bahwa pemakaian diskusi face to face lebih efektif daripada diskusi online dikarenakan diskusi ini berlangsung dengan lebih fokus dan peserta dapat bertanya secara langsung kepada para pembicara tanpa terkendala apapun.
Faktor-Faktor Yang Mempengaruhi Pemilihan Pemakaian Metode Periodik Pada UD. Pusaka Bakti Santi Arafah
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 7 No 1 (2022): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v7i1.2611

Abstract

UD. Pusaka Bakti merupakan usaha dagang yang berdiri sejak tahun 1972 dengan mengembangkan usahanya dari sabuk kelapa dan menghasilkan coco peat, keset kaki, sapu, brush, dan matras. UD. Pusaka Bakti mengalami kesulitan dalam pencatatan barang sehingga menerapkan metode periodik. Penelitian ini bertujuan untuk menganalisis seberapa besar pengaruh waktu, sistematika penyusunan anggaran dan kestabilan harga terhadap pemilihan pemakaian metode periodik di UD. Pusaka Bakti. Sampel yang digunakan dalam penelitian ini 50 responden dengan menggunakan teknik analisis regresi linier berganda. Hasil dari penelitian ini secara simultan variabel waktu, sistematika penyusunan dan kestabilan harga berpengaruh terhadap pemilihan pemakaian metode periodik dimana, terlihat dari bahwa sig adalah 0,000 < 0,05 atau F hitung > F tabel yaitu 99,166 > 2,807. Sedangkan secara parsial waktu dan sistematika penyusunan anggaran berpengaruh secara positif terhadap pemilihan pemakaian metode periodik, namun variabel kestabilan harga tidak mempengaruhi pemilihan pemakaian metode periodik
ANALISIS PENGARUH EMOTIONAL MARKETING DAN PELAYANAN TERHADAP LOYALITAS MUZAKKI DALAM MEMBAYAR ZAKAT ONLINE PADA LAZ DT PEDULI SUMATERA UTARA Santi Arafah; Jeroh Miko
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 3, No 2 (2023): Edisi Januari
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/mutlaqah.v3i2.6745

Abstract

Zakat merupakan hal penting bagi sumber dana tetap dan potensial berbasis sosial yang dimanfaatkan untuk memajukan kesejahteraan umum bagi seluruh masyarakat. Penelitian ini bertujuan untuk mengetahui pengaruh emotional marketing dan pelayanan terhadap loyalitas muzakki dalam membayar zakat online pada laz dt peduli medan.Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan 86 muzakki di LAZ DT Peduli Sumatera Utara. Teknik sampelnya berupa nonprobablity sampling dengan pemakaian purposive sampling yang di analisis dengan menggunakan regresi linier berganda. Hasil penelitian ini menjelaskan bahwa emotional marketing dan pelayanan berpengaruh positif signifikan. Variasi faktor berdasarkan hasil analisis regresi linier berganda bahwa variabelmemotional marketing dan pelayanan mampu menerangkan variasi financial inclusion sebesar 90,3%, Sedangkan sisanya sebesar 9,7% dijelaskan oleh variabel lain di luar model.
Analysis of Metaphorical Expressions Used in Adele’s Song Lyrics “Someone Like You” Juliana Juliana; Santi Arafah; Fadhila Rahma Handayani; Fiore Arayu Hutagalung
Edumaspul: Jurnal Pendidikan Vol 7 No 1 (2023): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/edumaspul.v7i1.6346

Abstract

Metaphorical expressions play a crucial role in music, enabling artists to communicate complex emotions and experiences through vivid and imaginative language. This research examined the metaphorical expressions used in the lyrics of Adele's famous song "Someone Like You." By analyzing the metaphorical utilization in this song, it can gain insight into Adele's poetic techniques for evoking strong emotions and establishing rapport with her audience. Using a qualitative methodology, this research begins by identifying and classifying the metaphorical expressions found in the lyrics of "Someone Like You." Examining metaphors at multiple levels, including conceptual metaphors and novel metaphors, reveals their underlying meaning and symbolism. In addition, the study explores the potential cultural, emotional, and psychological implications of these metaphors, casting light on the universal appeal of the song. The lyrics of "Someone Like You" are full of metaphors that depict emotional states, such as love as a journey, heartbreak as physical pain, and time as a healing force. Moreover, Adele's metaphors connect the audience with the songwriter's experiences, resonating with similar emotional journeys. The analysis highlights the effectiveness of metaphors in enhancing the song's lyrical impact and eliciting empathetic responses. Adele's use transforms "Someone Like You" into a universal anthem of sorrow and perseverance. This study contributes to the existing literature on metaphor analysis in music by analyzing the metaphorical expressions in Adele's "Someone Like You." It illustrates the ability of metaphors to encapsulate complex emotions and experiences, thereby enhancing the listener's comprehension and emotional engagement with the music.
Cash Waqf Linked Sukuk: Strategi Penguatan Ekosistem Wakaf Produktif Di Indonesia Santi Arafah; Yunanda Eka Putra; Yenni Samri Juliati Nasution; Marliyah
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 9 No. 2 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol9.i2/22153

Abstract

This research aims to determine strategies for strengthening the productive waqf ecosystem in Indonesia. This study is qualitative in nature with a library research approach, meaning that the data used in this study is sourced from various books, journals, dictionaries, encyclopedias, and other documents related to the object of this study. Data analysis includes activities such as categorizing data, organizing data, manipulating data, and summarizing data to obtain answers to the research questions. The methods used to analyze the data in this study are deductive and comparative methods. The results of this study explain that cash waqf linked sukuk is a strategy to strengthen the productive waqf ecosystem in Indonesia. Cash waqf linked sukuk has several objectives, including facilitating waqif to be able to donate money more easily and safely, supporting the development of the Islamic financial market, particularly the cash waqf industry, encouraging the diversification of Islamic banking businesses through the optimization of the role of LKS PWU, and encouraging the development of the national waqf ecosystem, particularly strengthening the governance and institutions of national waqf
Integrasi Tata Kelola Dan Manajemen Resiko Dalam Menghadapi Dinamika Industri Perbankan Syariah Santi Arafah; M. Khudaifi Desky
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 5, No 1 (2026)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v5i1.19936

Abstract

Penelitian ini bertujuan untuk menganalisis integrasi antara tata kelola dan manajemen risiko dalam menghadapi dinamika industri perbankan syariah. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kepustakaan (library research), di mana sumber data diperoleh dari berbagai literatur seperti buku, jurnal ilmiah, kamus, ensiklopedi, serta dokumen lain yang relevan dengan objek kajian. Analisis data dilakukan melalui tahapan pengelompokan, pengorganisasian, pengolahan, dan penafsiran data guna memperoleh jawaban atas permasalahan penelitian. Metode analisis yang digunakan meliputi pendekatan deduktif dan komparatif. Hasil penelitian menunjukkan bahwa penerapan tata kelola perbankan syariah yang baik merupakan kebutuhan fundamental sebagai indikator akuntabilitas lembaga perbankan syariah. Penerapan tata kelola tersebut tidak dapat dipisahkan dari sistem manajemen risiko yang efektif, karena manajemen risiko menyediakan seperangkat prosedur dan metode untuk mengidentifikasi, mengukur, memantau, serta mengendalikan risiko yang muncul dari aktivitas operasional bank. Sistem ini berperan dalam menjaga reputasi perusahaan, melindungi kepentingan para pemangku kepentingan, serta meningkatkan kepatuhan terhadap peraturan perundang-undangan dan nilai-nilai etika dalam menghadapi dinamika industri perbankan syariah Kata Kunci: Tata Kelola, Manajemen Resiko, Perbankan Syariah
ANALYSIS OF ISLAMIC BUSINESS STRATEGY IN INCREASING SALES OF SYAR'I CLOTHING PRODUCTS CASE STUDY OF MICKEY OLSHOP BOUTIQUE TEBING TINGGI Laluna Luthfyadha Harirra; Santi Arafah
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 6 No. 4 (2026): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the Islamic marketing strategy implemented by Mickey Olshop Muslim Fashion Store in Tebing Tinggi to increase sales of sharia clothing products. The research also examines the advantages and disadvantages of implementing Islamic marketing strategies, as well as the supporting factors and obstacles faced in their application. This qualitative research was conducted over five months at Mickey Olshop Tebing Tinggi Boutique. Data collection methods included observation, in-depth interviews with the store owner, assistant manager, and employees, as well as documentation. The findings reveal that Mickey Olshop implements an Islamic marketing strategy through several approaches: promotional activities with discounts ranging from 10-30% during Islamic holidays, prioritizing excellent customer service with polite and courteous treatment, requiring employees to wear Muslim clothing to showcase product quality, offering discounts on defective products, operating a dropshipping system based on the principle of mutual assistance (ta'awun), and utilizing an online marketing system through an official website. The advantages of this strategy include facilitating business entry without capital requirements, strategic location accessibility, diverse product offerings, and authentic quality products that compete effectively with other Muslim fashion stores. However, disadvantages include limited customization options, consumer perceptions that associate robes with religious exclusivity, non-Sharia compliant products in some items, stock limitations due to imported goods, and relatively high prices. Supporting factors include positive customer feedback, good management, honest employees, and excellent service standards. Obstacles comprise limited parking space, proximity to congested main roads, relatively expensive products limiting purchasing power, and delays in imported goods delivery.
Determinants of Customers' Decisions in Choosing Musyarakah Mutanaqisah Financing: The Roles of Personal Selling, Perceived Value, and Perceived Sacrifice Santi Arafah; Amanda Egi Pratiwi; Khadijah Syaparillah Simamora; Aldi Armadana
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol. 10 No. 1 (2026): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v10i1.7907

Abstract

This study aims to analyze the determinants of customers decisions in choosing Musyarakah Mutanaqisah (MMQ) financing by examining the roles of personal selling, perceived value, and perceived sacrifice. A descriptive quantitative research design with a cross-sectional approach was employed. The population consisted of 53 customers of PT Bank Sumut Syariah KCPsy Kota Baru Marelan who had used MMQ financing, and all respondents were selected using purposive sampling. Data were collected through a structured questionnaire using a five-point Likert scale and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results of the research conducted with a confidence level of 95% based on sig. 5%, states that personal selling, perceived value and perceived sacrifice affect musyarakah mutanaqisyah financing decisions. These findings suggest that strengthening the personal selling of account officers, enhancing customers perceived value, and effectively managing customers perceived sacrifice can improve customers' willingness to choose MMQ financing products in sharia banking.
Co-Authors Aldi Armadana Amanda Egi Pratiwi Fadhila Rahma Handayani Fiore Arayu Hutagalung Jeroh Miko Juliana Khadijah Syaparillah Simamora Laluna Luthfyadha Harirra M. Khudaifi Desky Marliyah Yenni Samri Juliati Nasution Yunanda Eka Putra