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advokasi@ulb.ac.id
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INDONESIA
JURNAL ILMIAH ADVOKASI
ISSN : 23377216     EISSN : 26206625     DOI : 10.36987/jiad
Core Subject : Social,
Jurnal Ilmiah ADVOKASI adalah jurnal yang dikelola oleh Fakultas Hukum Universitas Labuhanbatu, Sumatera Utara. Jurnal Ilmiah ADVOKASI menerima artikel ilmiah dari hasil penelitian, diterbitkan 2 nomor dalam satu volume setiap bulan pada bulan Maret dan September. Jurnal ini fokus mempublikasi hasil penelitian orisinal yang belum diterbitkan di manapun pada bidang Ilmu Hukum dan aplikasi ilmu Hukum dan Perundang-undangan.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 378 Documents
PERTANGGUNGJAWABAN HUKUM ATAS PENOLAKAN KLAIM ASURANSI OLEH PT ASURANSI JIWA GENERALI INDONESIA: ANALISIS PUTUSAN NOMOR 149/Pdt.G/2024/PN Medan Rizki Rizki; Jeskon Amir Nduru; Jeremi Sahputra Ketaren; Lorenzo Law
Jurnal Ilmiah Advokasi Vol 14, No 1 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i1.8079

Abstract

This study examines Decision Number 149/Pdt.G/2024/PN Medan concerning a dispute over the rejection of a life insurance claim and its implications for legal protection of policyholders in Indonesia. The research employs a normative juridical method through doctrinal analysis of court decisions, using statutory, conceptual, and case approaches. The statutory approach refers to Law No. 40 of 2014 on Insurance and the Consumer Protection Law, while the conceptual approach is grounded in the principles of pacta sunt servanda and legal protection theory. The findings reveal that the insurer rejected the claim on the grounds of alleged misrepresentation of the insured’s health condition. However, the court found that such grounds were not supported by sufficient evidence and failed to meet the principle of good faith. Consequently, the rejection was deemed a breach of contract that harmed the policyholder. The decision reaffirms that insurance companies bear contractual obligations that must be performed in accordance with legal certainty and consumer protection principles. Furthermore, the ruling reinforces both preventive and repressive legal protection frameworks, as articulated by Philipus M. Hadjon, and highlights the role of the Financial Services Authority (OJK) and the Financial Services Sector Alternative Dispute Resolution Institution (LAPS SJK) in resolving insurance disputes. From a theoretical perspective, this study contributes to the development of insurance law by clarifying standards of proof in claim rejection and strengthening the application of the good faith principle in insurance contracts. This study recommends strengthening regulatory frameworks on policy transparency, optimizing alternative dispute resolution mechanisms, and accelerating the establishment of a Policy Guarantee Institution to enhance legal certainty and protection for life insurance policyholders in Indonesia.Keywords: Life Insurance, Legal Protection, Claim Dispute, Breach of Contract, Good Faith Principle
ANALISIS HUKUM PERTANGGUNGJAWABAN PEMBERIAN GANTI KERUGIAN KONSUMEN AKIBAT PEMBATALAN SEPIHAK FOSFEN MUSIC FESTIVAL 2022 Fikri Fajar Maulana; Miko Aditiya Suharto
Jurnal Ilmiah Advokasi Vol 14, No 1 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i1.8072

Abstract

The increasing number of music festivals in Indonesia presents challenges in consumer protection. This study aims to analyze liability for compensation due to the unilateral cancellation of the Fosfen Music Festival 2022 and to identify obstacles in its implementation. The research employs an empirical juridical method with a qualitative approach through interviews with affected consumers and analysis of legal documents, including the Civil Code and Consumer Protection Law. The findings reveal that the organizer’s breach of contract was caused by poor financial management and lack of transparency, while consumers faced barriers such as low legal awareness, high costs, and small claim values. Moreover, existing legal mechanisms, both litigation and non-litigation, have not been effective in ensuring refund certainty. This study highlights the weak implementation of consumer protection in mass entertainment events and underscores the need for stronger regulation, government oversight, and risk management by event organizers. Keywords: Default, Consumer Protection, Compensation, Music Festival
KEPASTIAN HUKUM DAN PERLINDUNGAN HAK PEMILIK TANAH DALAM PEMBATALAN AKTA JUAL BELI OLEH PENGADILAN Akbar Firman Syah; Miko Aditiya Suharto
Jurnal Ilmiah Advokasi Vol 14, No 1 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i1.8058

Abstract

The annulment of a Sale and Purchase Deed (Akta Jual Beli/AJB) by the court, despite being executed in accordance with legal procedures, creates legal uncertainty for good-faith purchasers in land transactions. This study aims to analyze the application of the principle of legal certainty in Decision Number 31/Pdt.G/2024/PN Bangil and to examine the forms of legal protection available for good-faith buyers. The novelty of this research lies in its analysis of the judiciary’s tendency toward formalistic reasoning in assessing the validity of AJBs, which consequently weakens substantive legal protection for purchasers acting in good faith. This study employs a normative legal research method using statutory, conceptual, and case approaches through qualitative-prescriptive analysis of primary, secondary, and tertiary legal materials. The findings reveal that the panel of judges placed greater emphasis on formal aspects, particularly the delay in the land title transfer registration process, rather than protecting purchasers who had fulfilled the legal requirements of a valid transaction in good faith. This condition demonstrates that the application of substantive legal certainty in land dispute resolution remains inadequate. Legal protection for good-faith purchasers can be strengthened through the optimization of the Land Deed Official’s (PPAT) role, timely land registration obligations, and the availability of repressive legal remedies such as appeals, cassation, judicial review, and derden verzet. This study underscores the importance of reconstructing legal protection for good-faith purchasers in order to achieve a balance between formal legal certainty and substantive legal certainty, while also serving as a reference for the development of land law policies and technical guidelines for judges and PPAT officials.Keywords: Legal Certainty; Legal Protection; Good-Faith Purchaser; Sale and Purchase Deed.
PERTANGGUNGJAWABAN PIDANA ATAS KELALAIAN YANG MENGAKIBATKAN LUKA-LUKA DAN KEMATIAN: ANALISIS PUTUSAN NOMOR 13/PID.B/2023/PN SBY Moch Ilyas Akbar Rizki; Maria Novita Apriyani
Jurnal Ilmiah Advokasi Vol 14, No 1 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i1.8068

Abstract

The increasing occurrence of negligence resulting in loss of life demonstrates the importance of criminal law enforcement that is capable of ensuring legal certainty and justice for both victims and perpetrators. In criminal law, negligence is understood as a form of culpability arising from a lack of caution, carelessness, or recklessness that causes harmful consequences to others. This study aims to analyze whether the element of fault was fulfilled in Decision Number 13/Pid.B/2023/PN Sby concerning the Kanjuruhan Riot Tragedy in Malang, as well as to examine the conformity of the judges’ considerations with the principles of criminal justice. This research employs a normative legal research method using statutory, case, and conceptual approaches through library research on court decisions, criminal law doctrines, and related regulations. The findings reveal that the judges’ considerations in determining the element of fault were predominantly based on trial facts and the testimonies of the defendants, thereby failing to fully accommodate the interests and sense of justice of the victims. Furthermore, this study identifies a normative gap in the application of the concept of negligence, which causes criminal liability to inadequately reflect the principles of substantive justice. Therefore, stronger parameters for assessing negligence and a more victim-oriented approach are necessary within Indonesia’s criminal justice system.Keywords: Negligence; Criminal Liability; Judicial Consideration; Substantive Justice; Kanjuruhan Tragedy
PERLINDUNGAN HUKUM BAGI DEBITUR DALAM KASUS GAGAL BAYAR PINJAMAN ONLINE: ANALISIS PERJANJIAN DAN REGULASI FINTECH LENDING Mohammad Iqbal Faiz; Miko Aditiya Suharto
Jurnal Ilmiah Advokasi Vol 14, No 1 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i1.8109

Abstract

The rapid development of financial technology-based online lending services has contributed to the emergence of “failed payment jockey” services, which offer assistance to debtors in avoiding their repayment obligations. This practice raises significant legal issues as it may harm debtors, lead to the misuse of personal data, and result in poor credit records (blacklisting) within online lending systems. This study aims to analyze the forms of legal protection available to debtors who use failed payment jockey services and to examine the weaknesses of the existing legal framework governing such practices in Indonesia. This research employs a normative legal research method using statutory and case approaches. Data were collected through library research, observation, and interviews as supporting data. The findings reveal that failed payment jockey services contradict the principle of good faith in contractual agreements as regulated under the Indonesian Civil Code and potentially violate consumer protection and personal data protection provisions under the Electronic Information and Transactions Law as well as regulations governing technology-based financial services. Legal protection for debtors includes preventive measures through education and supervision of online lending platforms, as well as repressive measures through complaint mechanisms, dispute resolution, and law enforcement against illegal service providers. This study also identifies a regulatory gap concerning failed payment jockey services, highlighting the need for a more comprehensive legal framework to ensure legal certainty and balanced protection for debtors in online lending transactions.Keywords: Legal Protection; Failed Payment Jockey Services; Online Lending; Consumer Protection; Personal Data
ROYA PARSIAL HAK TANGGUNGAN RUMAH SUSUN: PENYELESAIAN KONFLIK NORMA DAN PERLINDUNGAN HUKUM PEMBELI Sri Sinduwati
Jurnal Ilmiah Advokasi Vol 14, No 1 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i1.7137

Abstract

The regulation of partial roya in Indonesian legislation reveals a norm conflict between Article 2 paragraph (2) of the Mortgage Law (UUHT), which requires the inclusion of a partial roya agreement in the Deed of Granting Mortgage (APHT), and Article 124 paragraph (2) of the Minister of Agraria/Head of BPN Regulation No. 3 of 1997, which allows partial roya to be carried out without prior agreement in the APHT. This study aims to analyze the regulation of partial roya for apartment units and the form of legal protection for buyers. The research employs a normative juridical method with statutory and conceptual approaches, utilizing the theory of legal hierarchy and the theory of legal protection. The results show that to resolve this norm conflict, the principle of lex superiori derogat legi inferiori is applied, meaning that the higher-ranking provision in the Mortgage Law must prevail. The implementation of partial roya must be agreed upon in advance in the APHT. Legal protection for apartment unit buyers is obtained by including a partial roya clause in the APHT, so that after full payment, the mortgage on the unit can be partially discharged.Keywords: partial roya; apartment unit; mortgage; norm conflict; legal protection
AKIBAT HUKUM PENYELENGGARAAN KONSER MUSIK TANPA LISENSI TERHADAP PEMBAYARAN ROYALTI HAK CIPTA Dhani Ari Sanjaya; Emilda Kuspraningrum; Grizelda Grizelda
Jurnal Ilmiah Advokasi Vol 14, No 1 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i1.7007

Abstract

This copyright provides protection to creators, ensuring that they have exclusive control over the production, distribution, and presentation of their work, as well as obtaining fair royalties for the effort and creativity they have put in. This study uses a type of socio legal research approach to examine the implementation of regulations on the withdrawal of royalties for song/music users in the implementation of music concerts that are not bound by license agreements in Samarinda City and to examine the effectiveness of receiving royalties from copyright holders in the implementation of music concerts that are not bound by license agreements in Samarinda City. Based on the results of the study, it is known that first, the implementation of regulations related to the royalty withdrawamechanism regulated in Government Regulation Number 56 of 2021 concerning the Management of Song/Music Copyright Royalties, in practice in Samarinda City has not run as expected by this regulation. Second, public awareness of the obligation to pay royalties is quite good, but only the mechanism for receiving royalties is different. The public, especially song/music users and copyright holders, runs a mechanism that is considered more effective, efficient, and on target and the royalty results can be felt directly by the creator and/or copyright holder, namely direct payment.Keywords: Copyright, Royalty, Song/Music Users, Creator, Copyright Holder
REKONSTRUKSI KONSEP JUSTICIABILITY: KAJIAN NORMATIF ATAS HUKUM KEPAILITAN DI INDONESIA Anggie Danielle Rumondang Bulan Purba; Muhammad Fauzi; Grizelda Grizelda
Jurnal Ilmiah Advokasi Vol 14, No 1 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i1.8046

Abstract

Indonesia’s bankruptcy regulation under the Bankruptcy and Suspension of Debt Payment Obligations Law (UUK-PKPU) still contains fundamental problems due to overly simple formal requirements and the absence of an insolvency test mechanism. This condition causes bankruptcy proceedings to be frequently used as an instrument of pressure against debtors, giving rise to “pseudo-bankruptcy” practices, obstructing business continuity, and reducing bankruptcy’s function as an ultimum remedium. Moreover, bankruptcy decisions often reflect administrative-formalistic considerations rather than substantive justice. This study aims to analyze the urgency of reconstructing the concept of justiciability within Indonesian bankruptcy law and to formulate an ideal concept of justiciability as the foundation of a fair bankruptcy system. This research employs a normative (doctrinal) legal method using statutory, conceptual, and comparative law approaches. The findings demonstrate that reconstructing the concept of justiciability is necessary to establish an objective, transparent, and equitable mechanism for selecting bankruptcy cases that protects both creditors and debtors. The ideal concept of justiciability in Indonesian bankruptcy law requires the implementation of solvency tests, substantive and procedural justice, clear hierarchy of claims, and more selective insolvency instruments. A comparison with bankruptcy systems in the United States, Thailand, and the Netherlands indicates that the application of insolvency tests can prevent abuse of bankruptcy mechanisms and enhance legal certainty. This study emphasizes that reconstructing the concept of justiciability is an essential step toward developing a more just, proportional, and non-formalistic bankruptcy system in Indonesia.Keywords: Reconstruction of Bankruptcy Law; Justiciability; Bankruptcy; Insolvency