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Al-Kharaj: Journal of Islamic Economic and Business
Published by Institut Agama Islam Negeri Palopo
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 14 Documents
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Search results for , issue "Vol 3, No 2 (2021)" : 14 Documents clear
The Influence of Price, Promotion and Store Atmosphere on Consumer Purchase Decisions of Mie Gacoan in Semarang City Nanang Adie Setyawan
Al-Kharaj: Journal of Islamic Economic and Business Vol 3, No 2 (2021)
Publisher : IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (536.82 KB) | DOI: 10.24256/kharaj.v3i2.3728

Abstract

This study aims to analyze the effect of price, promotion and store atmosphere on consumer purchasing decisions of Mie Gacoan in Semarang City . The population used in this study were all customers who had visited and bought Gacoan Noodles in the city of Semarang . This study used confirmatory factor analysis in SEM from the AMOS 24.0 statistical package . The sampling technique in this study used a purposive sampling technique with a sample size of 100 respondents. The data collection method used is the questionnaire method, the data that has been collected is then analyzed using instrument testing, model testing, and hypothesis testing. There are three hypotheses tested in this study, the results of the study indicate that price, promotion and store atmosphere have a positive and significant effect on purchasing decisions.
Effectiveness of Using Mobile Banking Indonesian Sharia Bank Indra Kusumawati
Al-Kharaj: Journal of Islamic Economic and Business Vol 3, No 2 (2021)
Publisher : IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (621.28 KB) | DOI: 10.24256/kharaj.v3i2.3738

Abstract

Mobile banking is a service that enables bank customers to conduct financial transactions via their mobile phones or smartphones. Mobile banking services can be accessed through menus that are already accessible via smartphone applications that customers can download and install. This study intends to describe the effectiveness of mobile banking at Bank Syariah Indonesia KCP  Lombok.This study employs descriptive quantitative research with a population of all BSI KCP  Lombok customers using BSI mobile banking after the 2021 merger, totaling 15,400 customers, and a sample size of 99 respondents determined using the Slovin formula. Observation, questionnaires, and documentation of BSI KCP  Lombok customers who utilize BSI mobile banking were employed as research instruments. The sampling method is non-probability sampling, the data analysis method is descriptive analysis of effectiveness, and the data were processed with Microsoft Office Excel 2010 and the formula from Research and Development Dapdagri (Ministry of Home Affairs) to measure effectiveness. The findings of this study indicate that the impact of mobile banking on customer satisfaction at BSI KCP  Lombok bank achieves a high level of effectiveness, as measured by R&D Dapdagri's standard table.Based on the calculation results obtained from data analysis, the percentage of each indicator in this study is 88.09%; based on standard measures of effectiveness in accordance with the standards for measuring effectiveness according to Research and Development of Dapdagri, a very effective achievement level is obtained
The Principle of Tauhid and Ownership in Islamic Economic Mujahidin Mujahidin
Al-Kharaj: Journal of Islamic Economic and Business Vol 3, No 2 (2021)
Publisher : IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v3i2.3792

Abstract

The purpose of this study is to explore the principle of Tauhid in ownership in Islamic economics, Tauhid in Islam is recognized as a fundamental principle of religion or can be called the most basic principle in religion especially in the concept of Islamic economics. Research method is a Literature review is a systematic, explicit and reproducible method for identifying, evaluating and synthesizing works of research results and ideas that have been produced by researchers and practitioners. Literature review aims to make an analysis and synthesis of existing knowledge related to the topic to be researched to find empty space for research to be carried out. the results of this study found that Islam recognizes human nature to love wealth and own it. The wealth that is in the hands of humans is only a deposit and a mandate that must be fulfilled according to what the owner wants. The concept of ownership in Islam is very comprehensive, where Islam not only regulates how property ownership can be obtained in a lawful way, how property can be developed and utilized, but also regulates how property can function for the welfare of the people, namely by moving the owners to distribute to meet their needs. The concept of ownership in Islamic teachings departs from the view that humans have a basic tendency (fitrah) to own property individually, but also need other parties in their social life.
Pengaruh Behavioral Motivation, Pengetahuan Investasi, Modal Investasi Minimum, Dan Preferensi Risiko Terhadap Minat Investasi Mahasiswa Di Pasar Modal Rita J. D. Atarwaman
Al-Kharaj: Journal of Islamic Economic and Business Vol 3, No 2 (2021)
Publisher : IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v3i2.3774

Abstract

This study aims to determine the effect of behavioral motivation, investment knowledge, minimum investment capital, and risk preferences on student investment interest in the capital market.  The variable of student investment interest is the dependent variable in the study.  While the behavioral motivation variables, investment knowledge, minimum investment capital, and risk preferences are independent variables in the study.  The object of this research is students from the Faculty of Economics and Business, University of Pattimura.  The sampling technique in this study used simple random sampling method, where the sample was determined based on the slovin formula.  The research sample was 136 students (one hundred and thirty six students).  The research analysis used the SPSS version 26 program analysis tool. The instrument used in this study was a questionnaire distributed via google form.  The results showed that the behavioral motivation variables, minimum investment capital, and risk preferences had a significant effect on students' investment interest in the capital market.  While the investment knowledge variable has no effect on student investment interest in the capital market.

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