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INDONESIA
Jurnal EK dan BI
Published by Politeknik Bisnis Indonesia
ISSN : 26207443     EISSN : 26214695     DOI : 10.37600
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal EK&BI merupakan jurnal yang dimaksudkan sebagai media terbitan kajian ilmiah hasil penelitian, pemikiran dan kajian analisis-kritis mengenai isu Ilmu - ilmu ekonomi dan bisnis dan lain-lain yang terkait. Artikel ilmiah dimaksud berupa kajian teori (theoritical review) dan kajian empiris dari ilmu terkait, yang dapat dipertanggungjawabkan serta disebarluaskan secara nasional maupun internasional.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 23 Documents
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Search results for , issue "Vol 4 No 2 (2021)" : 23 Documents clear
PENGARUH KUALITAS LAYANAN TERHADAP KEPUTUSAN KUNJUNGAN WISATA KE DANAU TOBA SELAMA PANDEMI COVID-19 Poltak Pardamean Simarmata; Muhammad Yunus
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 4 No 2 (2021)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v4i2.313

Abstract

The Covid-19 pandemic had heavily affected Indonesian economy, especially for the tourism sector. The Indonesian government has taken numerous measures to respond to the Covid -19 pandemic such as large-scale social restrictions, restrictions on community activities, in which reduces community and impact on the tourism sector inevitably. The purpose of the study was to determine the influence of service quality on the decision to visit Lake Toba tourist destinations. The research activity was carried out in Parapat, Simalungun Regency. This research uses descriptive and quantitative methods. Data were collected from observations, interviews, and questionnaires. The sample used was 100 tourist respondents who visited Lake Toba Parapat during the Covid-19 pandemic. Data were analyzed by simple linear regression analysis. The test results have a positive and significant effect on service quality on the decision to visit Lake Toba tourist destinations. The influence of the service quality variable on the visit decision variable is 0.10, the remaining 0.80 is influenced by other factors not examined in this study such as psychological factors, economic factors during the Covid-19 pandemic. Efforts to increase tourist visits during the Covid-19 pandemic are carried out by paying attention to the tangible dimension and increasing other dimensions in service quality.
Pengaruh Faktor Model UTAUT (Unified Theory of Acceptance and Use of Technology) Terhadap Niat Generasi Milenial Dalam Menggunakan Mobile Banking di Indonesia Annisa Dwi Oktavianita; Maria Ulfah Siregar
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 4 No 2 (2021)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v4i2.414

Abstract

Penelitian ini bertujuan untuk menganalisis tentang niat konsumen menggunakan teknologi baru, dengan menguji aplikasi mobile banking. Penelitian ini mengukur hubungan antara performance axpectancy, effort expectancy, social influence, religiusitas, perceived risk, facilitating condition, technology anxiety terhadap niat perilaku menggunakan mobile banking dan adopting mobile banking. Penelitian ini mengambil sampel pada nasabah dengan kriteria generasi milenial pada Bank Syariah di Indonesia. Analisis data dalam penelitian ini menggunakan beberapa langkap, yang didalamnya meliputi uji validitas, uji reliabilitas, uji statistic deskriptif, uji confirmatory, uji outlier dan uji Strukturan Equation Model serta uji hipotesis. Hasil penelitian ditemukan bahwa performance expectancy berpengaruh secara positif terhadap niat nasabah menggunnakan mobile banking. Hasil penelitian kedua menemukan effort expectancy berpengaruhs ecara positif terhadap niat menggunakan mobile banking, ketiga hasil penelitian ini menemukan social influence berpengaruh secara positif terhadap niat menggunakan mobile banking, keempat religiusitas berpengarus secara positif terhadap niat menggunakan mobile banking, kelima facilitating condition berpengaruh secara positif terhadap niat menggunakan mobile banking, keenam technology anxiety berpengaruh secara negatif terhadap niat menggunakan mobile banking. Penelitian ini juga menemukan bahwa semakin tinggi resiko yang dirasakan oleh konsumen semakin rendah niat konsumen untuk menggunakan mobile banking. Terakhir penelitian ini menemukan bahwa niat yang tinggi akan berpengaruh terhadap penggunaan mobile banking.
PENGARUH DAMPAK PANDEMI COVID-19 TERHADAP MINAT MENGAJUKAN PINJAMAN KREDIT PADA CUM CARITAS HKBP PEMATANGSIANTAR Calen Calen; Beatrice Nathania; William Liang
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 4 No 2 (2021)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v4i2.420

Abstract

This study aims to determine the effect of the impact of the Covid-19 pandemic on the interest in applying for credit loans at CUM Caritas HKBP Pematangsiantar. The research variable x is the impact of Covid-19 and the variable y is the interest in applying for a credit loan. In this study, the sampling technique was carried out by purposive sampling where the sample data collection method was by selecting subjects based on criteria predetermined by the researcher. The population of this research is all members of CUM Caritas HKBP Pematangsiantar during January to July 2019-2020 as many as 520 members, the sample is the special criteria for members who make loans (daily) who actively borrow from January to July 2019-2020 with a total of 80 people. . Data collection techniques used questionnaire techniques, interviews, observation. Data analysis used simple regression analysis program SPSS (Statistic Product and Service Solution) 24 For Windows. Based on these results, it shows that the Impact of the Covid-19 Pandemic has a significant negative effect on the Interest in Applying for Credit Loans at CUM Caritas HKBP. The regulations and performance of CUM Caritas HKBP affect the interest of members to apply for credit loans, not only the Covid-19 impact factor. So it is suggested for further researchers to conduct extensive research and add other variables that affect the interest of members in applying for credit loans.

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