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Al-Sharf: Jurnal Ekonomi Islam
Published by Rahmat Islamiyah Press
ISSN : -     EISSN : 27235440     DOI : http://dx.doi.org/10.30596%2Fal-sharf.v1i3.98
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Sharf: Journal of Islamic Economics published by the Rahmat Islamiyah Foundation, Medan, Indonesia. In this journal the articles contain articles about the fields of Islamic scientific research and Islamic education. Al-Sharf: Journal of Islamic Economics received manuscripts in the field of research including scientific fields that are relevant to: Islamic economics, especially in the field of sharia management and sharia banking. Al-Sharf: Journal of Islamic Economics published three times published in February, June, and October. ISSN 2723-5440 (Online)
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 16 Documents
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Search results for , issue "Vol 6, No 3 (2025)" : 16 Documents clear
The Influence of Bank Reputation and Sharia Compliance on Public Interest in Using Sharia Financing Products at Bank Syariah Indonesia KCP Stabat Adliana, Meidina; Khairunnisa, Khairunnisa; Rahmah, Shafiah; Siregar, Umi Kalsum Kholia Manja; Taherani, Jelita
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i3.12539

Abstract

This study was conducted to determine the extent of the influence of bank reputation and sharia compliance on public interest in using sharia financing products at Bank Syariah Indonesia KCP Stabat. The phenomenon of increasing public awareness of the importance of conducting transactions in accordance with sharia principles has led to demands that sharia banks not only excel in service, but also maintain their reputation and adhere to Islamic values. This study used a quantitative method by distributing questionnaires to 93 respondents who were customers and prospective customers of Bank Syariah Indonesia KCP Stabat. The data collected was primary data processed using statistical software. The variables studied included bank reputation and sharia compliance as independent variables, and public interest as the dependent variable. The results of the validity and reliability tests indicate that all questions in the questionnaire are valid and reliable. Data analysis using multiple linear regression shows that both bank reputation and sharia compliance have a significant effect on public interest, both partially and jointly. The coefficient of determination value indicates that 22.9% of public interest is influenced by these two variables. Thus, it can be concluded that a good reputation and compliance with sharia principles are important factors in attracting public interest, so Islamic banks need to continue to improve their services and maintain public trust.
Mapping the Landscape of Islamic Human Capital: Research Trends, Emerging Gaps, and Prospect Hadyantari, Faizatu Almas; Almas, Lauditta Iftinan; Hutami, Dina
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i3.12605

Abstract

Human resource development in the context of Islamic economics is a key focus in efforts to improve the quality of human resources by Islamic principles. Through an analysis of 194 documents from the Scopus database (2017-2024), this study maps trends, thematic patterns, and research gaps through keyword co-occurrence analysis using VOSviewer software. The findings of this study propose a novel contribution through a matrix that serves as an initial conceptual framework for formulating an integrated human resource model based on Islamic values. Six clusters of keywords—human capital intellectual capital, socio-demographics, Islamic institutions, Muslim country context, sustainable finance, and social capital entrepreneurship—are recommended as potential areas for research novelty.
The Role of Service Digitalization and Sharia Product Suitability in Bank Customer Satisfaction Maulia, Nurul; Afif, Yaumul Khair; Putri, Rahma Aulia; Mayori, Ela Rosa; Salsabila, Salsabila
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i3.12540

Abstract

This study aims to determine the extent of the influence of service digitization and the suitability of sharia products on the satisfaction of sharia bank customers. In today's era, many customers want banking services that are fast, easy, and accessible at any time without having to visit the office. Islamic banks address this need by offering technology-based services such as mobile apps and internet banking, while maintaining Islamic principles in all their products. The research method used in this study is a literature review, involving the reading and analysis of books, journals, articles, and reports from several Islamic banks. The results of the study indicate that digital services greatly assist customers in performing daily transactions, such as money transfers, bill payments, and balance checks. Meanwhile, products such as mudharabah savings, murabahah financing, and Islamic pawnbroking provide a sense of security because they do not violate religious principles. If digitalization and the suitability of Islamic products can be implemented simultaneously, customers will feel more satisfied, comfortable, and trusting of the Islamic bank. Banks such as BSI, BCA Syariah, and Bank Muamalat have begun to take concrete steps in combining these two aspects, and the results have had a positive impact on customer trust and loyalty. This study concludes that the combination of good digital services and Shariacompliant products is a key factor in enhancing customer satisfaction with Sharia banks.
Agrikutural System In Jorong Koto Tinggi, Baso District, Agam Regency To Support The Achievement Of SDG 2 (Zero Hunger) From An Islamic Economic Perspective Yolanda, Adisti; Angraini, Dewi Manda; Devy, Tartila; Isriani, Rahmi
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i3.12650

Abstract

This study analyzes the agricultural system in Jorong Koto Tinggi, Baso District, Agam Regency, in relation to the achievement of Sustainable Development Goal (SDG) 2 “Zero Hunger” from the perspective of Islamic economics. Despite abundant natural resources, most farmers still rely on traditional methods with low productivity, constrained by limited capital, low adoption of technology, limited understanding of sustainable agriculture, as well as the impacts of climate change and commodity price fluctuations. This research employed a descriptive qualitative method through observation, in-depth interviews, and documentation, with data analyzed inductively using reduction, presentation, and conclusion drawing. The findings reveal that agricultural transformation is occurring gradually; some farmers have begun to adopt modern technologies such as hand tractors, rice transplanters, and mini combine harvesters that improve efficiency and productivity, while the majority still depend on manual tools. The main obstacles include limited capital, lack of technical training, inadequate irrigation infrastructure, and resistance to change. From the perspective of Islamic economics, agricultural management should be based on the principles of sustainability (istidamah), public interest (maslahah), and distributive justice to achieve societal welfare (falah).
Optimizing Third-Party Funds through SimPel Savings: A Financial Inclusion Strategy among Students Argantara, Zaid Raya; Safitri, Annisa Windiyah; Zaidiah, Zaidiah; Aisyah, Aisyah
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i3.12588

Abstract

This study aims to analyze strategies for increasing the amount of DPK through the Simpel Savings program at BPRS Bhakti Sumekar, Pragaan Branch Office. The research employs a descriptive qualitative method, with data collected through observation, interviews, and document analysis. Data were analyzed using the interactive model of Miles and Huberman, consisting of data presentation, data reduction, and conclusion drawing. The findings indicate that the strategy for increasing DPK through Simpel Savings is implemented through four main approaches: (1) financial literacy outreach in schools, (2) easy access to savings services within the school environment, (3) active collaboration with schools and parents, and (4) simplification of account opening procedures. These strategies have proven effective in increasing the number of student customers and total collected funds, as well as in strengthening the culture of saving and Islamic financial literacy from an early age. This study contributes to enriching the literature on DPK mobilization strategies in Islamic banking through literacy- and inclusion-based approaches targeting students.
The Impact of Sustainability Reports on the Financial Performance of Manufacturing Companies Listed on the Indonesia Stock Exchange in 2019-2023 A.F. Nst, Ledia; Deswita, Santi; Rusyaida, Rusyaida; Putra, Indika Juang
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i3.12617

Abstract

This study highlights the influence of sustainability reporting on the financial performance of manufacturing companies listed on the Indonesia Stock Exchange (IDX). A quantitative research method was employed, utilizing secondary data obtained from annual and sustainability reports. The sample was selected using purposive sampling, comprising 45 observations from nine companies over five years. Data analysis was conducted using multiple linear regression with the assistance of IBM SPSS version 24. The test results show that the calculated t-value (0.643) is lower than the t-table value (2.017), and the significance value (0.524) exceeds the 0.05 threshold. Therefore, it can be concluded that sustainability reporting does not have a significant effect on a company’s financial performance. This finding is presumed to occur due to the absence of strict regulations mandating high-quality sustainability reporting and the lack of tangible incentives for companies that prepare comprehensive sustainability reports.

Page 2 of 2 | Total Record : 16

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