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TATOHI: Jurnal Ilmu Hukum
Published by Universitas Pattimura
ISSN : -     EISSN : 2775619X     DOI : -
Core Subject : Social,
TATOHI: Jurnal Ilmu Hukum is a scientific journal published by the Faculty of Law, Pattimura University, with a duration of 12 (twelve) times a year, from January to December. This journal is a means of publishing research articles from undergraduate thesis (S1) students of the Faculty of Law, Pattimura University, which is the obligation of every student to upload scientific papers, as one of the requirements for graduation and undergraduate graduation. The article was written with the supervisor and published online. The language used by the journal is English or Indonesian. The scope of writing must be relevant to the disciplines of law which include civil law, criminal law, constitutional law/state administrative law, and international law.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 491 Documents
Juridical Review of the Transfer of Mortgage Rights Without Creditor Consent from the Perspective of the Principles of Balance and Good Faith Sitompul, Rosa Benedicta; Silalahi, Jur Udin
TATOHI: Jurnal Ilmu Hukum Volume 6 Issue 3, May 2026
Publisher : Faculty of Law, Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47268/tatohi.v6i3.3860

Abstract

Introduction: This study is motivated by the practice of transferring mortgage objects without the consent of creditors, which has the potential to create legal issues, particularly regarding the protection of creditors and third parties. Purposes of the Research: The purpose of this study is to analyze the legal implications of transferring mortgage objects without creditor consent and to examine the responsibility of notaries in drafting Sale and Purchase Binding Agreements and Powers of Attorney to Sell from the perspective of the principles of balance and good faith. Methods of the Research: This research employs a normative legal research method using statutory, conceptual, and case approaches. The legal materials consist of primary legal materials in the form of laws and regulations related to mortgage rights, secondary legal materials such as books and scholarly journals, and tertiary legal materials including legal dictionaries. Data collection was conducted through library research, which was then analyzed qualitatively using a descriptive-analytical method to obtain systematic conclusions. Findings of the Research: The results indicate that the transfer of mortgage objects without creditor consent does not eliminate the security right attached to the object due to the application of the droit de suite principle, thereby ensuring that creditors retain preferential rights and execution authority. Such actions constitute a breach of contract and violate the principles of good faith and balance. Furthermore, notaries are required to act carefully, honestly, and impartially in drafting legal documents. If a notary knows or should have known that the object is still encumbered by a mortgage, administrative, civil, and even criminal liability may arise. Thus, the mortgage law system in Indonesia provides strong legal protection for creditors, while notaries are required to uphold prudence to ensure legal certainty and fairness for all parties.

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