cover
Contact Name
Drajat Stiawan
Contact Email
drajatstiawan@iainpekalongan.ac.id
Phone
+6281385249519
Journal Mail Official
velocity@iainpekalongan.ac.id
Editorial Address
http://e-journal.iainpekalongan.ac.id/index.php/velocity/EDITORIALTEAM
Location
Kota pekalongan,
Jawa tengah
INDONESIA
Velocity: Journal of Sharia Finance and Banking
ISSN : 2797247X     EISSN : 27971546     DOI : -
Core Subject : Economy,
Velocity: Journal of Sharia Finance and Banking is a journal that provides authoritative scientific information sources for researchers and academics in academia, research institutions, government agencies, and industry. ISSN Print is 2797-247X and Online is 2797-1546. We publish original research papers, review articles and case studies focused on Islamic Finance and Banking as well as related topics. All papers were peer reviewed by at least two reviewers. This journal is maintained and published by Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan. Velocity: Journal of Sharia Finance and Banking is a journal that publishes articles covering Sharia Financial Institution Information System, Management of Sharia Financial Institutions, Sharia Financial Institution Risk Management Sharia Financial Institution Marketing Liquidity Management of Sharia Financial Institutions Sharia Financial Institutions Ethics Sharia Financial Institution Law Analysis of the financial statements of Sharia Financial Institutions
Articles 7 Documents
Search results for , issue "Vol. 2 No. 2 (2022): November 2022" : 7 Documents clear
Reaksi Pasar Atas Peristiwa Merger Bank Syariah BUMN (Studi Peristiwa BRI Syariah) Diah Ayu Ariyani; Versiandika Yudha Pratama
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 2 (2022): November 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i2.6013

Abstract

This study aims to determine the market reaction to the merger of state-owned Islamic banks (BNI Syariah, BRI Syariah and Syariah Mandiri) into Bank Syariah Indonesia (BSI). The market reaction is reflected in the abnormal return, trading volume activity, and security return variability. This research belongs to event study used in this study is secondary data obtained from financial reports published by BRI Syariah. The sample used in this study was BRI Syariah and the data analysis technique used the Sample Paired T-Test and the Wilcoxon Signed Rank Test. The results showed that there was no difference between abnormal returns and trading volume activity before and after the Islamic bank merger event. On the other hand, there are differences in security return variability before and after the Islamic bank merger event.
Implementation of Information Technology at The Amil Zakat Institution LAZiS Central Java-Pekalongan Service Office Novalini Jailani; Azam Rivani; AM. Muh. Khafidz Ma’shum
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 2 (2022): November 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i2.6095

Abstract

This study aims to describe the implementation of information technology at the amil zakat institution, LAZiS Central Java, Pekalongan Service Office. This research was conducted by field research with a descriptive qualitative approach to describe the information technology used in inputting and presenting financial information in zakat management at LAZiS Central Java, Pekalongan Service Office. Primary data sources were obtained from direct interviews with financial staff and leaders of LAZiS Central Java Pekalongan service office who knew about website application and financial management and zakat utilization. Secondary data were obtained from various books, articles, journals and authoritative websites relevant to this research. Data collection is done through observations in the use of the web by paying attention to several menus and web appearances. The results of this study found that LAZiS Central Java had used information technology in managing zakat funds that had been collected. This institution uses web-based information technology, namely silazisku.org. This system can only be used by internal institutions, namely the finance department. The process of recording history and presenting financial information becomes more efficient, fast and neat, making it easier for institutions to present financial reports to facilitate audits by using Silazisku.org,. The risks faced by Central Java LAZiS are more manageable than before. The implementation of the zakat information technology system at this institution was able to facilitate managers in managing zakat and provide extensive information to the public about the ease with which people pay zakat
Analisis Komparatif Risiko Keuangan Bank Umum Syariah dan Unit Usaha Syariah Periode 2016-2021 Septia Wizar Anggriani; Wilda Yulia Rusyida
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 2 (2022): November 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i2.6192

Abstract

Tujuan penelitian ini adalah untuk mengetahui perbedaan risiko pembiayaan, risiko likuiditas, risiko operasional dan risiko pasar antara Bank Umum Syariah dan Unit Usaha Syariah. Penelitian ini termasuk jenis penelitian kuantitatif. Pengumpulan data dalam penelitian ini adalah menggunakan data sekunder berupa laporan keuangan triwulan, dengan sampel enam Bank Umum Syariah (PT. Bank Muamalat Indonesia Tbk, PT. Bank Tabungan Pensiunan Nasional Syariah, PT. Bank Panin Dubai Syariah Tbk, PT. Bank Mega Syariah, PT. BCA Syariah, PT. Bank Jabar Banten Syariah) dan empat Unit Usaha Syariah (PT. Bank CIMB Niaga Tbk, PT. Bank Maybank Indonesia Tbk, PT. Bank Tabungan Negara (Persero) Tbk, PT. Bank Permata Tbk) berdasarkan kriteria pengambilan sampel purposive sampling. Penelitian ini menggunakan variabel NPF, FDR, BOPO dan NOM untuk risiko pembiayaan risiko likuiditas, risiko operasional dan risiko pasar. Penelitian ini menggunakan metode analisis data uji normalitas dan uji Mann Whitney. Hasil penelitian menunjukkan bahwa tidak terdapat perbedaan yang signifikan pada risiko pembiayaan, sementara pada risiko likuiditas, risiko operasional dan risiko pasar menunjukkan perbedaan yang signifikan antara Bank Umum Syariah dan Unit Usaha Syariah.
Studi Komparatif Dampak Financial Management Knowledge terhadap Financial Management Behavior Masyarakat Muslim pada Wilayah Urban dan Rural Adhelia Desi Prawestri
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 2 (2022): November 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i2.6232

Abstract

The Covid-19 pandemic has made people aware that having good financial management knowledge and financial manajemen behavior will help people face times of financial difficulty. Financial decisions take by individuals in society do not only affect each individual, but can also affect the business organization they own. This article aims to determine the relationship between financial management knowledge and financial management behavior in urban and rural Moslem communities. In addition, this article also aims to find out whether there are differences between financial management behavior in Moslem communities living in urban and rural areas. The data used in this study is primary data collected trough questionnaire distributed to 600 samples, namely 300 samples of people in urban areas, and 300 samples of people in rural area, which were collected using convenience sampling technique. A descriptive quantitative approach was used to answer the research questions. The results showed that there was a relationship between financial management knowledge and financial management behavior, and there was no difference between the financial management behavior of Moslem communities living in urban and rural areas.
Meningkatkan Loyalitas melalui Citra Merek, Kepercayaan, dan Biaya Ujrah Desy Prastyani; Muhammad Ihsan Alif
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 2 (2022): November 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i2.6248

Abstract

This This study aims to better understand how to create customer loyalty to one of the existing products at the Pekalongan branch of the Sharia pawnshop using brand image, trust and cost of ujrah for gold pawn products. It can also increase customer loyalty at the Pekalongan branch of Islamic pawnshops, both new customers and customers. a long time ago. This research includes field research using a quantitative approach. This research was conducted on Pekalongan Branch Sharia Pawnshop customers using accidental sampling with a sample of 100 respondents. Data analysis technique with multiple linear analysis. The results of this study indicate that brand image has a positive effect on customer loyalty, trust has a positive effect on customer loyalty, and the cost of ujrah has a positive effect on customer loyalty. Based on the F test, it is known that the three independent variables studied simultaneously affect customer loyalty with an adjusted R Square value of 0.272. . which shows that 27.2% of the customer loyalty variable can be explained by the three independent variables, while the remaining 72.8% is influenced by other variables outside the three variables in this study.
Analisis Produk iB Tabung Haji Bank Jateng KCPS Tegal Indah Wulandari Wilujeng; Pratomo Cahyo Kurniawan
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 2 (2022): November 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i2.6264

Abstract

Hajj is an obligatory worship for Muslims who are able to perform it. In connection with this study, I want to answer the formulation of the problem as follows: 1) How is the mechanism of the Hajj tube iB product at Bank Jateng Syariah Pembatu Tegal Branch, and 2) How is the application of the contract to the Hajj tube iB at Bank Jateng Syariah Tegal Sub-Branch. In writing this PPL assignment, the author uses field research methods by taking the research location at Bank Jateng Syariah KCPS Tegal using a qualitative descriptive approach. The data in this study consisted of primary data and secondary data, which were obtained through observation, interviews, and documentation. The results showed that a procedure or mechanism for the Hajj savings product at Bank Jateng KCPS Tegal, among others: opening an iB Tabung Haji account, registering for hajj initial deposit for hajj savings, provisions for getting a portion of hajj departures, paying off BPIH, as well as the benefits off the Hajj tube iB Procedure. In its application, the Hajj savings contract at Bank Jateng KCPS Tegal uses a wadiah yad dhamanah contract.
Urgensi Micro Business Game dalam Meningkatkan Manajemen Bisnis dan Pengetahuan Literasi Keuangan Sulaiman Helmi; Ulfa Kurniasih; Afina Aninnas
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 2 (2022): November 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i2.6273

Abstract

The Micro, Small, and Medium Enterprise sector is one of the factors driving the trend of economic growth in indonesia. In order to support the government’s efforts in advancing SMEs, Jateng Bank as one of the institutions in collaboration with the German SBFIC (Saving Banks Foundation for International Cooperation) participated in thes efforts by holding MBG (micro business game training). This article aims to describe the urgency of MBG training for the Micro, Small, and Medium Enterprise actors or prospective actors in improving business management knowledge and financial literacy. This study uses a qualitative method, namely by collecting primary data sources trough interviews with the trainer of MBG Jateng Bank and also collecting data sources from literature review trough previous research literatures. The result of this research is that MBG training has a very important role in improving business management and financial literacy, especially in increasing the effectiveness and efficiency of Micro, Small, and Medium Enterprises.

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