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Husna Ni'matul Ulya
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husna@iainponorogo.ac.id
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+6285735193877
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joie@iainponorogo.ac.id
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Rumah Jurnal FEBI Fakultas Ekonomi dan BIsnis Islam Institut Agama Islam Negeri Ponorogo Jalan Puspita Jaya, Desa Pintu, Jenangan, Kampus II Fakultas Ekonomi dan Bisnis Islam IAIN Ponorogo, Ponorogo, Jawa Timur
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INDONESIA
Journal of Islamic Economics
ISSN : 28077377     EISSN : 28077091     DOI : https://doi.org/10.21154/joie
Journal of Journal of Islamic Economics (JoIE) is open access, peer-reviewed journal whose objectives is to publish original research papers related to the Indonesian and international economy, economics policies and business issues. This journal is also dedicated to disseminating the published articles freely for international academicians, researchers, practitioners, regulators, and public societies. The journal welcomes author from any institutional backgrounds and accepts rigorous empirical research papers with any methods or approach that is relevant to the Indonesian economy and business context or content, as long as the research fits one of four salient disciplines: economics, business, management, or accounting, whether in Islamic or conventional perspective. The JoIE is nationally accredited by the Directorate General for Research Strengthening and Development, the Ministry of Research and Technology for Higher Education, Republic of Indonesia (Decree No. 30/E/KPT/2018).
Articles 6 Documents
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Pemberdayaan Ekonomi Masyarakat di Kampung Idiot Karangpatihan Balong Ponorogo Hanafi Hadi Susanto
Journal of Islamic Economics (JoIE) Vol 1, No 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (964.077 KB) | DOI: 10.21154/joie.v1i1.3080

Abstract

Pemberdayaan ekonomi menjadi tren menarik yang diperbincangkan, khususnya pemberdayaan dengan sasaran masyarakat menyandang tunagrahita atau sering disebut idiot di wilayah 3T (Terpencil, Terluar dan Tertinggal). Pemberdayaan pada masyarakat yang tidak umum ini akan memiliki keunikan dan corak yang berbeda jika dibandingkan pemberdayaan pada masyarakat homogen dan masyarakat normal pada umumnya. Hal ini terbukti, program pemberdayaan di kampung idiot ini telah mendapatkan apresiasi baik tingkat wilayah maupun internasional.Penelitian ini termasuk penelitian kualitatif dalam kategori field research dengan sumber data utama kepala desa Karangpatihan, anggota keluarga tuna grahita, dan seluruh stakeholder desa Karangpatihan, selain itu data sekunder juga diperoleh dari arsip tertulis di kelurahan maupun hasil pantauan program pemberdayaan. Data yang telah terkumpul kemudian dikelompokkan sesuai rumusan masalah selanjutnya dilakukan analisis untuk memperoleh simpulan. Tulisan ini akan mengungkap bagaimana aksi pemberdayaan mulai dari strategi, metode dan keberhasilan pemberdayaan di kampung idiot Karangpatihan Balong Ponorogo.Tulisan ini bermaksud mengisi kelangkaan literatur yang memfokuskan kegiatan pemberdayaan masyarakat keterbelakangan mental, tidak memahami financial hingga mampu memberikan nafkah untuk anggota keluarga. Untuk itu, rumusan masalah mencakup bagaimana ekonomi masyarakat, langkah-langkah pemberdayaan ekonomi, tingkat keberhasilan pemberdayaan dan faktor pendukung, penghambat dan solusi dalam pelaksanaan pemberdayaan di kampung idiot Balong,tulisan ini menemukan bahwa ada tiga klasifikasi penyandang tunagrahita Karangpatihan Balong Ponorogo, yaitu kategori ringan sebanyak 46 orang (48%). 46 orang terdiri dari 26 laki-laki dan 20 perempuan, kategori sedang sebanyak 38 orang (42%). Dari hasil penelitian, ditemukan inovasi-inovasi strategi pemberdayaan ekonomi pada masyarakat tunagrahita secara rinci disetiap tahapan, bahkan kendala dan solusi mampu diungkap dan ini dapat dijadikan pedoman pada program pembberdayaan di tempat lain.Economic empowerment has become an interesting trend to be discussed, especially empowerment with the target of people with mental retardation in remote, outermost and disadvantaged areas. Empowerment in this unusual society will have a unique and different style when compared to empowerment in a homogeneous society and normal society in general. This is evident, the empowerment program in this mentally retarded villages has received appreciation at both regional and international levels. The research includes qualitative research in the field research category with the main data sources being the Karangpatihan village head, mentally disabled family members, and all steak holders in Karangpatihan village, besides that secondary data is also obtained from written archives in the village and the results of monitoring empowerment programs. The data that has been collected is then according to the formulation of the problem, then an analysis is carried out to obtain conclusions. This paper wants to investigate how the empowerment action starts from the strategy, method and success of empowerment in the mentally retarded villages Karangpatihan Balong Ponorogo. This paper intends to fill in the scarcity of literature that focuses on empowering people with mental retardation, not understanding finances to being able to provide a living for family members. To that end, the formulation of the problem includes how the community's economy is, measures for economic empowerment, the success rate of empowerment and supporting factors, obstacles and solutions in implementing empowerment in the Balong mentally retarded villages. That is the light category as many as 46 people (48%). 46 people consisting of 26 men and 20 women, the medium category was 38 people (42%). From the results of the study, it was found that innovations in economic empowerment strategies for mentally retarded communities were in detail at each stage, even obstacles and solutions could be revealed and these could be used as guidelines for empowerment programs elsewhere.
Pengaruh Inflasi dan Pertumbuhan Ekonomi Terhadap Nilai Tukar Rupiah dalam Jangka Pendek dan Jangka Panjang Tahun 2010-2018 Nur Afriyanti; Luhur Prasetiyo
Journal of Islamic Economics (JoIE) Vol 1, No 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (779.739 KB) | DOI: 10.21154/joie.v1i1.3081

Abstract

Artikel ini bertujuan untuk mengetahui pengaruh inflasi dan pertumbuhan ekonomi terhadap nilai tukar Rupiah, baik jangka panjang maupun jangka pendek. Perubahan nilai tukar Rupiah terhadap mata uang Dollar Amerika Serikat dipengaruhi oleh banyak faktor. Di antara faktor yang mempengaruhi nilai tukar adalah kenaikan harga umum (inflasi) dan pertumbuhan ekonomi. Penelitian ini menggunakan metode analisis data Error Correction Model (ECM) dan teknik pemilihan sampel menggunakan sampel jenuh dari populasi yang berjumlah 36. Sampel dalam penelitian ini yaitu data time series/triwulan inflasi, pertumbuhan ekonomi dan nilai tukar dengan periode pengamatan selama 9 tahun yaitu tahun 2010-2018. Hasil penelitian menunjukkan bahwa dalam jangka panjang nilai tukar dipengaruhi oleh inflasi dan pertumbuhan ekonomi. Sedangkan dalam jangka pendek nilai tukar tidak dipengaruhi oleh variabel inflasi dan pertumbuhan ekonomi. Secara bersama-sama variabel inflasi dan pertumbuhan ekonomi berpengaruh signifikan terhadap variabel nilai tukar.The purpose of this research is to determine the effect of inflation dan economic growth on Rupiah exchange rate, both long-term and short-term. The movement of Rupiah exchange rate to US Dollar is influenced by many factors. Among the factors affecting the exchange rate are general price increases (inflation) and economic growth. This research uses Error Correction Model (ECM) for data analysis. The population in this study amounted to 36. The sample selection technique is saturated sample. The sample in this research is time series data on quarterly inflation, economic growth and the exchange rate in the period of 9 years, namely 2010-2018. The results show that in the long-term the exchange rate is influenced by inflation and economic growth. Whereas in the short-term the exchange rate is not influenced by inflation and economic growth variables. Furthermore, inflation and economic growth variables have a significant effect on the exchange rate variable.
Pengaruh Tingkat Pendapatan dan Jumlah Anggota Keluarga Terhadap Konsumsi Gas Elpiji Pada Sektor Rumah Tangga Tunjung Genarsih
Journal of Islamic Economics (JoIE) Vol 1, No 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (122.452 KB) | DOI: 10.21154/joie.v1i1.3082

Abstract

Pandemi Covid-19 mempunyai dampak di berbagai bidang salah satunya di bidang ekonomi terutama terhadap pendapatan masyarakat Indonesia. Penelitian ini membahas pengaruh pendapatan dan jumlah anggota keluarga terhadap konsumsi gas elpiji pada sektor rumah tangga selama masa pandemi Covid-19. Metode penelitian dengan kuesioner digunakan pada penelitian ini. Responden merupakan rumah tangga biasa di wilayah Kabupaten Pacitan. Berdasarkan hasil pengolahan data dengan menggunakan regresi linear berganda diperoleh persamaan  yang berarti bahwa setiap satu satuan skor konsumsi gas elpiji akan dipengaruhi oleh X1 (pendapatan) sebesar 0.193 dan X2 (jumlah anggota keluarga) sebesar 0.451, dapat disimpulkan bahwa jumlah anggota keluarga mempunyai pengaruh yang lebih besar terhadap konsumsi gas elpiji. Koefisien determinasi sebesar 51.4% dan sisanya 48.6% dijelaskan oleh variabel lain yang belum diteliti. Berdasarkan uji hipotesis diperoleh secara parsial pendapatan berpengaruh signifikan terhadap konsumsi gas elpiji dengan thitung = 4.899 lebih besar dari ttabel = 1.664.  Jumlah keluarga berpengaruh secara signifikan dengan nilai thitung sebesar 6.129 lebih besar dari nilai ttabel = 1.664. Sedangkan secara simultan diperoleh Fhitung = 41.802 >  Ftabel  = 3.11. Hal ini berarti hipotesis yang diajukan bahwa pendapatan dan jumlah anggota keluarga berpengaruh terhadap konsumsi gas elpiji dapat diterima. Hasil ini berdampak praktis terhadap pengaturan konsumsi rumah tangga. The Covid-19 pandemic has an impact in various fields, one of which is in the economic sector, especially on the income of the Indonesian people. This study discusses the effect of income and number of family members on LPG consumption in the household sector during the Covid-19 pandemic. The research method with a questionnaire was used in this study. Respondents are ordinary households in the Pacitan Regency. Based on the results of data processing using multiple linear regression,  an equation is obtained which means that each unit score of LPG gas consumption will be influenced by X1 (income) of 0.193 and X2 (number of family members) of 0.451, it can be concluded that the number of family members has a more influence big on LPG gas consumption. The coefficient of determination is 51.4% and the remaining 48.6% is explained by other variables that have not been studied. Based on the hypothesis test, it was obtained that income partially had a significant effect on LPG consumption with tcount = 4,899 greater than ttable = 1,664. The number of families has a significant effect on the value of tcount of 6,129, which is greater than the value of ttable = 1,664. Meanwhile, simultaneously obtained Fcount = 41,802> Ftable = 3.11. This means that the hypothesis that the income and number of family members have an effect on LPG consumption can be accepted. These results have practical implications for household consumption regulation
Pemulihan Perekonomian Jawa Timur di Masa Pandemi Covid-19 Melalui Sistem Pertanian Terpadu (SPT) Budikdamber (Budidaya Ikan dalam Ember) Husna Ni’matul Ulya
Journal of Islamic Economics (JoIE) Vol 1, No 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1200.291 KB) | DOI: 10.21154/joie.v1i1.3085

Abstract

Penurunan pertumbuhan ekonomi Indonesia selama masa pandemi covid-19 terjadi selama kuartal I dan kuartal II menyebabkan melemahnya laju perekonomian dan menurunnya pendapatan masyarakat, dikarenakan kebijakan pemerintah dalam pencegahan penyebaran covid-19 berupa Pembatasan Sosial Berskala Besar (PSBB), penerapan protokol kesehatan, dan Learn/Work From Home (LFH/WFH), sehingga masyarakat harus tetap berada di rumah dan mengurangi aktifitas di luar jika tidak dibutuhkan.  Dampak yang terjadi mempengaruhi semua bidang perekonomian, salah satunya pada sektor/lapangan usaha pertanian. Perkembangan perekonomian propinsi Jawa Timur juga mengalami penurunan pada data terakhir sebesar 5,90 %.  Di antara sektor yang mengalami penurunan, sektor pertanian adalah sektor yang masih mengalami pertumbuhan positif, karena produktifitas sektor pertanian tidak begitu dipengaruhi oleh situasi pendemi, namun yang menjadi masalah adalah jumlah permintaan yang lebih menurun daripada sebelumnya.  Untuk memberikan solusi terhadap kebijakan pandemi, maka diperlukan Sistem Pertanian Terpadu (SPT) yang memanfaatkan lahan di sekitar rumah, sehingga masyarakat tidak perlu keluar rumah untuk bertani. Selain dapat mencukupi kebutuhan pangan keluarga, masyarakat dapat menjual hasil panennya, tidak hanya mencukupi kebutuhan nabati, tapi juga kebutuhan hewani.  Sistem yang diadopsi dari program dompet dhuafa yang disebut Budidaya Ikan dalam Ember (budikdamber) menjadi salah satu pilihan untuk memenuhi sistem pertanian terpadu, karena selain memanfaatkan seumberdaya yang ada, juga dapat memaksimalkan penggunaan media yang sama untuk dua sistem budidaya.  Namun, masih banyak yang harus dilaksanakan untuk menindaklanjuti pengembangan sistem ini yang disesuaikan dengan tuntutan perkembangan sosial, budaya, teknologi dan ekonomi masyarakat.The decline in Indonesia's economic growth during the Covid-19 pandemi occurred during the first quarter and second quarter which caused a weakening of the economy and decreased people's income, due to government policies to prevent the spread of Covid-19 in the form of Large-Scale Social Restrictions (PSBB), implementation of health protocols, and Learn / Work From Home (LFH / WFH), so that people must stay at home and reduce outdoor activities when not needed. The impact that occurs affects all sectors of the economy, one of which is the agricultural sector/business field. The economic development of East Java province also experienced a decline in the latest data of 5.90%. Among the sectors that have experienced a decline, the agricultural sector is still experiencing positive growth, because the productivity of the agricultural sector is not significantly affected by the pandemi situation, but the problem is that the amount of demand is decreasing more than before. To provide solutions to pandemi policies, an Integrated Farrming System (IFS) are needed which utilizes the land around the house, so that people don't have to leave the house to the farm. In addition to being able to meet family food needs, people can sell their crops, not only for vegetable needs but also for animal needs. The system adopted from the dompet dhuafa program called Aquaculture in a Bucket (budikdamber) is an option to fulfill an integrated agricultural system because, in addition to utilizing existing resources, it can also maximize the use of the same media for two cultivation systems. However, much remains to be done to follow up on the development of this system in line with the demands of social, cultural, technological, and economic development in society.
Usyur (Bea Cukai) dalam Sistem Perdagangan Internasional Islam Menurut Abu Ubaid dalam Kitab Al-Amwal Khoirun Nisak
Journal of Islamic Economics (JoIE) Vol 1, No 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (92.551 KB) | DOI: 10.21154/joie.v1i1.3079

Abstract

Tujuan penulisan artikel ini adalah untuk menganalisis kajian Abu Ubaid mengenai keuangan publik Islam, khususnya usyur dalam kitab Al-Amwal. Dalam konteks perekonomian hari ini, usyur relevan dengan pembahasan mengenai bea cukai dalam perdagangan internasional. Hampir tidak ada negara yang dapat memenuhi semua kebutuhannya sendiri, sehingga untuk memenuhi kebutuhan yang tidak dapat diproduksi sendiri, sebuah negara harus melakukan perdagangan internasional, melakukan kegiatan ekspor dan impor dengan negara lain. Studi pustaka (library research) digunakan sebagai metode penelitian dengan menggunakan kitab Al-Amwal sebagai rujukan utama, disertai dengan referensi pendukung yang relevan. Ketika membahas tentang usyur, Abu Ubaid banyak merujuk pada kebijakan Khalifah Umar bin Khattab karena usyur adalah sumber pendapatan negara pada masa pemerintahan Khalifah Umar.The aim of this paper is to examine Abu Ubaid's view of Islamic public finance, particularly ushur, in the book Al-Amwal.In the context of today's economy, the analysis is relevant to the discussion of customs in international trade. Almost no country can meet all of its own needs, so to meet needs that can not be produced on its own, a country must conduct international trade, carry out export and import activities with other countries. Library research is used as a research methods by using the book Al-Amwal as the main reference, accompanied by relevant supporting references. When discussing ushur, Abu Ubaid referred to many of the policies of Caliph Umar bin Khattab because ushur was a source of state revenue during the reign of Caliph Umar.
Potensi Pemulihan Pariwisata Halal di Ponorogo (Analisa Strategi Pada Masa Pandemi Covid-19) Rizqi Rahmawati; Kaukabilla Alya Parangu
Journal of Islamic Economics (JoIE) Vol 1, No 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (227.402 KB) | DOI: 10.21154/joie.v1i1.2781

Abstract

Pandemi Covid-19 mempunyai dampak yang cukup besar pada segala sektor, dan pariwisata halal merupakan sektor yang juga cukup merasakan dampaknya. Penelitian ini menggali potensi upaya pemulihan pariwisata halal dengan pendekatan analisa deskriptif. Menggunakan data terbaru tahun 2020 dan tema yang unik. Metode penelitian menggunakan pendekatan analisa deskriptif, dengan teknik pengumpulan data menggunakan triangulasi berupa observasi, wawancara dan dokumentasi. Berdasarkan penggolahan data diperoleh hasil dari  strategi dengan melakukan Protokol kesehatan berbasis CHSE yaitu Cleanliness (Kebersihan), Health (Kesehatan), Safety (Keamanan), dan Enviroment (Ramah lingkungan) dan juga startegi pemulihan dengan jangka pendek, menengah dan panjang. Strategi jangka pendek lebih mengedepankan dukungan pemerintah daerah, mulai dukungan finansial dan kebijakan yang mendukung. Strategi menengah yaitu dengan menggabungkan peran lembaga pendidikan, pemerintah dan media. Strategi jangka panjang dengan melakukan sistem opersional industri pariwisata, dengan input yaitu memperhatikan kualitas destinasi pariwisata, dan kemudian diprosesnya dengan bantuan penuh pihak pemerintah dan outputnya melakukan pembenahan yang tersturuktur sehingga pariwisata halal di ponorogo dapat perkembang lagi. Dari hasil diatas diperoleh kesimpulan bahwa Pariwisata Halal di Ponorogo telah melakukan pembenahan dengan strategi-setrategi diatas, namun masih belum maksimal sehingga perlu didukung secara penuh oleh Pemerintah daerah, Stakeholder, Media dan Masyarakat.The Covid-19 pandemic has had a considerable impact on all sectors, and halal tourism is a sector that is also quite affected. This study explores the potential of halal tourism recovery efforts with a descriptive analysis approach. Using the latest data for 2020 and a unique theme. The research method uses a descriptive analysis approach, with data collection techniques using triangulation in the form of observation, interviews and documentation. Based on data processing, the results obtained from the strategy by carrying out a CHSE-based health protocol, namely Cleanliness, Health, Safety, and Environment, as well as recovery strategies in the short, medium and long term. The short-term strategy prioritizes local government support, start with financial support and supportive policies. The intermediate strategy is to combine the roles of educational institutions, the government and the media. The long-term strategy is to carry out an operational system for the tourism industry, with input, namely paying attention to the quality of tourism destinations, and then processing it with the full assistance of the government and the output carrying out structured improvements so that halal tourism in Ponorogo can develop again. From the results above, it can be concluded that Halal Tourism in Ponorogo has made improvements with the strategies above, but it is still not optimal so it needs to be fully supported by the local government, stakeholders, media and society. The long-term strategy is to carry out an operational system for the tourism industry, with input that is paying attention to the quality of tourism destinations, and then processing it with the full assistance of the government and the output is making structured improvements so that halal tourism in Ponorogo can develop again. From the results above, it can be concluded that Halal Tourism in Ponorogo has made improvements with the strategies above, but it is still not optimal so it needs to be fully supported by the local government, stakeholders, media and society. The long-term strategy is to carry out an operational system for the tourism industry, with input that is paying attention to the quality of tourism destinations, and then processing it with the full assistance of the government and the output is making structured improvements so that halal tourism in Ponorogo can develop again. From the results above, it can be concluded that Halal Tourism in Ponorogo has made improvements with the strategies above, but it is still not optimal so it needs to be fully supported by the local government, stakeholders, media and society. and then it is processed with the full assistance of the government and the output is structured so that halal tourism in Ponorogo can develop again. From the results above, it can be concluded that Halal Tourism in Ponorogo has made improvements with the strategies above, but it is still not optimal so it needs to be fully supported by the local government, stakeholders, media and society. and then it is processed with the full assistance of the government and the output is structured so that halal tourism in Ponorogo can develop again. From the results above, it can be concluded that Halal Tourism in Ponorogo has made improvements with the strategies above, but it is still not optimal so it needs to be fully supported by the local government, stakeholders, media and society.

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