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Contact Name
Zulfan Fahmi
Contact Email
attarbiyyah@iaialaziziyah.ac.id
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+6282304030000
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attarbiyyah@iaialaziziyah.ac.id
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INDONESIA
Jurnal Attarbiyyah: Jurnal Ilmu Pendidikan Islam
ISSN : 24609439     EISSN : 28074149     DOI : -
Jurnal At-Tarbiyah: Jurnal Pendidikan Agama Islam (Journal of Islamic Education Studies) merupakan jurnal nasional berpenyunting ahli yang terbit dua kali dalam setahun. Jurnal At-Tarbiyah berbentuk cetak (2460-9439 dengan Nomor SK: 0005.24609439/JI.3.2/SK.ISSN/2015.09 Tanggal 16 September 2015) dan online (2807-4149 dengan Nomor SK: 0005.28074149/K.4/SK.ISSN/2021.08, Kamis, 25 Agustus 2021). Jurnal ini diterbitkan oleh Fakultas Tarbiyah Institut Agama Islam (IAI) Al-Aziziyah Samalanga Bireuen Aceh. Pernyataan ini menegaskan etika penulisan dan publikasi bagi penulis, penyunting pelaksana, penyunting ahli, dan penerbit, serta seluruh pihak yang terlibat dalam penerbitan Jurnal At-Tarbiyyah. Fokus penerbitan jurnal ini pada bidang ilmu pendidikan islam, Studi Pendidikan dan Pembelajaran, Filsafat Pendidikan Islam, Manajemen Pendidikan Islam, Kepemimpinan Pendidikan, Teknologi Pendidikan Islam, Pendidikan Bahasa Arab, Sastra Arab, dan lain-lain yang berhubungan dengan ilmu pendidikan Islam
Articles 4 Documents
Search results for , issue "Vol. 5 No. 2 (2025): July-Dec 2025" : 4 Documents clear
Personality traits and investment intention: the moderating effect of financial literacy Gopal Khanal; Prof. Dr. Tara Prasad Upadhyaya
Journal of Corporate Finance Management and Banking System Vol. 5 No. 2 (2025): July-Dec 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.52.1.13

Abstract

Purpose: The study aims to investigate that personality traits have a significant effect on investment intentions with the moderating role of financial literacy of MBA and MBS students of TU-affiliated colleges in Butwal. Methodology: A stratified sampling technique was used, targeting 247 MBA and MBS students of TU-affiliated colleges situated in Butwal out of a total population of 625. An adopted questionnaire with a seven-point Likert scale is used with a descriptive and causal comparative research design, complemented by a comprehensive array of statistical measures, descriptive statistics, correlation, and regression. These are chosen for robust data analysis with Smart PLS student version and IBM SPSS Statistics version 20. Key Findings: The findings of the study are that there is a significant effect of personality traits (conscientiousness & openness to experience) on investment intention, but neuroticism, extraversion and agreeableness do not have a significant effect. Additionally, financial literacy has a moderating role between the personality traits and investment intentions. Moreover, the financial literacy shows the negative correlation with investment intention. Implications: The implications of the study help in financial advising and decision-making, financial literacy programs, policy makers and individual investment decisions to make the fruitful investment.
Effect of merger and acquisition on performance of listed nigerian deposit money banks Onaolapo Adekunle Rahman; Ajala Oladayo Ayorinde
Journal of Corporate Finance Management and Banking System Vol. 5 No. 2 (2025): July-Dec 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.52.14.24

Abstract

This study examined the effect of assets growth on performance of Nigerian Deposit Money Banks (NDMBs) from 2006 to 2023. Secondary data on issues such as Asset Profile (AP), Capital Structure (CS), Credit Risk (CR), Liquidity Risk (LR), and Return On Equity (ROE) covering the period of study were gathered from the annual reports and accounts of the seven (7) NDMBs out of a population of 14 listed on Nigerian Exchange Group (NXG) as at December, 2023. Panel regression analysis was adopted to evaluate the effect of asset growth (a surrogate for merger and acquisition) on return on equity (a surrogate for performance) in the NDMBs. The result of panel regression analysis on the effect of asset growth on ROE in the NDMBs revealed that three (3) out of the four (4) explanatory variables were significant in explaining the variation in ROE, these are AP (ρ = 0.0015), CS (ρ = 0.0001) and LR (ρ = 0.0002). The study concluded that M&A had positive significant effect on performance of NDMBs. The study recommends that banks’ management should embrace efficient customer service delivery, aggressive deposit drive and periodic training of staff in order to achieve improved customer patronage and performance.
The factors affecting solvency and credit risks in mena banks Lamya M. Gadou
Journal of Corporate Finance Management and Banking System Vol. 5 No. 2 (2025): July-Dec 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.52.25.36

Abstract

This study examines the impact of bank-specific and macroeconomic variables on bank risk measures proxied by solvency risk (Z-score) and credit risk (NPLs). Fixed and random effects panel regression models are adopted the generalized method of moments (GMM) dynamic technique for 138 banks in 12 MENA countries (2005-2022). Which is further sub-divided into two groups, namely GCC and MPC for comparative analysis to reveal differences in terms of importance of risk determinants. The results indicate mainly that leverage raises both solvency and credit risks. An increase in income diversability reduces solvency risk and a larger bank size mitigates credit risk. Moreover, economic growth significantly reduces solvency risk but inflation erodes bank financial stability. Regarding the GCC, there is a positive relationship between size and solvency risk. Also, economic growth enhances credit quality while liquidity worsens this portfolio. Considering the MPC sample, leverage is the most important factor raising credit risk. Profitability has a positive effect on Z-score, thereby lowers solvency risk. These findings suggest that banks in the MENA region can enhance their stability by focusing on improving profitability and operational efficiency while managing leverage levels. Policymakers may also consider fostering economic growth to support banking sector stability.
Merger and its impact on profitability of commercial banks Mr. Suraj Khatiwada
Journal of Corporate Finance Management and Banking System Vol. 5 No. 2 (2025): July-Dec 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.52.37.47

Abstract

The aim of this study was to investigate the impact of mergers and acquisitions on the profitability of Nepalese commercial banks. The research was conducted by analyzing various financial ratios that reflect profitability, employing a statistical approach. Two prominent commercial banks were selected as the sample, both of which had merged in the same fiscal year. The analysis focused on comparing pre-merger and post-merger profitability, utilizing a t-test to assess the significance of the merger's effects. Key profitability ratios, including Return on Assets (ROA), Return on Equity (ROE), Net Profit Margin (NPM), and Earnings Per Share (EPS), were evaluated to determine the influence of the merger on overall profitability. The findings indicated that the merger did not lead to an improvement in returns for the banks involved. This leads to the conclusion that mergers and acquisitions alone cannot guarantee an enhancement in the profitability of commercial banks. Instead, it is essential for regulatory authorities and stakeholders to take proactive measures to improve the financial health of banks without solely relying on mergers as a solution. Policymakers should consider implementing strategies that focus on the operational efficiency, risk management, and customer service quality of banks, which can contribute to sustaining profitability in a competitive environment.

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