At Taajir : Jurnal Ekonomi, Bisnis dan Keuangan Syariah
Jurnal yang memuat naskah naskah di bidang Ekonomi Syariah, Bisnis Syariah dan Lembaga Keuangan Syariah. Ruang lingkup jurnal ini berupa penelitian dan kajian analitis kritis atau inovasi dalam beberapa bidang keilmuan, Ekonomi Syariah. Jurnal yang membahas tentang tema ekonomi Syariah, Bisnis Syariah atau Lembaga Keuangan Syariah.
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<![CDATA[SYIRKAH DALAM PEMAHAMAN EKONOMI ISLAM SEBUAH SOLUSI PERMASALAHAN PERMODALAN ]]>
<![CDATA[Zakiyatun Nufus]]>
<![CDATA[ Jurnal At Taajir Vol 1 No 1: (2020) At Taajir : Jurnal Ekonomi Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v1i1.527
<![CDATA[According to the term referred to as syirkah, the fuqaha have different opinions. Abdurrahman al-Jaziri in Suhendi summarizes these opinions, among other things, according to Sayyid Sabiq syirkah is a contract between two people associated with the main assets (capital) and profit. According to Muhammad al-Syarbini al-Khatib, what is meant by Syirkah is the determination of rights to something for two or more people in a well-known or known way. According toSyihab al-Din al-Qalyubi wa Umaira what is meant by syirkah is the determination of rights to something for two or more people. Imam Taqiyuddin Abi Bakr Ibn Muhammad al-Husaini also said that syirkah is like the determination of a right on something one for two or more people in a known way. The opinion of Imam Hasbie Ash-Shidieqie that what is meant by syirkah is a contract that applies between two or more people for ta'awun in working on a business andsharing the profits. Meanwhile, Idris Muhammad said that a syirkah is the same as a trading company, that is, two or more people both promise to work together in trade by handing over their respective capital where the profits and losses are calculated according to the size of each capital.]]>
<![CDATA[ANALISIS ISLAMIC MARKETING DAN KEPERCAYAAN TERHADAP LOYALITAS NASABAH PADA PT. BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) LAMPUNG ]]>
<![CDATA[Ditta Nur Hidayanti]]>
<![CDATA[ Jurnal At Taajir Vol 2 No 1: (2021) AT TAAJIR Jurnal Ekonomi Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v2i1.532
<![CDATA[The high growth rate of the Islamic banking industry is inseparable from the expansion of Islamic banking which is increasingly expanding to all corners of Indonesia, so that Islamic banking is required to be able to implement its operations in accordance with sharia principles. The purpose of this research is to find and analyze Islamic Marketing and Trust in customer loyalty at PT. BPRS in Lampung Province. This research is a quantitative research with a questionnaire data collection tool that is distributed to customers of PT. BPRS in Lampung Province. The sample used in this study was 100 customers, with a purposivesampling data collection technique. Data analysis used in this research is simple linear regression data analysis. The results of this study found that there was an influence of Islamic marketing on customer loyalty in murabahah financing by 35.7%, there was an influence of trust in customer loyalty in murabahah financing by 20%. Therefore to maintain customer loyalty PT. BPRS throughout Lampung Province can carry out various options such as improving service quality, increasing satisfaction, perceived value, E-Servqual and using mobile banking.]]>
<![CDATA[IMPLEMENTASI AKAD MUSYARAKAH PADA PEMBIAYAAN USAHA MIKRO DI PT. BANK PERKREDITAN RAKYAT SYARIAH BAROKAH LAMPUNG ]]>
<![CDATA[Ditta Nur Hidayanti]]>
<![CDATA[ Jurnal At Taajir Vol 3 No 1: (2022) At Taajir : Jurnal Ekonomi, Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v3i1.533
<![CDATA[This study aims to describe the implementation of Musyarakah contracts in micro business financing and explain the analysis of the implementation of Musyarakah Contract Financing at PT. BPRS BDS in Islamic Economic Perspective. The type of research used is field research. In this study the method used included three interactive activities consisting of data reduction (data simplification), data presentation and drawing conclusions and verification. Dataanalysis used qualitative data analysis techniques by means of inductive thinking. Based on the results of research conducted at PT. BPRS BDS regarding the Implementation of Musyarakah Contracts in Micro Business Financing is actually good, and has referred to the provisions of the DSN MUI fatwa regarding musyarakah contract financing. In the analysis of the provision of financing PT. BPRS BDS also uses the 5C principles (Character, capacity, Capital,Conditional and Collateral). PT. BPRS BDS in providing financing must use collateral as a binder. Loss sharing at PT. BPRS BDS is only borne by the mudharib]]>
<![CDATA[SUKUK AL INTIFA’A: INTEGRASI SUKUK DAN WAKAF DALAM MENINGKATKAN PRODUKTIFITAS SEKTOR WAKAF PENDORONG INVESTASI PADA PASAR MODAL SYARIAH ]]>
<![CDATA[Hevi Oktiawati]]>
<![CDATA[ Jurnal At Taajir Vol 2 No 1: (2021) AT TAAJIR Jurnal Ekonomi Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v2i1.534
<![CDATA[Dewasa ini pasar modal menjadi salah satu instrumen yang memainkan peranan penting dalam perekonomian negara maju maupun berkembang. Bagi negara berkembang seperti Indonesia, pasar modal merupakan potensi perekonomian yang mampu menawarkan solusi bagi permasalahan permodalan yang sering dihadapi dalam rangka pembangunan nasional. Terlebih ketika upaya perolehan tambahan modal melalui pinjaman dirasa semakin tidak menguntungkan. Demikian halnya dengan pasar modal syariah, walaupun masih baru jika dibandingkan dengan instrumen keuangan syariah yang lain, tapi perkembangan pasar modal syariah di Indonesia dinilai cukup baik, Salah satu instrumen keuangan syariah yang menjadi pembiayaan penting bagi anggaran negara adalah sukuk.Di dalam negeri sendiri, sukuk tumbuh cukup pesat walaupun proporsinya masih relatih kecil dibandingkan dengan pasar konvensional. Hal ini akan mampu menunjang perkembangan pasar modal syariah di Indonesia, apalagi jika mampu menangkap peluang yang ada. Salah satu peluang tersebut adalah aset wakaf yang banyak terdapat di berbagai wilayah di Indonesia dan masih banyak yang belum tergarap secara produktif. Dual integrasi antara sukuk dan wakaf dalam Sukuk Al Intifa‘a diaharapkan mampu menciptakan sebuah instrumen keuangan yang bisa memaksimalkan produktofitas sektor pasar modal syariah dan sektor wakaf]]>
<![CDATA[WAKAF TUNAI DALAM KAJIAN FIQH MUAMALAH ]]>
<![CDATA[Nasrul Amanu]]>
<![CDATA[ Jurnal At Taajir Vol 1 No 1: (2020) At Taajir : Jurnal Ekonomi Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v1i1.536
<![CDATA[The issue of cash waqf is not really a new case in the study of fiqh. Historically, cash waqf basically included in the khilafiyah. The legal disagreement occurs as a result of culture and understanding of the legal community is still struggling in the region of fixed asset waqf. Thereare several answers as well as a legal opinion to be used as proof to some madzhabscholars, one of which is the opinion of Imam Hanafi that allow cash as waqf endowments on the basis of Istihsan bi al-’Urfi.The basic argument of the Hanafi is the hadeeth narrated by Abdullah bin Mas’ud, may Allah be pleased. While, Imam Malik also allow the base diwakafkan quality goods. Beside those arguments, Imam Shafi’i does not allow cash waqf and argue that the cash waqf does not immortal (can disappear). Theseare the law of several fuqaha answers to this problem. While in Indonesia, legally justify the cash waqf with the issuance of Undang-Undang No. 41 Tahun 2004 about Endowments and Peraturan Pemerintah (Government Regulation)No. 42 Tahun 2006 about The Implementation of Undang-Undang No. 41Tahun2004 which the Regulation Legislation can provide legal certainty on the applicationand implementation cash waqf in Indonesia.]]>
<![CDATA[KETENTUAN AYAT-AYAT RIBA, TAFSIRNYA DAN FATWA RIBA ]]>
<![CDATA[Nasrul Amanu]]>
<![CDATA[ Jurnal At Taajir Vol 3 No 1: (2022) At Taajir : Jurnal Ekonomi, Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v3i1.537
<![CDATA[This research aimed to obtain the description on how the application of revenue sharing in BTM KSU Sejahtera of UMP (University of Muhammadiyah Purwokerto) whether or not it has been in accordance with provision of Muamalah Fiqh. This research used qualitative approach. Whereas techniques of data collection were: interview, observation, and documentation. The data analysis was descriptive analysis through three procedures; data reduction, data presentation, and conclusion. Then the data were analyzed qualitatively. The research result indicated; technically or in axiological way, revenue sharing application in BTN KSU Sejahtera UMP has not been fully in accordance with provision of mudharabah and revenue sharing in fiqh of muamalah.]]>
<![CDATA[PELAYANAN BANK SYARIAH TERHADAP KEPUASAN NASABAH ]]>
<![CDATA[Hikmah Dwi Astuti]]>
<![CDATA[ Jurnal At Taajir Vol 1 No 1: (2020) At Taajir : Jurnal Ekonomi Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v1i1.539
<![CDATA[The purpose of this study is to find out yourself and judge how much influence the quality of care and the profit sharing banking system on customer satisfaction, so it can be a reference for Islamic banking in the retrieval decision. This type of research is survey research on depositors in Islamic banks to take a sample from a population and used a questionnaire as a measurement of the main data collection. Subsequent to the observations and perform data analysis and hypothesis testing, it can be concluded that the results of statistical regression analysis is submitted there is significant relationship between quality of care and the profitsharing banking system on customer satisfaction]]>
<![CDATA[ANALISIS PROFITABILITAS BANK SYARIAH YANG TERDAFTAR DI BURSA EFEK INDONESIA ]]>
<![CDATA[Hikmah Dwi Astuti]]>
<![CDATA[ Jurnal At Taajir Vol 2 No 1: (2021) AT TAAJIR Jurnal Ekonomi Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v2i1.540
<![CDATA[This research was conducted to examine the effect of variable Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and of Profitability (ROA). Profitability is used to measure the effectiveness of management based on results generated from the loan repayment and investment. The ratio is important for the bank's profitability is Return On Assets (ROA). Financial ratios that affect the ROA is the CAR, FDR, and NPF. The sampling technique used was purposive sampling with the criteria of Islamic commercial bank serving the financial statements of the period December 2009 - December2014. The analysis technique used is the classical assumption of the analysis, multiple regression analysis and hypothesis test with a level of significance of 5%. The results of the research simultaneously (test F) states that the CAR, FDR, and NPF jointly affect the profitability (ROA) of banks. While the results show that the correlation coefficient between profitability (ROA) of banks with 4 independent variables of 46,5%. And the result of research partially (t) states that the variable CAR and FDR did not have a significant positive effect on profitability (ROA) of banks. And variable NPF and significant negative effect on profitability (ROA) of banks.]]>
<![CDATA[DAMPAK PERTUMBUHAN EKONOMI INDONESIA PADA PERDAGANGAN INTERNASIONAL ANTARA INDONESIA – UNI EROPA ]]>
<![CDATA[Zakiyatun Nuvus]]>
<![CDATA[ Jurnal At Taajir Vol 3 No 1: (2022) At Taajir : Jurnal Ekonomi, Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v3i1.567
<![CDATA[This study aims to analyze the impact of international trade based on the value of exports and imports on Indonesia's economic growth. International trade is the activity of trading goods and or services carried out by residents of a country in meeting needs that cannot be produced independently. In IUU Fishing, it also aims to deal with or overcome illegal fishing, which is a crucial problem with large losses.Fishery products exported to the European Union encounter barriers and obstacles. The effect of growth on international trade. Large exports affect economic growth.]]>
<![CDATA[INVESTIGATING ISLAMIC BUSINESS ETHICS PRACTICE TOWARD MILLENNIAL MUSLIM GENERATION ]]>
<![CDATA[Nurlaili]]>;
<![CDATA[Muhammad Iqbal Fasa]]>;
<![CDATA[Diana Ambarwati]]>
<![CDATA[ Jurnal At Taajir Vol 4 No 1 (2023): (2023) At Taajir : Jurnal Ekonomi, Bisnis dan Keuangan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Agus Salim Metro Lampung ]]>
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DOI: 10.47902/at taajir.v4i1.719
<![CDATA[Islamic business ethics has the most basic purpose of a business or business which is to benefit and take blessings from activities carried out by others who need it. This study aims to find out how the application of business ethics among the Muslim millennial generation is in accordance with business ethics in Islam. so that later, it is hoped that the results of this paper can be used as a working concept (framework) or model for other business actors. The research was conducted in the form of descriptive using literature study and research development from the results of research that had been done previously. The results show that business/business actors among the Muslim millennial generation of university alumni in Metro City have implemented Islamic business ethics. In running a business/business and activities, business people have understood and practiced the basic principles or values of Islam based on the Qur'an and Hadith. The application of business ethics in Islam includes several aspects, namely principles, prices, marketing (advertising/promotion), and production.]]>
