cover
Contact Name
Shofiyulloh
Contact Email
eljizya@uinsaizu.ac.id
Phone
+6285726179644
Journal Mail Official
eljizya@uinsaizu.ac.id
Editorial Address
Fakultas Ekonomi dan Bisnis Islam UIN Prof. K.H. Saifuddin Zuhri Purwokerto Jl. Jend. A. Yani No. 40A Purwokerto 53126 Jawa Tengah - Indonesia
Location
Kab. banyumas,
Jawa tengah
INDONESIA
el-Jizya: Jurnal Ekonomi Islam
ISSN : 2354905X     EISSN : 25796208     DOI : https://doi.org/10.24090/ej
Core Subject : Economy,
el-Jizya: Jurnal Ekonomi Islam is a scientific journal published by Faculty of Economic and Islamic Bussiness UIN Prof. K.H. Saifuddin Zuhri Purwokerto. First printed edition was published in 2013, and since 2017 it has been published in online version. El-Jizya focuses on the study of Islamic Economics from various perspectives. It is published twice a year (June & December).
Articles 6 Documents
Search results for , issue "Vol 5 No 1 (2017)" : 6 Documents clear
Sumber Daya Alam Dalam Pembangunan Berkelanjutan Perspektif Islam Amanah Aida Qur'an
el-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (287.242 KB) | DOI: 10.24090/ej.v5i1.1621

Abstract

Abstrak Natural resources are a gift given by God almighty to mankind which is khalifa fil ard, but instead humanity is who makes the destruction of nature. Sustainable development is a pattern of development that takes into account the natural balance. Islam gives freedom to utilize the abundant natural resources, especially in Indonesia but there are limitations, also should pay attention to the balance of nature so that natural resources will still be maintained continuity. This study is used the library research. In this study will discuss the concept of natural resources in asustainable development perspective of Islam. Keyword: Natural Resources, sustainable development, Islam.
SINERGITAS ISLAMIC MICROFINANCE INSTITUTION (IMFI): Pemberdayaan dan Peningkatan Kesejahteraan Usaha Mikro Kecil dan Menengah (UMKM) Fisit Suharti
el-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.668 KB) | DOI: 10.24090/ej.v5i1.1626

Abstract

Dua dekade terakhir perkembangan ekonomi syariah ramai dengan munculnya berbagai lembaga keuangan syariah, termasuk di dalamnya adalah BMT dan lembaga zakat. Namun, lembaga zakat ini jauh lebih awal dibanding dengan BMT. Kedua lembaga ini memiliki kesamamaan dalam fungsi intermediary menghimpun dan menyalurkan dana ZIS dalam operasionalnya, tetapi di sisi lain keduanya juga memiliki sejumlah kendala, untuk itu dalam makalah ini penulis mencoba mensinergikan keduanya dalam rangka pemberdayaan masyarakat miskin dan peningkatan kesejahteraan Usaha Mikro Kecil dan Menengah (UMKM). BMT memiliki potensi besar turut serta mewujudkan sektor UMKM yang kuat. Secara karakteristik, keberadaan lembaga keuangan ini memiliki kebersenyawaan yang erat dengan sektor usaha, karena target dan sasaran BMT serta skala usahanya memiliki orientasi pembiayaan sektor mikro. Selain itu aset nasional BMT juga telah mencapai Rp 4,7 trilliun, dengan jumlah pembiayaan Rp 3,6 trilliun. Sedangkan lembaga zakat dalam hal ini BAZNAS, juga memiliki potensi yang sama. Namun, dana ZIS ini nampaknya belum disalurkan secara maksimal. Efektivitas penyaluran dana ZIS tahun 2014 sekitar 67,50 % , sedangkan tahun 2015 ini hanya 26,91%. Atas hal ini, perlu adanya sinergitas kedua lembaga ini dalam bentuk kerjasama penyaluran dana ZIS agar maksimal. BAZNAS memiliki dana ZIS yang cukup besar, dan BMT juga memiliki program pembiyaaan mikro dan dana ZIS. Mekanismenya adalah BAZNAS menyalurkan dana untuk mayarakat miskin dan pelaku usaha mikro (kecil dan menengah) melalui BMT agar lebih terkontrol. BMT dalam menyalurkan dana ZIS tersebut dengan mekanisme “ACTORS” melalui 5 tahapan, yakni, pemberian dana ZIS untuk masyarakat miskin, qardul , bagi hasil, return, saving.
HUBUNGAN ANTARA RASIO HUTANG DAN PROFITABILITAS DENGAN REAKSI PASAR (STUDI PADA PERUSAHAAN YANG MENGELUARKAN SUKUK) Siti Ma'sumah
el-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (301.823 KB) | DOI: 10.24090/ej.v5i1.1627

Abstract

Companies that will enlarge the business can issue sukuk to raise funds. Sukuk issuance by the company will be reacted by the market. The market reaction may be affected by the debt ratio and profitability. So of the research aims to determine the relationship between debt and profitability with market reaction. The population of this research is the company issuing the sukuk from 2007 to 2015. The sampling technique used in determining the sample is purposive sampling, with the following criteria: 1. The company is listed on the Indonesian Stock Exchange 2. Publish financial statements in the year of issuance of sukuk 3. Has the complete data needed in the study 4. Sukuk issued by the company in the same year been one that has the largest nominal. Based on the analysis that has been made known that the debt ratio does not significantly negative associated with market reaction. Profitability does not significantly positive associated with market reaction. Keywords: Debt Ratio, Profitability and Market Reaction.
PEMBERDAYAAN EKONOMI UMAT MELALUI PEMBIAYAAN MIKRO SYARIAH Sri Deti
el-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.419 KB)

Abstract

Abstract Economic empowerment of the people means developing an economic system of its own people by the people and for the benefit of the people. It also means improving the ability of the people as a whole by developing and mendinamiskan potential. Resource mobilization efforts to develop the economic potential of the people will increase the productivity of the people. Thus, the people or the people with the environment is able to produce and foster participatory added value increase the prosperity and well-being. There are continuous efforts to improve the economy of the people by strengthening the sector of micro, small and medium, both by the government as policy makers, the private sector (financial institutions bank and non-bank) were enough attention to this sector, or direct community is the driving force with the continued proliferation of barns effort. This was driven by the shift in perspective that had been partly the Community as an employee or employees of being an entrepreneur. One way to strengthen the sector of micro, small and medium enterprises is through micro-financing Islamic, microfinance is an activity of business financing in the form of raising funds on the loan for micro (small) run by entrepreneurs are lower middle income people who have income in below average. The magnitude of the potential of Islamic micro finance will encourage a number of Islamic financial institutions to continue to provide financing facilities to the public, so that all walks of life can be easy to develop a business that has been owned, and for those who would set up a new business. Keywords: Economic Empowerment of People, Microfinance Sharia
ANALISA KEKUATAN YANG MENDORONG PERTUMBUHAN KEWIRAUSAHAAN MAHASISWA IAIN PURWOKERTO Sofia Sulasih
el-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (177.867 KB)

Abstract

ABSTRACT This research implemented a quantitative research. The data consisted of statistical computation derived from questionnaires collected from the students of IAIN Purwokerto as the samples of this study. This research was entitled as the analysis of the factors that fostered the growth of entrepreneurship among the students at IAIN Purwokerto. The purpose of this study was to analyze and describe the factors that fostered the growth of entrepreneurship among the students at IAIN Purwokerto. The population of this study was the students of IAIN Purwokerto who were considered to be able to represent the population of this research. The number of respondents in this research was 100 respondents. The data analysis method implemented a quantitative analysis by using validity and reliability test, classical assumption test, multiple regression analysis, and t-test. The results of this research showed that the personal strength had the t-value as 1.047 in which it was lower than t-table as 1.661 with a significant level of 0.298 in which it was higher than 0.05. This means that personal strength did not show positive effect that could encourage the growth of entrepreneurship among the students of IAIN Purwokerto. The sociological strengths showed the t-value as 4.743 in which it was higher than t-table of 1.661 with significant level 0.000 in which it was lower 0.05. This means that the sociological strengths had a positive effect to foster the growth of entrepreneurship among the students of IAIN Purwokerto. The social environmental strengths showed that the t-value as 2.175 in which it was higher than t-table as 1.661 with a significant level of 0.032 in which it was lower than 0.05. This means that the social environmental strengths had a positive effect that encouraged the growth of entrepreneurship among the students of IAIN Purwokerto. Keywords: personal strength, sociological strength, social environmental strength, entrepreneurship growth
Pengaruh Motivasi dan Literasi Keuangan Terhadap Minat Berinvestasi di Pasar Modal Yoiz Shafwa Shafrani
el-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (203.204 KB)

Abstract

Economic development requires everyone to be able to manage their financial assets. Financial Services Authority (OJK) survey results found that the lower social strata of society is, the lower the level of literacy will be. Based on these facts, the OJK, together with the Financial Services Industry (IJK), continues to encourage and implement literacy programs and financial inclusion so that the target of financial inclusion index can be achieved. One of the targetgroups of the program is academics, both in primary and secondary education and in universities. In 2016, Indonesia Stock Exchange (IDX) Yogyakarta Branch seeks to increase public investment in the capital market through financial literacy program. This program is conducted in cooperation with OJK and several Capital Investment Companies through the procurement of socialization at several universities in Central Java and Yogyakarta. The activity was followed up by OJK Purwokerto through a program called Gebyar Syariah, which was intended to increase Banyumas community investment interest. At the event, Banyumas regency won two records from the World Record Museum of Indonesia or MURI. The record is the Creation of Shariah Fund Investors Category of Public Society of 5,546 people and the highest Shariah Investor Generation of 2.000 people. The university that obtained the MURI record is Muhamdiyah University of Purwokerto. Regression Analysis with hypothesis testing using t test and F test.The result when connected with the results of F test found that thevariables of financial literacy and motivation simultaneously influence the investment interest. Meanwhile, when viewed from test result, it was found that each independent variable (variable of motivation and financial literacy) influence to dependent variable, that is variable of interest to invest The purpose of this research is to know whether there is influence of financial literacy and motivation to investment interest in capital market. The method of analysis used in this study is Multiple Linear Regression Analysis with hypothesis testing using t test and F test. The result when connected with the results of F test found that thevariables of financial literacy and motivation simultaneously influence the investment interest. Meanwhile, when viewed from t test result, it was found that each independent variable (variable of motivation and financial literacy) influence to dependent variable, that is variable of interest to invest.

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