cover
Contact Name
Fitria Rahmah
Contact Email
redaksi.altijary@gmail.com
Phone
+6285643313654
Journal Mail Official
redaksi.altijary@gmail.com
Editorial Address
Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda Kampus II, Jl. H.A.M. Rifadin Samarinda Seberang, Telp. (0541) 7270222 Samarinda
Location
Kota samarinda,
Kalimantan timur
INDONESIA
Al-Tijary : Jurnal Ekonomi dan Bisnis Islam
ISSN : 24609404     EISSN : 24609412     DOI : https://doi.org/10.21093/at.v7i2.3662
Core Subject : Economy,
Al-Tijary : Jurnal Ekonomi dan Bisnis Islam encompasses research articles, original research report, reviews, and scientific commentaries in the field of economics and islamic business, including:Islamic Economics, Islamic Business, Islamic banking, Islamic capital markets, Islamic wealth management, Issues on shariah implementation/practices of Islamic banking, Zakat and awqaf, Takaful, Islamic Corporate Finance, Shariah-compliant risk management, Islamic derivatives, Issues of Shari`ah Supervisory Boards, Islamic business ethics, Islamic Accounting, Islamic Auditing.
Articles 7 Documents
Search results for , issue "Al-Tijary Vol. 3, No. 2, Juni 2018" : 7 Documents clear
Analisis Faktor-Faktor Yang Mempengaruhi Kinerja Karyawan Di BMT Hasanah Ponorogo Shinta Maharani; Susi Rahayu Anggarani
Al-Tijary Al-Tijary Vol. 3, No. 2, Juni 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (537.809 KB) | DOI: 10.21093/at.v3i2.1079

Abstract

Penelitian ini bertujuan untuk menganalisis factor-faktor yang mempengaruhi kinerja karyawan, studi pada BMT Hasanah Ponorogo. Penelitian ini penting mengingat kinerja organisasi atau lembaga sangat dipengaruhi oleh kinerja karyawan, oleh sebab itu apabila kinerja organisasi ingin diperbaiki maka kinerja karyawan perlu diperhatikan. Kinerja yang baik dipengaruhi oleh salah satu faktor yaitu motivasi kerja. Meskipun kemampuan pegawai sangat baik apabila motivasi kerjanya rendah, tentu kinerjanya rendah pula. Pada observasi awal, didapatkan data bahwa loyalitas karyawan BMT Hasanah cukup tinggi meskipun reward yang didapat kurang sesuai dengan UMK, untuk itulah  penelitian ini menguji dan membuktikan suatu temuan yang berbeda dengan teori hirarki kebutuhan, teori ERG serta teori dua factor.Penelitian ini menggunakan metode kuantitatif, tehnik pengumpulan data dengan kuesioner dan dokumentasi. Analisa data melalui Analisis jalur (path analysis) dengan bantuan perangkat lunak SPSS 16.0 for windows. Dari penelitian ini dapat disimpulkan bahwa lingkungan kerja terhadap motivasi tidak terdapat pengaruh langsung secara positif, namun diantara keduanya saling berhubungan. Terbukti dengan analisis regresi berdasarkan uji T didapat nilai T hitung sebesar 0,723 < T tabel sebesar 2,145 dan nilai signifikan 0,482 > 0,05. Motivasi terhadap kinerja karyawan tidak terdapat pengaruh langsung secara positif, namun keduanya saling berhubungan. Terbukti dengan analisis regresi berdasarkan uji T didapat nilai T hitung sebesar 1,932 < T tabel sebesar 2,145 dan nilai signifikan 0,075 > 0,05.
Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Perbankan Syariah Zulfikri Charis Darmawan; Ahmad Ajib Ridlwan
Al-Tijary Al-Tijary Vol. 3, No. 2, Juni 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.753 KB) | DOI: 10.21093/at.v3i2.1096

Abstract

Increasing customer satisfaction is a demand that must be implemented, because by increasing customer satisfaction then the existence of Islamic banking can be maintained. Although the level of competition sharia financial institutions are also getting tighter. One of the instruments that can increase customer satisfaction is the quality of banking services.This research is quantitative research which aims to know how big influence of service quality of bank to customer satisfaction at BTN Syariah Kc Surabaya. From the results of research conducted with independent variables of quality of banking services with indicators of physical evidence, reliability, responsiveness, assurance, empathy, sharia compliance. Through incidental sampling technique with 100 respondents and questionnaire distribution method can be concluded that the quality of banking services in BTN Syariah Kc Surabaya as a whole affects customer satisfaction.
Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah Maulida Masruroh
Al-Tijary Al-Tijary Vol. 3, No. 2, Juni 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (557.571 KB) | DOI: 10.21093/at.v3i2.1102

Abstract

This study examines the effect of diversification of financing based on type of contract, type of usage, and economic sector to the profitability at the Islamic bank. Diversification of financing proxied by Hirchman Herfindahl Index (HHI), and the profitability proxied by Return on Assets (ROA) was measured using the distribution of pre-tax profit to average total assets. This study uses secondary data obtained from the publication of the report the Financial Services Authority (OJK) in the period January 2013 to December 2017. The data analysis technique used in this research is multiple linear regression. The results of this study are partially diversification of financing based on type of contract does not affect the ROA at the Islamic bank, diversification of financing based on type of usage has a positive and significant effect to ROA at the Islamic bank., and diversification of financing based on economic sector has a negative and significant effect to ROA at the Islamic bank.. While simultaneously, the diversification of financing based on type of contract, type of usage, and economic sector influence on ROA at the Islamic bank.Keywords: Diversification of financing based of economic sector, type of contract, type of usage, Return on Asset (ROA)
Effects of Training, Work Discipline, and Motivation Against Employee Performance at Islamic Bank Muhammad Tho'in
Al-Tijary Al-Tijary Vol. 3, No. 2, Juni 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (357.044 KB) | DOI: 10.21093/at.v3i2.1126

Abstract

This study aims to determine whether training, work discipline, and motivation affect employee performance at Bank BNI Syariah Surakarta simultaneously and partially. This research uses case study research type which is located in Bank BNI Syariah Surakarta. The samples taken are 100 respondents. The sampling technique in this study used quota random sampling. The data analysis used are 1) Instrument Test, 2) Hypothesis test. The Result of this research shows that: Y = (11,877) + 0,784X1 + 0,444X2 + 0,428 X3 + e. There is an effect of training on employee performance of Bank BNI Syariah Surakarta with p-value <0,05. There is influence of work discipline on employee performance of Bank BNI Syariah Surakarta with p-value <0,05. There is influence of motivation to employee performance of Bank BNI Syariah Surakarta with p-value <0,05. There is an effect of training, work discipline, and motivation simultaneously on employee performance at Bank BNI Syariah Surakarta with p-value <0,05.
Daya Tarik E-Banking di Kalangan Civitas Akademika Institut Agama Islam Negeri Samarinda Angrum Pratiwi
Al-Tijary Al-Tijary Vol. 3, No. 2, Juni 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (274.281 KB) | DOI: 10.21093/at.v3i2.1128

Abstract

Electronic banking (E-Banking) adalah salah satu aktivitas perbankan yang dilakukan nasabahnya melalui fasilitas internet. Cara ini diciptakan oleh bank untuk melayani kebutuhan nasabah agar lebih nyaman bertransaksi dimanapun mereka berada. E-Banking memberikan kemudahan dan kenyamanan kepada nasabahnya dengan fasilitas pelayanan pembayaran melalui saluran elektronik, Seperti melalui transfer rekening dan auto debet. Cara ini cukup efektif dan efisien mengingat masyarakat semakin disibukkan dengan segala aktivitasnyaTujuan penelitian ini yaitu mengetahui sejauh mana daya tarik civitas akademika IAIN Samarinda dalam menggunakan E-Banking dan faktor dominan yang membuat civitas akademika IAIN Samarinda menggunakan E-Banking. Jenis penelitian dalam penelitian ini adalah jenis penelitian deskriptif, Sampel penelitian bersifat purposive sampling, jumlah sampel yang berhasil dihimpun yaitu 173 responden.Daya tarik penggunaan E-Banking di kalangan civitas akademika IAIN Samarinda, berdasarkan hasil jawaban identitas responden mayoritas menggunakan aplikasi ATM, hampir 120 responden yang menggunakannya. Sedangkan, pilihan bank sebesar 61% menggunakan bank konvensional. Frekuensi penggunaan aplikasi E-Banking 1-4 kali dalam sebulan dan mayoritas responden berumur 17-30 tahun. Enam variabel yang ada, tiga diantaranya yaitu Interaction, Accessibility, dan Adequacy of Indormation responden menjawab sangat setuju dan setuju dari pertanyaan yang diajukan.Faktor yang mendominasi daya tarik penggunaan E-Banking di kalangan civitas akademika IAIN Samarinda, yaitu pertama: Interaction sebesar 29%, kedua: Accessibility sebesar 27% dan ketiga: Adequacy of Indormation sebesar 13%. Dapat peneliti tarik kesimpulan, faktor dominan daya tarik penggunaan E-Banking di kalangan civitas akademika IAIN Samarinda dipengaruhi tiga aspek tersebut.
Analytical Tools dan SWOT Analysis Penggunaan M-Banking Perbankan Syariah di Indonesia Dedy Mainata
Al-Tijary Al-Tijary Vol. 3, No. 2, Juni 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (462.028 KB) | DOI: 10.21093/at.v3i2.1131

Abstract

The current shift in banking services is focused in banking technology. Similarly, this is also happening to sharia banking in Indonesia. Banking technology is one of the services that are favored by sharia banking in the competition to attract customers. M-Banking services is one of the products being offered by sharia banking technology, providing the costumer with the highest and newest developments in technology. This goes together with the increasing demand for easier procedures.The significant development of M-Banking services in sharia banking in Indonesia helps evaluating the customers' satisfaction with a specific product. Through M-Banking SWOT analysis, it is expected that the quality of banking services can be improved. This paper aims to analyze more deeply about the strengths, weaknesses, opportunities, and threats (SWOT) of M-Banking services of sharia banking in Indonesia.The strengths of M-Banking banking services are cost-effective, time-saving, attractive features, easy to operate, easy to download, interesting promo, Islamic content info. Weaknesses of M-Banking services in sharia banking are slow data access speed, insufficient Security, network limitations, the lack of accessibility and performance by all customers, and M-Banking functionality still under development process. The outstanding points of M-Banking of sharia banking are the development of performance, functionality and bandwidth of M-Banking server which have the potential to increase the number of customers. In conclusion, main challenges regarding M-Banking are the competition between banks, the relationship between the confidentiality of customer data and its possible misuse by employees or hackers, accessibility, effectiveness and efficiency of the product, as well as improvement of functionalities and performance of M-Banking service.
Analisis Pengaruh Pendistribusian Zakat dan Pembinaan serta Pendampingan dalam Meningkatkan Kesejahteraan Pengusaha Kecil pada Rumah Zakat Kota Samarinda Bonandar Bonandar
Al-Tijary Al-Tijary Vol. 3, No. 2, Juni 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (391.89 KB) | DOI: 10.21093/at.v3i2.1132

Abstract

Zakat mempunyai peranan penting dalam membantu Pengusaha Kecil mengembangkan usaha yang dimiliki untuk meningkatkan kesejahteraan hidup. Rumah Zakat Kota Samarinda adalah salah satu lembaga pengelola Zakat yang memberikan bantuan modal usaha yang diikuti dengan Pembinaan dan Pembinaan serta Pendampingan. Metode Penelitian ini adalah penelitian Kualitatif. Hasilnya menunjukkan bahwa Zakat mampu meningkatkan kesejahteraan Pengusaha Kecil dari segi lahiriah namun tidak dari segi rohaniah.

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