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Ekonomi Islam Indonesia
Published by Smart Insights
ISSN : -     EISSN : 27156346     DOI : -
Core Subject : Religion, Economy, Science,
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Ekonomi Islam Indonesia adalah publikasi ilmiah yang diterbitkan oleh SMART Insight yang berada di bawah lembaga riset SMART Indonesia. Sharia Economic Applied Research and Training (SMART) adalah lembaga penelitian di Indonesia yang fokus pada riset seputar ekonomi dan keuangan Islam.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 65 Documents
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The Determinants of Fast Fashion Consumption Among Generation-Z Muslim Consumers in Indonesia Fitri, Resfa; Kusumaningrum, Devina D.; Irfany, M. Iqbal
Ekonomi Islam Indonesia Vol. 7 No. 2 (2025): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v7i2.653

Abstract

This study explores the characteristics and key determinants influencing fast fashion consumption among Generation Z Muslim consumers, focusing on factors such as FOMO, fashion trends, and religious values. Using a descriptive and logistic regression approach, a questionnaire with 40 questions was distributed to 200 Generation Z participants across five Indonesian provinces. Logistic regression analysis identified age, gender, FOMO (Fear of Missing Out), fashion trends, price, product design, and product quality as significant factors influencing purchasing decisions. Education, income, religiosity, and E-WOM (Electronic Word of Mouth) were not significant. This research is unique in examining variables such as religiosity, fashion trends, and Generation Z Muslims in relation to fast fashion purchasing, using logistic regression for analysis. Fast fashion producers who prioritize design, quality, and affordability to meet Gen Z preferences can achieve business success in Indonesia, where this generation dominates the population.
What is the Actual Effect of Islamic Finance Development on the Environment? A Meta-Analysis Durohman, Hapid; Setyawati, Nadya; Rahmah, Faatih
Ekonomi Islam Indonesia Vol. 7 No. 2 (2025): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v7i2.681

Abstract

Over the last three decades, Islamic finance has overgrown in global financial markets. However, several previous studies have found that economic improvement and rapid growth of the financial sector will negatively impact environmental quality. The impact of Islamic finance on the environment based on the existing literature shows varying results. Even though much research discusses the influence of Islamic finance developments on the environment, existing studies still need to be developed to obtain relevant policy recommendations. Therefore, this research was done to analyze the relationship between the development of Islamic finance and environmental aspects from various previous studies. This study uses the meta-analysis method, a statistical approach to combine evidence from different studies (heterogeneity) quantitatively. This study uses data derived from 9 previous studies. To get a depth view of the studies from multiple databases used as observations in this research. Based on the results of a meta-analysis on CO2 emissions, it can be seen that there are indications of an association between the development of Islamic finance and carbon emissions, although not significant. this study concludes that Islamic finance can reduce environmental problems, including in Indonesia. This study recommends several recommendations, including unify standards and reporting, spur innovation, and reduce barriers and costs for issuers while increasing transparency and awareness for investors of Islamic financial instruments, such as green sukuk.
The Impact of Service Quality on Customer Satisfaction in Islamic Banking in Tanzania Suleiman, Fatma Hemed
Ekonomi Islam Indonesia Vol. 7 No. 2 (2025): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v7i2.682

Abstract

The purpose of this study is to analyse the impact of the service given by an Islamic bank institution in Tanzania on customer satisfaction using the CARTER model, which identifies the major factors that influence consumer perception. Questionnaires are disseminated throughout Tanzania's many regions where Islamic banks operate, including Zanzibar, Dar es Salaam, Dodoma, and Arusha, using stratified random sampling. Data was analysed using the structural equation model (SEM) with SPSS and AMOS version 20 to determine the link between service quality and customer satisfaction. The study found that reliability, assurance, and compliance all have a highly favourable and significant impact on customer satisfaction, with reliability being the most significant and positively associated. On the other hand, empathy and tangibility have a negative link with customer satisfaction; notably, responsiveness has no impact on the customer satisfaction neither positive nor negative signification. That is, responsiveness alone may not have an impact on client satisfaction at Tanzanian Islamic banks. Tanzania Islamic Bank should encourage more enhancement of reliability, assurance, and compliance in their delivery of their services to their customers because doing that can bring trustworthy and accurate services that align with the Islamic rules and regulations that lead to strong loyalty and relationships.
Strategy to Increase the Efficiency of Sharia Banks Fathi, Muhammad; Shandyka, Muhammad Taqy
Ekonomi Islam Indonesia Vol. 7 No. 2 (2025): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v7i2.698

Abstract

Efficiency is one of the main challenges faced by the Islamic banking industry in Indonesia, especially in the face of competitive pressures, limited business scale, and performance sustainability demands. This study aims to identify and prioritize strategies to improve the efficiency of Islamic banks in Indonesia based on the views of experts. The method used is the Delphi method involving nine expert respondents consisting of academics, practitioners, and Islamic banking regulators. The analysis was carried out using statistical indicators in the form of mean values, standard deviations, and interquartile range (IR) to measure the consensus level. The results of the study showed that of the twelve variables of the strategy to improve the efficiency of Islamic banks, ten variables reached a consensus, while two variables were declared non-convergent. The three main strategies prioritized by experts are increasing revenue, optimizing branch office networks, and increasing organizational effectiveness. These findings provide strategic implications for Islamic bank management and regulators in formulating more targeted and sustainable efficiency improvement policies.
The Role of Mediation and Multigroups Investigation in Analyzing Islamic Fintech Users Behaviour Azizah, Siti Nur; Berakon, Izra
Ekonomi Islam Indonesia Vol. 7 No. 2 (2025): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v7i2.712

Abstract

This study aims to analyze the influence of financial incentives and digital literacy on user loyalty, with satisfaction as a mediating variable, and to test the differences in influence between variables through multigroup analysis based on gender and region. The study used a quantitative approach with primary data obtained through questionnaires. The sample was determined by purposive sampling technique and included 140 respondents. The data was analyzed using the PLS-SEM method through the WarpPLS version 8 application. The results showed that financial incentives and digital literacy had a significant positive effect on loyalty, with satisfaction as a mediator. However, the influence of digital literacy on loyalty becomes weaker when mediated by satisfaction. Multigroup analysis showed no differences by gender, but there were differences in the effect of financial incentives on loyalty between urban and rural areas.

Page 7 of 7 | Total Record : 65

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