Articles
61 Documents
<![CDATA[The Effect of Social Media Content and Personal Background Performance on Financial Planning Awareness of Generation Z Muslim ]]>
<![CDATA[Muhammad Raihan Gunawan]]>;
<![CDATA[Mutya Qurratu’ayuni Mustafa]]>;
<![CDATA[Nisrina Zalfa Salsabil]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 2 No. 2 (2020): Ekonomi Islam Indonesia ]]>
Publisher : <![CDATA[SMART Insight ]]>
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DOI: 10.58968/eii.v2i2.50
<![CDATA[Social media contents on Islamic financial planning are spreading out massively. However, the study on how it impacts the awareness of Muslims society in financial planning is still rarely found. The aim of this study is to examine the impact of Islamic financial planning social media content towards the awareness of financial planning among generation Z Muslims. In addition, personal background variable is also included in the analysis. One hundred sixty-five generation Z Muslims became the participants of this research. They filled the questionnaire regarding their perspectives on social media content’s impact on their knowledge of personal financial planning. This study hypothesized that social media content and personal background both affecting generation Z Muslims on their understanding about Islamic financial planning. By using multi linear regression analysis, the study revealed that the result is quite favorable. The study shows that 68% of Instagram social media content have affected the awareness of Islamic financial planning among generation Z Muslims, while the 22% came from personal background. Future research in the area is needed for a more complete understanding on how social media content affects the behavior of young Muslims in terms of financial planning for a better Islamic financial inclusion.]]>
<![CDATA[What is Islamic Political Economy? A Review ]]>
<![CDATA[Ahmad]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 3 No. 1 (2021): Ekonomi Islam Indonesia ]]>
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DOI: 10.58968/eii.v3i1.53
<![CDATA[One of the factors that affect the economic performance of a country is the political economy system used. The existing political economy systems such as capitalism and socialism are considered unsuccessful in creating economic development and social welfare. Unlike other religions, Islam has its views in almost all areas of individual and community life, Islamic views are built on the texts of the Qur'an and As-Sunnah. This study aims to determine the development of Islamic Political Economy research trends published by leading journals on Islamic economics. The data analyzed consisted of 584 indexed research publications. The data is then processed and analyzed using the VoS viewer application to find out a bibliometric map of the development of Islamic Political Economy research.]]>
<![CDATA[Islamic Banking Innovation: A Text Analytics Research ]]>
<![CDATA[Aisyah As-Salafiyah]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 3 No. 1 (2021): Ekonomi Islam Indonesia ]]>
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DOI: 10.58968/eii.v3i1.54
<![CDATA[Every business needs to make a breakthrough continuously so that consumers do not feel bored with the products they have often consumed. In addition, every entrepreneur must also be aware that, in addition to the problem of saturation or the problem of saturation, what is no less scary and needs to be used as a challenge is the competitors themselves. Therefore, it is necessary to constantly innovate the products produced and marketed. The financial industry has also experienced this, namely the business in the banking world, especially Islamic banking. This study aims to determine the development map and trend of Islamic banking innovation published by well-known journals in the field of Islamic economics and finance. The data analyzed were more than 115 Scopus indexed research publications. The export data is then processed and analyzed using the R Biblioshiny application program to determine the bibliometric map of the development of Islamic banking innovation. The results show that the number of publications on the development of the role of Islamic economics and finance research continues to increase.]]>
<![CDATA[Revisiting Concept and Development of Sustainability Reporting in Banking Research: A Bibliometric Approach ]]>
<![CDATA[Muhammad]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 3 No. 1 (2021): Ekonomi Islam Indonesia ]]>
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DOI: 10.58968/eii.v3i1.58
<![CDATA[The concept of sustainability has become one of the new business concerns for all industries, including the banking industry. Furthermore, the industry is under various internal and external pressures to adopt this concept in its business implementation. This concept emphasizes the balance of three aspects: environmental, social, and economic. In order to communicate sustainability aspects to stakeholders, the industry carries out sustainability reporting as one of the initiatives. Along with the implementation of sustainability reporting, related research began to develop by utilizing available reports. Therefore, this study aims to provide quantitative information on the development of sustainability reporting in the banking literature. There are 94 papers in journals, book chapters, conference papers indexed by the Scopus database from 2000-2021. We employed VOSViewer and Excel software to synthesize and analyze the data. This research is limited to the Scopus database and banking sector. In addition, we provide an extensive section to review some relevant papers that directly talk about sustainability reporting in the banking sector.]]>
<![CDATA[Developing Fintech-Micro BMT (FMB) Model ]]>
<![CDATA[Abdullah Haidar]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 3 No. 2 (2021): Ekonomi Islam Indonesia ]]>
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DOI: 10.58968/eii.v3i2.59
<![CDATA[This paper aims to design a financial technology innovation model for Islamic microfinance institutions Baitul Maal wa Tamwil (BMT), namely Fintech Micro BMT (FMB) at the APEX/association scale. Fintech micro BMT is an effort to realize the two main goals of BMT, namely to become an efficient and independent institution (financial self-sufficiency) as a commercial function and to contribute to poverty alleviation as a social function. The research was conducted using qualitative methods through descriptive analysis techniques. The data used are primary data from interviews and secondary data from literature studies. The analysis of the innovation model is carried out using the Business Model Canvas framework, described in the basic prototype of the application and the features of the business scheme, then equipped with an explanation of the simple financial reporting accounting system of BMT and MSMEs, as well as a credit scoring model. The result of this research is a Fintech micro BMT model that maximizes the duality of BMT's commercial (expanding market share) and social (ZISWAF) functions, overcoming the problem of liquidity gaps (mismatch). Both functions are supported by business management and accounting reporting as well as a professional credit scoring model. Fintech micro BMT also realizes BMT's triple bottom line mission, namely economic development, community empowerment, and da'wah to be sustainable. The use of Fintech micro BMT is expected to help BMTs increase their role in expanding the sharia microfinance network, encourage collaboration between BMTs in Indonesia, increase the volume of BMT financial transactions and integrate MSME actors as recipients of ZISWAF financing and donors with BMTs, encourage more transparent markets and reduce risk of information asymmetry in the process of providing financing.]]>
<![CDATA[Islamic Banking Efficiency in The Covid-19 Pandemic Era and The Role of Digitalization ]]>
<![CDATA[Ihsanul Ikhwan]]>;
<![CDATA[Aam]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 4 No. 1 (2022): Ekonomi Islam Indonesia ]]>
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DOI: 10.58968/eii.v4i1.60
<![CDATA[Over the past two years, the COVID-19 pandemic has affected the banking industry. In the current sustainable era, increasing efficiency is one of the goals that must be achieved by banks. This study aims to measure the efficiency of Islamic banking, especially during the COVID-19 pandemic from 14 Islamic banks in Indonesia within a period of 6 years, from 2015 to 2020. The non-parametric method, Data Envelopment Analysis (DEA) is used as a research method in measure efficiency. DEA results are also used to identify input and output variables that must be improved if a decision-making unit (DMU) needs to increase its efficiency in the form of potential improvement. The results of the study show that COVID-19 has an impact on decreasing the efficiency of Islamic banking in Indonesia. The Islamic banks with the highest efficiency scores are Bank Syariah Mandiri, BRI Syariah, and Maybank Syariah. Furthermore, based on the analysis of potential improvement, the most important variable to be improved by banks during the pandemic is the variable amount of financing. Islamic banking is also required to be able to adapt to digitalization in order to survive during the crisis caused by the COVID-19 pandemic and remain able to compete with conventional banking or new startups in the banking sector.]]>
<![CDATA[Sentiment Analysis of Digital Sharia Banking ]]>
<![CDATA[Abdullah Haidar]]>;
<![CDATA[Aisyah As-Salafiyah]]>;
<![CDATA[Evania Herindar]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 4 No. 1 (2022): Ekonomi Islam Indonesia ]]>
Publisher : <![CDATA[SMART Insight ]]>
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DOI: 10.58968/eii.v4i1.72
<![CDATA[This study was conducted to review perceptions about digital Islamic banking within the scope of Islamic economics from a scientific perspective in published journals discussing the development of digital Islamic banking. The method used is descriptive statistical analysis with meta and sentiment analysis from secondary data in the form of 70 published papers in the last seven years which are then processed using Ms. Excel 2019 and SentiStrength. The results show that research on digital Islamic banking in the scientific literature has increased in quantity every year. The sentiment analysis results show that the differences of opinion among experts regarding digital Islamic banking tend to be varied, with the positive sentiment of 36%, then negative sentiment of 18%, and negative sentiment of 46%. This study is the first to discuss sentiment analysis on the theme of digital Islamic banking with secondary data with a publication span of the last seven years.]]>
<![CDATA[Islamic Financial Technology Sentiment Analysis: A SentiStrength Application ]]>
<![CDATA[Anisa]]>;
<![CDATA[Lina Marlina]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 4 No. 1 (2022): Ekonomi Islam Indonesia ]]>
Publisher : <![CDATA[SMART Insight ]]>
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DOI: 10.58968/eii.v4i1.73
<![CDATA[This research was conducted to examine Islamic Financial Technology in the scope of the economy in terms of scientific research in journals published and indexed by Scopus. The method used is sentiment analysis from secondary data in the form of 66 journals published in the last five years and then processed using Ms. software. Excel 2016 and SentiStrength. The results showed that Islamic Financial Technology in the scientific literature has increased. The results of the sentiment analysis show that there is a tendency for a neutral perception in the scientific literature towards Islamic Financial Technology, with a neutral sentiment of 53%. Then followed by negative sentiment by 24%. Then the positive sentiment whose results are not much different from the negative sentiment, namely the positive sentiment of 23%. The benefit of this research is for literature material and considerations related to Islamic Financial Technology. As well as efforts to find out the threats, negative perceptions, and shortcomings of Islamic Financial Technology. In addition, to find out positive perceptions, advantages and benefits of Islamic Financial Technology.]]>
<![CDATA[Meta Analysis on Acceptance of Financial Technology in Islamic Perspective ]]>
<![CDATA[Mimma Maripatul Uula]]>;
<![CDATA[Syahdatul Maulida]]>;
<![CDATA[Sherrindra Avedta]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 4 No. 1 (2022): Ekonomi Islam Indonesia ]]>
Publisher : <![CDATA[SMART Insight ]]>
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DOI: 10.58968/eii.v4i1.81
<![CDATA[Fintech is a digital financial service innovation that can speed up financial inclusion in an age of ever-increasing technology progress. It turns out that even while the usage of fintech is increasing, many consumers are still unaware of or unable to utilize it appropriately. Many incidents of fintech misuse continue to occur, resulting in losses for individuals and businesses alike. To assess societal adoption of new technologies, the Technology Acceptance Model (TAM) has been established as an analytical tool. There are several studies on TAM in fintech, and the author uses a bibliometric technique to gather journal articles connected to the topic from the Dimensions website using VOSviewer in order to evaluate the data. The findings suggest that perceived usefulness and perceived ease of use have an impact on consumer choices when it comes to utilizing financial technology. Fintech service companies may utilize TAM analysis to better understand their customers' requirements and expectations. That means TAM will not only draw in new consumers, but keep current ones happy as well.]]>
<![CDATA[DEA Window Analysis of Indonesian Banking Industry Efficiency During COVID-19 ]]>
<![CDATA[Ririn Riani]]>
<![CDATA[ Ekonomi Islam Indonesia Vol. 4 No. 1 (2022): Ekonomi Islam Indonesia ]]>
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DOI: 10.58968/eii.v4i1.82
<![CDATA[crises and inefficiency, particularly in the banking sector. As a result, policymakers need information comparing the efficiency of different types of banks so they can develop appropriate regulations. The purpose of this research is to measure and compare the intertemporal efficiency of Islamic and conventional banks in Indonesia using Data Envelopment Analysis and DEA window analysis. This study examines the stability and efficiency of the Indonesian Banking industry from 2015 to 2020, along with the years 2019 and 2020, which highlight the Covid-19 pandemic era. The results revealed that Islamic banking received a score of 0.66, higher than conventional banking's score of 0.59. However, both exhibit a similar pattern in which the average level of efficiency decreases during the Covid-19 pandemic. From the perspective of efficiency stability analysis through various summary statistics such as standard deviation (SD), Long Distance per Window (LDW), Long Distance per Period (LDP), and Long Distance per Year (LDY), BRI, BRI Syariah, and BTN have the most relatively stable efficiency values among Indonesian banks. This study found that from 2015 to 2020, BRI is the most stable and efficient bank in Indonesia. This study suggests that Indonesia's conventional and Islamic banking systems must maximize their available resources and advance their technological capabilities to increase productivity in special circumstances like the current Covid-19 pandemic.]]>
