Al-Iqtishad : Jurnal Ekonomi
Al-IQTISHAD: Jurnal Ekonomi. Journal that published by Institute Agama Islam Negeri (IAIN) Bone. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and finance. Accordingly, papers that focus on emerging and interdisciplinary topics are encouraged. In addition, the goal of the journal is to provide research that is relevant and applicable to a diverse set of Islamic finance researchers and professionals
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<![CDATA[PERSPEKTIF HADIS TENTANG IHTIKAR ]]>
<![CDATA[Junaid bin Junaid]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1747
<![CDATA[AbstractIn Islamic teaching have some problematic for some people or human being. Specially in the law of Islamic economic study, one foundation of the reference or basicly is from the hadith of the Prophet Muhammad Pbuh. Because the hadith it self contains many things which is directly related to the Islamic economics. One of the theory is about hoarding. Where the hoarding of goods based on the perspective of hadith have a bad impact and also forbidden to do. As has been forbidden by the holy prophet through his hadith.Kata Kunci: Perspektif; hadis; ekonomi Islam; Ihtikar.]]>
<![CDATA[EMBARGO RIBA KONTEKS TRADISI KREDIT KENDARAAN DAN PELUANG EKSES NEGATIFNYA (Study Kasus Masyarakat Bone-Sulawesi Selatan dari 2000-2014) ]]>
<![CDATA[Sumpeno Sumpeno]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1750
<![CDATA[AbstractRente as a sistem transaction in human or nation life is once social dynamic. It was jargon in certen era. For example in Pra Islam in the nation of Arabic. The Rente was an economic traditional roll. Muhammad as a prophet success to embargo it for his power and his pollowes among of muslem in Madinah and Makkah. The rente’s embargo continioused by his pollowers from his deth antil to day. But in modern age, stap by stap, the spirit of the rente’s embargo is losing around of muslim commanded by al-Qur’an and al-Hadist those are forbidden’t Rente as a roll of sistem transaction in buying and selling. Why they do it ? After researching them, the writer found that the greate cause is come back to life stile and their life fhilosofy. With Siiri as the great cause, they did Rente while it was lossed some else. The Rente Sistem in their social economi dynamic, stap by stap will make them out of his country. Kata Kunci: Embargo; Riba; Tradisi; Kendaraan.]]>
<![CDATA[VITALISASI SISTEM EKONOMI ISLAM MENUJU KEMANDIRIAN PEREKONOMIAN UMAT ]]>
<![CDATA[Syaparuddin Syaparuddin]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1746
<![CDATA[AbstractThe Islamic ecomic system in the specifik characteristics, is very different from the other economic system because it is as an integral part of islamic system, and economic in islam brings an equilibrium for individual and public interest, as well as it brings an individual freedom for economic activities. In the effort of completing its acknowledgment to economic freedom, Islam gives an authory to the government to interfere in the fungsionalization of islamic ecomic system. It means that all matters which concern on the economic aspects, have been discussed in Islam. So that it could be concluded that the regulation of economic in Islam, is absolutely complete. Therefore, the application of Islamic economic system in the social order of community’s economy would bring prosperity and benefit for community it self.Kata Kunci: Islam; Ekonomi; Sistem; Umat.]]>
<![CDATA[COST PROMOTION DAN PENINGKATAN MARKET SHARE PRODUK TABUNGAN PT. BANK MANDIRI (PERSERO) TBK ]]>
<![CDATA[Haslindah Haslindah]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1751
<![CDATA[AbstrackThis study aims to determine whether there is significant influence between costs to increase Market Share Promotion Savings Products PT. Bank Mandiri (Persero) Tbk. Hypothesis testing to see the realtionship or influence Promotion of Market Share increased PT. Bank Mandiri (Persero) Tbk, done by statistical tests Simple Linear Regression Analysis using Statistical Product and Service Solution (SPSS)16. Statistical test results show promotional cost significantly influence the in crease Market Share Sarvings products at PT. Bank Mandiri (Perseero) Tbk. With a coefficient of 0399, meaning that if the cost of promotions rose 1 points then Market Share Savings products at PT. Bank Mandiri (Persero) Tbk will increase by 0399.Kata Kunci : Promosi, Market Share, PT. Bank Mandiri (Persero) Tbk.]]>
<![CDATA[PEMBAGIAN DAN PENGELOLAAN ZAKAT ]]>
<![CDATA[Muhammad Farid]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1745
<![CDATA[AbstractZakat maal must in charity when it reaches nisab and time is a wealth of gold,silver, money, trade, company, Rikaz and all kinds of profitable operating resultsand the distribution of alms to 8 asnaf is mandatory and can be developed for theneeds, interests and progress of the people /Muslim community in accordance withthe times.Kata Kunci: Pembagian; pengelolaan zakat.]]>
<![CDATA[SOLUSI PEMIKIRAN DAN ALTERNATIF PEMECAHAN KEMISKINAN MENURUT KONSEP EKONOMI ISLAM ]]>
<![CDATA[Samsidar Samsidar]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1752
<![CDATA[AbstractEconomic Conception of Islam in Alleviating Poverty, issues touching people's lives under the poverty line. For it is expected how the Islamic economy can be a solution and alternative solutions in order to get out of poverty and to improve the standard of living better. Method used normative approach to welfare oriented efforts of human life as a command / duty or efforts to solve poverty is appointed by the arguments, both of which originated from the Qur'an and the Holy Prophet Challenges faced by the Indonesian nation today is not only cope with the economic crisis , but also how the economics empowerment of the people and community empowerment as a strategy to change the paradigm of economic development with a populist economic conglomerate to give opportunities to the widest alternative economic institutions that implement an economic system that is based Islamic law (shari'a economics) , for example BAZIS, Baitul Maal Wat - Tamwil (BMT) and Islamic institutions are playing layer of grass roots is now more a place in the hearts of middle and small enterprises small - bottom, both urban and rural areas.Kata Kunci: Kemiskinan; Ekonomi Islam.]]>
<![CDATA[PENGARUH LOAN TO DEPOSIT RATIO DAN KUALITAS AKTIVA PRODUKTIF TERHADAP PENCAPAIAN LABA BANK PERKREDITAN RAKYAT (BPR) DI INDONESIA ]]>
<![CDATA[Andi Ruslan]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1748
<![CDATA[AbstractThis study aims to : ( I ) To analyze the effect Loan to Deposit Ratio ( LDR ) to earnings after tax ( EAT) Rural Bank ( BPR ) in lindonesia ( 2 ) To analyze the effect ofthe quality of earning assets Loans ( KAP - Credit ) to earnings after tar ( EAT) Rural Bank ( BPR ) in lindonesia . ( 3 ) To analyze the effect Loan to Deposit Ratio ( LDR ) and Credit Assets Quality ( KAP - Credit ) simultaneously to earnings gfter tar ( EAT ) Rural Bank ( BPR ) in Indonesia. This study analyzed the effect of the Loan to Deposit Ratio ( LDR ) and the Assets Quality ( KAP ) Credit against net profit qfier tar ( E,4T ) on BPR Indonesia . As for the object of study consists of three variables consist of two (2) independent variables and one (I) dependent variable . independent variable in this study is LDR BPR ( Xl ) Assets Quality ( KAP ) Rural Credit ( ) , while the dependent variable is the net profit after tax of BPR ( EAT ) ( YI ) . The data used beginning in 2000-2012 and analyzed using descriptive statistics , multiple regression analysis using SPSS . The results obtained indicate that ( I ) Variable Loan to Deposit Ratio ( LDR ) no significant effect on profit after tar / Earnings After Tar ( EAT) . but a positive effect . ( 2 ) Variable Credit Assets Quality ( KAP - Credit ) influential significant and positive impact on profit after tar / earnings after Tar ( EAT) . ( 3 ) simultaneously indicates that both variables to Deposit Ratio ( LDR ) and Credit Assets Quality ( KAP - Credit ) significantly influence the profit after tax / Earnings Afier Tax ( EAT ) Kata Kunci: Loan To Deposit Ratio; Aktiva Produktif; Laba Bank.]]>
<![CDATA[REAKTUALISASI FIKIH ZAKAT MENUJU ADMINISTRASI IDEAL ]]>
<![CDATA[H. Jamaluddin]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1749
<![CDATA[Abstract Religious obligatory obliged by Syara’ to having tired estae of nisab represent help to clan of du’afa. Religious obligatory can push them to work hotly and can push them to reach for competent life. With this action, society will is covert from disease of poorness, and state will be looked after from weakness and maltreatment. Less expanding religious obligatory institution it because to the number of problematika at religious obligatory institution, among others: rich criterium (muzakki), conversion religious obligatory, and ashnaf. Beside third problematika, also do not fail having an effect on it is Administration and religious obligatory management, speally credibility and accuntabilitas. Of that problematicaborn doubt, Being of muzakki to organizer, so that many more options muzakki deliver direct or look for institution which they trust. Kata Kunci: Reaktualisasi; fikih; zakat; administrasi.]]>
