Garuda - Garba Rujukan Digital

Article Per Year (5 Year)

All

Journal of Indonesian Sharia Economics

jiose
Website

Published by Institut Pesantren Mathali'ul Falah

ISSN : 29623812 EISSN : 28291719 DOI : https://doi.org/10.35878/jiose

Core Subject : Economy,

Economics, Econometrics & Finance

Journal of Indonesian Sharia Economics merupakan jurnal ilmiah yang dikelola oleh Fakultas Syariah & Ekonomi Islam Institut Pesantren Mathaliul Falah Pati. Jurnal yang terbit dua kali dalam setahun Maret dan September ini didedikasikan untuk publikasi hasil penelitian dan kajian tentang Ekonomi Islam. Journal of Indonesian Sharia Economics menjadi sarana diseminasi hasil penelitian dan kajian yang berkualitas tentang Ekonomi & Bisnis Syariah dengan sub tema pembahasan seputar Perbankan Syariah, Filantropi Islam, Keuangan Syariah, Akuntansi Syariah, Pemasaran Syariah, dan Manajemen Syariah. Naskah yang diterima sangat terbuka bagi kajian multidispliner terhadap ekonomi syariah sesuai perkembangan zaman.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 7 Documents

Search results for , issue "Vol 1 No 2 (2022): September 2022" : 7 Documents clear

Manajemen Pembiayaan Modal Kerja Murabahah pada Bank Syariah Indonesia Ami'in, Siti Nur; Yuhrotun, Yuhrotun; Dimyati, Ahmad
JIOSE: Journal of Indonesian Sharia Economics Vol 1 No 2 (2022): September 2022
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

This study aims to determine the management of the implementation of murabahah Working Capital Financing (PMK) at Bank Syari'ah Indonesia KCP 2 Pati and evaluate Murabahah Working Capital Financing (PMK) at Bank Syari'ah Indonesia KCP 2 Pati in 2021. To find out the implementation management and evaluate the Murabaha Working Capital Financing (PMK) in 2021 in depth and comprehensively, this study uses descriptive qualitative research methods based on interviews and documentation. The results showed that the management of the implementation of Working Capital Financing (PMK) at Bank Syari'ah Indonesia KCP 2 Pati was based on the POAC management function, its duties and authorities had been carried out in accordance with the SOPs at Bank Syari'ah Indonesia KCP 2 Pati. Furthermore, the results of the evaluation of Murabahah Working Capital Financing (PMK) in 2021 at Bank Syari'ah Indonesia KCP 2 Pati, namely an increase in financing income, this is evidenced by the results of data explaining that the realization of Working Capital Financing (PMK) was successfully achieved in 2020, which is 14,845,000,000. While the realization that has been achieved in 2021, which can reach 25,608,000,000 with this, Bank Syari'ah Indonesia KCP 2 Pati must continue to maintain the development of Murabahah Working Capital Financing (PMK) that has been obtained. So that by continuing to increase the existing Murabahah Working Capital Financing (PMK), it can have a good impact on Bank Syari'ah Indonesia KCP 2 Pati.

Inovasi Aplikasi Online Green Waqf Berbasis Blockchain Guna Pendanaan Produktivitas Tamanu Sebagai Upaya Pelestarian Lingkungan Sukaina, Iin Dwi; Zahidah, Hana Fitria; Arifian, Falsa Dzaky
JIOSE: Journal of Indonesian Sharia Economics Vol 1 No 2 (2022): September 2022
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Various parties are required to innovate renewable energy to support life in the future. One of the innovations to support renewable energy is utilizing the tamanu plant (Calophyllum inophyllum). Tamanu plants can reduce carbon emissions and can be processed into cosmetic ingredients and medicines that have the potential to create a sustainable business. However, the development of industry requires large costs so adequate financing is needed. One of the financing models is green waqf in the form of money by utilizing blockchain. With blockchain storage technology, data can be maintained properly. Therefore, this research aims to describe an application innovation called "Tamanoo". This research data is secondary data with a qualitative descriptive approach and literature study. The mechanism involves waqif, mauquf alaih, and government. Tamanoo is a mobile application with an integrated system connecting wakif with the tamanu industry. Through crowdfunding, waqf funds can finance the sustainable Tamanu industry, including the plantation, pharmaceutical, and biofuel industries. The steps in implementing Tamanoo include designing to evaluate prototypes, raising funds, outreach to industrial and wakif activists, and commercialization and application implementation. Through Tamanoo, it will be easier for people to make endowments and contribute directly to economic recovery and environmental improvement.

Optimalisasi Pengawasan Pembiayaan Mudharabah Berbasis Smart Monitoring System Alfina Finky Ramadhani; Pungky Lela Saputri; Alfi Rohmatul Haniyah; Chintiya Nurafriani
JIOSE: Journal of Indonesian Sharia Economics Vol 1 No 2 (2022): September 2022
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Financing has a very important role for Islamic banks, namely contributing greatly to efforts to restore the national economy. In its distribution, weak supervision will become a gap for customers to default in financing. Therefore, the optimization of Financing Supervision Based on the Smart Monitoring System which makes it easier for Islamic banks to carry out the supervision process as an effort to maintain the continuity of Islamic banks must be realized. This research is research and development with ADDIE approach (Analyze, Design, Develop, Implement, and Evaluate). Research is limited to the design stage. This study uses descriptive writing and qualitative descriptive analysis methods. The data collected in this paper are primary data and secondary data. The purpose of this study is to develop a more practical and more efficient online smart system-based monitoring or monitoring system to ensure the suitability of the financing provided with existing procedures.

Optimalisasi Penyaluran dan Pengawasan Dana Lembaga Pengelola Dana Bergulir kepada Usaha Mikro Kecil dan Menengah melalui Aplikasi Securities Crowdfunding Sharia Shela Nur Afinka; Istifaiyatul Awaliyah; Adelia Putri Ifosioni
JIOSE: Journal of Indonesian Sharia Economics Vol 1 No 2 (2022): September 2022
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Micro, Small and Medium Enterprises (UMKM) are one of the fields that make a significant contribution to Indonesia's economic growth, but there are still problems in limited access to productive resources, especially capital. One of the financial institutions that provide financing is the Islamic People's Financing Bank (BPRS), which in its implementation is supervised by the Financial Services Authority (OJK). The government provides funds for Revolving Fund Distribution Institutions (LPDB) to be managed by Sharia People's Financing Banks (BPRS) which will later be distributed to Micro, Small, and Medium Enterprises. This study aims to optimize the distribution and supervision of funds from the Micro, Small and Medium Enterprises Cooperative Revolving Fund Management Institution (LPDB-KUMKM) as a strengthening of Micro, Small and Medium Enterprises based on the application of sharia compliance perspective. The type of research used is the type of research and development or Research and development (R&D). The data collected in this paper are primary and secondary data as well as data analysis using qualitative descriptive methods. Co-Fund Sharia (Securities Crowdfunding Sharia) is an application-based financial technology innovation designed with sharia compliance principles, as a medium to assist the Financial Services Authority (OJK) in supervising the distribution of Revolving Fund Management Institution (LPDB) funds by Sharia People's Financing Banks (BPRS) so that the distribution of these funds can be right on target.

Implementasi Pembiayaan Salam dan Qardhul Hasan pada Usaha Pertanian Indonesia Aftina Nurul Khusna; Puji Lestari
JIOSE: Journal of Indonesian Sharia Economics Vol 1 No 2 (2022): September 2022
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Indonesia is known as an agricultural country because most of the population works as farmers. The agricultural sector is one of the government's priority agendas out of nine existing agendas, namely realizing economic independence by moving strategic sectors of the domestic economy. However, in its operations, the agricultural sector has various problems, one of which is the problem of different economic conditions and constraints on farmers which results in Indonesia's agricultural potential being underutilized to its full potential. The diversity of financing at Islamic financial institutions can be utilized by farmers or other related parties by using financing that is in accordance with the level of the community's economic condition and the type of use, so that the financing can be targeted and improve the welfare of farmers. This research is a type of descriptive qualitative research that aims to describe the implementation of salam and qardhul hasan financing in an effort to improve the economy of farmers and explore the potential of Indonesian agriculture, as well as how the challenges of implementing this financing for Islamic financial institutions are. This research is based on qualitative research with descriptive analysis methods from various literatures. The results obtained from this study indicate that the implementation of salam and qardhul hasan financing has a positive impact on farmers, namely it can increase farmers' capital so that they can develop their agriculture and improve economic welfare.

Analisis Persepsi Nasabah terhadap Merger Bank Syariah Indonesia Muarif, Ahmad Dalhar; Saifudin, Saifudin
JIOSE: Journal of Indonesian Sharia Economics Vol 1 No 2 (2022): September 2022
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

The announcement of the merger of Bank Syariah Indonesia caused customers to ask questions about various problems that overshadowed it, including problems with the future of the bank, products, services and other facilities. This study was conducted to reveal how the customer's perception of the merger of Indonesian Sharia Banks in Pati Regency with the aim of knowing the customer's perception of the merger of Indonesian Sharia Banks in Pati Regency. This research is a descriptive qualitative research with data taken from questionnaires and interviews. The analysis model uses the Miles and Huberman model with the results that the customer's positive perception of this merger is to support Islamic economic growth in the banking sector, because it is sharia / interest free, there are no service difficulties, states that they remain a customer of Bank Syariah Indonesia and the negative perception of this merger is all offices are located far away and have difficulty in service.

Strategi Penerapan Konsep Green Economy dan Budaya Cashless Pada Objek Wisata Grand Maerakaca Kota Semarang Sari, Anggita Novita; Agustina, Refi; Siagian, Puri Ayu Agustina
JIOSE: Journal of Indonesian Sharia Economics Vol 1 No 2 (2022): September 2022
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Bank Indonesia (BI) launched the National Non-Cash Movement (GNNT) on August 14, 2014 which aims to create a safe, efficient and smooth payment system, which in turn will be able to encourage the national financial system to work effectively and efficiently so as to create an ecosystem. cashless society. Cashless transactions are a form of payment system transformation that has touched various aspects of life, one of which is tourism. The city of Semarang is known as the cleanest tourist destination and is a city that has started implementing a cashless culture in several tourist attractions. However, there are several tourist attractions that still have not implemented the system due to lack of education about the importance of adapting to the times. As experienced by the Grand Maerakaca tourist attraction, which is a business unit owned by PT. PRPP Central Java. The non-enforcement of cashless culture is a problem for Grand Maerakaca tourism objects, especially regarding transparency. Another problem is the prohibition of MSME actors from selling at the Grand Maerakaca tourist attraction for reasons of cleanliness. This study uses a descriptive qualitative approach using primary data (interviews, observations) and secondary data (libraries, documentaries).

Page 1 of 1 | Total Record : 7

Filter by Year

2022 2022

Filter By Issues

All Issue Vol 4 No 2 (2025): September 2025 Vol 4 No 1 (2025): Maret 2025 Vol 3 No 2 (2024): September 2024 Vol 3 No 1 (2024): Maret 2024 Vol 2 No 2 (2023): September 2023 Vol 2 No 1 (2023): Maret 2023 Vol 1 No 2 (2022): September 2022 Vol 1 No 1 (2022): Maret 2022

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name
Khabib Solihin

Contact Email
khabib@ipmafa.ac.id

Phone
+6282299523230

Journal Mail Official
jiose@ipmafa.ac.id

Editorial Address
Jl. Raya Pati-Tayu Km. 20 Purworejo Margoyoso Pati

Location
Kab. pati,

Jawa tengah

INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Khabib Solihin

Contact Email khabib@ipmafa.ac.id

Phone +6282299523230

Journal Mail Official jiose@ipmafa.ac.id

Editorial Address Jl. Raya Pati-Tayu Km. 20 Purworejo Margoyoso Pati

Location Kab. pati, Jawa tengah INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Khabib Solihin

Contact Email
khabib@ipmafa.ac.id

Phone
+6282299523230

Journal Mail Official
jiose@ipmafa.ac.id

Editorial Address
Jl. Raya Pati-Tayu Km. 20 Purworejo Margoyoso Pati

Location
Kab. pati,

Jawa tengah

INDONESIA