cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Ferri Alfadri
Contact Email
feri@uinsyahada.ac.id
Phone
+6281262408535
Journal Mail Official
feri@uinsyahada.ac.id
Editorial Address
JL. T. Rizal Nurdin Km 4,5 Sihitang Kota Padangsidimpuan 22733
Location
Kota padangsidimpuan,
Sumatera utara
INDONESIA
JIFTECH: Journal Of Islamic Financial Technology
Published by Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
ISSN : -     EISSN : 28291050     DOI : JIFTECH: Journal Of Islamic Financial Technology
Core Subject : Economy,
Economics, Econometrics & Finance
JIFTECH: Journal Of Islamic Financial Technology is a peer-reviewed journal, a publication on Islamic Financial Technology from research and original writings on Islamic Financial Technology. The journal aims to provide a platform for scientific understanding in the field of Islamic financial technology and has an important role in promoting the process of accumulation of knowledge, Islamic values, skills and the development of science. Scientific manuscript dealing about Islamic financial technology topics are particularly welcome to be submitted. The journal encompasses research articles, original research report, reviews, short communications and scientific commentaries s in Islamic Financial Technology. Specifically, the journal will deal with topics : 1. Islamic Banking Technology 2. Financial Technology 3. Digital Economy Society 4. Inclusive Economy 5. Development Economic Technology
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 4 Documents
 1 
Search results for , issue "Vol 3, No 2 (2024)" : 4 Documents clear
The Effect of the Use of Quick Response Indonesia Standard (QRIS) on the Development of Micro, Small and Medium Enterprises (MSMEs) in Langsa City Kautsar, Muhammad Haris; Nurjanah, Nurjanah; Yahya, M; Muhammad, Alfian
Journal of Islamic Financial Technology Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i2.14178

Abstract

In the digital era, Micro, Small and Medium Enterprises (MSMEs) in Langsa City face challenges to adapt to the growing non-cash payment technology. This study aims to analyze the effect of ease of use, understanding of benefits, and income expectations on MSME development through the implementation of the Quick Response Code Indonesian Standard (QRIS). The research method used is quantitative with regression analysis techniques to test the partial and simultaneous effects of the independent variable on the dependent variable. The results showed that ease of use (tcount = 4.351), usefulness (tcount = 3.772), and income expectations (tcount = 3.887) had a positive and significant effect partially on the development of MSMEs. Simultaneously, the three variables also showed a significant effect with an Fcount value of 16.204 which exceeded the Ftable of 2.47, with a significance level of 0.000 0.05. This finding confirms the importance of improving QRIS literacy and adoption to support MSME growth. The implication is that strategic policies such as training, socializing the benefits of QRIS, and providing supporting facilities need to be designed to create an ecosystem conducive to the development of MSMEs in Langsa City.
Analysis of Customer Behavior Using Cash Deposit Machine and BSI Smart in Langsa City Mastura, Mastura; Ridwan, Achmad; Nurjanah, Nurjanah
Journal of Islamic Financial Technology Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i2.13588

Abstract

Technological developments have also led Islamic Bank Indonesia to increase the efficiency of banking services by offering various digital transaction alternatives. The aim of this research is to analyze customer behavior and what factors influence customer behavior in using the Cash Deposit Machine (CDM) and BSI Smart in Langsa City. The research method used is descriptive qualitative to explore the behavior of Bank Syariah Indonesia customers with Cash Deposit Machine (CDM) and BSI Smart services in Langsa City. With the participation of 10 informants using the Snowball Sampling technique, primary data was obtained through interviews, supported by secondary data from journal literature. Data collection uses observation, interviews and documentation. The research results show that the behavior of Sharia Bank customers in Langsa City towards the use of Cash Deposit Machines (CDM) and BSI Smart shows adaptation to modern technology in financial activities. A total of 6 customers prefer CDM because of its speed, practicality, privacy and security. CDM user customers appreciate easy access to daily transactions. Meanwhile, 4 customers chose BSI Smart because of its flexibility in being able to carry out transactions in various locations without dependence on CDM machines. Factors that influence customer behavior using Cash Deposit Machines (CDM) and BSI Smart in Langsa City include security and privacy, perception of technology, personal factors and psychological factors. This research has a significant contribution to Bank Syariah Indonesia in developing optimal digital service strategies.
Analysis Bibliometrics Application of Technology Acceptance Model in Islamic Fintech Pulungan, Ismail; Ritonga, Juliani; Binti Abu Hasan, Nurul Widad
Journal of Islamic Financial Technology Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i2.13960

Abstract

ABSTRACT          The rapid advancement of technology has led to the emergence of Islamic fintech as an innovation in digital financial services with the potential to enhance financial inclusion. However, public understanding of its use remains limited, resulting in cases of misuse and losses for users and companies alike. This study aims to analyze the factors influencing the acceptance of Islamic fintech using bibliometric methods. Employing a qualitative descriptive approach, data was collected through the Publish or Perish software and analyzed using VOSviewer to map the development of research on the Technology Acceptance Model (TAM) in Islamic fintech. The findings reveal significant growth in Islamic fintech journal publications in 2020, with "fintech" being the most frequently used keyword. Furthermore, the author analysis identifies Rabbani as the primary contributor. Research on the application of TAM in Islamic fintech remains scarce, but this model has proven effective in predicting technology acceptance. By understanding the factors influencing technology acceptance, companies can develop better strategies to expand their user base and enhance consumer trust in their services. Keywords: TAM, Islamic Fintech, Bibliometric, VOSviewer
From Tradition to Innovation: Tokenizing Dinar and Dirham for the Islamic Digital Economy Hutagalung, Muhammad Wandisyah R; Mairiza, Diany
Journal of Islamic Financial Technology Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i2.14645

Abstract

This research explores the potential and implications of tokenizing Dinar and Dirham in the context of Islamic digital finance, with a focus on the use of blockchain technology to facilitate their integration into the global financial system. The study adopts a qualitative approach, analyzing data derived from scholarly publications, online resources, and case studies from countries like the UAE and Malaysia, which are exploring blockchain-based Islamic currencies. The research examines the fundamental principles of Dinar (gold) and Dirham (silver) as intrinsic-value currencies within Islamic finance, highlighting their alignment with Sharia principles such as transparency, fairness, and the prohibition of riba (interest). Furthermore, the study explores the concept of tokenization, its application in the digital economy, and its potential to offer stable, inflation-free payment solutions.Key findings indicate that tokenized Dinar and Dirham can enhance financial inclusion, promote economic stability, and provide an alternative to volatile fiat currencies. Blockchain technology is identified as an effective platform for supporting these tokenized currencies, ensuring transparency, security, and decentralization in compliance with Sharia law. However, the research also identifies several challenges, including regulatory uncertainties, technological scalability issues, and societal resistance to adopting digital currencies. Drawing on case studies, the research highlights the importance of clear regulatory frameworks, technological advancements, and financial literacy programs to support the widespread adoption of tokenized Islamic currencies.The study concludes with policy recommendations aimed at addressing these challenges, emphasizing the need for a collaborative approach involving regulators, financial institutions, and technology providers. Future research directions include exploring the practical implementation of tokenized Dinar and Dirham and examining consumer behavior and the broader economic impact of these digital currencies. This research contributes to the growing discourse on Islamic digital finance and offers insights into how tokenized Dinar and Dirham can potentially reshape the future of finance in Muslim-majority countries. Keywords: Tokenization, Dinar, Dirham, Blockchain, Islamic Finance, Digital Currency, Sharia Compliance.

Page 1 of 1 | Total Record : 4

 1 

Filter by Year

2024 2024


Reset
Filter By Issues
All Issue Vol 4, No 1 (2025) Vol 3, No 2 (2024) Vol 3, No 1 (2024): JIFTECH : Journal Of Islamic Financial Technology Vol 2, No 2 (2023): JIFTECH : Journal Of Islamic Financial Technology Vol 2, No 1 (2023): JIFTECH : Journal Of Islamic Financial Technology Vol 1, No 2 (2022): JIFTECH : Journal Of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology