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Jihan Nabila Zahara
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Jl. Budi Utomo No.10, Ronowijayan, Kec. Ponorogo, Kabupaten Ponorogo, Jawa Timur 63471
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Musyarakah: Journal of Sharia Economics (MJSE)
Published by Universitas Muhammadiyah Ponorogo
ISSN : 28278887     EISSN : 28099389     DOI : https://doi.org/10.24269/mjse
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
FOCUS OF JOURNAL Musyarakah: Journal of Sharia Economics (MJSE) focused on Sharia economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Sharia economics; Sharia banking; Sharia finance; Sharia accounting; Sharia microfinance; Zakah, Waqf, and Philanthropy. SCOPE OF JOURNAL Musyarakah: Journal of Sharia Economics (MJSE) specializes on sharia economics and finance studies. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 7 Documents
 1 
Search results for , issue "Vol 3, No 2 (2023): October" : 7 Documents clear
Kontribusi Objek Wisata Terhadap Pendapatan Masyarakat di Kabupaten Tulang Bawang Barat di Era Society 5.0 Putri, Fani Monada; Himawati, Ratna
Musyarakah: Journal of Sharia Economic (MJSE) Vol 3, No 2 (2023): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v12i2.7867

Abstract

The tourism sector is a booster for economic growth in a country. According to the Travel and Tourism Competitiveness Index (TTCI) ranking published by the World Economic Forum (WEF), Indonesia is ranked 40th (out of 140 countries) in 2019 with an increasing trend. This indicates that there is a huge potential in Indonesia. Lampung is also known as a tourist destination, one of the relatively new districts with several tourist destinations, one of which is the Islamic Center This study aims to determine the contribution of tourist attractions to the income of people in West Tulang Bawang in the Era of Society 5.0. The era of Society 5.0 is a digital era in which the basic component is humans utilizing technology. Tourist attractions greatly contribute to the income of the surrounding community, especially the people of West Tulang Bawang Barat.
Dampak Marketing Syariah terhadap Minat Beli Konsumen Di Toko Lancar Elektronik Ponorogo (Perspektif Theory Of Planned Behavior) Suprianto, Suprianto; Rois, Adib Khusnul; Syukroni, Azid; Candrakusuma, Muslih
Musyarakah: Journal of Sharia Economic (MJSE) Vol 3, No 2 (2023): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v12i2.7783

Abstract

 This research was carried out with the aim, firstly, to find out how the management and marketing of the Current Electronics Store in Ponorogo Regency is. Second, to find out about the application of sharia marketing in increasing consumer buying interest at the Lancar Electronics Shop, Ponorogo Regency. The object of this research is consumers of the Current Electronics Store, Ponorogo Regency. The data in this research are primary and secondary data. The data collection method used in this research is observation, interviews and documentation. The data analysis method used in this research is qualitative descriptive analysis. The results of this research, first. The operational standards applied are that employees must be Muslim/Muslim women, able to read the Koran and obey the 5 daily prayers. Judging from the payroll system, employee salaries are on time and if a customer files a complaint, the employee must serve him patiently in handling it. Second. Toko Lancar Electronics Ponorogo implements a sharia marketing strategy to increase consumer buying interest in accordance with the characteristics and practices of sharia marketing as taught by Rasulullah SAW. Which consists of four elements, namely theistic (rabbaniyyah), ethical (akhlaqiyyah), realistic (al-waqi'iyyah) and humanistic (insaniyyah).
Tinjauan Ekonomi Syariah Terhadap Praktik Jual Beli Makanan Pada Rumah Makan Dapoer Bosdito Desa Plalangan Kecamatan Jenangan Kabupaten Ponorogo Sugianto, Didik; Albanjari, Fatkhur Rohman; Rezqi Syakarna, Nugraheni Fitroh
Musyarakah: Journal of Sharia Economic (MJSE) Vol 3, No 2 (2023): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v12i2.7784

Abstract

This research was conducted with the aim of, first. To find out the Sharia Economic review of the sale and purchase agreement at the Dapoer Bos DITO restaurant on Bukit Ketekàn Plalangan Ponorogo. Second. To find out the Sharia Economic review of price setting at the Dapoer Bos DITO restaurant on Bukit Ketekàn Plalangan Ponorogo. The object of this research is all the components in the Dapoer Bos DITO restaurant on Bukit Ketekàn Plalangan Ponorogo. Data collection techniques through observation, interviews and documentation. The data collected regarding buying and selling practices at the Dapoer Bos DITO restaurant in Bukit Ketekàn Plalangan Ponorogo was analyzed qualitatively. The results of this research, first. A Sharia Economic Review of buying and selling contracts at the Dapoer Bos DITO Restaurant shows that the business prioritizes Islamic values such as honesty and transparency. The application of Islamic values in Dapoer Bos DITO's business increases trust and reputation in the eyes of customers. Second. A Sharia Economic review of pricing at the Dapoer Bos DITO Restaurant shows that the company considers production costs, competitor prices and profits in determining the price of the food sold. Dapoer DITO Boss is confident that with careful calculations, they can offer quality products at competitive prices. Dapoer Bos DITO business is in accordance with the provisions of Islamic law.
Analisis Strategi Pemasaran Produk Pembiayaan Mitraguna Dalam Meningkatkan Jumlah Nasabah (Studi Kasus Pada Bank Syariah Indonesia Kantor Cabang Pembantu Rungkut 1 Surabaya) Paranggi, Alifia; Setiyowati, Arin
Musyarakah: Journal of Sharia Economic (MJSE) Vol 3, No 2 (2023): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v12i2.8090

Abstract

Pembiayaan  Mitra  Guna  pada BSI merupakan  layanan  pembiayaan  ragam kebutuhan  atau  multiguna  dengan  sumber  pembayaran  dari  gaji  atau pendapatan pegawai tetap. Banyaknya produk pembiayaan perbankan  syariah  yang  ada  di  Indonesia  mendorong  perusahaan bersaing  mendapatkan  nasabah  melalui  berbagai  strategi  yang  tepat. Penelitian  ini bertujuan   untuk   untuk   mengetahui   dan   menganalisis strategi pembiayaan mitraguna BSI pada KCP Rungkut 1 Surabya untuk meningkatkan jumlah nasabah. Metode   yang   digunakan   adalah   metode   kualitatif   dengan menggunakan  teknik  interview  (wawancara)  dan  teknik  dokumentasi.  Dari  hasil  penelitian diketahui   bahwa   mekanisme   pembiayaan   mitraguna   ada   3   tahapan   yaitu   :   (1) permohonan  menjadi  nasabah  mitraguna   (2)  proses  verifikasi  dokumen  nasabah,  (3) proses   pencairan   pembiayaan   mitraguna.  Dimensi  marketing mix   yang   digunakan   ada   empat   yaitu:  Produk   (Product),   Tempat (Place),  Harga  (Price)  dan  Promosi  (Promotion).  Dengan  menggunakan analisis   deskriptif   didapatkan   hasil   bahwa   dari   keempat   dimensi marketing  mix  Promosi  adalah  yang  paling  dominan  berpengaruh dalam   menarik   minat   nasabah   terhadap   pembiayaan   Mitra   Guna. 
Pengaruh Label Halal, Kesadaran Harga, dan Bauran Pemasaran terhadap Keputusan Pembelian Produk Kosmetik di Livi Beauty House Sauri, Supian; Radhiati, Raisa; Ghani, Abdul; Halimah, Halimah; Irgianoor, Muhammad
Musyarakah: Journal of Sharia Economic (MJSE) Vol 3, No 2 (2023): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v12i2.8105

Abstract

This study aims to evaluate the influence of independent variables, specifically halal labeling (X1), price awareness (X2), and marketing mix (X3), on the purchasing decisions (Y) regarding cosmetic products at Livi Beautyhouse. This research was conducted to address inconsistencies found in previous studies. It adopts a quantitative approach in the form of a field study. Data were collected through the distribution and retrieval of questionnaires. The sampling method employed was purposive sampling, involving 96 student respondents. Data analysis was performed using multiple linear regression with the assistance of SPSS version 23 software. The results revealed that each variable, halal labeling (X1), price awareness (X2), and marketing mix (X3) has a substantial impact on purchasing decisions (Y). Simultaneously, the independent variables of halal labeling (X1), price awareness (X2), and marketing mix (X3) collectively exert a significant influence on purchasing decisions (Y) with a significant value of 0.000 0.05 and an   of (60.184)  (2.466).
Tantangan Inklusi Keuangan Syariah Era Disrupsi Sultoni, Hasan; Santi, Mei; Rifai, Muhammad Saiful
Musyarakah: Journal of Sharia Economic (MJSE) Vol 3, No 2 (2023): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v12i2.8600

Abstract

This research aims to know and understand the Disruption Era and its impact on Sharia Financial Inclusion. Financial inclusion is an effort that makes it easy to access a more prosperous life for all people. This research uses a literature review research method, obtaining data from Scientific Journal literature and data related to Islamic Financial Inclusion in Indonesia. This inclusion program is very important for equal access to the entire community, especially for someone who is unbankable. In this program, the role of the government and financial institutions, both conventional and sharia, is very influential. Inclusive, stable finance will be achieved through five pillars and foundations, including; Financial Education Pillar, Community Property Rights Pillar; Product Pillar, Intermediation and Distribution Channels; Financial Services Pillar in the Government Sector; Consumer Protection Pillar. The impact that occurs in the development of Financial Inclusion in the era of disruption is the emergence of FinTech, which is able to open various facilities for consumers in using / utilizing various financial services digitally, such as: payments, loans, investments, and insurance.
Implementasi Manajemen Resiko Pasar Pada Baitul Mal Wat Tamwil Agawe Makmur Tulungagung Sari, Lella Juniva
Musyarakah: Journal of Sharia Economic (MJSE) Vol 3, No 2 (2023): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v12i2.8415

Abstract

This research aims to find out how to manage market risk at BMT Agawe Makmur. Currently, BMT has made progress, but still often faces problems such as lack of member participation, lack of capital, poor risk management, and lack of supervision. This problem is an identifiable risk, so you should carry out risk mitigation based on the problems above. One of the risks often faced by financial institutions is market risk. Market risk is the risk of loss from on and off-balance sheet positions arising from market price movements. In accordance with the research results, it was found that in the risk management carried out by BMT Agawe Makmur Tulungagung, BMT implemented a way to deal with market risk, namely in the form of not considering rising prices or rising other things such as rising and falling interest rates. This is based on BMT Agawe Makmur, a financial institution that has sharia principles. In accordance with the discussion regarding BMT Agawe Makmur regarding the risks it faces, it can be seen that BMT Agawe Makmur has taken steps to overcome risks.

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