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All Journal Jurnal SOLMA IJoASER (International Journal on Advanced Science, Education, and Religion) ASSET: Jurnal Manajemen dan Bisnis Jurnal Al-Qiyam Jurnal Tana Mana Musyarakah: Journal of Sharia Economics (MJSE)
Albanjari, Fatkhur Rohman
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Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Tinjauan Ekonomi Syariah Terhadap Praktik Jual Beli Makanan Pada Rumah Makan Dapoer Bosdito Desa Plalangan Kecamatan Jenangan Kabupaten Ponorogo Sugianto, Didik; Albanjari, Fatkhur Rohman; Rezqi Syakarna, Nugraheni Fitroh
Musyarakah: Journal of Sharia Economic (MJSE) Vol 3, No 2 (2023): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v12i2.7784

Abstract

This research was conducted with the aim of, first. To find out the Sharia Economic review of the sale and purchase agreement at the Dapoer Bos DITO restaurant on Bukit Ketekàn Plalangan Ponorogo. Second. To find out the Sharia Economic review of price setting at the Dapoer Bos DITO restaurant on Bukit Ketekàn Plalangan Ponorogo. The object of this research is all the components in the Dapoer Bos DITO restaurant on Bukit Ketekàn Plalangan Ponorogo. Data collection techniques through observation, interviews and documentation. The data collected regarding buying and selling practices at the Dapoer Bos DITO restaurant in Bukit Ketekàn Plalangan Ponorogo was analyzed qualitatively. The results of this research, first. A Sharia Economic Review of buying and selling contracts at the Dapoer Bos DITO Restaurant shows that the business prioritizes Islamic values such as honesty and transparency. The application of Islamic values in Dapoer Bos DITO's business increases trust and reputation in the eyes of customers. Second. A Sharia Economic review of pricing at the Dapoer Bos DITO Restaurant shows that the company considers production costs, competitor prices and profits in determining the price of the food sold. Dapoer DITO Boss is confident that with careful calculations, they can offer quality products at competitive prices. Dapoer Bos DITO business is in accordance with the provisions of Islamic law.
Analisis Ekonomi Syariah Terhadap Praktik Kerjasama Bagi Hasil Pada Bisnis Peternakan Ayam Broiler pada Mitra Peternakan Desa Sukomoro Kabupaten Magetan Nasrudin, Suryana Agus; Albanjari, Fatkhur Rohman; Rezqi Syakarna, Nugraheni Fitroh
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.8790

Abstract

This research aims to determine the Sharia economic analysis of the practice of profit sharing cooperation on broiler chicken farms. This research method uses a qualitative approach by conducting in-depth interviews with broiler chicken breeders who have implemented profit sharing cooperation practices. The data obtained was then analyzed. The results of the analysis show that the practice of profit sharing cooperation in the broiler chicken farming business can be in accordance with sharia economic principles. Profit sharing is a mechanism for fair profit sharing between investors and breeders, where investors provide capital and breeders provide labor and farm management. Profit sharing is carried out based on previously agreed percentages, taking into account the risks and contributions of each party. However, there are several challenges in implementing profit sharing cooperation practices in the broiler chicken farming business. One of them is the difficulty in determining the value and fair distribution of results, especially in the face of fluctuations in feed prices and the availability of broiler chickens on the market. Apart from that, an incomplete understanding of sharia economic principles is also an obstacle in implementing this practice.
Strategi Pemasaran Islam dalam Meningkatkan Minat Nasabah pada Produk Pembiayaan Mudharabah di BMT Surya Kencana Jambon Ponorogo Dwinata, Danti; Arifah, Khoirul; Taufiqurrahman, Rizal; Albanjari, Fatkhur Rohman
Musyarakah: Journal of Sharia Economic (MJSE) Vol 5, No 2 (2025): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v5i2.12179

Abstract

The purpose of this to examine the Islamic-based marketing strategies used by BMT Surya Kencana Jambon in increasing customer interest in Mudharabah financing products. Mudharabah financing is a form of cooperation between investors (shahibul maal) and business actors (mudharib) with a profit-sharing system based on sharia principles. This study employs a descriptive qualitative method with an observational approach, interviews, and documentation. The results of the study indicate that marketing strategies are implemented through two approaches, namely offline (distribution of brochures, personal approaches, and business assistance) and online (use of Facebook and WhatsApp Business applications). Marketing is carried out based on Islamic principles such as shiddiq, amanah, tabligh, and fathanah. Although these strategies have successfully attracted customer interest, BMT still faces several challenges, such as low public understanding of Islamic finance, limited human resources, and intense competition with other financial institutions. Therefore, improving financial literacy, developing human resource quality, and implementing technology are crucial factors to ensure the sustainability of ethical Mudharabah financing marketing based on Islamic values.
Introduction to Information Technology and Independence Based on Prophetic Values at Sanggar Bimbingan Indonesia in Malaysia Laksana, Sigit Dwi; Priatna, Yolan; Albanjari, Fatkhur Rohman; Kholis, Kholis; Widianingrum, Watik
International Journal on Advanced Science, Education, and Religion Vol 8 No 3 (2025): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v8i3.810

Abstract

This community service program was conducted at Sanggar Bimbingan At Tanjil, Lembah Jaya, Selangor, Malaysia, with the aim of introducing information technology literacy and promoting economic independence based on prophetic values among children and parents of Indonesian migrant workers. The program applied a qualitative participatory approach, involving direct observation, interviews, and training workshops to identify and address the community’s specific needs in digital literacy, financial management, and moral education. The intervention included workshops on healthy internet use, family financial literacy, and the internalization of prophetic values such as honesty, responsibility, and diligence. Results showed that participants demonstrated improved understanding and skills in utilizing digital technology responsibly, managing finances wisely, and applying ethical principles in daily life. Despite challenges related to limited facilities and parental involvement, the program effectively strengthened community awareness and fostered collaboration between lecturers, students, and local leaders. In conclusion, the integration of technology education, financial literacy, and prophetic ethics offers an effective model for empowering migrant communities to achieve sustainable independence in both digital and economic aspects
Introduction to Information Technology and Independence Based on Prophetic Values at Sanggar Bimbingan Indonesia in Malaysia Laksana, Sigit Dwi; Priatna, Yolan; Albanjari, Fatkhur Rohman; Kholis, Kholis; Widianingrum, Watik
International Journal on Advanced Science, Education, and Religion Vol 8 No 3 (2025): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v8i3.810

Abstract

This community service program was conducted at Sanggar Bimbingan At Tanjil, Lembah Jaya, Selangor, Malaysia, with the aim of introducing information technology literacy and promoting economic independence based on prophetic values among children and parents of Indonesian migrant workers. The program applied a qualitative participatory approach, involving direct observation, interviews, and training workshops to identify and address the community’s specific needs in digital literacy, financial management, and moral education. The intervention included workshops on healthy internet use, family financial literacy, and the internalization of prophetic values such as honesty, responsibility, and diligence. Results showed that participants demonstrated improved understanding and skills in utilizing digital technology responsibly, managing finances wisely, and applying ethical principles in daily life. Despite challenges related to limited facilities and parental involvement, the program effectively strengthened community awareness and fostered collaboration between lecturers, students, and local leaders. In conclusion, the integration of technology education, financial literacy, and prophetic ethics offers an effective model for empowering migrant communities to achieve sustainable independence in both digital and economic aspects
Introduction to Information Technology and Independence Based on Prophetic Values at Sanggar Bimbingan Indonesia in Malaysia Laksana, Sigit Dwi; Priatna, Yolan; Albanjari, Fatkhur Rohman; Kholis, Kholis; Widianingrum, Watik
International Journal on Advanced Science, Education, and Religion Vol 8 No 3 (2025): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v8i3.810

Abstract

This community service program was conducted at Sanggar Bimbingan At Tanjil, Lembah Jaya, Selangor, Malaysia, with the aim of introducing information technology literacy and promoting economic independence based on prophetic values among children and parents of Indonesian migrant workers. The program applied a qualitative participatory approach, involving direct observation, interviews, and training workshops to identify and address the community’s specific needs in digital literacy, financial management, and moral education. The intervention included workshops on healthy internet use, family financial literacy, and the internalization of prophetic values such as honesty, responsibility, and diligence. Results showed that participants demonstrated improved understanding and skills in utilizing digital technology responsibly, managing finances wisely, and applying ethical principles in daily life. Despite challenges related to limited facilities and parental involvement, the program effectively strengthened community awareness and fostered collaboration between lecturers, students, and local leaders. In conclusion, the integration of technology education, financial literacy, and prophetic ethics offers an effective model for empowering migrant communities to achieve sustainable independence in both digital and economic aspects
Tinjauan Kesesuaian Pelaksanaan Koperasi Syariah Di Tulungagung Pada Era Society 5.0 Dengan Kaidah Ekonomi Syariah Albanjari, Fatkhur Rohman; Syakarna, Nugraheni Fitroh Rezqi; Mujiono, Agus; Arifah, Khoirul
ASSET: Jurnal Manajemen dan Bisnis Vol. 6 No. 3 (2024): EDISI SEMNAS TAHUN 2023
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/asset.v6i3.7695

Abstract

Pelaksanaan pengelolaan koperasi syariah agar bisa bersaing diera digital adalah dengan manajemen kelembagaan yang terbaru dan mengikuti perkembangan zaman, peningkatan kapasitas sumber daya insani bagi koperasi, penggunaan teknologi dan sistem informasi baik dalam manajemen koperasi maupun dalam menjalankan usahanya, pembinaan dan pendampingan serta kemitraan. Penelitian ini tujuan utamanya yakni untuk mengetahui tinjauan pelaksanaan koperasi syariah di Tulungagung pada era society 5.0 dengan kaidah ekonomi syariah. Penelitian ini menggunakan metode penelitian kualitatif, dengan teknik pengumpulan data observasi lapangan dan wawancara mendalam. Adapun lokasi penelitian ini adalah koperasi syariah Kabupaten Tulungagung yakni pada BMT Pahlawan Tulungagung dan BMT Sahara Tulungagung. Hasil penelitian dilapangan menemukan bahwa penggunaan digital di kedua BMT sangat diperlukan untuk menunjang operasional lembaga keuangan agar semakin terpadu. Penggunaan digital akan menyerap informasi secara cepat bagi pelanggan sehingga akan mempermudah pelanggan dalam melakukan transaksi kegiatan keuangan dan mempermudah BMT dalam membuat laporan keuangan. Pelaksanaan kegiatan promosi berbasis digital juga diterapkan oleh kedua lembaga BMT dengan menggunakan media seperti Status WhatsApp, Facebook dan Instagram. Kegiatan opeasional tersebut ditunjang dengan prinsip-prinsip ekonomi syariah yang memperhatikan kaidah-kaidah syariah seperti menjunjung tinggi tauhid, akhlak yang baik, konsep kepemilikan yang utuh, keseimbangan dalam menjaga harta, kebebasan, keadilan tanggungjawab, jujur dan menghindari riba, maysir, gharar.
Analisis Ekonomi Syariah Terhadap Praktik Kerjasama Bagi Hasil Pada Bisnis Peternakan Ayam Broiler pada Mitra Peternakan Desa Sukomoro Kabupaten Magetan Nasrudin, Suryana Agus; Albanjari, Fatkhur Rohman; Rezqi Syakarna, Nugraheni Fitroh
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.8790

Abstract

This research aims to determine the Sharia economic analysis of the practice of profit sharing cooperation on broiler chicken farms. This research method uses a qualitative approach by conducting in-depth interviews with broiler chicken breeders who have implemented profit sharing cooperation practices. The data obtained was then analyzed. The results of the analysis show that the practice of profit sharing cooperation in the broiler chicken farming business can be in accordance with sharia economic principles. Profit sharing is a mechanism for fair profit sharing between investors and breeders, where investors provide capital and breeders provide labor and farm management. Profit sharing is carried out based on previously agreed percentages, taking into account the risks and contributions of each party. However, there are several challenges in implementing profit sharing cooperation practices in the broiler chicken farming business. One of them is the difficulty in determining the value and fair distribution of results, especially in the face of fluctuations in feed prices and the availability of broiler chickens on the market. Apart from that, an incomplete understanding of sharia economic principles is also an obstacle in implementing this practice.
Pelatihan Digital Marketing dan Perencanaan Keuangan Syariah Pada Anggota Nasyiatul Aisyiyah Ponorogo Rezqi S, Nugraheni Fitroh; Albanjari, Fatkhur Rohman
Jurnal SOLMA Vol. 14 No. 3 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. Hamka (UHAMKA Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/solma.v14i3.20116

Abstract

Background: Rendahnya literasi keuangan syariah dan keterampilan digital marketing masih menjadi kendala utama bagi perempuan pelaku UMKM, termasuk anggota Nasyiatul Aisyiyah Cabang Siman, Ponorogo. Program ini bertujuan meningkatkan pemahaman keuangan syariah dan kemampuan pemasaran digital anggota agar lebih mandiri secara ekonomi. Metode: Kegiatan dilaksanakan melalui pelatihan intensif, pendampingan daring, dan evaluasi dengan melibatkan 32 peserta. Evaluasi dilakukan melalui pre-test/post-test, observasi praktik, dan wawancara. Hasil: Skor rata-rata peserta meningkat dari 54% (pre-test) menjadi 76% (post-test). Sebanyak 80% peserta mulai menerapkan pencatatan keuangan, 60% aktif memasarkan produk melalui media digital, dan 33% mengikuti program affiliate marketing. Kesimpulan: Program berhasil meningkatkan literasi keuangan syariah dan keterampilan digital marketing anggota NA Siman. Temuan ini menunjukkan pentingnya model pemberdayaan berbasis literasi digital-keuangan untuk mendukung kemandirian ekonomi Perempuan.
Co-Authors Agus Mujiono, Agus Arifah, Khoirul Dwinata, Danti Kholis, Kholis Nasrudin, Suryana Agus Rezqi S, Nugraheni Fitroh Rezqi Syakarna, Nugraheni Fitroh Sigit Dwi Laksana, Sigit Dwi Sugianto, Didik Syakarna, Nugraheni Fitroh Rezqi Taufiqurrahman, Rizal widianingrum, watik Yolan Priatna