Journal of Islamic Economics and Finance
Journal of Islamic Economics and Finance (JIEF) is an journal providing authoritative sources of scientific information for researchers and scholars in academia, research institutions, government agencies, and industries. This journal publishes original articles which include: 1. Islamic Finance 2. Philanthropy 3. Human Resource Management 4. Regional Economy 5. Industrial Economics 6. International Trade 7. Islamic Business Ethics 8. Sharia Capital Market 9. Islamic Microfinance 10. Islamic Business and Management 11. Islamic Thought 12. Political Economy 13. Economic Sociology
Articles
105 Documents
<![CDATA[Potensi Efektivitas Pupuk Bersubsidi Dalam Peningkatan Perekonomian Masyarakat Tani ]]>
<![CDATA[Sah Ikhlas]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 2 No. 1 (2022): JIEF VOL.2 NO.1 MAY 2022 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (1012.502 KB)
|
DOI: 10.28918/jief.v2i1.5497
<![CDATA[Jetak Kidul is a village geographically surrounded by agriculture, especially rice farming. So it’s not a taboo if most of the people there still work as farming communities and depend on them for their livelihoods. However, in cultivating agriculture, the farming community of Jetak Kidul village is often constrained by costs due to their relatively weak capital strength. And to try to solve the problem, the order issued a policy of subsidized fertilizer which is expected to help farming communities. Therefore, the author will conduct a study which aims to analyze the potential effectiveness of the level of satisfaction of the farming community with the subsidized fertilizer program and find out how the effect of the subsidized fertilizer program on the economy of the farming community in the village of Jetak Kidul. The result of this research is that subsidized pupup has the potential for effectiveness in improving the community’s economy. As long as the indicators used in the study are all met.]]>
<![CDATA[Analisis Pengaruh Faktor Internal dan Faktor Eksternal Terhadap Non Performing Financing (NPF) Pada Bank Umum Syariah di Indonesia ]]>
<![CDATA[Natasyanurul Fatimah]]>;
<![CDATA[Khairina Nur Izzaty]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (949.032 KB)
|
DOI: 10.28918/jief.v2i2.5702
<![CDATA[This study aims to analyze the influence of internal factors such as FDR, CAR, and BOPO and external factors such as inflation, BI rate, and exchange rates against Non-Performing Financing (NPF) at Islamic Commercial Bank in Indonesia. This study uses a quantitative approach carried out at Islamic Commercial Banks registered at OJK from the first quarter of 2019 to the third quarter of 2021. The sample in this study was determined using a purposive sampling method so that 9 Islamic Commercial Banks were obtained according to the criteria. The data analysis method used is multiple linear regression and a goodness of fit test of a model that is processed using IBM SPSS 25. Based on the results of data testing shows that: (1) The Financing to Deposit Ratio has no significant effect on Non Performing Financing; (2) Capital Adequacy Ratio has no significant effect on Non-Performing Financing; (3) Operating Expense on Operating Income has a positive and significant effect on Non-Performing Financing, (4) Inflation does not have a significant effect on Non-Performing Financing, (5) the BI rate does not significantly affect Non-Performing Financing, and (6) The Exchange rate has a positive and significant effect on Non-Performing Financing]]>
<![CDATA[Perilaku Pedagang Muslim di Pasar Tradisional (Pendekatan Induktif dalam Pembentukan Teori Produksi Ekonomi Islam) ]]>
<![CDATA[Marlina]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (761.152 KB)
|
DOI: 10.28918/jief.v2i2.5981
<![CDATA[This article attempts to describe two academic problems. First, how the motives and behavior of Muslim traders in traditional markets. Second, how these motives and behaviors are related to the theorizing of Islamic Economics, especially in the theory of production. This field research is a qualitative-phenomenological approach, using a descriptive-verificative type. Data were obtained directly from traditional market traders in four markets, namely Pasar Anyar and Banjarsari (urban areas) and Pasar Warungasem and Tersono (rural). The research used purposive sampling, while the validity and credibility of the data used triangulation, emic, and member-checking techniques. Data analysis was conducted inductively with domain analysis. The study developed two research findings. First, the behavior motive of traders is to fulfill material needs, however, their behavior in the market is attached to religious and social values. Second, the reasons and behavior of Muslim traders strengthen the scientific theorization of Islamic Economics, because their behavior that is included in the inductive-empirical-profane realm has conformity with other sources in the theorizing process, namely sources from the deductive-abstract-universal-transcendent domain]]>
<![CDATA[Optimalisasi Fungsi Masjid Sebagai Sarana Dakwah dan Pemberdayaan Ekonomi Umat ]]>
<![CDATA[Bahtiar Effendi]]>;
<![CDATA[Abdul Ghofar Saifudin]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (770.687 KB)
|
DOI: 10.28918/jief.v2i2.5989
<![CDATA[This research aims to find out how to optimize the function of the mosque as a means of da'wah and economic empowerment of the people. The subject of this research is the Assalam Mosque located in Rowosari Village, Ulujami District, Pemalang Regency. This research uses a descriptive qualitative method. Data analysis by triangulation, data obtained through observation and interviews with informants of the management and congregation of the Assalam Mosque. The results show that, apart from functioning as a place of worship, Masjid Assalam seeks to optimize its other functions as a center for da'wah for youth, youth and adult congregations. Other part carried out at the Assalam Mosque are social functions in distributing rice alms to pilgrims, collecting and distributing aid to disaster victims, and economic empowerment to stalls and shops owned by pilgrims.]]>
<![CDATA[Keputusan Investasi Digital dan Transaksi Non Tunai Investor Muslim ]]>
<![CDATA[Yulfan Arif Nurohman]]>;
<![CDATA[Rina Sari Qurniawati]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (843.571 KB)
|
DOI: 10.28918/jief.v2i2.6098
<![CDATA[Muslim investors invest for financial gain in the future. The current investment decision determines the profit or loss received. The purpose of the study was to determine how much financial literacy and risk tolerance influence in determining digital investment decisions and to find out how much financial literacy and risk tolerance influence in conducting non-cash transactions during the covid-19 pandemic for Muslim investors. The research was conducted on Muslim investors in Sukoharjo Regency. Determination of the sample using purposive sampling with the number of respondents as many as 110. Data collection was done using a questionnaire distributed to Muslim investors who have done investment activities. Testing the model using Path Analysis with SmartPLS Software by performing Individual Item Reliability Test, Internal Consistency Test, and Discriminant Validity Test. The test results show that the financial literacy of Muslim investors has no effect on investment decisions and non-cash transaction decisions. Meanwhile, risk tolerance affects investment decisions and non-cash transaction decisions. The investment decisions of a Muslim are not based on their financial knowledge but on the current economic situation.]]>
<![CDATA[Profit Terhadap Return Perusahaan Manufaktur Indonesia dan Malaysia ]]>
<![CDATA[Annisa Qurrota’ayun]]>;
<![CDATA[Diah Ayu Kususmawati]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (772.365 KB)
|
DOI: 10.28918/jief.v2i2.6127
<![CDATA[The purpose of this study was to examine and analyze the effect of profitability variables on stock returns of manufacturing companies in Indonesia and Malaysia. Total sample in this study was 302 companies using purposive sampling method. Based on the results of statistical tests, it is shown that in Indonesia the independent variable that affects return is only EPS and size is not a control variable. In Malaysia, the variables that can have a significant effect on returns are only EVA and ROA, the size of the Malaysian sample cannot be used as a control variable. In the combined sample of Indonesia and Malaysia, the variable size can be used as a control and the variables that can have a significant positive effect are EPS, ROE and ROA.]]>
<![CDATA[Analisis Komparatif Kinerja Reksadana Syariah Di Indonesia Sebelum Dan Saat Pandemi Covid-19 ]]>
<![CDATA[Tri Dyah Hapsari]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (776.393 KB)
|
DOI: 10.28918/jief.v2i2.6243
<![CDATA[This research aims to find out how to optimize the function of the mosque as a means of da'wah and economic empowerment of the people. The subject of this research is the Assalam Mosque located in Rowosari Village, Ulujami District, Pemalang Regency. This research uses a descriptive qualitative method. Data analysis by triangulation, data obtained through observation and interviews with informants of the management and congregation of the Assalam Mosque. The results show that, apart from functioning as a place of worship, Masjid Assalam seeks to optimize its other functions as a center for da'wah for youth, youth and adult congregations. Other parts carried out at the Assalam Mosque are social functions in distributing rice alms to pilgrims, collecting and distributing aid to disaster victims, and economic empowerment to stalls and shops owned by pilgrims.]]>
<![CDATA[Determinan Kepercayaan, Lingkungan Sosial, Pendapatan Dan Efikasi Keuangan Terhadap Minat Menabung di Lembaga Keuangan Syariah ]]>
<![CDATA[Indana Afriyanti]]>;
<![CDATA[Agus Arwani]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (802.52 KB)
|
DOI: 10.28918/jief.v2i2.6246
<![CDATA[This study aimed to determine the effect of trust, social environment, income and financial efficacy on interest in saving in Islamic financial institutions. This research is a type of quantitative research. The data collection method in this study was a questionnaire using a sample of 100 respondents. The sampling technique is probability sampling with a simple random sampling method. This study uses multiple linear regression analysis methods and the data is processed with SPSS version 25 software. The results of this study indicate that partially social environment and efficacy have a significant effect on interest in saving in Islamic financial institutions, while trust and income have no significant effect on interest in saving in institutions. Islamic finance. then simultaneously trust, social environment, income, and financial efficacy affect the interest in saving in Islamic financial institutions. The implications for Islamic financial institutions need to make people feel confident because a person's belief or self-confidence can eliminate doubts about doing something, including in terms of saving. And it is necessary to create a good social environment because the value of a good social environment will encourage people's interest to save in Islamic financial institutions. Whereas. the trust and income variables have no influence on the interest in saving in Islamic financial institutions. This means that Islamic financial institutions need to increase socialization and public education to the public so that they can be more confident and interested in using their products.]]>
<![CDATA[Pengaruh Overconfidence dan Literasi Keuangan Syariah Terhadap Keputusan Investasi ]]>
<![CDATA[Syifa Rohmah]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 3 No. 1 (2023): JIEF VOL.3 NO.1 MAY 2023 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (358.263 KB)
|
DOI: 10.28918/jief.v3i1.6944
<![CDATA[The purpose of this research was to determine the effect of overconfidence, Islamic financial literacy on investment decisions in MSMEs in Semarang City. This research is a quantitative research using primary data. The method of data collection was carried out through a questionnaire distributed to UMKM in the city of Semarang. The sample used in this research was 100 respondents with a purposive sampling technique. The data obtained was processed with SPSS. This analysis uses instrument test, multiple linear regression test, t test, f test, R2 test, and classical assumption test. Based on the results of the T test, overconfidence and financial literacy have a positive effect on investment decisions. The results of the F test show that overconfidence and financial literacy simultaneously have a significant positive effect on investment decisions.]]>
<![CDATA[Kiai Langgar dan Bank Syariah: (Studi Terhadap Konstruksi Bank Syariah Menurut Kiai Langgar) ]]>
<![CDATA[Muhamamad Iqbal]]>;
<![CDATA[Ahmad Mifdol Muthohar]]>
<![CDATA[ Journal of Islamic Economics and Finance Vol. 3 No. 1 (2023): JIEF VOL.3 NO.1 MAY 2023 ]]>
Publisher : <![CDATA[Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (307.647 KB)
|
DOI: 10.28918/jief.v3i1.7044
<![CDATA[Penelitian ini berupaya untuk menjawab bagaimanakah perilaku ekonomi kiai langgar terhadap bank syariah melekat pada setting sosial yang melitarinya. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan kualitatif. Data diperoleh langsung dari nara sumber di lapangan (library research) yang berlokasi di Desa Denasri Kulon Kabupaten Batang. Nara sumber yang dipilih menggunakan metode purpossive sampling dengan beberapa kriteria tertentu agar mendapatkan data yang dibutuhkan untuk menjawab pertanyaan penelitian. Teknik pengumpulan data menggunakan teknik interview yang dilengkapi dengan observasi di lapangan. Metode yang digunakan dalam penelitian ini adalah fenomenologi. Epoche yang dilakukan peneliti menggunakan dua metode, yaitu method of historical bracketing dan method of of eiditic reduction. Hasil penelitian ini menyimpulkan bahwa perilaku ekonomi kiai langgar terhadap bank syariah bukan hanya sekedar sebuah perilaku ekonomi an sich yang didasarkan pada kalkulasi rasional semata. Perilaku mereka terlekat (embedded) pada berbagai variabel non-ekonomi, antara lain nilai-nilai agama, nilai-nilai sosial dan jaringan sosial.]]>
