Scientia: Journal of Multi-Disciplinary Science
SCIENTIA: Journal of Multi-Disciplinary Science refer on: Agricultural Science: Agronomy (cash crops, cereal crops, fodder crops, & weed science), Animal Science (husbandry & veterinary), Computer in Agriculture, Crop Ecology, Crop Science, Entomology, Environment in Agriculture, Fisheries, Forestry, Genetics & Plant Breeding, Genomics, Horticulture (fruits, vegetables, flowers, spice, & condiments), Packaging, Plant Biotechnology, Plant Pathology, Plant Physiology, Plant Science, Postharvest (physiology & technology), Soil Science, Storage & Shelf Life, and Water Management. Biological Science: Botany, Cell Biology, Chemical Biology, Chrono Biology, Computational Biology, Conversion Biology, Developmental Biology, Ecology, Evolutionary Biology, Marine Biology, Microbiology, Microbial Ecology, Microbial Genetics, Molecular Biology, and Zoology. Chemical Science: Analytical Chemistry, Biochemistry, Catalysis, Chemical Biology, Combinatorial Chemistry, Computational Chemistry, Crystal Chemistry, Energy & Environmental Chemistry, Geochemistry, Green Chemistry, Material Science, Molecular Chemistry, Nano Science, Organic Chemistry, Physical Chemistry, and Proteomics. Engineering and Technology: Agricultural Engineering, Bioinformatics, Biological Engineering, Cement & Concrete, Chemical Engineering, Computer-aided Materials Design, Computer Science & Engineering, Civil Engineering, E-Business, E-Commerce, E-Government, Electrical Engineering, Electronics & Communication Engineering, Graphics & Multimedia, Industrial Engineering, Information Technology, Infrastructure Engineering, Machine Learning, Manufacturing Engineering, Mechanical Engineering, Mobile & Wireless Networks, Optical Networks, Remote Sensing & Information System, Software Engineering, and Transportation & Logistics. Social Science: anthropology, archeology, economics, political science, gender studies, regional and cultural studies, population, psychology, state administration, tourism and sociology. Health Science: pharmacology, nurse, toxicology, pharmaceutical science, veterinary science occupational therapy, physiotherapy, nutrition, and related disciplines will be considered to be reviewed.
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The Role of Digital Financial Inclusion in Improving The Sustainability of MSMEs Business after The Covid-19 Pandemic
Fitria, Ramadhani Laila;
Iswanto, Dedy;
Gamri, Mohammad
SCIENTIA: Journal of Multi Disciplinary Science Vol. 4 No. 2 (2025): July-December
Publisher : PT. Sangadji Media Publishing
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DOI: 10.62394/scientia.v4i2.254
This study aims to analyze the role of digital financial inclusion in improving the sustainability of Micro, Small, and Medium Enterprises (MSMEs) post-COVID-19 pandemic through a Systematic Literature Review approach. The literature was collected from indexed databases, Google Scholar, and DOAJ, with a publication period of 2016–2025. The study results indicate that digital transformation, fintech service integration, and digital financial literacy are key pillars that support each other in promoting financial inclusion and MSME sustainability. Digital transformation improves operational efficiency and financial performance, fintech services expand access to financing and promote transparency, while digital financial literacy serves as the foundation for the effective and equitable use of financial technology. However, the study also identified significant gaps in the form of varying MSME digital readiness, limited infrastructure, low digital literacy among vulnerable communities, and regulatory uncertainty that limit optimal implementation. These findings emphasize the need for an integrative strategy that combines digitalization, financial education, and supporting policies to promote more equitable financial inclusion and MSME sustainability post-pandemic.
Employee Perception of Digital Well-Being: A Study on Generation Z In Indonesia's Big Cities
Affan, Mohammad Romdhon;
Iswanto, Dedy;
Fuzail, Muhammad
SCIENTIA: Journal of Multi Disciplinary Science Vol. 4 No. 2 (2025): July-December
Publisher : PT. Sangadji Media Publishing
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DOI: 10.62394/scientia.v4i2.257
Employee well-being has become a strategic aspect of human resource management as it affects workforce performance, engagement, and retention. In the digital era, organizations are increasingly adopting technology-based wellness programs to respond to the dynamic needs of employees, especially Generation Z, known as digital natives. This generation demands flexibility, work-life balance, and attention to mental health through an easily accessible and personalized platform. In Indonesia's major cities such as Jakarta, Bandung, and Surabaya, the challenges of urbanization, work stress, and technological penetration reinforce the urgency of implementing digital welfare programs. However, research on Gen Z's perception of the effectiveness, ease of use, and value of these programs is still limited. This study aims to systematically review the literature to identify trends, challenges, and unmet needs in the implementation of digital health programs among Generation Z employees in urban areas of Indonesia. The results of this review are expected to provide a basis for the development of more adaptive, inclusive, and sustainable HR strategies in supporting the digital health of the younger generation in the modern workplace.
Assessment of Human Resource and Material Cost Proportions in Building Construction Projects
Niapele , Idrus;
Muhammad, Amiruddin;
Faruk, Fitriyanti
SCIENTIA: Journal of Multi Disciplinary Science Vol. 4 No. 2 (2025): July-December
Publisher : PT. Sangadji Media Publishing
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DOI: 10.62394/scientia.v4i2.260
This study examines the proportional distribution of human resource (HR) and material costs in building construction projects, using the Rectorate Building construction at Nurul Hasan University as a case study. Efficient cost allocation is a critical component of construction project management, as imbalances between labor and material expenditures can lead to budget overruns, schedule delays, and compromised quality. Employing a quantitative descriptive approach, this research analyzes official project documents, including the Bill of Quantities (BoQ) and standardized unit price analyses, to determine the relative contributions of HR and material costs across major work categories. The findings indicate that material expenditures significantly dominate project spending, accounting for 80% of the total direct cost, while HR costs represent only 20%. Work categories such as reinforced concrete, masonry, roofing, and carpentry demonstrate strong material dependency due to the high cost of construction materials such as steel, cement, aggregates, timber, and prefabricated components. In contrast, preparatory and early-stage works show a higher proportion of labor costs, reflecting their reliance on manual activities. The study also evaluates indirect costs and contractor profit margins, revealing that non-resource expenditures constitute 10% of the total project value, and the contractor’s profit margin stands at 9.1%, both of which fall within acceptable industry standards. These results highlight that while material management plays a decisive role in cost efficiency, effective labor allocation and supervision remain essential for ensuring construction quality. Overall, the research offers valuable insights for practitioners seeking to improve cost control strategies in medium-scale building construction projects.
Flexible Pavement Distress Analysis Using the Pavement Condition Index (PCI) Method
Rajak, Irsandi A;
Altarans , Indra;
Faruk, Fitriyanti
SCIENTIA: Journal of Multi Disciplinary Science Vol. 4 No. 2 (2025): July-December
Publisher : PT. Sangadji Media Publishing
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DOI: 10.62394/scientia.v4i2.261
Road infrastructure along the Kalaodi–Fabaharu corridor in Tidore Kepulauan has exhibited varying levels of surface deterioration, highlighting the need for an objective and standardized evaluation to determine appropriate treatment priorities. This study aims to assess the condition of flexible pavement using the Pavement Condition Index (PCI) method while also identifying key factors contributing to the observed damage. Field surveys were conducted on twenty selected road segments to record distress types, severity levels, and the extent of deterioration in accordance with ASTM D6433-11 guidelines. These data were then used to calculate PCI values, enabling the classification of pavement conditions across the study area. The findings show that PCI values range from 15 to 56, with an overall average of 27.48, indicating that the general pavement condition falls within the "Poor" category. The most prevalent distress types identified include alligator cracking, potholes, and raveling, which are primarily associated with inadequate drainage systems, environmental influences such as rainfall and surface runoff, and the lack of routine maintenance, rather than significant traffic loading. These contributing factors collectively accelerate pavement degradation and reduce structural performance over time. Based on the assessment results, the study concludes that the analyzed road corridor requires a phased and prioritized repair strategy. Immediate interventions should focus on patching critical failures and improving drainage performance to prevent further deterioration. Subsequent actions should include periodic rehabilitation for moderately damaged segments and full reconstruction for road sections exhibiting severe structural distress. This systematic approach is essential to restoring pavement functionality and ensuring long-term serviceability of the Kalaodi–Fabaharu road network.
Assessment of Borehole Water Quality for Drinking Purposes in Kosa Village
Abhar, Umiyati;
Husain , Thamri;
Altarans , Indra
SCIENTIA: Journal of Multi Disciplinary Science Vol. 4 No. 2 (2025): July-December
Publisher : PT. Sangadji Media Publishing
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DOI: 10.62394/scientia.v4i2.265
Access to safe drinking water remains a major challenge in many rural communities, including Kosa Village in Tidore Kepulauan, North Maluku, where borehole wells serve as the primary water source for domestic use. This study aims to assess the physical, chemical, and microbiological quality of borehole water in three hamlets of Kosa Village and to identify the potential factors contributing to water discoloration and odor frequently reported by residents. A descriptive analytical design was employed, and water samples were collected and analyzed at the UPT Puskesmas Soasio Laboratory from March to July 2025, following standardized APHA procedures. The results show that all sampling locations failed to meet national drinking water standards (PERMENKES No. 2/2023) for several physical parameters, including odor, color, turbidity, temperature, and Total Dissolved Solids (TDS). Chemical analysis indicated that residual chlorine levels in Hamlet 1 exceeded permissible limits (0.8 mg/L), while all other chemical and microbiological parameters in Hamlets 2 and 3 remained within the acceptable range. The deterioration in physical quality across all hamlets is likely influenced by geological characteristics, high iron and manganese content, domestic waste infiltration, and inadequate well maintenance. The findings highlight the need for regular monitoring, community-based water treatment strategies, and improved sanitation practices to ensure safe and sustainable access to drinking water in Kosa Village.