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DEDDY IBRAHIM RAUF
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INDONESIA
(JUMPER)
Published by PT. Maju Malaqbi Makkarana
ISSN : -     EISSN : 29883784     DOI : 10.59971/jumper
Core Subject : Economy, Humanities, Social,
Humanities Economics, Econometrics & Finance Social Sciences
Journal Management & Economics Review : JUMPER is a journal for publishing research results on business decisions, processes and activities in actual business settings. Theoretical and empirical advances in buyer behavior, finance, organizational theory and behavior, marketing, risk and insurance and international business are regularly evaluated. Published for executives, researchers and scholars, the Journal helps apply empirical research to practical situations and theoretical findings to the realities of the business world.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 2 Documents
 1 
Search results for , issue "Vol. 3 No. 8 (2026): On Progress" : 2 Documents clear
The Impact of Mobile Banking Adoption, Financial Inclusion Programs, Perceived Services Accessibility, and Trust in Financial Institutions on the Financial Empowerment of Rural Communities Manafe, Mesri Welhelmina Nisriani; Fanggidae, Herny Constantia; Pattiruhu, Fransina; Ala, Helda Marlin; Hendrik, Nitaniel
Journal Management & Economics Review (JUMPER) Vol. 3 No. 8 (2026): On Progress
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i8.865

Abstract

This study examines the impact of mobile banking adoption, financial inclusion programs, perceived service accessibility, and trust in financial institutions on the financial empowerment of rural communities. Using a quantitative research design, data were collected through structured questionnaires from 400 adult residents in rural areas. Descriptive statistics, reliability tests, correlation analysis, and multiple regression analysis were conducted to explore the relationships among the variables. The results indicate that all four factors significantly and positively influence financial empowerment, with mobile banking adoption emerging as the strongest predictor. Financial inclusion programs, trust in financial institutions, and perceived service accessibility also contribute meaningfully, highlighting the importance of a multifaceted approach to enhancing financial capabilities in rural populations. The study underscores the need for integrated strategies that combine technology adoption, institutional support, improved service accessibility, and trust-building measures to promote sustainable financial empowerment. These findings provide valuable insights for policymakers, financial institutions, and development practitioners seeking to enhance economic resilience and autonomy in rural communities.
Human Resource Analytics and Data-Driven Decision Making: Implications for Talent Acquisition and Retention Strategies Syamsulbahri; Putranto, Samuel Aditya Eko; Hakim; Masthuroh
Journal Management & Economics Review (JUMPER) Vol. 3 No. 8 (2026): On Progress
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i8.875

Abstract

The increasing availability of workforce data and advanced analytical tools has transformed the role of human resource management from a primarily administrative function into a strategic, evidence-based discipline. This study investigates the influence of human resource analytics (HRA) on data-driven decision making (DDDM) and examines its implications for talent acquisition and talent retention strategies. Employing a quantitative research design, data were collected through a structured questionnaire from 296 HR managers and senior decision makers across medium and large organizations. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results reveal that human resource analytics has a significant positive effect on data-driven decision making, talent acquisition, and talent retention. Furthermore, data-driven decision making significantly enhances both talent acquisition effectiveness and talent retention outcomes and partially mediates the relationships between human resource analytics and the two talent management outcomes. These findings provide empirical evidence that analytics-driven HR practices improve recruitment efficiency, quality of hire, and employee retention by enabling more accurate and proactive HR decisions. The study contributes to the growing literature on HR analytics by clarifying the mechanisms through which analytics creates value in talent management and offers practical insights for organizations seeking to leverage data-driven approaches to achieve sustainable human capital advantages.

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