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Contact Name
Riza Faishol
Contact Email
riza@iaiibrahimy.ac.id
Phone
+6281358900484
Journal Mail Official
riza@iaiibrahimy.ac.id
Editorial Address
Jl. KH. Hasyim Asy’ari No. 1 Genteng Banyuwangi 68465 Telp. (0333) 845654
Location
Kab. banyuwangi,
Jawa timur
INDONESIA
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah
ISSN : 28294548     EISSN : 28294181     DOI : -
Core Subject : Religion, Economy,
Focus and Scope The topics are as follows, but not limited to : - Takaful and Risk MAnagement - Inclusive financial development - Money payment system & Financial Innovation - Islamic pricing risk & Liquidity Management - Economics analysis of Islamic Banking & Finance - Regulation & Stability of Islamic Banking & Finance - Sharia supervisory boards in Islamic Banking & Finance - Product development Islamic Finance institution - Islamic Economics & Finance - Islamic Finance Service - Islamic Ethics and Governance - Islamic Capital Market - Islamic Microfinance - Islamic financing Modes - Islamic Social Finance and other related topics
Articles 5 Documents
Search results for , issue "Vol 1 No 2 (2022): July 2022" : 5 Documents clear
PERAN NILAI-NILAI MAQHASID SYARIAH DALAM PENANGGULANGAN KEMISKINAN DI TENGAH PANDEMI COVID 19 Siti Khayisatuzahro Nur; Dimas Herliandis Shodiqin
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 2 (2022): July 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

The problem of poverty in Indonesia is certainly crucial and results in the country's economic slowdown. Various poverty alleviation programs were initiated by the National Team for the Acceleration of Poverty Reduction (TNP2K). The poverty alleviation model has been implemented and has had a positive impact on reducing poverty in Indonesia. In line with the program, Islam is present as a means of achieving community welfare within the scope of sharia by using the values ​​of Maqashid Sharia. The research method used in this research is descriptive research with a library research approach. The results of this study are: (1) the poverty reduction program is divided into 4 models of poverty alleviation stages, namely the social assistance development model, community empowerment development model, and micro-enterprise empowerment model (2) poverty reduction program by applying Maqashid Syariah values ​​in accordance with the Maqashid Syariah principles described in 5 basic concepts, namely guarding religion, guarding reason, protecting soul, protecting offspring, and safeguarding property. Internalization of Maqashid Syariah values ​​in poverty alleviation can be achieved to realize the benefit for the community.
ANALISIS STRATEGI PEMASARAN PADA PRODUK SIMPANAN MUDHARABAH DI BMT NUSANTARA CABANG GLENMORE Yeny Rokhilawati
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 2 (2022): July 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

A marketing strategy is a plan to allocate and coordinate resources in marketing activities to achieve both short- and long-term goals based on market research on product valuation, promotion and sales planning and retribution. To achieve maximum marketing results, it is first necessary to apply the core concept of marketing that determines segmentation or grouping, targeting (target market) and positioning (company position). This research uses qualitative research methods with qualitative descriptive approaches, data collection, using several methods namely obsevation, interviews and documentation. While technical data analysis uses qualitative data analysis (data reduction, data presentation and conclusion withdrawal). While checking the validity of data using source triangulation and triangulation techniques. The results of this research, it can be concluded that the marketing strategy carried out by BMT UGT Nusantara is marketing mix 11 in the form of products (products) is fairly complete, the price (price) is very cheap, the place (place) by picking up the ball, promotion (promotion) more to field officers and brochures, people (people) are male employees and prioritize graduates of boarding schools, concern (public relations) by giving fines obtained from customers to be donated to social institutions, Physical evidence (physical evidence) by setting up an office and there is written evidence of transactions, power (power) with a strong network and customers quite a lot. (Pressure) in working employees must run on time and full responsibility, performance (performance) is to determine who employees who have good performance will be raised and vice versa, and a good process , friendly and polite will give its own impression for customers.
AKAD SALAM, PERMASALAHAN DAN SOLUSINYA Afria Rachmawati
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 2 (2022): July 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

There are several types of financing in banking, one of which is financing with a Salam contract. Where in this Salam contract it is stated that the sale and purchase transaction, in this case the payment occurs at the time of the contract, but the delivery of the goods occurs at a later date with a predetermined time. The problem regarding the salam contract is that so far the salam contract has only been considered suitable for the agricultural industry. The magnitude of the risks contained in the agricultural sector also affects the reluctance of the banking sector to channel working capital to the agricultural sector which is not only based on a salam contract. The lack of Islamic bank financing for the agricultural sector is due to the influence of risks contained in the agricultural business. This explains that in order to reduce business risk or increase the chances of success in the implementation of sharia financing in the agricultural sector, one of the key factors is the need to create an integrated business partnership model between agricultural business actors and sharia banking parties. The form of partnership cooperation can be realized in the pattern of plasma core relationships, subcontracting, general trading, or agribusiness operational cooperation. There is a need for socialization and education related to this contract.
MODEL STRATEGI PROMOSI PARIWISATA BERBASIS EKOWISATA DENGAN PENDEKATAN SYARIAH DI KABUPATEN BANYUWANGI Samsuri Samsuri; Ficky Septalinda
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 2 (2022): July 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

This study aims to examine whether the promotional strategy carried out in order to introduce ecotourism-based Banyuwangi tourism is in accordance with the sharia approach, considering that Banyuwangi has quite a number of ecotourism-based tourism objects that are feasible to be developed, so that it is expected to be able to increase community and regional income. So this study aims to determine the strategy of tourism promotion based on ecotourism with a sharia approach. The research is a field research with a qualitative approach, collecting data using the methods of observation, interviews, and documentation. While the analysis uses qualitative data analysis (non-statistical). Based on the results of the study, it shows that the ecotourism promotion strategy carried out by Disbudpar is in accordance with the sharia approach, namely honesty, sincerity and trust, and judging from the ethics of promotion in Islam, it also does not sell oaths, does not break promises, is honest, avoids fraud, and is willing to make small profits. but a blessing and the most important thing is to prioritize the welfare of the community.
PERAN KAMPUS DALAM ADVOKASI PERUBAHAN STATUS KELEMBAGAAN “DARI BADAN KREDIT DESA (BKD) MENJADI LEMBAGA MIKRO KEUANGAN” (LKM) DI KABUPATEN BANYUWANGI SEBAGAI UPAYA “PEMULIHAN EKONOMI” DI MUSIM PANDEMI COVID-19 Emi Hidayati; Atho’ilah Aly Najamudin
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 2 (2022): July 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

Banyuwangi Regency in an effort to recover the COVID-19 pandemic economy has village financial assets owned by the Village Credit Agency or BKD, namely as a channeling institution for capital distribution schemes for the lower middle class, even since POJK Number 10 of 2016 concerning the institutional transformation of BKD has carried out the process institutional status, because BKD is considered not a legal entity by the government which has an impact on asset ownership status. This study is intended to advocate for institutional change policies by using advocacy theory that has an impact on the institutional status of MFIs in order to assist economic recovery during the COVID-19 pandemic. This article is a type of qualitative research with the results of the advocacy work of the Institute for Research and Community Service (LPPM) of the Islamic Institute (IAI) Ibrahimiy, Genteng, Banyuwangi Regency which was carried out in 68 villages in Banyuwangi Regency, from 2016 until now. The results of campus advocacy work realized 7 things, namely; (1) the process of analyzing problems related to regulations regarding status changes; (2) the strategic process of making steps through FGDs for all former BKDs; (3) the mobilization process to decide on the establishment of MFIs through MUMDES; (4) the action process, namely the establishment of LKM that are members of 62 former BKDs, (5) the evaluation process, namely controlling savings and loans through the community mentoring process, (6) the continuity process to maintain the continuity of the savings and loan cycle of assets, and customers in the LM, (7) Mentoring LKM institutions during the COVID-19 Pandemic season, as distributors of business capital and credit restructuring for customers. This paper concludes that the establishment of a Microfinance Institution (LKM) in the form of PT. BKD Mandiri LKM as a financial service institution that has clear asset ownership, legal entity status and is supervised by the OJK and has an impact on the economic recovery season during the Covid-19 pandemic. This advocacy process requires a policy to strengthen Microfinance Institutions as an effort to provide business capital distribution schemes that support poverty alleviation.

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