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Andri Putra Kesmawan
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INDONESIA
Journal of Waqf and Islamic Economic Philanthropy
Published by Indonesian Journal Publisher
ISSN : -     EISSN : 30310024     DOI : https://doi.org/10.47134/wiep
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Waqf and Islamic Economic Philanthropy (3031-0024) publishes original research that examines the economic, social, and religious dimensions of waqf and Islamic economic philanthropy. The journals scope includes a wide range of topics, such as: The theory and practice of waqf The legal and regulatory framework for waqf The economic and social impact of waqf The management and governance of waqf The role of waqf in sustainable development The journal welcomes submissions from a wide range of disciplines, including economics, law, Islamic studies, and social sciences. The journal is committed to publishing high-quality research that is relevant to policymakers, academics, and the general public.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 1 No. 1 (2023): November" : 5 Documents clear
Analysis of the Influence Islamic Branding on the Intention of the Community in Gowa District to Become Customers of Bank Syariah Indonesia (BSI) Akib, Baso; Nur, Apriyansyah; Handayani, Lilies
Journal of Waqf and Islamic Economic Philanthropy Vol. 1 No. 1 (2023): November
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/wiep.v1i1.38

Abstract

The research is aimed at: (1) knowing the influence of Islamic branding on public interest in becoming a customer at BSI Branch Gowa; (2) finding out the impact of Shariah financial literature on the interest of the public being a customer at BSI Gowa Branch; (3) knowing about the effect of service quality on the public's interest in becoming a customer; and (4) learning about the influences of Muslim branding, shariah finance literature, and service quality on public interest in becoming a client at BSI Branch Gowa. This type of research is quantitative and descriptive. The data used is primary data. Primary data is collected using questionnaires, observations, and documentation. double-linear regression test analysis method. Sampling is a simple, random sampling technique. The sample used as many as 80 respondents, and data analysis was done using IBM SPSS 28. The results of this study show that: (1) Islamic branding has no positive and non-significant influence on public interest in BSI Gowa Branch; (2) Shariah financial literacy has a positive and significant influence upon public interest to become a customer of BSI Gowa Branch; (3) Service quality has a negative and significant impact on the interest of the public in becoming a customer; and (4) Islamic branding, Sharial literature, and Service quality have a positive and significant effect on the public's interest in being a customer at BSI Gowa Branch. Implications in this study are that Islamic branding has become an early reflection of BSI Gowa branch operating in accordance with the principle of shariah, even though the public is not fully aware of this. A high level of understanding of the sharial financial literature can give a boost to the public, especially about BSI Gwang Gowa branch, and good service quality is able to have a positive impact on the development of BSI Gowa branches.
Panic buying Perspektif Ekonomi Syariah Soumena, Fadly Yashari; Nasar, Muh; Hajar, Nurul
Journal of Waqf and Islamic Economic Philanthropy Vol. 1 No. 1 (2023): November
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/wiep.v1i1.39

Abstract

Panic buying merupakan sebuah fenomena yang terjadi ketika konsumen secara berlebihan membeli produk dan menyebabkan kelangkaan sementara di pasar. Fenomena ini menjadi sangat relevan selama periode krisis atau keadaan darurat yang memicu kekhawatiran masyarakat. Dengan tindakan tersebut, maka secara langsung dapat berpengaruh pada ketidakstabilan harga dan komoditas di sektor pasar yang diakibatkan karena pembelian secara berlebihan. Ketika terjadi panic buying, permintaan yang tiba-tiba meningkat secara drastis melebihi pasokan yang tersedia, mengarah pada peningkatan harga yang signifikan dan penipisan stok barang. Dengan begitu, penelitian ini bertujuan untuk mengkaji tindakan panic buying dan relevansinya dengan Ikhtikar dalam pandangan Islam. Ikhtikar merujuk pada praktik menimbun atau menyimpan barang dengan tujuan untuk memanipulasi harga dan mengambil keuntungan dari keadaan pasar yang tidak stabil. Dalam perspektif ekonomi syariah, ikhtikar dianggap sebagai tindakan yang melanggar prinsip-prinsip keadilan dan kebersamaan. Adapun metode yang digunakan dalam penelitian ini adalah studi pustaka yang bersumber dari jurnal-jurnal ilmiah dan literatur relevan yang sudah ada sebelumnya. Melalui tinjauan tersebut, penelitian ini menganalisis dampak negatif yang ditimbulkan oleh panic buying dalam konteks ekonomi syariah khususnya tindakan panic buying pada masa pandemic yang tidak dapat ditoleransi dengan berbagai alasan apapun. Alasannya adalah perilaku tersebut mencerminkan keserakahan dan mementingkan diri sendiri, tanpa mempertimbangkan kepentingan bersama dan prinsip-prinsip keadilan yang ditegakkan dalam ekonomi syariah. Dalam kesimpulannya, panic buying dalam perspektif ekonomi syariah dapat melanggar prinsip-prinsip fundamental ekonomi syariah, seperti keadilan, kebersamaan, dan saling berbagi.
Impact of the Capital Adequacy Ratio (CAR) and Mudharabah on the Return on Asset (ROA) on Sharia General Banks Registered in the Financial Services Authority (OJK) Sapitri, Niluh Anik; Irawan, Besse Khadijah
Journal of Waqf and Islamic Economic Philanthropy Vol. 1 No. 1 (2023): November
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/wiep.v1i1.48

Abstract

The objective of this study was threefold: (1) to assess the impact of the capital adequacy ratio on the return on assets of Islamic Commercial Banks that are registered with the Financial Services Authority (OJK), (2) to examine the influence of mudharabah return on assets at Islamic Commercial Banks registered with OJK, and (3) to ascertain the combined effect of the capital adequacy ratio and mudharabah return on assets at Islamic Commercial Banks registered with OJK. The investigation was carried out throughout the period spanning from July to August of 2021. The research undertaken employed a quantitative-descriptive methodology, utilizing an associative approach. The utilized data source consisted of secondary data. The population under consideration encompasses the complete set of financial statements belonging to Islamic Commercial Banks (ICB) in Indonesia that were registered with the Otoritas Jasa Keuangan (OJK) throughout the period spanning from 2016 to 2020. The employed sample approach was the saturation sampling technique. The data was acquired from a collection of financial records comprising a total of 60 samples. The approaches employed for data collection involved the utilization of observation and documentation methods. The employed methodology for data analysis was multiple linear regression. The findings of this study suggest that there is a positive and statistically significant relationship between the capital adequacy ratio and return on assets at Islamic Commercial Banks, albeit to a partial extent. (2) The impact of mudharabah on the return on assets of Islamic Commercial Banks was found to be insignificant. (3) However, when considering the capital adequacy ratio and mudharabah together, a positive and substantial relationship was observed with the return on assets of Islamic Commercial Banks. The findings of the aforementioned study indicate that the capital adequacy ratio and mudharabah significantly impact the return on assets of Islamic Commercial Banks that are registered with the Otoritas Jasa Keuangan (OJK). Hence, the bank possesses the ability to oversee and uphold the standard of the capital adequacy ratio and mudharabah on return on assets (ROA) in order to enhance the bank's profitability. The findings suggest that both the capital adequacy ratio and mudharabah exhibit a favorable influence on the return on assets, as they demonstrate a positive impact and the ability to enhance bank profitability.
Impact of Islamic Marketing and Cash on Delivery Services on Buying Interests on Tokopedia (District of Rappocini, Makassar) Akib, Baso; Riskawati, Riskawati
Journal of Waqf and Islamic Economic Philanthropy Vol. 1 No. 1 (2023): November
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/wiep.v1i1.49

Abstract

The objective of this study is threefold: (1) to examine the influence of Islamic marketing on purchasing intention in the context of Tokopedia, (2) to investigate the effect of cash on delivery (COD) services on shopping intention in Tokopedia, and (3) to explore the impact of COD services on purchasing intention in Tokopedia. The present study employs a quantitative survey methodology. The data utilised in this study is classified as primary data. The collection of primary data is achieved through the utilisation of questionnaires and observations. The sampling technique employed in this study is purposive sampling, which involves selecting participants based on certain criteria. In this case, the criteria for participant selection are as follows: (1) individuals who are users of the Tokopedia platform; (2) individuals who possess knowledge of, or have previous experience using, Tokopedia features; and (3) individuals who have engaged in cash-on-delivery (COD) transactions when making purchases on the Tokopedia platform. The study utilised a sample size of 55 respondents, drawn from a population of 150,962 individuals. The sample size was determined using the indicator number formula, which was multiplied by a factor of 5. The data analysis procedures employed in this study involve the utilisation of double linear regression tests, which are conducted using SPSS Statistic 20 software for data processing. The findings of the study indicate that there is a somewhat favourable and statistically significant impact of Islamic marketing on the purchasing intention of consumers towards Tokopedia. Cash on delivery services (COD) exert a partially favourable and statistically significant impact on purchasing intentions within the context of Tokopedia.
Influence of product quality and halal labels on consumer interest in Aira Bulukumba Beauty Clinic Handayani, Lilies; Nurhazanah, Andi Cahyatri
Journal of Waqf and Islamic Economic Philanthropy Vol. 1 No. 1 (2023): November
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/wiep.v1i1.50

Abstract

The objective of this study is to investigate the influence of product quality and labeling on consumer interest in Aira Bulukumba Beauty Clinic. The research methodology employed in this study is quantitative research. The research used primary data, which was collected through the use of questionnaires as the data gathering approach. The approach employed for the analysis of the double linear regression test. The demographic under investigation in this research comprises individuals who identify as Muslim, with a particular focus on the community residing in Bulukumba. The sample utilized in this study comprises a whole population of 50 participants. Data analysis approaches were employed utilizing the SPSS software version 2021. The findings of this study indicate a noteworthy correlation between the quality of the product and consumer interest, so confirming the acceptance of hypothesis H1. The halal certification exerts a significant impact on customer preferences and choices. This suggests that the acceptance of H2 is supported. The acceptability of H3 has a major influence on both the color of the product and the presence of a halal label. The findings of the aforementioned study indicate that the attention of consumers in Aira Bulukumba Beauty Clinic is significantly influenced by the quality of products and the presence of a halal label.

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