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Dwi Surya Atmaja
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jkubs.iainptk@gmail.com
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+62561734170
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Jl. Letnan Jenderal Soeprapto No. 19, Benua Melayu Darat, Kec. Pontianak Selatan, Kota Pontianak, Kalimantan Barat 78122.
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INDONESIA
Jurnal Keuangan dan Perbankan Syariah
Published by Institut Agama Islam Negeri Pontianak
ISSN : 27454470     EISSN : 27456315     DOI : https://doi.org/10.24260/jkubs
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Journal Keuangan dan Perbankan Syariah (JKUBS) merupakan jurnal open access sebagai tempat bagi para akademisi, peneliti, praktisi, regulator dan masyarakat baik nasional maupun internasional untuk mempublikasikan makalah ilmiah. Hasil penelitian tersebut terkait pada bidang keuangan dan perbankan syariah. Ruang Lingkup Jurnal ini berfokus pada studi ekonomi, keuangan dan perbankan syariah baik secara nasional maupun internasional. Bidang kajian pada jurnal ini meliputi ekonomi islam (mikro dan makro), bisnis islam, muamalah/hukum ekonomi syariah, akuntansi keuangan dan akuntansi syariah, keuangan lembaga bank maupun non bank, pasar modal serta manajemen keuangan.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 43 Documents
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Faktor-Faktor yang Mempengaruhi Mahasiswa Perbankan Syariah IAIN Ponorogo Angkatan 2020 Tidak Menggunakan Bank Syariah Sebagai Media Utama Transaksi Keuangan Putri, Resya Adika; Wahyuni, Ajeng
Jurnal Keuangan dan Perbankan Syariah Vol 4 No 1 (2025): Juli 2025
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jkubs.v4i1.3740

Abstract

Sharia banks were founded because Muslim people wanted to make transactions without fear of usury. In fact, we still find Muslim people who still use conventional banks, including Islamic banking students. This research aims to find out what factors influence Islamic Banking students at IAIN Ponorogo Class of 2020 not to use Islamic banks as the main medium for financial transactions. This research method is quantitative. Data collection techniques through questionnaires for active students majoring in Sharia Banking, Class of 2020, IAIN Ponorogo. The sampling technique used a simple random sampling technique with the Slovin formula, so a sample of 66 respondents was found. Data processing and analysis techniques use validity, reliability, classical assumption tests, multiple regression tests, and hypothesis tests using IBM SPSS 27. The results of this research are that the facility variable has a positive and significant effect with a sig value of 0.002 < 0.05, the service quality variable has a positive effect and significant with a sig value of 0.000 < 0.05, and the location variable has a positive and significant effect with a sig value of 0.003 < 0.05. Facilities, service quality and location variables simultaneously has a significant influence on the decision of IAIN Ponorogo Sharia Banking students Class of 2020 not to use sharia banks as the main medium for financial transactions with a sig value of 0.000 < 0.05.
Pengaruh Literasi Keuangan Syariah dan Persepsi Kemudahan Pengguna Terhadap Keputusan Menggunakan Mobile Banking Syariah di Kecamatan Majalengka Rahayu, Sri; Aziz, Abdul; Setiowati, Nur Eka
Jurnal Keuangan dan Perbankan Syariah Vol 4 No 1 (2025): Juli 2025
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jkubs.v4i1.3751

Abstract

Purpose: This study aims to analyze and measure the effect of Islamic financial literacy and perceived user convenience on decisions to use Islamic mobile banking. Design/methodology/approach: The research method used in this research is quantitative with data collection techniques through a google form questionnaire. The sampling technique used was Non Probability Sampling with Purposive Sampling type with 103 respondents. The population is the people of Majalengka District. The data analysis used is the research instrument test, classical assumption test, and hypothesis testing. Research Findings: The results showed that Islamic financial literacy (X1) had no significant effect while perceived user convenience (X2) had a significant effect on the decision to use Islamic mobile banking in Majalengka District (Y),. Simultaneously, X1 and X2 have a significant effect on Y with a contribution of 79.8%, the remaining 20.2% is influenced by other factors outside this study. Contribution/Originality/Novelty: The results show that perceived convenience is more dominant than financial literacy, making a strategic contribution to the development of Islamic banking services. Keywords: Literacy, Convenience, Mobile Banking
ANALISIS PENGARUH NILAI DAN RATING SUKUK TERHADAP RETURN SAHAM: PENDEKATAN EMPIRIS PADA EMITEN MANUFAKTUR DI BEI 2020–2024 Lestary, Dini; Jayanti, Fitri; Nur Rasidin, Miftah
Jurnal Keuangan dan Perbankan Syariah Vol 4 No 1 (2025): Juli 2025
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jkubs.v4i1.4725

Abstract

Purpose: This study aims to find out how the influence of the value of sharia bond issuance and the rating of sharia bond issuance on stock returns. Design/methodology/approach: The population in this study is manufacturing companies that issue sharia bonds and are listed on the Indonesia Stock Exchange in 2020-2024. The sample selection in this study used purposive sampling. Based on the criteria in the sample selection, 45 sharia bond issuances were obtained from 9 manufacturing companies that issued sukuk on the Indonesia Stock Exchange as the final sample. Data collection is obtained from the annual report and the company's website is then analyzed by multiple regression analysis of panel data. Research Findings: The results of this study show that from the results of the calculation of the value variable and the issuance rating affect the stock return, and the results of the calculation test get a significant value of 0.021881 less than 0.05, so it is understood that the variable and the issuance rating have an effect on the stock return as well as the result of the determination coefficient where the adjusted R-squared value of 87.5306% shows that the independent variable is able to explain the independent variable, namely the stock return. Contribution/Originality/Novelty: the variable and the issuance rating have an effect on the stock return as well as the result of the determination coefficient where the adjusted R-squared value of 87.5306% shows that the independent variable is able to explain the independent variable, namely the stock return.

Page 5 of 5 | Total Record : 43

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