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Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@gmail.com
Phone
+628118114379
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dedijunaedi@journal-laaroiba.com
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Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 HP 08118114379 Email: alkharaj@journal-laaroiba.com Web http://journal-laaroiba.com/ojs/index.php/alkharaj
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INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Articles 2,235 Documents
Pengaruh Fitur Tiktok Shop pada Keputusan Pembelian Konsumen di Soloraya: Entertainment sebagai Mediator Herlian Bhara Yanottama; Susila, Ihwan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7406

Abstract

This study examines the influence of TikTok Shop features on consumer purchasing decisions, with entertainment as a mediating factor. Using the Partial Least Squares (PLS) methodology via SmartPLS3, data from 118 respondents in Soloraya were collected online and analyzed to understand the direct and indirect effects of perceived usefulness, interactivity, and relevance on purchasing decisions. The results indicate that entertainment significantly enhances purchasing decisions, both directly and as a mediator between relevance, interactivity, and usefulness. Additionally, perceived usefulness and relevance positively contribute to purchasing decisions, with entertainment strengthening their effects. This research contributes to the digital marketing literature by emphasizing the importance of entertainment in shaping consumer behavior on social commerce platforms like TikTok Shop. The findings provide practical insights for businesses looking to optimize online consumer engagement and purchasing outcomes.
Pengaruh Investasi, Tingkat Angkatan Kerja, dan Human Capital Investment Terhadap Pertumbuhan Ekonomi Area Pulau Sumatera Perspektif Ekonomi Islam: Analisis Data Panel Tahun 2015-2023 Apita Sari; Heni Noviarita; Gustika Nurmalia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7429

Abstract

This study aims to analyze the influence of Investment Variables, Labor Force Level, and Human Capital Investment on Economic Growth. With this research, it is hoped that many parties will realize the importance of economic growth in a region and the factors that affect it, so that we can increase economic growth in our respective regions to reduce the gap between regions. This study uses a quantitative research method with analysis of panel data obtained from official publications, such as the Central Statistics Agency and related agencies to measure the magnitude of the influence of the above variables or not. The results of this study show that the Investment Variable has a positive and significant effect on the Economic Growth Variable (GDP). The Labor Force Level (TAK) variable does not have a significant effect on the Economic Growth Variable (GDP). The Human Capital Investment (HCI) variable has a positive and significant effect on the Economic Growth Variable (GDP). Then based on the F-Statistic value of 71,209 with a Prob value (f-Statistic) of 0.000 (<0.05), it can be concluded that the Independent Variable (X) has a significant simultaneous (concurrent) effect on the Dependent Variable (Y)
Implementasi Manajemen Risiko Pembiayaan Syariah dalam Upaya Menjaga Likuiditas Koperasi Syariah di BMT Maslahah Cabang Sukorejo Kabupaten Pasuruan Ulfatul Islamiyah; Abdillah Mundir; Alimatul Farida
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7433

Abstract

This study discusses the implementation of Islamic financing risk management in maintaining the liquidity of Islamic cooperatives at BMT Maslahah Sukorejo Branch Pasuruan Regency. Risk management is a crucial aspect of the operational activities of Islamic cooperatives to ensure business continuity and minimize problematic financing risks that could disrupt liquidity stability. This study employs a qualitative descriptive method, with data collected through interviews, observations, and documentation. Data analysis is conducted using data reduction, data presentation, and conclusion drawing. The findings indicate that BMT Maslahah implement risk management through identification, measurement, monitoring, and risk control stages. The main strategies involve appliying the 5C principles (Character, Capacity, Capital, Condition, and Collateral) in financing analysis, strict supervision by Account Officer (AO) and Recovery Officer (RO), as well as restructuring policies for customers facing payment diffficulties. The effectiveness of risk management implementation at BMT Maslahah Sukorejo Branch is reflected in the controlled Non-Performing Financing (NPF) rate, maintained liquidity stability, and increased efficiency in financing management. However, challenges remain, such as limited resources for customer assistance, external economic conditions, and the need for innovation in risk mitigation strategies. Therefore, strengthening policies and adopting a more adaptive approach are necessary for the cooperative to continue sustainable growth in accordance with Islamic principles.
Efektifitas Manajemen Sarana dan Prasarana dalam Meningkatkan Kualitas Pendidikan di Sekolah Rendah Islam Integrasi Al-Qudwah, Selangor Faris Nazriansyah; Uswah Hasanah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7456

Abstract

Improving the quality of education is one of the main priorities in the world of education, especially at Sekolah Rendah Islam Integrasi (SRII) Al-Qudwah, Selangor. Facilities and infrastructure play an important role in supporting the effectiveness of learning, but their management still faces various challenges, such as limited facilities, suboptimal use of technology, and the need for more effective management strategies. This study aims to analyze the effectiveness of facility and infrastructure management in improving the quality of education at SRII Al-Qudwah. This research uses a qualitative descriptive method with data collection techniques through observation, interviews, and documentation. The data obtained were analyzed to understand the strategies implemented in the management of facilities and infrastructure to improve the quality of education. The research results show that the management strategy of facilities and infrastructure at SRII Al-Qudwah significantly influences the improvement of integrated Islamic education quality. The strategies implemented include the development of a curriculum based on Islamic values, the enhancement of teacher competencies, and the optimization of learning facilities. This optimization is primarily focused on the utilization of modern technology to support more interactive and effective learning. With this strategy, the quality of learning at SRII Al-Qudwah has significantly improved. Good management of facilities and infrastructure plays a significant role in improving the quality of education in Islamic schools. Therefore, continuous efforts are needed in the management of facilities and resources to consistently support a quality learning process.
Peran Work-Life Balance Sebagai Variabel Mediasi dalam Pangaruh Media Sosial, Beban Kerja dan Burnout terhadap Kinerja Karyawan Generasi Z Jamhur Mursidan Rais; Ahmad Mardalis
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7465

Abstract

This study is to evaluate the role of work-life balance as a mediator in the influence of social media, workload, and burnout on the performance of Generation Z employees. The methodology applied is quantitative, with data collection from 170 participants through questionnaires. Data analysis was conducted using SmartPLS version 3.0. The findings indicate that workload, burnout, and social media have a significant influence on the performance of Generation Z employees. Work-life balance is also shown to play an important role in improving performance, although it does not function as a mediator in the interaction between burnout, workload, and social media. These results indicate that although work-life balance plays an important role, factors such as workload and burnout have a more dominant influence. This study provides important insights for organizations in designing more effective strategies to improve the performance of Generation Z employees by considering relevant factors.
Pengaruh Persepsi Risiko, Customer Review Serta Jaminan Keamanan Terhadap Minat Pembelian Ulang di Shopee: Studi pada Konsumen Shopee Wilayah Boyolali Prisella Putri Octaviyani; Wagiyem
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7466

Abstract

This study seeks to analyze the contributions of consumer evaluation, perceived threats and security guarantees on repurchase interest in Shopee on consumers in the Boyolali area. Questionnaires were used in the quantitative methodology of this study to obtain data. The research sample consisted of 97 Shopee Users who have transacted twice per month are also categorized as silver. The sample was selected from purposive sampling. The lesson report will use multiple linear regression. SPSS support media is used to manage the report. From this lesson it is produced that, repurchase interest was not influenced by the risk perception variable, but was significantly influenced by the customer review and security guarantee variables.
Peran Keterlibatan Pelanggan dalam Meningkatkan Minat Beli Ulang Pada SPBU Coco 41.573.01 Pertamina di Solo Prasetya Mulya Diantara Putra; Sekar Pandanarum; Paulus Wardoyo; DC. Kuswardani
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7475

Abstract

The research method used is Quantitative research with a questionnaire study approach. This research was conducted on customer experience, Affection With Service, customer involvement, Repurchase Interest, and customer satisfaction at Pertamina COCO 41.573.01 Gas Station in Solo. The population in this study was Pertamina COCO 41.573.01 Gas Station in Solo, the research sample return technique was based on the principle of non-probability sampling. Data processing in this study used smartPLS SEM (Partial Least Square - Structural Equation Modeling) Software. The results of this study are Affection With Service has an effect on repurchase intention, Customer satisfaction has an effect on customer involvement, Customer involvement has an effect on Affection With Service, Customer involvement has an effect on repurchase intention, Customer experience has an effect on Affection With Service, and Customer experience has no effect on customer involvement.
Pengaruh Stakeholders dan Pengambilan Risiko Terhadap Kinerja Perusahaan Sektor Consumer Cyclicals Marlia Putri Wuryanti; Wahyu Pramesti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7509

Abstract

The purpose of this study is to examine the influence of stakeholders and risk taking on company performance. This study was conducted on consumer cyclicals companies listed on the IDX in 2019-2023. The research sample was determined using a purposive sampling technique and obtained 50 companies with 250 observation data. The panel data regression analysis technique used the eviews 12 analysis tool. The results showed that the accounts receivable turnover ratio and current ratio had a positive effect on company performance. Then foreign ownership, ownership concentration, board of commissioners size, board of directors size, Human Capital Efficiency, Structural Capital Efficiency, and risk taking did not affect company performance.
The Impact of Green Banking Disclosure and Financial Performance on the Profitability of Banks in Indonesia Meilya Afanti Putri; Pramesti, Wahyu
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7511

Abstract

This research aims to examine the effect of green banking policies, capital adequacy, non-performing loans, bank operational efficiency, and bank liquidity on profitability. This study uses a quantitative method. Panel data regression is employed to achieve the research objectives by collecting data from 2020–2023 on banking sector companies listed on the IDX (Indonesia Stock Exchange). The results of this study reveal that green banking policy and bank liquidity have no significant influence on profitability. On the other hand, capital adequacy, non-performing loans, and bank operational efficiency demonstrate a significant influence on profitability. To showcase the novelty of the research, this study uses different objects and time periods compared to previous research. Keywords: Green Banking, Financial Performance, Profitability.
Pengaruh Leverage, Profitabilitas, Ukuran Perusahaan, dan Growth Terhadap Nilai Perusahaan Elinda Kurnia Agilita; Lintang Kurniawati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.7513

Abstract

This study aims to analyze the effect of leverage, profitability, firm size, and growth on firm value in the consumer goods sector companies listed on the Indonesia Stock Exchange (IDX) during the 2019–2022 period. The research adopts a quantitative approach with a causal associative strategy. The research sample was obtained using purposive sampling with specific criteria, while secondary data were collected from financial reports and official IDX sources. Data analysis was conducted using multiple regression, preceded by descriptive statistical analysis and classical assumption tests. The results indicate that leverage and profitability significantly influence firm value, where high leverage attracts investors and increases stock demand, while high profitability reflects asset management efficiency in creating firm value. However, firm size does not have a significant impact on firm value, as a larger scale does not necessarily guarantee better access to capital. Additionally, firm growth does not significantly influence firm value since rapid expansion may increase investment needs, which can suppress firm value. This study has limitations in terms of sector scope, research period, and the variables used. Therefore, future research is recommended to expand the industrial sector coverage, extend the research period, and incorporate additional variables such as market risk, corporate governance, and macroeconomic factors to gain a more comprehensive understanding of the factors affecting firm value.

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