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Syamsurizal
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syamsurizal.tandikek@gmail.com
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+6285355069432
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alhijrahjounal@gmail.com
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Al-Hijrah: Journal of Islamic Economics and Banking
Published by Institut Agama Islam Sumatera Barat Pariaman
ISSN : 30308925     EISSN : 30256623     DOI : https://doi.org/10.55062//alhijrah
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Hijrah : Journal of Economis Islamics and Banking a journal that publishes scientific work in the form of articles and as a publisher is the Campus of the Islamic Institute of West Sumatra (IAI SUMBAR) Pariaman. Focus And Aim Journal: Islamic Economics, Sharia Banking, Sharia Management and Sharia Accounting
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol. 1 No. 2 (2023): Al-Hijrah: Journal of Islamic Economics and Banking" : 5 Documents clear
The Effect of Accountability, Transparency, and Community Participation on Village Fund Management Agusman, Agusman; Wahyuni, Risa; Taslinawati, Taslinawati
Al-Hijrah: Journal of Islamic Economics And Banking Vol. 1 No. 2 (2023): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v1i2.391

Abstract

This study aims to: analyze the effect of accountability on the management of village funds in North Cubadak Air village, analyze the effect of transparency on the management of village funds in North Cubadak Air village and analyze community participation on the accountability of village fund management in North Cubadak Air village. This research is descriptive quantitative research. The population in this study were all village government officials and community representatives in North Cubadak Air Village, the sample taken for this study was 91 people. The sample was determined by purposive sampling technique method. Data was collected using a questionnaire and analyzed with SPSS version 26.0. The results showed that accountability has a significant effect on the management of village funds. Transparency has a significant effect on the management of village funds. Community participation has a significant effect on the management of village funds. The conclusion of this study is that accountability, transparency, community participation affect the management of village funds.
Analysis of Community Interest in Village Cooperative Unit in Nagari Tandikek arifah, dinila; Firdaus, Widra; Helmi, lika Akana; Rosadi, Syukri
Al-Hijrah: Journal of Islamic Economics And Banking Vol. 1 No. 2 (2023): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v1i2.405

Abstract

This research was taken because the writer wanted to know why the Tandikek community's interest in KUD was decreasing. The purpose of this research is to find out the development of KUD Tandikek from the beginning until now and what causes the lack of interest of the Tandikek community in the services of KUD Tandikek. This research method is a qualitative method, the place of this research is KUD Tandikek, one research respondent is taken, namely KUD Tandikek employees. The research instruments used were field observations, interviews and documentation. The author uses data analysis, namely data reduction, data presentation and drawing conclusions. The research findings obtained by the author are KUD Tandikek, village unit cooperatives (KUD), namely cooperatives in rural areas that have an important role in rural communities, especially the agricultural sector. With the development of the business era, KUD Tandikek has decreased, this decline was caused by several factors including the lack of firmness from KUD Tandikek management in terms of savings and loans, many other institutions that match the activities of KUD Tandikek, BRI LINK is increasingly widespread in society. For this reason, a strategy is needed so that KUD Tandikek returns to life and develops in the midst of today's technological advances, one of which is to redevelop existing businesses in KUD Tandikek and improve services to the community by utilizing technological sophistication. From here the author can give the title Analysis of Community Interest in KUD in Nagari Tandikek, Patamuan.
Analysis Of The Impact Of The Shopee Application On Students' Wasteous Behavior Wati, Eka Risma; As’ad, Syarif As’ad
Al-Hijrah: Journal of Islamic Economics And Banking Vol. 1 No. 2 (2023): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v1i2.540

Abstract

Currently, many people are using e-commerce. As devout Muslims adhere to Islamic law, every individual should use e-commerce applications wisely and avoid extravagance. Extravagance is spending wealth excessively on unnecessary purposes or exceeding the limits of reasonableness in shopping. Islam always teaches its followers not to be excessive (extravagant) and advocates for simplicity. The purpose of this study is to determine whether students have avoided extravagance in shopping on e-commerce platforms. The method employed in this research is descriptive research and field study. The respondents in this study consist of 30 students from Muhammadiyah University of Yogyakarta. In this research, 86% of the respondents are still exhibiting extravagant behavior, primarily due to their inability to control their finances and their preference to shop according to their desires. There are 14% of respondents who have managed to avoid extravagance, mainly because they can manage their finances well and only shop for necessities by reducing their desires, thus restraining themselves in controlling their shopping behavior
Comparison Of The Performance Of Sharia Stock Mutual Funds With The Performance Of Conventional Stock Mutual Funds Arivetullatif, Arivetullatif; Sulastri, Sulastri
Al-Hijrah: Journal of Islamic Economics And Banking Vol. 1 No. 2 (2023): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v1i2.545

Abstract

This study aims to determine the differences in the performance of Islamic stock mutual funds with the performance of conventional stock mutual funds. This type of research is a descriptive statistical analysis with a sample population of Islamic stock mutual funds and conventional stock mutual funds that are actively listed on the IDX for the 2016-2020 period. The sample selection used the purpose sumpling technique. Purpose sampling method is a sampling method based on certain criteria. The method used is the Independent Sample T Test different test. The mutual funds tested were the performance of sayriah stock mutual funds and the performance of conventional stock mutual funds based on the value of return and risk of mutual funds using the Sharpe, Treynor, Jensen and MM methods. The results of this study indicate that there is a significant difference between the performance of Islamic stock mutual funds and the performance of conventional stock mutual funds.
Financial Literacy And Income On Interests In Saving Yunengsih, Tiara Wirda; Yanti, Novi; Erniwati, Erniwati; A, Abdul Rahim; Marseli, Anisa
Al-Hijrah: Journal of Islamic Economics And Banking Vol. 1 No. 2 (2023): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v1i2.560

Abstract

This study aims to determine the effect of financial literacy and income on the interest in saving at PT. BPR Tri Capital Investama (TCI) West Sumatra. The population in this study was the North Pariaman District Community with a total sample of 100 respondents, where the research data was obtained through a questionnaire which was then processed using an instrument test, data analysis techniques using the classical assumption test, multiple linear regression analysis, hypothesis testing and determination of the R2 coefficient. The results of the t test study show that (1) financial literacy has no significant effect on the intention to save with a t value of 1.937 < t table 1.98 with a significance value of 0.056 > 0.05, and (2) income has a significant effect on the intention to save by the calculated t value is 6.697 > 1.98 with a significance value of 0.000 < 0.05. The results of the f test show that (3) financial literacy and income simultaneously (together) affect the intention to save the t-count value of 6.697 > 1.98 with a significance value of 0.000 <0.05. The determination of 40.1% while the remaining 59.9% is influenced by variables other than the independent variables in the study. It is hoped that the people of North Pariaman Subdistrict will be able to increase awareness of the importance of financial literacy, and also be more proactive in studying existing financial aspects to maintain and manage finances in the future.

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