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Insight Management And Business
Published by Institut Riset Dan Publikasi Asas Nusantara
ISSN : -     EISSN : 30248531     DOI : -
Core Subject : Science,
Decision Sciences, Operations Research & Management
Insight Management and Business (IMB), with registered number ISSN 3024-8531 (Online), is a peer-reviewed journal published two times a year (June, and December) by Institut Riset dan Publikasi Asas Nusantara. IMB intended to be the journal for publishing articles reporting the results of research on management and business. IMB invites manuscripts on various topics including, but not limited to, functional areas of marketing management, finance management, strategic management, operation management, human resource management, e-business, knowledge management, management accounting, management information system, international business, business economics, and entrepreneurship.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Strategi dan Menejemen
Articles 5 Documents
 1 
Search results for , issue "Vol. 2 No. 2 (2024): IMB 2024" : 5 Documents clear
The Impact of Financial Literacy, Financial Education, Socioeconomic Status, and Lifestyle on Personal Financial Management Among Generation Z in Pekanbaru Norfadila, Saptina
Insight Management and Business (IMB) Vol. 2 No. 2 (2024): IMB 2024
Publisher : Institut Riset dan Publikasi Asas Nusantara.

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Abstract

This study aims to identify the influence of financial literacy, financial education, socioeconomic status, and lifestyle on personal financial management among Generation Z in Pekanbaru. Data were collected through a survey using questionnaires distributed to 210 respondents and analyzed using multiple linear regression with SPSS version 25. The results show that financial literacy and financial education have a positive and significant impact on personal financial management, indicating that higher levels of literacy and education lead to better financial management skills. Socioeconomic status also has a positive and significant influence, suggesting that individuals with higher socioeconomic status tend to have better financial management capabilities. Conversely, lifestyle has a negative and significant impact, where Generation Z in Pekanbaru tends to have a hedonistic lifestyle that adversely affects their financial management. The implications of this study emphasize the importance of enhancing financial literacy and education, as well as understanding the negative effects of a hedonistic lifestyle, to ensure that Generation Z manages their finances more wisely.
The Influence of ROA, ROE, FDR, and BOPO on Capital Adequacy in Sharia Commercial Banks in Indonesia 2018 - 2022 Susilowati, Susilowati; Amalia, Naini
Insight Management and Business (IMB) Vol. 2 No. 2 (2024): IMB 2024
Publisher : Institut Riset dan Publikasi Asas Nusantara.

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Abstract

A bank health assessment is needed to find out whether the bank's condition is unhealthy, Company performance can take appropriate steps to handle it. The choice of CAR (Capital Adequacy Ratio) as the dependent variable is because according to Bank Indonesia, the Capital Adequacy Ratio is the most important indicator in maintaining the level of bank health. This research aims to analyze the influence of ROA, ROE, FDR, BOPO and inflation on capital adequacy as measured by the Capital Adequacy Ratio (CAR) in Sharia Commercial Banks in Indonesia. The data used is secondary data and the method used is multiple linear regression analysis using the SPSS version 27 program to obtain results regarding the relationship between one variable and another. The sampling method used in this research is purposive sampling with the research sample consisting of 10 Sharia Commercial Banks in Indonesia for 5 periods from 2018-2022. The analysis results show that ROA has a effect on CAR, ROE has effect on CAR, FDR has a effect on CAR, and BOPO has no effect on CAR.
Pengaruh Jenis Kelamin, Pendidikan Keluarga dan Pengalaman Keuangan Remaja terhadap Tingkat Literasi Keuangan Syariah di Pekanbaru Safera, Merry; Lusiawati, Lusiawati
Insight Management and Business (IMB) Vol. 2 No. 2 (2024): IMB 2024
Publisher : Institut Riset dan Publikasi Asas Nusantara.

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh tiga faktor utama, yaitu jenis kelamin, pendidikan keluarga, dan pengalaman keuangan, terhadap tingkat literasi keuangan syariah remaja di Pekanbaru. Populasi penelitian ini adalah remaja di Pekanbaru. Ukuran sampel yang diambil dalam penelitian ini adalah 100 orang responden dengan teknik pengambilan sampel non probability sampling, pengumpulan data menggunakan penyebaran kuisioner dan dokumentasi. Teknik analisis data menggunakan analisis SPSS (Statistical Package for Social Science) dengan SPSS versi 25. Hasil penelitian menunjukkan bahwa secara parsial jenis kelamin tidak berpengaruh signifikan terhadap tingkat literasi keuangan syariah remaja di Pekanbaru. Pendidikan keluarga berpengaruh signifikan terhadap tingkat literasi keuangan syariah remaja di Pekanbaru. Pengalaman keuangan berpengaruh signifikan terhadap tingkat literasi keuangan syariah remaja di Pekanbaru. Besaran pengaruh jenis kelamin, pendidikan keluarga dan pengalaman keuangan terhadap tingkat literasi keuangan syariah remaja di Pekanbaru sebesar 62,4% sisanya 37,6% dipengaruhi oleh variabel lain yang tidak diteliti dalam penelitian ini.
Pengaruh Kualitas Produk, Persepsi Harga, dan Citra Merek terhadap Keputusan Pembelian Air Minum dalam Kemasan Merek Pristine di Kota Pekanbaru Riani, Indah; Alsukri, Saipul
Insight Management and Business (IMB) Vol. 2 No. 2 (2024): IMB 2024
Publisher : Institut Riset dan Publikasi Asas Nusantara.

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Abstract

Tulisan ini bertujuan untuk mengkaji pengaruh kualitas produk, persepsi harga, dan citra merek pada pilihan membeli minuman berkemasan Pristine di Pekanbaru. Metode pengumpulan data menggunakan kuesioner. Populasi penulisan meliputi masyarakat di Pekanbaru yang menggunakan air minum Pristine. Penulisan ini menggunakan strategi purposive sampling. Pendekatan analisis yang digunakan ialah regresi linier berganda, dengan menggunakan perangkat lunak SPSS 25. Temuan penulisan memperlihatkan jika uji-t untuk variabel kualitas produk, persepsi harga, dan citra merek mempunyai dampak yang baik dan signifikan pada pilihan membeli minuman berkemasan merek Pristine di Pekanbaru. Uji F memperlihatkan jika variabel kualitas produk, persepsi harga, dan citra merek secara bersama-sama memengaruhi pilihan membeli minuman berkemasan merek Pristine di Pekanbaru. Secara simultan, nilai R-kuadrat ialah 0,613. Faktor kualitas produk, persepsi harga, dan citra merek secara keseluruhan menyumbang 61% pengaruh pada pilihan pembelian, dan sisanya 39% dipengaruhi oleh variabel lain yang tidak diteliti.
Economic Dynamics of Fisheries Penjajap Village Pemangkat: An Analysis of the Role of Fish Auction Sites in Improving the Welfare of Local Fishermen Hartono, Rudi
Insight Management and Business (IMB) Vol. 2 No. 2 (2024): IMB 2024
Publisher : Institut Riset dan Publikasi Asas Nusantara.

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Abstract

The fish auction in Penjajap Village, Pemangkat Subdistrict, Sambas Regency, West Kalimantan, plays an important role as an economic center for local fishermen. However, this auction activity faces challenges in the form of fluctuating fish prices, the dominance of large capital, and dependence on markets outside the region, which can affect the welfare of fishermen. This research was conducted to address the knowledge gap regarding the role of fish auctions in supporting fishermen's economic welfare and to identify the constraints faced in the auction system. Using a case study-based qualitative approach, data was collected through in-depth interviews, direct observation, and document analysis from fishermen, traders, as well as related parties such as the Fisheries Agency and fisheries schools. The results show that fish auctions contribute significantly to increasing fishers' income through a more competitive market mechanism, although the success still depends on the fishing season and market conditions. The dominance of well-capitalized actors in the auction system creates economic disparities among fishers, while fluctuations in fish prices affect the stability of their income. In addition, limited infrastructure and market access are major challenges in the distribution of catches to other regions. This research provides important implications for fisheries policy development that focuses on fishermen's economic sustainability, strengthening the auction system, and improving equity in market access and capital.

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