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Contact Name
Nuraeni
Contact Email
nuraeni.mesy@gmail.com
Phone
-
Journal Mail Official
nuraeni.mesy@gmail.com
Editorial Address
Jl. Raya Cipacing No.22, Cipacing, Jatinangor, Kabupaten Sumedang, Jawa Barat 45363
Location
Kab. bandung,
Jawa barat
INDONESIA
Jurnal Maps (Manajemen Perbankan Syariah)
Published by Universitas Masoem
ISSN : 25973665     EISSN : 26852837     DOI : 10.32627
Core Subject : Economy, Education,
Jurnal Maps (Manajemen Perbankan Syariah) is a scholarly journal published by the Islamic Banking Study Program, Masoem University Bandung. This journal is a forum for publication of scientific works in the form of writings by academics, researchers and practitioners on pure and applied research in the fields of Management, Islamic Banking, Islamic Accounting and Islamic Economics. Maps are published twice a year, namely in March and September. This journal has been accredited by SINTA 5. In 2021, Jurnal Maps (Manajemen Perbankan Syariah) will be merged and recorded in the Masoem University journal. In addition, the DOI prefix of STIBANKS Al Masoem, which was originally 10.32483, became 10.32627 and then the DOI is affiliation was changed to become Masoem University. The journal at STIBANKS Al Masoem has changed its form to a journal at Masoem University.
Articles 6 Documents
Search results for , issue "Vol. 4 No. 1 (2020)" : 6 Documents clear
Determinan Return On Asset Bank BRI Syariah Periode 2015-2019 Ilani Pujiyanti; Faisal Rakhman
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 4 No. 1 (2020)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v4i1.121

Abstract

The level of BRISyariah Capital Adequacy Ratio (CAR) for the period 2015-2019 is already in the very healthy category (above 12%), while the level of Financing to Deposit Ratio (FDR) is still in a fairly healthy category (around 85%), the ratio of Operating Costs to Operating Income ( BOPO) is in the unhealthy category (above 95%), as well as the level of Return On Assets (ROA), especially during 2019, is in the unhealthy category (below 0.5%). This study analyzes the influence of CAR, FDR, BOPO on ROA in BRISyariah. This research is a quantitative type with an associative approach. With secondary data in the form of published quarterly financial reports of BRISyariah for the period 2015-2019. Tests conducted to determine the relationship and influence between variables partially and simultaneously, multiple regression, coefficient of determination, t test and F test. The results of this study indicate that (1) there is a negative effect of CAR on ROA where the value of tcount>ttable (2.352>2.120) is on the negative side with R2 of 23.5%, (2) there is no effect of FDR on ROA where the tcount value is<ttable (-0,127<2,120) with R2 of 0.1%, (3) there is a negative effect of BOPO on ROA where the tcount>ttable (11,823>2,120) with the tcount on the negative side, while the R2 value is 88.8 %. (4) simultaneously there is a significant effect of CAR, FDR and BOPO on ROA with the results of Fcount>Ftable (331,743> 3,24) with a R2 value of 98.4%. The concluded that the risk of own capital (CAR) in high number and the more inefficient bank operations (BOPO), make ability the bank's is low to increase profits.
Analisis Pembiayaan Murabahah dan Solusi Permasalahannya pada BMT Rizky Barokah Cabang Talun Magelang Siska Yulita; Endang Kartini Panggiarti
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 4 No. 1 (2020)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v4i1.126

Abstract

The murabahah finance is sell and buy transaction which is seller acknowledge selling price and buyer pay to the seller as much as the price plus margin that being approved. Sometimes on going murabahah finance promise found obstacles and resistance being faced bank or debtor party. There for, we want to study more deep about murabahah finance in BMT RIzky Barokah as a research object. The research aims to analysis of the operation of murabahah finance, analysis of murabahah operation in KSPPS BMT Rizky Barokah with Fatwa Dewan Syariah Nasional (DSN MUI), and analysis of member perception of KSPPS BMT Rizky Barokah about murabahah finance. This type of research is qualitative research with data analysis techniques, namely data reduction, data display, and conclusion drawing and verification. The result is found conclusion that is process of operationalization of murabahah finance in KSPPS BMT Rizky Barokah different based on object of goods in the murabahah promise. There is a goods that have facilitated by BMT is motor-bicycle but there is have another goods that proxies by another party for the procuration. The execution of murabahah finance promise in Rizky Barokah has appropriate to the commandment and requirement of murabahah and appropriate with fatwa provisions DSN-MUI No. 04/DSN-MUI/IV/2000 about murabahah finance.
Pengaruh Penerapan Knowledge Management Terhadap Kinerja Perguruan Tinggi dengan Budaya Organisasi Sebagai Variabel Intervening Masduki Masduki
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 4 No. 1 (2020)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v4i1.170

Abstract

The knowledge management process will create a new culture, namely knowledge sharing that is strong enough and able to create good organizational performance, however, there are still many organizations or companies that have not implemented knowledge management properly. This study aims to determine whether the application of knowledge management has a significant influence on the performance improvement of Majalengka University with organization culture as an intervening variable. The research method used is a survey method with the type of associative research. The author took a sample of 77 permanent lecturers and DPK Majalengka University. Data were collected through a questionnaire in the form of a statement list, the method of data analysis using Partial Least Square (PLS) with the help of smart-PLS 3.0 software. The results of this study indicate that the application knowledge management and organizational culture contribute directly positively and significantly to improving the performance of Majalengka University, knowledge management contributes positively and significantly to strengthening organizational culture, and organizational culture is able to mediate knowledge management in contributing to improving the performance of Majalengka University.
Strategi Pengembangan Agrowisata Durian Sinapeul dengan Pendekatan Interpretative Structural Modelling (ISM) dalam Perspektif Ekonomi Islam Eni Nuraeni Ruriawati
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 4 No. 1 (2020)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v4i1.179

Abstract

One of the potential areas as an agro-tourism area in Majalengka Regency is the Sinapeul durian agro-tourism area in Ujungberung Village, Sindangwangi District. However, the Sinapeul durian agro-tourism area has not been running optimally, this is thought to be caused by several factors, namely the absence of a strategy and policy on the management and development of the agro-tourism area. In addition, the cooperation agreement that occurs between the village government and smallholders is not yet clear. The purpose of this study was to analyze the strategy for the development of the durian agro-tourism area and to analyze the contract applied between the village government and the tenant farmers. The research method used is a qualitative method with the Interpretative Structural Modeling (ISM) approach. Interpretative Structural Modeling (ISM) is a well-established methodology for identifying relationships between specific variables that define a problem or issue. Based on the results of research that has been conducted by researchers, there are seven elements that become indicators of agro-tourism area development strategies with the main strategies, namely agro-tourism development innovation, institutional support, promotion and marketing (level 1), strengthening regulations and policies, and investors (level 2), quality development. Human resources and community participation with the village (level 3). In Islam, there are several contract options in agricultural management such as Muzara Mukabarah and Musaqah. A cooperative agreement for agricultural production that is suitable for managing durian crops between land owners and smallholders is to apply the Musaqah contract.
Pengaruh Literasi Keuangan dan Inklusi Mahasiswa UIN Sunan Gunung Djati Bandung Terhadap Penggunaan Sistem Financial Technology Nabil Muhammad Alawi; Vemy Suci Asih; Dadang Husen Sobana
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 4 No. 1 (2020)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v4i1.190

Abstract

This study aims to determine how much influence financial literacy and inclusion have on the use of the financial technology system. This research is motivated by the widespread use of financial technology among students. Financial technology helps to buy and selling transactions so that the payment system becomes more economical and efficient and remains active. The method used in this research is quantitative through a descriptive analysis approach. Data collection used questionnaires with research samples from UIN Sunan Gunung Djati Bandung. The results showed the effect of financial literacy, as evidenced by the usefulness indicators and linear ease indicators on the use of the financial technology system for students of UIN Sunan Gunung Djati Bandung. Respondents of 48% admit that literacy regarding the use of financial technology has been felt and is proven by the respondent's knowledge of financial technology, which can facilitate the process of business transactions or services. Also, research on the effect of inclusion is in line with the use of the financial technology system. Respondents of 70% admit that the development of financial technology at this time can be done to make online payments.
Analisis Kepatuhan Syariah pada Bank Syariah: Studi Kasus Bank Pembiayaan Rakyat Syariah Aini Maslihatin; Riduwan Riduwan
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 4 No. 1 (2020)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v4i1.193

Abstract

Sharia compliance is the adherence of Islamic banks to Islamic rules or laws in muamalah and is one of the factors that differentiate it from conventional banks. Therefore sharia compliance is a fundamental principle in Islamic banking practices. Muamalah law, especially the economy, has a high degree of difference, so the sharia compliance standards in Indonesia refer to the Fatwa of the National Sharia Council-Indonesian Ulama Council (DSN-MUI). This study aims to analyze the practice of sharia compliance in Islamic Rural Banks (BPRS) in Indonesia. The data analyzed is the assessment of the Sharia Supervisory Board (DPS) on the practice of BPRS for five years. The sample distribution covers all regions of Indonesia with 24 units of analysi with 46 respondenss. The data analysis used quantitative descriptive analysis and compared it with the DSN-MUI fatwa. This study's results indicate that the level of compliance with Islamic rural banks in Indonesia is, on average, excellent. Other findings show that, when viewed from the contract's practice, financing with a musyarakah contract has the highest level of sharia compliance compared to separate agreements. Meanwhile, the lowest sharia compliance is in the murabahah contract. This condition is influenced because Islamic banks often use the murabahah bil wakalah contract. The weakness of this contract lies in the procurement of goods by customers, often not accompanied by proof of purchase.

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