cover
Contact Name
Shelly Midesia
Contact Email
shellymidesia@iainlangsa.ac.id
Phone
+6285270347403
Journal Mail Official
jurnalmahasiswafebi@gmail.com
Editorial Address
Gedung Fakultas Ekonomi dan Bisnis Islam IAIN Langsa Jl. Meurandeh Kota Langsa, Aceh
Location
Kota langsa,
Aceh
INDONESIA
Jurnal Ilmiah Mahasiswa
ISSN : 27977064     EISSN : 27976920     DOI : 10.32505/jim
Core Subject : Economy, Social,
Jurnal Ilmiah Mahasiswa Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa merupakan suatu wadah publikasi karya ilmiah yang diperuntukkan bagi para mahasiswa, dosen dan praktisi. Topik-topik dalam Jurnal Ilmiah Mahasiswa antara lain mencakup Ekonomi Islam, Perbankan Syariah, Asuransi, Akuntansi, Etika Bisnis, Manajemen Organisasi, Manajemen Keuangan, Manajemen Bisnis, Manajemen Pemasaran dan Strategi, Manajemen Zakat dan Waqaf, Kinerja Bisnis dan Keuangan, Manajemen Bisnis Retail, Pengambilan Keputusan, E-Business, International business, Perilaku Konsumen, Customer Relationship Management, serta Manajemen Inovasi dan Pengembangan Produk.
Articles 6 Documents
Search results for , issue "Vol 1, No 2 (2019: Oktober 2019" : 6 Documents clear
ANALISIS PEMAHAMAN MASYARAKAT MENGENAI PERBANKAN SYARIAH TERHADAP MINAT MENABUNG febi febi; Muhammad Dayyan; Muhammad Riza; Amalya Ridwan
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.455

Abstract

These days, sharia banking is still debatable among people. Some of them assume that profit/sharing ratio is similar to giving/return of interest rate which means that both sharia banking and conventional ones is also the same. Therefore, this study aims to investigate the people’s understanding about sharia banking, especially on saving (case study at Gampong Jawa). This is a field research by using phenomenology qualitative approach. As participants, 11 people at Gampong Jawa were interviewed to complete the data of this study. The results showed that most of them do not understand about sharia banking. However, almost of the informants were interested in saving their money at sharia banking, and only two of them were not. This shows that there are still many people who should be given an understanding of sharia banking.
ANALISIS MINAT MASYARAKAT MUSLIM MENJADI NASABAH BANK SYARIAH (STUDI KASUS DI GAMPONG PONDOK KEMUNING) febi febi; Muhammad Dayyan; Fahriansah Fahriansah; Juprianto Juprianto
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.456

Abstract

The development of sharia banking in Indonesia is currently progressing. This is evidenced by the number of Conventional Banks that started to open the Sharia Business Unit. However, the development of the Sharia Bank has not been able to influence the interest of the community to become a customer of Sharia Bank. The condition occurred in Gampong Pondok Kemuning which all of the people are Moslems. However, people's interest in becoming a customer in Sharia Bank is still low. The purpose of this study is to determine the system of socialization conducted by Islamic banks in Gampong Pondok Kemuning and To know the interests of Muslim communities Gampong Pondok Kemuning to become customers in Islamic banks. This research uses qualitative approach. Research subjects are the people of Gampong Pondok Kemuning. The sample of this research is 10 people by using purposive sampling method. Data collection techniques used were interviews. The analytical method used is qualitative descriptive The results of the research show that socialization has not been done directly by the bank to the community in Gampong Pondok Kemuning, Approach and product offerings conducted by Bank Syariah is still lacking. The interest of the Gampong Pondok Kemuning community is caused by the socialization, product offerings, knowledge and income obtained by the community.
ANALISIS MINAT MASYARAKAT MENABUNG DIBANK SYARIAH (Studi Kasus di Kampung Paya Bedi Aceh Tamiang) febi febi; Ainun Mardiah; Agung Pradhana Putra; Junaidi Junaidi
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.458

Abstract

This study aims to determine the factors that influence interest in saving the village community Paya Bedi in Bank Syariah Kota Kualasimpang and to know the influence partially and simultaneously to the interest of saving society. There are several factors that influence the society in doing saving include the influence of service factors and product factors. This research is quantitative, using 100 respondents as research sample. Sampling in this research is done by Random sampling method, that is the technique of determining the selected sample regardless of the level that exist in that population. Data collection techniques were conducted using questionnaires as many as 15 items of questions assessed by Likert scale 1-5 and tested its feasibility using the validity and realiability test. The collected data was done by classic assumption test including multicolinearity test, heterokedastisitas, normality and linearity then analyzed using multiple regression analysis with determination test method, F test and t test. Based on multiple regression analysis at significance level 5% showed that simultaneously service factor and product factor have positive significant effect to decision of interest of saving society. The result of the research also shows partially that (1) there is a significant positive effect of service factor on the interest of saving the society of Kampung Paya Bedi in Bank Syariah Kota Kualasimpang; (2) there is no significant effect of the product factors on the interest of saving the people of KampungPayaBedi in Bank Syariah Kota Kualasimpang.
PERAN IKLAN DALAM MENINGKATKAN MINAT MENABUNG MASYARAKAT PADA PT BANK SYARIAH MANDIRI CABANG KOTA LANGSA febi febi; Abdul Hamid; Mutia Sumarni; Riski Purwaliani
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.459

Abstract

Advertising always plays an important role in increasing the interest of saving the community, so advertising needs to be done to inform, persuade and attract people, and have added value for the community. With advertising, the public can recognize Banking products contained in Bank Syariah Mandiri Branch of Langsa City and the community can distinguish which products suited to their needs and eliminate the public concern about usury practices that occur especially for the people of Langsa city. Based on the discussion of this thesis the author took some problems that is, how advertising is done by Bank Syariah Mandiri Branch Langsa City and how the role of advertising in increasing interest to save the community. The research method used in this thesis is a qualitative descriptive method with interviews and documentation as a method of data collection to se the role of advertising in increasing interest in saving the community at Bank Syariah Mandiri Branch Langsa City. From the results of this study it is known that the ad performed Bank Syariah Mandiri has a role in increasing interest in saving society, with the media used are banners and brochures. Advertising is done as a supporter of direct socialization to prospective customers conducted by Bank Syariah Mandiri Branch Langsa City. From the results of research conducted by the author with the public that the Bank Syariah Mandiri Branch Langsa has a complete brochure and the products offered are also diverse and different from other banks so that the most important role of advertising is the brochure. Brochures can strengthen the interest of customers to continue to save in Bank Syariah Mandiri and use other products offered. However, some of them said that the Bank Syariah Mandiri Langsa branches do not do advertising, some of them have a book of savings Bank Syariah Mandiri because of other interests
PENGARUH LABEL HALAL TERHADAP KEPUTUSAN PEMBELIAN PRODUK KOSMETIK (Studi Kasus: Mahasiswi FEBI IAIN Langsa) febi febi; Ismail Fahmi Arrauf Nst; Fahrizal Fahrizal; Fauziah Fauziah
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.461

Abstract

The concept of halal for moslem comprises the whole aspect of good and cleand that can be consumed and used by human based on Islamic sharia. The moslem consumers can easily identify the product with “ Halal “ label on it. This study aims to determine whether there is an influence of the label of halal of students’ decision in purchasing the cosmetic product and to investigate how much the students’ atfention on halal label on cosmetic product. 102 students were the sample of this study which has selected by using simple random sampling. The data then were analyzed by using statistical test with simple regression test. The result showed that halal label influenced the student’s decision on purchasing the cosmetic product by 23,4%. The percentage of student’s attention on halal label on cosmetic product stood at 0,484% only. The rest percentage if 76,6% was influenced by other variable that was not mentioned in this model. In terms of micro economy, consumptive behavior affects on the Indonesian economy in islam, it is prohibited due to it can lead to be wasted moslems are guided to fulfill their needs based on syari’ah in order to achieve prosperous and happy lives both in the world and here after.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH DALAM MEMILIH PEMBIAYAAN AKAD MURABAHAH (Studi Kasus Pada Bank Aceh Syariah Cabang Pembantu Idi Rayeuk) febi febi; Junaidi Junaidi; Ade Fadhillah; Hayaturridha Hayaturridha
JIM: Jurnal Ilmiah Mahasiswa Vol 1, No 2 (2019: Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v1i2.462

Abstract

This study aims to determine what factors influence the interest of customer in choosing murabahah contract financing at Aceh Sharia Bank Idi Rayeuk Assistant Branch, and how these factors partially and simultaneously effect the interest of the customers. The research is a kind of quantitative research with descriptive research approach. For determination of sample, it was used probabiliy sampling technique with random sampling method. Meanwhile, to determine the sample size, by using Slovin formula, it was obtained 88 respondents as the research sample. Moreover, in data collection, the study refers to two primary data sources (data obtained through questionnaires distribution of 34 items of questions assessed by using likert scale), and secondary data (data obtained through decumantation). The data gained was in the feasibility test by using the test of validity, reliability, and the test of classical assumptions. Then, to examine the hypothesis, it was used multiple regression analysis test that includes the determination test, F test and t test. Eventually, the research results showed that simultaneously the factors of service, location, and promotion have positive and significant effect to customers’ interest in choosing murabahah contract funding. In addition, partially at the same time it indicates that service and promotion also have positive and significant influence to the customers’ interest. It is proven by looking at sig value <0,05 (0,020<0,05) for service and 0,019<0,05 for promotion, whereas, the factor af location does not have significant effect to the customers’ interest to choose murabahah contract financing proved by sig value >0,05 (0,364>0,05).

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