cover
Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
csefb@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Contemporary Studies in Economic, Finance and Banking (CSEFB)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29633303     DOI : 10.21776/ub.csefb
Core Subject : Economy, Social,
Publish all forms of quantitative and qualitative research articles as well as other scientific studies related to the fields of Economics, Finance, and Banking.
Articles 15 Documents
Search results for , issue "Vol. 2 No. 2 (2023)" : 15 Documents clear
PENGARUH COVID 19 TERHADAP KREDIT BERMASALAH DI INDONESIA (Studi Kasus pada Bank BUKU I di Indonesia) Kisti Yunia Indasari; Bintoro, Nugroho Suryo
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.2.07

Abstract

This study aim to examine the influence of COVID in the form of new COVID cases, cumulative COVID cases, and COVID deaths. As well as capital ratios in the form of Regulatory Capital Ratio (CAR), Tier 1 Capital Ratio, and Equity Ratio with bank performance level control variables in the form of ROA, LDR, and Bank size. Also macroeconomic controls in the form of GDP, BI Rate, and Unemployment on Bad Perfoming Loans. This study used quantitative data analysis techniques using Panel Data (REM) methods. This research concludes that even though there has been a decrease in the rate of new COVID cases, the ratio of bad loans has increased significantly. Banks with larger equity ratios were able to increase the non-perfoming loan ratio at BUKU I baks during COVID crisis.
VALUASI SAHAM UNTUK MENENTUKAN FAIR PRICE DALAM PENGAMBILAN KEPUTUSAN INVESTASI Safitri, Dina Aulia
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.2.03

Abstract

Valuation means measuring or identifying the value of the benefits of asset is the root of the stock valuation. Stock valuation is important in making investment decisions because it provides a deep understanding of the intrinsic value of a stock. Through stock valuation research, investors can identify whether a company’s current stock price is below, equal or of above its intrinsic value. By knowing the fair value or fair price of a stock, investors can make more informed decisions about when to buy and sell the stock. This research focuses on PT Bank Negara Indonesia (Persero) Tbk. using the 2016-2021 time period. This study uses a quantitative approach to the methods used in calculating stock valuations, namely Capital Asset Pricing Model (CAPM), Discounted Cash Flow (DCF), and Dividend Discount Model (DDM). The result of the study show that the fair value of shares at BBNI based on calculations is Rp.7.506. Individual Return (Ri) of 0,92183 is greater than the Expected Return (E(Ri)) of 0,5368 which means that BBNI shares are in an undervalued position.
PENGARUH KINERJA KEUANGAN, KEBIJAKAN MONETER DAN PANDEMI PADA PEMBIAYAAN UMKM BANK UMUM Al Wafi, Ali Daffa; Hascayani, Tyas Danarti
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.2.12

Abstract

MSMEs, one of the crucial sectors of the economy in Indonesia, are experiencing a downturn due to a decrease in the financing needed to deal with a pandemic. This research aims to find the relationship between banking financial performance, monetary policy, and the pandemic on MSME financing. Financial performance is described using the ratio of return on assets, operating expenses to operating income, and third-party funds while monetary policy uses BIrate as the variable and then for a pandemic uses a dummy variable starting from the date the pandemic status was established in Indonesia. The research method used is the multiple regression method with monthly time series data types from January 2018 to April 2022. This research shows results in the form of bank financial performance which strongly influences MSME financing. However, the pandemic did not have much impact on MSME financing, this could happen due to the resilience of MSMEs. As for the BIrate, it shows an anomaly where the decrease in the BIrate is followed by a reduction in MSME financing.
DAMPAK KEBIJAKAN MONETER PEMULIHAN EKONOMI NASIONAL TERHADAP KINERJA PERBANKAN DI INDONESIA Candra Asih, Putri Galuh; Syafitri, Wildan
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.2.05

Abstract

This study aims to describe how the monetary policy of national economic recovery affects the performance of banks that mediate the running of that policy. This research data uses secondary data in the form of a combination of crossection and time series data also limited by the research time starting from the first quarter of 2020 to the fourth quarter of 2022. The data taken are ROA, BI-7DRR, lending, and credit restructuring. The analysis method used is panel data regression where the model used is random effect. The findings of this study indicate that the monetary policy of national economic recovery is effective in minimizing the impact of COVID-19 on banking performance. After this policy is implemented, changes in the value of lending, credit restructuring, and BI-7DRR minimize the decline in bank profitability in the face of the COVID-19 pandemic. However, when viewed individually, the BI-7DRR instrument shows a negative influence on bank profitability where the decline in BI-7DRR makes bank profitability increase.
ANALISIS PENGARUH LAYANAN I-BANKING, M-BANKING, DAN FASILITAS ATM TERHADAP KEPUASAN NASABAH (STUDI KASUS NASABAH BANK BTN KCP TULUNGAGUNG) Eryaningtyas, Nadia Salsabela; Fitanto, Bahtiar
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.2.08

Abstract

The pattern of human’s behavior in using electronic services to acquire various kinds of information is affected by the rapid technological advancement. This is beneficial for, particularly banking, industries, as evidenced by the fact that banks nowadays come up with cutting-edge services such as internet banking and mobile banking. The sample of this quantitative descriptive research was selected using non-probability sampling, while the data was examined using factor analysis in SPSS version 15.0 of 2023. The result of the F test (simultaneous) is 56.554, which is greater than the F table of 2.699, and therefore H0 is rejected, and H1 is accepted. As the significance value of 0.000 is smaller than 0.05, internet banking, mobile banking, and ATM facilities simultaneously have a significant effect on the satisfaction of customers at the sub-branch office of Bank BTN in Tulungagung. Despite the positive and significant effect of the three variables, mobile banking is more preferable for some customer groups. In addition to its practicality, the service is helpful when they are in a difficult condition. In the future, the bank will develop a service where facilities in the internet banking will be integrated into its mobile banking application for greater customer benefit and ease

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