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Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
csefb@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Contemporary Studies in Economic, Finance and Banking (CSEFB)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29633303     DOI : 10.21776/ub.csefb
Core Subject : Economy, Social,
Publish all forms of quantitative and qualitative research articles as well as other scientific studies related to the fields of Economics, Finance, and Banking.
Articles 342 Documents
Resilience of Indonesian Regional Development Banks (BPD) In Climate-Related Credit Risk Dira Lutfi Wijayanti; Shofwan
Contemporary Studies in Economic, Finance and Banking Vol. 5 No. 3 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Climate change has emerged as one of the major challenges for the banking industry in the future. Climate change phenomena have the potential to increase credit risk through microeconomic transmission channels. This study aims to examine and identify the resilience of Regional Development Banks (RDBs) in Indonesia to cli-mate-related credit risk. The research employs an accounting-based stress testing approach. Bank resilience is assessed through an increase in the non-performing loan (NPL) ratio, adjusted to the hydrometeorological disaster risk profile of each RDB’s main operational region. The research sample consists of eleven banks. The findings indicate that the majority of RDBs are classified as resilient. However, two out of the eleven RDBs are identified as vulnerable to climate-related credit risk, namely Bank Pembangunan Daerah Sumut in North Sumatra Province and Bank Pembangunan Daerah Nagari in West Sumatra Province. Mitigation efforts for cli-mate-related credit risk can be undertaken by strengthening capital adequacy and integrating climate risk into the banks’ risk management frameworks.
Spatial Dynamics of Unmet Need in Food Assistance Program Allocation Septiashari, Nabila Nursanti; Shofwan
Contemporary Studies in Economic, Finance and Banking Vol. 5 No. 3 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study analyzes spatial autocorrelation patterns and maps unmet need associated with the allocation of the Program Sembako (Basic Food Commodities Program) quota in Sidoarjo Regency by incorporating spatial analysis into the policy assessment framework. A quantitative Exploratory Spatial Data Analysis is employed, utilizing Global Moran's I and Local Moran's I, alongside the Coady-Grosh-Hoddinott (CGH) Index for measuring targeting measurement. The findings reveal significant positive spatial autocorrelation, indicating that unmet need is spatially clustered rather than randomly distributed. Micro-spatial analysis showed that the northern urban and peri-urban corridor of Sidoarjo Regency tends to form high-high clusters characterized by high unmet need, whereas western agrarian areas display a stable and progressive pattern in food assistance distribution. These results are consistent with the CGH Index, which demonstrates allocation deficits and regressivity in urban and peri-urban zones. The policy implications emphasizes the critical need to implement Geographic Targeting method to enable asymmetric quota reallocation for enhanced spatial equity