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Central Community Development Journal
Published by PRIVIETLAB
ISSN : 30251826     EISSN : 30248302     DOI : 10.55942/ccdj
Core Subject : Economy, Humanities, Health, Education, Engineering,
Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Public Health
Central Community Development Journal (CCDJ). This journal is published by Privietlab with a strong identity of blending the locally embedded and globally connected wisdom. CCDJ is a bi-annual refereed journal concerned with the practice and processes of community development. It provides a forum for academics, practitioners and community representatives to explore issues and reflect on practices relating to the full range of community development activity. This journal is a peer-reviewed online journal dedicated to the publication of high-quality research focused on action research, implementation of community development policy. The journal is an open access journal and accepting all papers on community engagement from Indonesia and overseas countries.
Arjuna Subject : Umum - Umum
Articles 5 Documents
 1 
Search results for , issue "Vol. 4 No. 2 (2024): December 2024" : 5 Documents clear
Implementation of the asset management system in PT. Bara Prima Utama Asmara, Rina Yuliastuty; Kamil, Islamiah; Akbar, Muhammad Iqbal; Ariani, Meiliyah
Central Community Development Journal Vol. 4 No. 2 (2024): December 2024
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/ccdj.v4i2.345

Abstract

Effective asset management is a key factor for supporting the sustainability of mining company operations. This community benefits from the execution of the Resource Administration Framework at PT. Bara Prima Utama, which works within the coal mining division. This framework is planned to improve the proficiency of observing, upkeeping, and administering the company's settled resources to optimize resource utilization and decrease operational costs. Through the application of data innovation in resource information administration, a company can distinguish resource conditions in real time and make quicker and more exact vital choices. In expansion, preparation for asset administration staff is additionally carried out to guarantee the ability to work this unused system. This execution is anticipated to extend the efficiency and support of a company's operations and amplify the life of resources. This program also bolsters the company's commitment to a more proficient and dependable administration of assets.
Good debt, bad debt, and MSME performance in Indonesia Khaer, Fawaz Muhammad
Central Community Development Journal Vol. 4 No. 2 (2024): December 2024
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/ccdj.v4i2.809

Abstract

Micro, small, and medium enterprises (MSMEs) dominate Indonesia’s economy yet remain constrained by costly, mismatched, and shock-fragile borrowing. This study reframes “access to credit” into “quality of debt” and quantifies how design and use of loans translate into firm outcomes. Using a mixed-methods approach that links transaction-level sales (QRIS, marketplace backends), lender product files, and a structured owner survey, we construct a Debt Quality Index (DQI) capturing three pillars: payback coverage, maturity–asset-life fit, and downside resilience. We analyze 2,146 MSMEs across provinces and sectors with firm-month panels and event-study designs around product rollouts (e.g., revenue-linked installments, short payment holidays, movable-asset lending). Results are blunt: higher DQI is consistently associated with faster revenue growth, lower delinquency, and smoother cash paths. A one-standard-deviation lift in DQI aligns with 2.1–2.6 percentage-point gains in monthly revenue growth and 1.8–2.2 percentage-point reductions in 30–90 day delinquency, after rich controls. Mechanisms run through better cash-flow matching and resilience to negative demand shocks. Effects are stronger for owners with higher debt literacy and for firms with dense digital transaction trails that enable precise tenor calibration. Policy and practice are clear: subsidizing “more loans” is not enough—programs should target productive leverage by conditioning support on DQI thresholds, mandating total-cost and maturity-fit disclosures, and scaling movable-asset and revenue-linked structures. The contribution is a field-ready metric and evidence base that lets owners, lenders, and policymakers separate good debt that pays back from bad debt that extracts value, at scale.
Building financially sustainable MSMEs: Sequenced capability bundles that cut APR, lift liquidity, and truncate downside risk Firdaus, Cecep Bryan
Central Community Development Journal Vol. 4 No. 2 (2024): December 2024
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/ccdj.v4i2.810

Abstract

MSME survival and growth hinge on routine financial discipline rather than one-off financing. Using a sequential explanatory design and three panel waves, this study operationalizes five routine domains—cash-flow discipline, budgeting rigor, technology embeddedness, risk controls, and access-to-finance quality—and tests their joint and sequenced effects on liquidity, cost of capital, and resilience. Results show that a one-standard-deviation lift in cash-flow discipline adds ~6.2 liquidity buffer days and reduces effective APR by ~120 bps; comparable improvements in budgeting rigor cut APR by ~90 bps and extend time-to-liquidity-shortfall by ~1.8 weeks. Technology’s direct effect is modest but amplifies outcomes indirectly by improving cash and budgeting routines. Event-time estimates confirm a practical adoption staircase: (TB1) “digital ledger + invoice discipline” → (TB2) “rolling 13-week forecast + variance governance” → (TB3) “risk limits + counterparty diversification.” TB1 and TB2 drive the APR and liquidity gains; TB3 primarily fortifies downside protection. Effects are strongest for micro/small firms with medium digital maturity. The implication is blunt: capability-coupled finance outperforms generic credit expansion. Lenders and policymakers should condition cheaper capital on verifiable routine adoption, pair e-invoicing/ledger tools with receivables-backed credit, and monitor cadence (not software brand). Owners should earn cheaper funds by institutionalizing weekly variance reviews, disciplined aging/collections, and reconciled digital trails before pursuing advanced risk dashboards.
Transforming haunted heritage into sustainable dark tourism in Central Java Hussain, Safraz
Central Community Development Journal Vol. 4 No. 2 (2024): December 2024
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/ccdj.v4i2.815

Abstract

Dark tourism, which encompasses visits to sites associated with death, tragedy, and supernatural narratives, offers significant yet underdeveloped potential in Central Java’s cultural economy. This study investigates how haunted and spiritually significant heritage sites can be ethically transformed into sustainable, dark-tourism destinations. Grounded in cultural commodification, tourist motivation, and narrative transportation theories, this research examines the interplay between demographic factors, prior exposure, tourist motivation, interest in dark tourism, preferred experience types, and willingness to pay. Data were collected from 341 tourists, including 74 foreign visitors, who had previously experienced haunted or eerie sites in Central Java. Using structural equation modeling (SEM) with SmartPLS 4.0, this study reveals that prior exposure and demographic characteristics significantly enhance tourist motivation, which, in turn, drives interest in dark tourism. Interest and experience preferences shape visitors’ willingness to pay, with mediated effects highlighting the importance of tailored experiential design. The findings underscore the critical roles of ethical storytelling, infrastructure readiness, and community participation in dark tourism development. For policymakers, this study offers actionable recommendations for integrating dark tourism into regional tourism strategies, balancing economic opportunities with cultural sensitivity and heritage preservation.
Formulating strategies to strengthen resilient MSMEs in the F&B sector of Central Java: An integrated SWOT, IFE, EFE, IE, and QSPM approach Dini, Ines; Janet, Marcia
Central Community Development Journal Vol. 4 No. 2 (2024): December 2024
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/ccdj.v4i2.825

Abstract

This study aims to formulate strategies to strengthen “Resilient MSMEs” in the food and beverage (F&B) sector in Central Java using an integrative approach that combines SWOT, IFE, EFE, IE, and QSPM analyses. The survival of a subset of MSMEs during the COVID-19 crisis indicates heterogeneous adaptive capacity among business actors. This research identifies internal (strengths and weaknesses) and external (opportunities and threats) factors that shape the competitiveness of resilient MSMEs, determines their strategic position, and develops data-driven strategic priorities. A mixed-methods design was employed, with data collected through in-depth interviews and questionnaires administered to 13 resilient F&B MSMEs. The results show an IFE score of 3.26 and an EFE score of 3.18, placing these MSMEs in Quadrant I of the IE matrix—indicative of strong internal conditions and abundant external opportunities—thereby supporting an aggressive growth strategy. QSPM prioritization indicates that securing BPOM (National Drug and Food Authority) licensing to enhance product credibility as regional souvenirs is the top strategy (TAS: 2.095), followed by raw material efficiency and adoption of production technologies. Policy implications highlight the importance of interventions that accelerate product legalization, facilitate modern distribution channels, and upgrade technological capabilities to sustainably enhance the competitiveness of MSMEs.

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