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Abdul Aziz
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abdul_aziz@syekhnurjati.ac.id
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zidny@almaata.ac.id
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Jl. Perjuangan, Sunyaragi, Kec. Kesambi, , Cirebon, Provinsi Jawa Barat
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Journal of Islamic Economics and Business Ethics (JIESBI)
Published by Universitas Islam Negeri Siber Syekh Nurjati Cirebon
ISSN : 30644585     EISSN : 3047311X     DOI : 10.24235/jiesbi.v1i3
Core Subject : Economy,
Economics, Econometrics & Finance
ournal of Islamic Economics and Business Ethics (JIESBI) E-ISSN 3047-311X is high-quality open access peer-reviewed research journal published by the UIN Cyber ​​Syekh Nurjati Postgraduate, Cirebon, West Java, Indonesia in collaboration with the Association of Islamic Economic Experts (IAEI). This journal aims to be a forum for discussion and publication of research results from academics, researchers and practitioners on the topics of Islamic Economics, Sharia Banking, Islamic Finance, and issues within Asian countries. These topics can take the form of observations of contemporary economic phenomena which highlights economic system problems, regulations in Islam, and other topics. This journal regularly publishes articles and research reports three times a year every February, June and October.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 10 Documents
 1 
Search results for , issue "Vol 1 No 1 (2024)" : 10 Documents clear
Peran Penguasaan Teknologi, Kualitas Sumber Daya Manusia, dan Tingkat Upah Terhadap Permintaan Tenaga Kerja Di Pulau Jawa Kurniawan, Heru
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.92

Abstract

Uneven demand for labor in Java Island causes economic inequality. this study aims to determine how the influence of technological mastery, the quality of human resources, and the level of wages on labor demand on the island of Java. this study uses qualitative methods with panel data, through model selection followed by model feasibility tests and classical assumption tests. The result of this research is known that XI with Prob. 0.0321 <0.05, then X1 has a significant effect on Y, for X2 with a Prob value. 0.0000 less than 0.05, then X2 has a significant effect on Y, and X3 with a prob value. This study concludes that mastery of technology can increase the demand for labor but hurt the decline in the demand for ordinary labor. the quality of human resources has a positive effect on the demand for labor on the island of Java and the level of wages hurts the demand for labor, when wages rise, the demand for labor will decrease. To equalize the demand for labor in Java, the government must equalize the development of good public facilities, easy access, and superior training, so that entrepreneurs are interested in building new economic sectors in areas in Java. thus the demand for labour will occur evenly not only in big cities but also in other regions.
Transparansi Dana Zakat untuk Meningkatkan Kepercayaan Masyarakat terhadap Lembaga Zakat M. Zidny Nafi' Hasbi
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.94

Abstract

Zakat management institutions need to be evaluated and can provide transparency and accountability of funds to the public. This study aims to determine the pattern of management of zakat funds in zakat management institutions. This study uses a qualitative descriptive method. The study involved the amil zakat institution in the district of sleman, the province of the special region of Yogyakarta. Data were obtained using interviews, observations, and literature studies on research problems. Data analysis used the Miles and Huberman model, namely data reduction, data tabulation, data presentation, and conclusion. The results show that a transparent income and expenditure report will increase the number of funds collected and facilitate the distribution of zakat evenly. In addition, the transparency of zakat funds will increase public trust in zakat institutions. Therefore, this research is expected to provide an overview of zakat institutions to be transparent and accountable for the funds obtained and distributed.
Implementation of the MMQ Agreement in KPR ProductsOn Increasing Financing at Bank Muamalat KCP Kuningan Diah Syifaa'tu Zahro; Achmad Kholiq; Mariyah Ulfah
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.97

Abstract

In Indonesia, the housing problem is very big, especially in metropolitan areas. Bank Muamalat offers iB Hijrah KPR with Murabahah and musyarakah mutanaqishah contract options. The research was conducted to understand the implementation of the musyarakah mutanaqisah contract in KPR products. on KPR Financing at Bank Muamlat KCP Kuningan. And the results of implementing the musyarakah mutanaqisah agreement on KPR products in increasing KPR financing at Bank Muamalat KCP Kuningan. This research uses a qualitative approach, with data sources used namely primary and secondary, and data collection techniques of observation, interviews, and documentation. Bank Muamalat KCP Kuningan implements the musyarakah mutanaqisah agreement in the iB Hijrah KPR financing product through three stages, including BI Checking for husbands and wives with five columns of financial assessment. The financing process involves musyarakah mutanaqisah and ijarah contracts, where customers gradually buy a house from the bank. Despite facing challenges in public understanding and document requirements, the bank carried out a thorough feasibility assessment process. Thus, the implementation of the musyarakah mutanaqisah agreement was proven to have a positive impact on increasing mortgage financing. Increasing the number of customers and sales volume of mortgage products with promotional and educational efforts. Annual data records increases and decreases in mortgage financing at Bank Muamalat KCP Kuningan. As seen from the annual data of Bank Muamalat Indonesia for 2022-2023 there has been an increase and in 2019-2021 there has been an increase and decrease. Bank Muamalat KCP Kuningan succeeded in overcoming obstacles in understanding and obtaining IMB in the implementation of the Musyarakah Mutanaqisah KPR iB Hijrah Agreement by implementing a relief policy. As well as being able to restore increased financing using a promotion, and education to the community, educational institutions, and government.
The Influence of Population and Economic Growth on The Human Development Index in Kuningan West Java Widayanti, Ipuk Widayati
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.98

Abstract

This study aims to investigate the impact of economic growth and population on the Human Development Index in Kuningan. This study aims to gain a deeper understanding of the extent to which economic growth and population affect the Human Development Index in Kuningan. The data used in this study is secondary data obtained from the Central Statistics Agency (BPS) during the period 2018 to 2023, covering 6 years. In this study, multiple linear regression methods were used to analyze the data. Research findings show that when economic growth increases by 1%, the human development index will decrease by 0.421795. This is due to the uneven distribution of economic growth in society, resulting in income inequality and difficulty in meeting the needs of a decent life. This finding also shows that if the population increases by 1%, it will reduce the human development index in Kuningan by 2.187595. This decline is caused by a lack of employment that is not proportional to population growth, which has the potential to result in high unemployment and a decrease in people's welfare.
The Influence of Service Promotion and Work Productivity on Customer Decision to Saving at PT Bank Muamalat Indonesia KCP Bantul Ratih
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.99

Abstract

The purpose of this study was to determine the effect of promotion, service, and productivity as well as the simultaneous and partial influence on the customer's decision to save at PT. Bank Muamalat Indonesia KCP Bantul. Research method through observation, questionnaires, and documentation. The library materials are then analyzed with written source guidelines and concluded. From the results of this study, the authors found that the results of this study indicated that 76.3% of the dependent variable in saving decisions could explained by the independent variables namely promotion, service, and work productivity. While the remaining 23.7% was caused by other variables not involved in this study such as product image, service quality, customer value, etc. The t-test on the promotion, service, and work productivity variables shows that the count obtained exceeds the table so it can be said that the promotion, service, and work productivity variables have a positive and significant effect on saving decisions. The partial test shows that the regression coefficients for the promotion, service and work productivity variables exceed the significant value so that together the promotion, service, and work productivity variables have a positive/significant effect on saving decisions.
Peran Penguasaan Teknologi, Kualitas Sumber Daya Manusia, dan Tingkat Upah Terhadap Permintaan Tenaga Kerja Di Pulau Jawa Kurniawan, Heru
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.92

Abstract

Uneven demand for labor in Java Island causes economic inequality. this study aims to determine how the influence of technological mastery, the quality of human resources, and the level of wages on labor demand on the island of Java. this study uses qualitative methods with panel data, through model selection followed by model feasibility tests and classical assumption tests. The result of this research is known that XI with Prob. 0.0321 <0.05, then X1 has a significant effect on Y, for X2 with a Prob value. 0.0000 less than 0.05, then X2 has a significant effect on Y, and X3 with a prob value. This study concludes that mastery of technology can increase the demand for labor but hurt the decline in the demand for ordinary labor. the quality of human resources has a positive effect on the demand for labor on the island of Java and the level of wages hurts the demand for labor, when wages rise, the demand for labor will decrease. To equalize the demand for labor in Java, the government must equalize the development of good public facilities, easy access, and superior training, so that entrepreneurs are interested in building new economic sectors in areas in Java. thus the demand for labour will occur evenly not only in big cities but also in other regions.
Transparansi Dana Zakat untuk Meningkatkan Kepercayaan Masyarakat terhadap Lembaga Zakat M. Zidny Nafi' Hasbi
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.94

Abstract

Zakat management institutions need to be evaluated and can provide transparency and accountability of funds to the public. This study aims to determine the pattern of management of zakat funds in zakat management institutions. This study uses a qualitative descriptive method. The study involved the amil zakat institution in the district of sleman, the province of the special region of Yogyakarta. Data were obtained using interviews, observations, and literature studies on research problems. Data analysis used the Miles and Huberman model, namely data reduction, data tabulation, data presentation, and conclusion. The results show that a transparent income and expenditure report will increase the number of funds collected and facilitate the distribution of zakat evenly. In addition, the transparency of zakat funds will increase public trust in zakat institutions. Therefore, this research is expected to provide an overview of zakat institutions to be transparent and accountable for the funds obtained and distributed.
Implementation of the MMQ Agreement in KPR ProductsOn Increasing Financing at Bank Muamalat KCP Kuningan Diah Syifaa'tu Zahro; Achmad Kholiq; Mariyah Ulfah
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.97

Abstract

In Indonesia, the housing problem is very big, especially in metropolitan areas. Bank Muamalat offers iB Hijrah KPR with Murabahah and musyarakah mutanaqishah contract options. The research was conducted to understand the implementation of the musyarakah mutanaqisah contract in KPR products. on KPR Financing at Bank Muamlat KCP Kuningan. And the results of implementing the musyarakah mutanaqisah agreement on KPR products in increasing KPR financing at Bank Muamalat KCP Kuningan. This research uses a qualitative approach, with data sources used namely primary and secondary, and data collection techniques of observation, interviews, and documentation. Bank Muamalat KCP Kuningan implements the musyarakah mutanaqisah agreement in the iB Hijrah KPR financing product through three stages, including BI Checking for husbands and wives with five columns of financial assessment. The financing process involves musyarakah mutanaqisah and ijarah contracts, where customers gradually buy a house from the bank. Despite facing challenges in public understanding and document requirements, the bank carried out a thorough feasibility assessment process. Thus, the implementation of the musyarakah mutanaqisah agreement was proven to have a positive impact on increasing mortgage financing. Increasing the number of customers and sales volume of mortgage products with promotional and educational efforts. Annual data records increases and decreases in mortgage financing at Bank Muamalat KCP Kuningan. As seen from the annual data of Bank Muamalat Indonesia for 2022-2023 there has been an increase and in 2019-2021 there has been an increase and decrease. Bank Muamalat KCP Kuningan succeeded in overcoming obstacles in understanding and obtaining IMB in the implementation of the Musyarakah Mutanaqisah KPR iB Hijrah Agreement by implementing a relief policy. As well as being able to restore increased financing using a promotion, and education to the community, educational institutions, and government.
The Influence of Population and Economic Growth on The Human Development Index in Kuningan West Java Widayanti, Ipuk Widayati
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.98

Abstract

This study aims to investigate the impact of economic growth and population on the Human Development Index in Kuningan. This study aims to gain a deeper understanding of the extent to which economic growth and population affect the Human Development Index in Kuningan. The data used in this study is secondary data obtained from the Central Statistics Agency (BPS) during the period 2018 to 2023, covering 6 years. In this study, multiple linear regression methods were used to analyze the data. Research findings show that when economic growth increases by 1%, the human development index will decrease by 0.421795. This is due to the uneven distribution of economic growth in society, resulting in income inequality and difficulty in meeting the needs of a decent life. This finding also shows that if the population increases by 1%, it will reduce the human development index in Kuningan by 2.187595. This decline is caused by a lack of employment that is not proportional to population growth, which has the potential to result in high unemployment and a decrease in people's welfare.
The Influence of Service Promotion and Work Productivity on Customer Decision to Saving at PT Bank Muamalat Indonesia KCP Bantul Ratih
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 1 No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v1i1.99

Abstract

The purpose of this study was to determine the effect of promotion, service, and productivity as well as the simultaneous and partial influence on the customer's decision to save at PT. Bank Muamalat Indonesia KCP Bantul. Research method through observation, questionnaires, and documentation. The library materials are then analyzed with written source guidelines and concluded. From the results of this study, the authors found that the results of this study indicated that 76.3% of the dependent variable in saving decisions could explained by the independent variables namely promotion, service, and work productivity. While the remaining 23.7% was caused by other variables not involved in this study such as product image, service quality, customer value, etc. The t-test on the promotion, service, and work productivity variables shows that the count obtained exceeds the table so it can be said that the promotion, service, and work productivity variables have a positive and significant effect on saving decisions. The partial test shows that the regression coefficients for the promotion, service and work productivity variables exceed the significant value so that together the promotion, service, and work productivity variables have a positive/significant effect on saving decisions.

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