cover
Contact Name
Supriyanto
Contact Email
supriyanto.mud@gmail.com
Phone
+628172840150
Journal Mail Official
jurnalpbsiainska@gmail.com
Editorial Address
Shariah Banking Study Program, Faculty of Islamic Economics and Business, UIN Raden Mas Said Surakarta. Jl. Pandawa No. 1, Pucangan, Kartasura, Central Java, Indonesia, 57168. Phone: 02271 781516, Fax: 02271 782774
Location
Kab. sukoharjo,
Jawa tengah
INDONESIA
Journal of Finance and Islamic Banking
ISSN : 26152967     EISSN : 26152975     DOI : prefix 10.22515/jfib
Journal of Finance and Islamic Banking is a peer reviewed journal that is published by the Sharia Banking Department of UIN Raden Mas Said Surakarta in collaboration with the scholars association Ikatan Ahli Ekonomi Islam, published biannually in June and December. This journal publishes current, original research on Islamic finance and Islamic banking. The Journal of Finance and Islamic Banking openly welcomes scholars, postgraduate students, and practitioners to submit their best research articles that correspond to the topics.
Articles 6 Documents
Search results for , issue "Vol. 1 No. 1 (2018)" : 6 Documents clear
Peningkatan Kepercayaan Nasabah Tabungan Mudharabah melalui Pendekatan Syariah Marketing, Service Excellence, dan Reputasi Halimah, Anis
Journal of Finance and Islamic Banking Vol. 1 No. 1 (2018)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v1i1.727

Abstract

Customer trust is one of the keys for BMT to raise funds in Mudharaba savings. Many factors to influence the trust of these customers. Among them are sharia marketing, service excellence and reputation. This study analyzes the influence of the three factors on customer trust to save their fund in mudharaba savings. This research collected interview results to 75 Customer Mudharaba savings in BMT Zam Zam Sragen with questionnaire. The data had been analyzed by multiple linear regression analysis using SPSS for Windows Release 23.0. The results show that Customer Trust to save in Mudharabah savings is positively and significantly affected by sharia marketing and service excellence and reputation. The research gives a contribution to (a) academician; as an evidence of theory, (b) BMT; information to analyze the factors that affect Costumer Trust to save their fund in Mudharaba savings.
Peningkatan Minat Penggunaan Kartu Kredit Syariah Melalui Pendekatan Kepercayaan, Sikap, dan Pendapatan Russetyowati, Aprillia
Journal of Finance and Islamic Banking Vol. 1 No. 1 (2018)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v1i1.728

Abstract

Sharia credits card has become a lifestyle of modern economy society in non-cash transactions. The use of sharia credit cards always raising period to period with various factors. These factors include trust, attitude, and income. The purpose of this study wants to determine the effects of trust, attitude, and income on interested in using sharia credit card. The study uses primary data from interviews with 38 lecturers of FEBI IAIN Surakarta which selected by boring sampling technique. The data had been analyzed by multiple linear regression. The result shows that each is of trust, attitude, and income affect positively and significantly to interested in using sharia credit card. The research gives a contribution to (a) academician; as an evidence of theory, (b) Sharia Bank; information to analyze the factors that affect to interested in using sharia credits.
Analisis Hubungan antara Pendapatan, Dana Pihak Ketiga, dan Return On Asset dengan Tingkat Bagi Hasil Deposito Mudharabah Ali, Haedar; Supriyanto, Supriyanto
Journal of Finance and Islamic Banking Vol. 1 No. 1 (2018)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v1i1.731

Abstract

The income, DPK (Third Party Funds), ROA (Return on Assets), and profit-sharing rate of mudharabah deposits constitute essential components of a bank's balance sheet, with hypothesized interrelations. Understanding these relationships is crucial for informing managerial decision-making processes. This study seeks to meticulously examine the potential correlations between income, DPK, and ROA with the profit-sharing rate of mudharabah deposits. The dataset utilized comprises BNI Sharia's quarterly reports spanning the years 2010 to 2015. Pearson's correlation was employed for data analysis. The findings of this study indicate a significant relationship between income and the profit-sharing rate of mudharabah deposits. However, no such relationship was observed between DPK and ROA with the profit-sharing rate of mudharabah deposits. This research makes noteworthy contributions: firstly, to academia by providing empirical evidence supporting existing theories; and secondly, to bank managers by furnishing valuable insights that can aid in making informed decisions.
Peningkatan Minat Menabung di Bank Syariah melalui Program Office Channeling Chotifah, Yuliana Siti
Journal of Finance and Islamic Banking Vol. 1 No. 1 (2018)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v1i1.732

Abstract

Office channeling is one way to boost the growth of sharia banking industry significantly. Banks expect customers' knowledge of office channelling to increase the interest of customers in saving in a sharia bank. This study analyzed how far the influence of customer knowledge of office channeling to the interest of saving. The data is primary from interviewing to 100 customers BRI Kartasura whose savings by a questionnaire. The respondents chosen by random from total 43.985 customers till December 2016. Technique of analyzing the data used Simple Regression. The result of this research showed the Customer Knowledge to office channeling had a positive and significant effect on interest in saving in Sharia Bank. The research gives a contribution to (a) academician; as an evidence of theory, (b) Sharia Bank; good information to increase socialization to customers about office channeling.
Identification of Non Performing Financing Alteration Measured by Microeconomic Variable Sharia Banking Nihayah, Ana Zahrotun; Walyoto, Sri
Journal of Finance and Islamic Banking Vol. 1 No. 1 (2018)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v1i1.1245

Abstract

This study analyzes the factors affecting Non-Performing Financing (NPF) in the sharia bank in Indonesia. The independent variable in this research uses microeconomic variables such as Capital Adequacy Ratio (CAR), Return on Assets (ROA), Financing to Deposit Ratio (FDR), Productive Financing Ratio (PFR), and Earning Asset Quality (EAQ). The sample used in this research is all population of Sharia Commercial Bank in Indonesia. The data used in this study were obtained from the Sharia Banking Statistics Report issued by the Financial Services Authority (Otoritas Jasa Keuangan - OJK) with the observation period from 2015 to 2017. The results showed that simultaneously CAR, ROA, FDR, PFR, and EAQ significantly influence NPF. Partially only variable FDR and EAQ which have the positive and significant influence to NPF, while CAR, ROA, and PFR has no significant effect on NPF.
The Determinant of Takaful Acceptance: Theory of Reasoned Action Approach Hasyim, Fuad
Journal of Finance and Islamic Banking Vol. 1 No. 1 (2018)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v1i1.1246

Abstract

Indonesia has great potential for Islamic insurance (takaful) based on the ratio of GDP. But still very few Indonesians, who have used Islamic insurance as a form of risk management and financial planning. This can be seen from the data, Indonesia has low literacy index and financial inclusion, mainly on conventional insurance (15.8% literacy, 12.1% inclusion) and Islamic insurance (2.51% literacy, 1.92 inclusions). This study aims to reveal why the low of Islamic insurance acceptance in Indonesia. This research uses a quantitative method, using the Theory of Reasoned Action Approach (TRA). The TRA construct identifies the effect of Attitude and Subjective Norms on Behavior through Intention. TRA constructs can be measured using the Structural Equation Modeling method with Partial Least Square (SEM-PLS). The results found that acceptance of Islamic insurance is influenced by attitude and subjective norms. Technically, either directly or indirectly, attitude variables affect the behavior through intention (sig. 0,000) or subjective norms variable affect to behavior through intention (Sig. 0,003

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