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INDONESIA
Penelitian Ilmu Pengetahuan Sosial
ISSN : -     EISSN : 30476623     DOI : https://doi.org/10.61511/pips.v1i2.2024
Core Subject : Social,
Aims: PIPS Journal is a peer-reviewed and open-access journal dedicated to publishing high-quality scholarly works within the field of social sciences. The journal aims to foster interdisciplinary dialogue and to contribute to the advancement of knowledge in understanding human-environment interactions, sustainable futures, and societal betterment. Focus: PIPS Journal focuses on facilitating research that intersects various disciplines within the social sciences, emphasizing the importance of interdisciplinary collaboration. The journal is particularly interested in contemporary issues that explore the relationship between society and the environment, and the implications of these dynamics for sustainable development. Scope: This journal seeks to publish a broad range of scholarly articles, including: 1. Interdisciplinary Exploration: Research that bridges different fields of study within the social sciences to foster a comprehensive understanding of societal issues. 2. Human-Environment Interactions: Studies that examine the interactions between human societies and their environments, including the influence of cultural, social, and economic factors on environmental dynamics. 3. Sustainable Development: Research that provides insights into sustainable development goals, offering strategies and policies for environmental sustainability and societal well-being. 4. Contemporary Challenges: Articles addressing current societal and environmental challenges such as climate change, social inequality, biodiversity loss, and environmental justice. 5. Diversity and Inclusivity: Contributions that embrace diverse methodologies, theoretical frameworks, and perspectives, fostering inclusivity and promoting equity in scholarly discourse. 6. Policy Relevance: Research that bridges the gap between academic inquiry and policy-making, providing recommendations for policymakers, practitioners, and stakeholders. 7. Societal Betterment: Studies that contribute to the creation of a more sustainable, equitable, and resilient society, informing decision-making processes at various levels.
Articles 31 Documents
Global economic uncertainty: Strategic mapping for Indonesia’s pawnshop industry Ali Sunandar; Fitri Andriyanti; Saipol Bari Abd Karim; Umi Kalsum Zolkafli @Zulkifly
Penelitian Ilmu Pengetahuan Sosial Vol. 3 No. 2: (August) 2026
Publisher : Institute for Advanced Science, Social, and Sustainable Future

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61511/pips.v3i2.2026.3486

Abstract

Background: Global economic uncertainty has become a persistent structural condition that intensifies market volatility, income instability, and financial exclusion, particularly among low-income and informally employed populations. In such contexts, pawnshops have historically functioned as countercyclical financial intermediaries by providing collateral-based liquidity when formal credit is inaccessible. Although prior studies examine pawnshops from legal, historical, Islamic finance, and consumer behavior perspectives, the literature remains fragmented and lacks an integrated strategic synthesis, especially in emerging economies such as Indonesia. This study systematically maps and synthesizes global and Indonesian literature on the pawnshop industry under conditions of global economic uncertainty and develops an integrated conceptual framework of strategic adaptation. Methods: A systematic literature review was conducted using peer-reviewed publications indexed in Scopus and Web of Science. A total of 40 selected studies were analyzed through thematic analysis. Findings: The analysis identifies five dominant themes: regulatory compliance and Sharia adaptation, digitalization and technological adoption, market demand and customer behavior, financial inclusion and economic empowerment, and historical and international perspectives. These themes converge into four strategic dimensions: risk management, customer-centric innovation, financial product diversification, and regulatory alignment. Pawnshops enhance resilience by integrating digital platforms with Sharia-compliant contracts, diversifying product portfolios, and leveraging institutional learning to manage market volatility. Conclusion: Pawnshops function as adaptive and resilient financial intermediaries whose strategic relevance increases during prolonged economic uncertainty. The integrated conceptual framework advances theoretical understanding and provides strategic guidance for policymakers and practitioners in Indonesia. Novelty/Originality of this article: This study provides the first integrated conceptual framework that systematically links global economic uncertainty with strategic adaptation mechanisms for both conventional and Sharia-compliant pawnshops in Indonesia.

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