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Anna Zakiyah Hastriana
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alkasbjie@gmail.com
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Alkasb: Journal of Islamic Economics
Published by Universitas Annuqayah
ISSN : -     EISSN : 29633737     DOI : https://doi.org/10.59005/alkasb.v3i1
Core Subject : Economy,
Economics, Econometrics & Finance
Pemasaran Islam, Perbankan Islam, Keuangan Islam, Akuntansi Islam, Ekonomi Islam, Bisnis Islam, Manajemen Islam, Kewirausahaan Islam, Filantropi Islam, Etika Bisnis Islam, dan Inovasi dan Digitalisasi Bisnis Islam.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol. 2 No. 2 (2023)" : 6 Documents clear
Pengaruh Inflasi, Kurs, BI Rate terhadap Jumlah Tabungan Mudharabah pada Bank Umum Syariah Periode 2016-2020 Moh Al Farisi; Tajus Subqi
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.177

Abstract

Inflation and BI Rate are macroeconomic factors that can affect mudharabah savings. Inflation is considered a source of decreased purchasing power that occurs because the amount of money in circulation is too large, so to counteract it must reduce the amount of money in circulation. Reducing the amount of money in circulation will lead to high interest rates (BI Rate). The high prices and incomes that remain or increase according to the magnitude of inflation make people have no excess funds to be stored in the form of savings. The high interest of customers to save is influenced by the interest rate (BI Rate), another factor that affects mudharabah savings is the exchange rate of the rupiah against the dollar (exchange rate), the exchange between different currency values results in a comparison of values or prices between the two currencies. Thus, researchers aim to test and analyze the effect of inflation, exchange rates, BI Rate on the amount of mudharabah savings at Islamic Commercial Banks for the 2016-2020 period. This study uses secondary data in the form of annual data from 2016-2020 using multiple linear regression analysis tools. The sample technique used in this study was purposive sampling, with a total sample of 35 consisting of 7 banks listed in Islamic Commercial Banks. This research uses the Eviews version 12 and Microsoft Excel 2019 applications. The results showed that the exchange rate and BI Rate partially had a significant effect on the amount of mudharabah savings. While inflation partially has no significant effect on the amount of mudharabah savings. Simultaneously inflation, exchange rate, and BI Rate have a significant effect on the amount of mudharabah savings.
Pengaruh Customer Rating, Promosi Flash Sale, COD, dan Gratis Ongkir terhadap Keputusan Pembelian di Marketplace Shopee Anna Zakiyah Hastriana; Anna Rara Bella Wildani
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.178

Abstract

Shopee Marketplace is here to help people fulfill their needs. By offering various features that attract consumers to decide on a purchase. Features used include ratings, flash sale promotions, cash on delivery and free shipping. This study aims to determine and examine the effect of Customer Rating, Flash Sale Promotion, Cash on Delivery and Free Shipping on Purchasing Decisions at Shopee Marketplace. This research is quantitative research with descriptive methods. The sample in this study amounted to 78 respondents using purposive sampling method. Data collection was carried out by distributing questionnaires (questionnaires) via Google form to 78 respondents. The data analysis method used is the classic assumption test and multiple linear regression analysis using SPSS 21. The results of this study indicate that the variables Customer Rating, Flash Sale Promotion, Cash on Delivery and Free Cream Cost have a positive and significant effect on purchasing decisions in the Shopee marketplace. This can be seen from the acquisition of the coefficient of determination test (R2) of 0.915 or 91.5%. Meanwhile, the partial test results also show that each independent variable has a positive and significant effect on purchasing decisions. This can be known from the results of the t test of the Customer Rating variable obtained a significance value of 0.000 ≤ 0.05 and a tcount value (13.011). The Flash Sale Promotion variable obtained a significance value of 0.020 ≤ 0.05 and a tcount value of (2.379). The Cash On Delivery variable obtained a significance value of 0.000 ≤ 0.05 and a tcount value of (4.717). The Free Shipping variable obtained a significance value of 0.002 ≤ 0.05 and a tcount value of (3.229).
Inovasi dalam Bisnis Halal St. Rahma
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.179

Abstract

Innovation means finding something new or making various updates in the form of products, ideas, designs, and so on. One of the most important characteristics of a business is its ability to innovate. The halal industry is one of the businesses that is experiencing very fast development in Indonesia. This refers to high public awareness of the importance of using products that are guaranteed to be safe (halal). The method used in this study uses a library method or approach(library research). The data collected is secondary data that comes from various sources, both print and electronic. From this discussion it can be concluded that, seeing the government's increasingly intensive efforts to advance the halal industry, now many business people have started to play a role in advancing the Indonesian halal industry. One of the innovations in the halal business is the Muslim fashion brand Noore. Blending conceptssportswear comfortable and elegant design, loose cut and slightly silhouetted, really meet the needs of Muslim women to choose a comfortable hijab for exercising. Noore develops patterns and product designs so that women who wear hijab can wear beautiful clothes, but still be polite.
Pengaruh Brand Image dan Aksesibilitas Digital Banking terhadap Loyalitas Nasabah Bank BSI KCP Bojonegoro-Sumberrejo Novia Rohmatullaili
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.180

Abstract

Technological developments in the 5.0 era are now growing, with the development of Islamic bank technology focused on developing and continuously innovating BSI mobile by continuing to add features needed by the community. In addition, the brand is also important for the continuity of the development of the bank, because there are still very few banks that use the Sharia brand in their institutions. From the results of the test carried out the validity test is said to be valid because the results of Rcount is greater than Rtable (0.197), the results of the reliability test of X1, X2 and Y are said to be reliable because they have fulfilled statistical requirements, the results of the multicollinearity test get a result of 2.912 which is greater than 5 it can be said to have a multicollinearity relationship. the results of the heteroscedasticity test are 0.000 <0.05 which means there are symptoms of heteroscedasticity, the normality test, in the histogram the line is facing down normally, the dot plots are close to the line which indicates normal, table one the Kolmogorof Smirnov sample is 0.075 <0.134 the data is normally distributed. and also supported by the results of the Asymp Sig (2-Tailed) value of 0.627> 0.05, the data is normally distributed. partial test (T) 5.776> 1.661 (information H0 is rejected), simultaneous test (F) 148.627> 3.090 then H0 is rejected. It can be said that Brand Image and digital banking accessibility have an effect of 75% on customer loyalty.
Pengaruh Digital Banking terhadap Pengguna Layanan Digital Bank Syariah pada Mahasiswa Fakultas Ekonomi dan Bisnis di Purwokerto Ubaidillah; Anggih Dea Pratiwi
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.181

Abstract

The rapid development of technology can create fundamental changes in human life. This technological development provides benefits for human life and offers various conveniences in various aspects, including the world of banking. This technological development can certainly be an opportunity in the banking world to take advantage of technological developments to provide services to customers. The use of technology in the banking world is usually referred to as Digital Banking which includes Automatic Teller Machines, Mobile Banking, and Internet Banking. With the existence of digital banking, it is hoped that banks can provide more innovative and efficient services so that customers who use them will have their hopes and goals fulfilled in transactions, so that later they will be loyal or loyal in using this banking service. The purpose of this study is to determine whether Digital Banking services consisting of Authomatic Teller Machine (ATM), Mobile Banking, and Internet Banking affect the loyalty of users of Islamic bank digital services. Furthermore, this study used a quantitative approach. By sampling with purposive sampling technique. The source of the data used is primary data obtained from the results of filling out questionnaires. While the analysis tool used is SPSS 25 using multiple linear regression analysis methods. Based on the results of research and data processing that has been done by researchers, then the results show that the Automatic Teller Machine (ATM) has a significant effect on the loyalty of users of Islamic bank digital services, Mobile Banking has a significant effect on the loyalty of users of Islamic bank digital services, Internet Banking has a significant effect on loyalty of users of Islamic bank digital services.
Penerapan Etika Bisnis Islam pada Usaha Kecil dan Menengah Mikro (UMKM) di Kabupaten Pasuruan Abdillah Mundir; Tomiyadi
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.182

Abstract

In this study, we'll talk about how MSMEs in Purwosari are putting Islamic business practices into practice. This study is a qualitative descriptive one that used observation, interviewing, and documentation as data gathering methods and data reduction, presentation, and conclusion-drawing as data analysis strategies. In this study, the informants were MSME actors, such as owners, staff, customers, and the neighborhood. The findings of this study show that the MSME actors at Purwosari have a thorough understanding of Islamic business ethics and hold the belief that all business transactions are conducted in accordance with Islamic teachings. Islamic business ethics principles, such as the values of unity (tawhid), justice as the focus ('Adl), free choice (Ikhtiar), responsibility (responsibility), and honesty (Siddiq), have also been adopted by MSME actors.

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