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Journal of Islamic Economics and Business Studies (JIEBS)
Published by PT. Business Finance Analyst
ISSN : -     EISSN : 29878683     DOI : -
Core Subject : Religion, Economy, Science,
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
The Journal of Islamic Economics and Business Studies (JIEBS) is open access, peer-reviewed journal whose objective is to publish original research papers related to Islamic Economics and Business issues. The studies highlight economic and business issues like conventional economic and business concepts. Only in this Islamic economic and business system do Islamic values become the basis and foundation of all its activities.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 27 Documents
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Inovasi Strategis : Alternatif Keputusan Keuangan Syariah untuk Percepatan Pembangunan Daerah Tertinggal Pramesti, Angeline Wita
Journal of Islamic Economic and Business Studies Vol. 2 No. 1 (2024): June
Publisher : Business Finance Analyst Co.

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Abstract

This research aims to investigate alternative decisions in spending, financing, and investment in Islamic finance as well as the research contribution to accelerating the development of rural, coastal, and underdeveloped areas. The research methodology used is descriptive analysis by collecting data from various related literature sources. The results of the research show significant potential in implementing Islamic finance as a sustainable and ethical alternative in economic development in remote areas. Sharia-compliant investment management also plays a crucial role in enhancing the competitiveness of local products through digital marketing. Furthermore, innovative Sharia-compliant financing models can also make a significant contribution to infrastructure and local economic development. The findings of this research provide practical implications relevant to decision-makers in the field of Islamic finance and lay the groundwork for further research in supporting sustainable development in marginalized areas .
Efektivitas Akad Qardh Melalui Lembaga Koperasi Berbasis Syariah Di Desa Devi Valentina Wijayanti
Journal of Islamic Economic and Business Studies Vol. 2 No. 1 (2024): June
Publisher : Business Finance Analyst Co.

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Abstract

Financial institutions such as Islamic Cooperatives do not necessarily expect to make profits by providing capital to their members. They also offer products designed to assist their members in establishing businesses, in the form of interest-free loans known as Qardhul Hasan. This article examines the Qardh contract in fiqh muamalah, its implementation within Islamic cooperative institutions, and the determinants of its effectiveness in village Islamic cooperatives. The aim of this article is to explore the effectiveness of the Qardh contract in facilitating entrepreneurship in rural areas. This article employs a descriptive analysis methodology, with data collection conducted through a literature review. This research gathers data from various sources including books, articles, journals, newspapers, and other secondary sources, without conducting field research. The findings of this study underscore the importance of employing the Qardh contract to facilitate access to capital for individuals. However, there are both driving and inhibiting factors in its implementation. This article aims to provide a comprehensive understanding of the Qardh contract and its use within financial institutions, particularly Islamic cooperatives. Keywords: Qardh, Cooperative, Sharia, Loan
strategi pembiayaan syariah yang berkelanjutan : peran BMT dalam manajemen risiko dan meningkatkan budidaya perikanan di yogyakarta Putra, Ilham Basrian Jasuma; azizah, isnaini nur azizah; Purnama, Lili
Journal of Islamic Economic and Business Studies Vol. 2 No. 2 (2024): December
Publisher : Business Finance Analyst Co.

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Abstract

This study aims to examine the influence of the factors that influence interest in Islamic venture capital financing. This type of research is descriptive quantitative research data collection using questionnaires distributed directly to respondents. The sampling method uses Hair et al. (2010) where the indicator is multiplied by 5 and obtained as many as 130 respondents, this study shows that cultural factors have a positive and insignificant effect on interest in using Islamic venture capital financing, social factors have a significant positive effect on interest in using Islamic venture capital financing, individual factors have a significant positive effect on interest in using Islamic venture capital financing, each factor that affects interest in Islamic venture capital financing and psychological factors have a positive and insignificant effect on interest in using Islamic venture capital financing. These results are expected to be utilized by parties interested in becoming a source of information and policy-making.
Market Development Strategy for Underdeveloped Village Economy Based on Sharia Core Business Nabillah Shallihah Henu
Journal of Islamic Economic and Business Studies Vol. 2 No. 2 (2024): December
Publisher : Business Finance Analyst Co.

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Abstract

The development of traditional markets in underdeveloped villages with low incomes must be done. This is because many markets have not met the standards both physically and operationally. This research aims to develop traditional markets in underdeveloped villages to keep up with the times and be able to increase the economic income of rural communities. By developing strategies based on sharia business core, application in financial management, and assistance from the government. This research uses the library method with secondary materials. The information used consists of empirical data obtained from various sources such as books, journals, official research reports, scientific literature, scientific articles, and other sources that support the focus of this research. This data collection method involves the process of reading, understanding, and analyzing information from various reading sources related to the research topic. The application of market development strategies in villages based on sharia business cores and the application of development in financial management is expected to help develop markets in villages.
Analysis of Challenges and Opportunities in Strengthening Village Development Innovation for Village Community Welfare Kharisma
Journal of Islamic Economic and Business Studies Vol. 2 No. 1 (2024): June
Publisher : Business Finance Analyst Co.

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Abstract

Self-reliance of a community group in the contemporary context is often associated with village development. The collective attitude of the community towards social change plays an important role in achieving self-reliance. Intervention programs created by the government can help change community behavior towards self-reliance. These programs require active participation from the community. Qualitative research shows that the government is implementing and improving strategies to provide good services to rural communities in Indonesia. The focus of development is always on village communities, as they have the potential to positively impact every village in Indonesia. As the community is the best partner in the development process, the government works together with them, especially the village community, to achieve common goals.
Analysis of Spending , Funding and Investment Decisions in Sharia Finance: Funding Decisions , Financing Decisions , Investment Decisions Intan, Intan safina
Journal of Islamic Economic and Business Studies Vol. 2 No. 1 (2024): June
Publisher : Business Finance Analyst Co.

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Abstract

Monetary decisions important in company For advance riches or pay and upgrade mark organization . Motivation in come back study This is For analyze decision investment , funding and policy dividend nor spending on sharia finance . Study This analyze the decisions made​ to Islamic finance . Research methods This nature qualitative with approach descriptive . Management effective financing of institutions​ Islamic finance is important For guard health finances and reduce risk detrimental financing. Conclusion , research This emphasize importance good working capital and financing management​ in context institution Islamic finance for optimizing liquidity and performance finance , as well manage risk in a way effective .
Mechanism of Buying and Selling in Islamic Finance: Paradigm Transformation in Modern Financial Practices Pramesti, Angeline Wita
Journal of Islamic Economic and Business Studies Vol. 2 No. 2 (2024): December
Publisher : Business Finance Analyst Co.

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Abstract

This study investigates the mechanism of buying and selling in Islamic finance with a focus on the practice of murabahah in the context of Sharia microfinance institutions in Indonesia. The aim of this study is to analyze the implementation of Islamic accounting in murabahah financing based on PSAK No. 102 at Baitul Mal wat Tamwil (BMT) in Jepara Regency. The methodology used in this research is descriptive and comparative analysis of the implementation of Islamic accounting at BMTs that are members of the NU BMT Association in Jepara Regency. Data were collected through interviews, observations, and document analysis. The results show that although some aspects have met the standards of PSAK 102, the implementation of Islamic accounting in murabahah financing at several BMTs is still not fully compliant with these standards. This is mainly related to the recognition, measurement, presentation, and disclosure of murabahah transactions and their compliance with Sharia principles.
The Influence Of Halal Logos, Religiosity, And Knowledge About Halal On Buying Interest In Ice Cream Products From China. Faizah, Nilna; Farisi, Herdian; Sukoco, Hendro
Journal of Islamic Economic and Business Studies Vol. 2 No. 2 (2024): December
Publisher : Business Finance Analyst Co.

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Abstract

The purpose of this study was to determine the effect of halal logo, religiosity, halal knowledge on buying interest in ice cream products from China, namely Mixue. The study employed quantitative methods with purposive sampling. It gathered primary data through surveying 100 Mixue consumers in Purwokerto. Statistical analysis using multiple linear regression revealed that the presence of a halal certification significantly increases purchase intent. However, religious commitment and knowledge about halal products did not show a significant influence on Mixue's purchase intention in Purwokerto. This study aims to provide valuable insights for Mixue's operations in Purwokerto and other related parties regarding what halal logo, religiosity, and halal knowledge are most attractive to Mixue consumers in Purwokerto city.
The Relevance Between The Concept Of Green Economy And Maqashid Al-Shari’ah: An Alternative Strategy For Addressing The Challenges Of Pollution And Climate Change Nurun AN- Nisa, Chafifah; Cahyani, Rahma
Journal of Islamic Economic and Business Studies Vol. 2 No. 2 (2024): December
Publisher : Business Finance Analyst Co.

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Abstract

The global environmental crisi, marked by increasing pollution and extreme climate change, poses a significant threat to the sustainability of human life and ecosystem worldwide, including in Indonesia. This study explores the integration of green economy priciples with the islamic concept of maqashid al-shariah to address these challenges. Utilizing a qualitative research method with a literature review approach, the study highligths that investing in clean technology and green infrastructure is cricial for reducing air pollution and mitigating climate change impacts. Key strategies include adopting renewable energy sources, enhancing energy efficiency, and implementing strict emission standard. The findings indicate that these measures can improve air quality, reduce congestion, and promote sustainable development. The study also emphasizes the improtance of preserving natural capital and fostering intergenerational equity, alignimg with the principles of maqashid al-shariah. To achieve these goals, collaborative efforts among government, private sector, and communities are essential. The study recomends further research on the practical implementation of green economy strategies in various aIndonesian regions, the socio-economic impacts of such transition, and the development of educational programs to raise public awareness about environmental sustaibability. This approach aims to supprot Indonesia’s journey towards sustainable and eco-friendly economic growth.
Analysis of Household Financial Management of Millennial Muslim Mothers: A Study of Household Accounting Implementation in Tanete Riattang District, Bone Regency A.Siti Nur Afida; Jumarni, Jumarni; Hasni, Hasni
Journal of Islamic Economic and Business Studies Vol. 2 No. 2 (2024): December
Publisher : Business Finance Analyst Co.

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Abstract

This study aims to analyze household financial management by millennial Muslim mothers in Tanete Riattang District, Bone Regency, by highlighting the implementation of household accounting. Financial management is a challenge in itself amidst modern lifestyles, economic pressures, and increasing expectations for quality of life. In this context, household accounting plays a role as an important tool for managing family finances in a structured, effective, and sharia-compliant manner. This study uses a qualitative approach. Data were obtained through in-depth interviews, observations, and documentation with millennial Muslim mothers as research subjects. The results of the study indicate that the implementation of household accounting, such as recording cash flow and preparing a budget, helps improve family financial stability. However, challenges such as lack of financial literacy, time constraints, and the pressure of a consumptive lifestyle are still significant obstacles. This study provides practical and theoretical contributions in understanding sharia-based household financial management, as well as being a reference for educational institutions, government, and the community in developing family financial empowerment programs. Keywords: Financial Management, Millennial Muslim Mothers, Household Accounting.

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