cover
Contact Name
Masrina, S.E.I., M.H
Contact Email
Masrina9911@gmail.com
Phone
081258872227
Journal Mail Official
journal@umbjm.ac.id
Editorial Address
University of Muhammadiyah Banjarmasin Main Campus (St. Gubernur Syarkawi, Lingkar Utara, Handil Bakti, Kab. Barito Kuala, South Kalimantan, Indonesia)
Location
Kota banjarmasin,
Kalimantan selatan
INDONESIA
Tawazuna
ISSN : -     EISSN : 2809588X     DOI : https://doi.org/10.35747/twz.v3i2.1005
Core Subject : Economy,
Focus: Tawazuna Journal focuses on publishing research and reflections in the field of Islamic banking, with an emphasis on the integration of Sharia principles in financial systems, banking practices, and economic development. Scope: The journal covers topics including: Islamic banking principles, practices, and innovations. Sharia compliance, governance, and regulations in Islamic finance. Risk management in Islamic banking. Islamic capital markets and investment. Economic development and financial inclusion through Islamic banking. Ethical and social responsibility in Islamic financial institutions. Case studies and practical applications of Islamic banking. Islamic Capital Market (Islamic Bond/SUKUK & Islamic Stock Islamic Financial Accounting. The journal invites contributions from researchers, academics, and practitioners in the field of Islamic banking.
Articles 35 Documents
CASH WAQF LINKED SUKUK IPERSPECTIVE OF FIQH MUAMALAT Nova, Nova novita
Tawazuna Vol. 3 No. 2 (2024)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v3i2.997

Abstract

Walqf plalys two importalnt roles in Islalmic history, especiallly in maltters of finalnce alnd friendship. ALn aldvalncement in walqf crealtion is Calsh Walqf Linked Sukuk (CWLS) which is al reconcilialtion between walqf reserves contributed through Stalte Shalrial Protection (SBSN) or Sukuk. This study alims to exalmine the role of CWLS in the economy alnd society from aln Islalmic monetalry perspective. This exalminaltion is al type of libralry resealrch (writing study) with al subjective methodology. The DSN-MUI faltwal regalrding Sukuk Walqf is used to determine the implementaltion of CWLS malnalgement which is completed balsed on aln Islalmic monetalry perspective in alccordalnce with shalrial stalndalrds. The study shows thalt the implementaltion of CWLS hals allso met fundalmentall support points alnd thalt walqf reserves alre malnalged for hallall alnd shalrial-complialnt alctivities. CWLS hals the potentiall for monetalry alnd sociall improvements in the public sphere als it plalns to alchieve benefits alnd government alssistalnce in the locall alreal als al wholel
Cyber Crime “Phishing” In Islamic Law -, Putri Avini Azzahra
Tawazuna Vol. 3 No. 2 (2024)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v3i2.999

Abstract

In the are of increasing globalizing and also with increasing technological development, phising is happening all around us. In cyberspace, there are a lot of fraunds that occur both knowningly and unknowingly. And what islam think about this phishing.This journal reviews phishing frpm an islamic perspective, how Islam deals with it and it is hoped that by writing this journal, it will be able to find out whT Islam viewa about cyber crime phishing and this writing aims fo find out what cyber crime phishing is, as well as islamic opinions about cyber crime, with this writing, it hoped that readers willl understand and be able to avoid cyber crime phishing. This writing usesliterature tudy method where empirical data is sought from journals
ISLAMIC BANKING STRATEGY IN SUBTAINABLE DEVELOPMEN Maulida, Riska
Tawazuna Vol. 3 No. 2 (2024)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v3i2.1000

Abstract

In the presentation, this research is intended to analyze the role and influence of banking in sustainable development in Indonesia. Sharia banking is a financial institution that applies Islamic principles in which the implementation of shari'ah banking prohibits riba and applies profit sharing (ratio), and there is also an agreement between the two parties, namely the company and the customer. The research used is qualitative discriminatory research, Which in this study uses in the form of data collection obtained through literature such as journals, scientific articles, and also online books
the DIGITAL FINANCIAL INNOVATION AND SHARIA BANKING FINANCIAL INCLUSION Pahriati, Pahriati
Tawazuna Vol. 3 No. 2 (2024)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v3i2.1005

Abstract

Digital financial innovation refers to used benefit of information technology, like internet and mobile applications, provided financial services those are more efficient, accessible and affordable, and also   financial inclusion means providing access all levels of society, including those in remote or less developed area to have opportunity to use various services and financial products. This article uses qualitative research with datas collection techniques like searching in journals, articles and book that discuss digital financial innovation and islamic  banking financial inclusion. After collecting the data sources, the writer will analyze and draw conclusions is a result. Purposed of this research is to know how digital financial innovation is developing and how sharia  banking financial inclusion is, as well as obstacles and solutions in implementing digital finance
The Effect of Guarantee Value and Business Profit on the Decision to Provide Musharakah Financing at Bank Kalsel Sharia Banjarmasin Branch Safitri , Dewi
Tawazuna Vol. 3 No. 2 (2024)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v3i2.1012

Abstract

This study discusses the critical impact of the guarantee value and work benefits on the choice of granting musyarakah funds in Banjarmasin Syariah, Bank Kalsel Section. This exploration is a quantitative examination with a documentation data collection strategy and is handled again using the IBM SPSS 25 program, with various Direct Relapse test tools. This examination is directed at the Sharia Branch of Bank Kalsel Banjarmasin as an object of exploration. The consequence of this study shows that the value of Sig. Variable Assurance Worth (X1) is 0.131 > 0.05 and the tcount is 4.799 <12.706. Sig. Variable Work Benefit Benefits (X2) of 0.320 > 0.05 and a tcount of 1.822 <12.706. The consequences of the review show that at the same time the guarantee reward factor and work wages greatly influence the choice to provide musyarakah support at Bank Kalsel Banjarmasin Syariah Branch. This can be proven by the value of Fcount 35.166 > Ftable 0.053.

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