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Kota medan,
Sumatera utara
INDONESIA
Ekonomi dan Keuangan
Published by Universitas Sumatera Utara
ISSN : 23033625     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi dan Keuangan adalah jurnal yang mempublikasi karya ilmiah yang berupaka hasil penelitian, kajian pustaka dan hasil pembuatan model yang berkaitan di bidang ilmu ekonomi, keuangan, moneter, fiskal, regional dan ekonomi Islam.
Arjuna Subject : -
Articles 8 Documents
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Search results for , issue "Vol 1, No 3 (2013)" : 8 Documents clear
PERANAN KREDIT USAHA RAKYAT (KUR) BAGI PENGEMBANGAN UMKM DI KOTA MEDAN (STUDI KASUS BANK BRI) Dewi Anggraini; Syahrir Hakim Nasution
Ekonomi dan Keuangan Vol 1, No 3 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

ABSTRACT The objective of this research is to know The role of the People’s Business Credit (KUR) for development of UMKM in Medan (Case Study of Bank BRI). The role is measured from income earned UMKM enterpreneurs after getting help from People’s Business Credit (KUR) of Bank BRI and what is the most dominant factor that encourage UMKM enterpreneurs took the People’s Business Credit (KUR) at Bank BRI. The results showed that a significant KUR capital for revenue growth of UMKM in Medan. This can be seen by the results of the analysis of the estimation model, it can be seen that: t *> t-table (4111> 1.669013). Thus Ha is accepted, it means capital KUR significant or significant impact on earnings UMKM entrepreneurs at 95% confidence level. And the most dominant factor that encourage the UMKM entrepreneurs to take or use the  People’s Business Credit (KUR) in BRI loan interest rates lower by 37.31% followed by 29.85% recommended by a friend, easy administration of 17.91%, a longer repayment period by 7.46% and good service at 7.46%.   Keywords : People’s Business Credit (KUR), Micro, Small and Medium Enterprises (UMKM)
ANALISIS PERAMALAN EKSPOR INDONESIA PASCA KRISIS KEUANGAN EROPA DAN GLOBAL TAHUN 2008 DENGAN METODE DEKOMPOSISI Jimmy Handoko Barus; Ramli Ramli
Ekonomi dan Keuangan Vol 1, No 3 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

ABSTRACT This research aims to analyze the value of Indonesia's exports of forecasting on agriculture, industry, mining, and the aggregate of the third sector in the aftermath of the financial crisis in Europe and globally in 2008 with the decomposition method. In this study, the data used is Indonesia export value growth data on agriculture, industry and mining, the aggregate of all three of these sectors during the period January 2002 s/d December 2011. This Data is used to predict the value of exports during the period January 2011 s/d December 2017 in the future by using the method of decomposition. In addition, the study also will try to prove the accuracy of the method of decomposition in forecasting Indonesia export value in the aggregate of all three of these sectors during the period January 2002 s/d December 2011. The results showed that the value of exports of agriculture, industry, mining, aggregate the third sector conducted by the method of decomposition for the period of January 2011 s/d December 2017 onwards produce export value that tends to increase. From the results of the measurement of the level of accuracy of forecasting the value of Indonesia's exports in the aggregate by the method of decomposition during the research period (January 2002 s/d December 2011), resulting MAPE value of 11%, which means that the accuracy of forecasting is not good because it exceeds the limits of the tolerance of 5 % Keywords : Agricultural Exports, Industrial Exports, Mining Exports, Financial Crisis,   Decomposition.
POTENSI WILAYAH DALAM PENGEMBANGAN KAWASAN AGROPOLITAN DI KABUPATEN TOBA SAMOSIR Damiana Simanjuntak; Sirojuzilam Sirojuzilam
Ekonomi dan Keuangan Vol 1, No 3 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

ABSTRACT This research aims to analyze region  potency of Toba Samosir Regency in development of agropolitan region and formulate strategy of agropolitan region development in Toba Samosir Regency. This research uses secondary data in time series, that is GDP at current prices of Toba Samosir Regency and Sumatera Utara Province in 2003-2010. It is analyzed by Location Quotient (LQ) method dan Shift share analysis.  Strategy of agropolitan development is analyzed by quantitative SWOT analysis.The results of both analysis, Location Quotient (LQ) and shift share analysis show that sectors which are prime sector with their criteria clasified to fast growing, basis and competitive sectors are agricultural and industrial sector. Based on the result of SWOT analysis, strategy of agropolitan region development is developing those potential sectors, namely agricultural and industrial sectors. It can be conducted by increasing facilities and infrastructures, capital and agricultural education, making relationship with private sector in investment, utilizing agricultural land optimally by development of agricultural commodities and developing agricultural potency by resources utilization. Keywords: Region Potency, Agropolitan Region, Location Quotient (LQ), shift share, strategy.
ANALISIS PENGARUH BID-ASK SPREAD, MARKET VALUE DAN VARIANCE RETURN TERHADAP HOLDING PERIOD SAHAM SEKTOR PERTAMBANGAN Novita Selvia Perangin-angin; Fauzie Syarief
Ekonomi dan Keuangan Vol 1, No 3 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

ABSTRACT The formulation of the problem is to know the influence of bid-ask spread, market value and variance return on stock holding period  in  mining  sector.  The  objective of this research to analyze the influence of bid-ask spread, market value and variance return on stock holding period  in  mining  sector.          The data used were 10 companies selected  using purposive sampling technique with the criteria (1) The companies  in  mining  sector  registered  in Jakarta Exchange. (2) The companies which  were actively  consistent  during in the period 2009 up to 2011 in Jakarta Exchange. (3) The companies  fulfilling the indicator of  dependent  and  independent variables  during in the period 2009  up to 2011.  The data to analyze in  this research  were  panel data  using  Multiple  Linier Regression with Fixed Effect Model (FEM) in accordance with this model  having  the intercept  equation  and it was  not constant or with  difference on every   individual. Before analyzing the  data,  it was tested  firstly with Normality test and Hausman test to know  the  normality of data  and  to know  which  method  is appropriate  with fixed effect model in this research.  Further,  data  processing was done using Eviews 7 program.The results of research  showed that simultaneously through f-statistic  test  the variable of bid-ask spread, market value and variance return  had significant  influence to stock holding period in mining sector on significance rate 95%,whereas based on t-statistic test, it can be concluded that the variable of bid-ask spread and market value  had  positive  influence and  insignificant  influence to  stock holding period in mining sector and variance return with negative significant to stock holding period of mining sector  in period of 2009 up to 2011 with significance rate 95%. In addition, the coefficient of  determination  showed that  the variable of bid-ask spread, market value, and variance return  are capable  only  to explain that the  variable of stock holding period in mining sector  for 65.15%. Keywords: Stock Holding Period, Bid-Ask Spread, Market Value and Variance Return.
Analisis Estimasi Permintaan dan Penawaran Kredit Konsumsi di Sumatera Utara (Periode 1990-2011) Martin Hansen Simaremare; Paidi Hidayat
Ekonomi dan Keuangan Vol 1, No 3 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

This study aims to determine how much influence the Interest Rate and Per Capita Income of the consumer credit demand in North Sumatera as well as to determine how much influence the, Gross Domestic Regional Product and Non Performing Loan (NPL) to offer consumer credit in North Sumatera.In this study, data obtained from Bank Indonesia branch of North Sumatera, Central Bureau of Statistics of North Sumatera and other sources that is research result and journals. Data beginning in 1990-2011using Two Stage Least Square method.The results showed demand for consumer credit in North Sumatera, according to the results of TSLS influenced by Third Party Funds, Interest Rate and Income Per Capita. While consumer credit offering in North Sumatera by TSLS results are influenced by Third Party Funds.Keywords : Third Party Funds, Interest Rate, Per Capita Income, Gross Domestic Regional Product and Non Performing Loans(NPL)
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PEMILIHAN BANK OLEH NASABAH TABUNGAN HAJI (STUDI KASUS: PESERTA BIMBINGAN MANASIK HAJI AZIZIAH KEC. MEDAN JOHOR) Vera Erlinda; Haroni Doli H. Ritonga
Ekonomi dan Keuangan Vol 1, No 3 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

This research deals with the impact factors on pilgrim candidate selection of pilgrim fund saving bank at aziziah hajj guidance bureau. The object of this study is to determine which factor most affect customers in choosing a bank. Those factors are the service, facilities and location. Respondents are 30 participants of Aziziah. The method used in this research is descriptive analysis by the form of frequency table. By using this method, the researcher will find the most impacted factor of bank choice. The result shows that the main reason customers choose the bank for pilgrim’s fund is the service factor. While the facilities and location become the second factor after service.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN NASABAH MENABUNG DI BANK BCA KOTA MEDAN (STUDI KASUS ETNIS CINA) Monang Ranto Tambunan; Inggrita Gusti Sari Nasution
Ekonomi dan Keuangan Vol 1, No 3 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

This study entitled “Anaysis of Factors Influencing Decisions Customers Saving in BCA Medan (Ethnic Chinese Case Study)”. This study aimed to investigate the efeect of factors consisting Of products, services, promotions, location and credibility of the decisions of Chinese customers saving in BCA Medan.The analytical method used is descriptive analysis and statistical methods used multiple linear regression tool, significant testing and simultaneous testing of significant partial. Data processed using SPSS17.0 for windows. The data used are primary and secondary data.Based ond estimation/regression showed that the variables of the products, service, and the credibility has positive and significant impact in cutomers decision ethnic Chinese saving in BCA Medan alpha level of 5%, while variable promotion and location only positive influence customers decisions ethnic Chinese saving in BCA Medan. Keywords: Products, Services, Promotion, Location, Credibility and Customers Decision
ANALISIS FUNDAMENTAL DAN RESIKO SISTEMATIK TERHADAP HARGA SAHAM PERBANKAN YANG TERDAFTAR PADA INDEKS LQ 45 Amanda WBBA; Wahyu Ario Pratomo
Ekonomi dan Keuangan Vol 1, No 3 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

This research aimed to determine the effect of fundamental’s aspect and systematic risk to the stock price of bank on the list of LQ 45. Fundamental analysis is a picture of the bank company’s performance based on fundamental aspects. Systematic risk (BETA) is a risk that affects the market price of the existing shares on the stock exchange. Fundamental analysis is the form of financial ratios and Beta are identified variables could affect the stock price. The variables used in this research are financial ratios, Return on Assets (ROA), Return on Equity (ROE), Debt to Equity Ratio (DER), Earning Per Share (EPS) Price Earning Ratio (PER), and Beta. Beta is a risk systematic sensitivity indicator of the stock market. This research used panel data which is a combination of the data time-series and cross-section with multiple linear regression models. The data was then estimated by Fixed Effect Model (FEM) and processed with the program Eviews 7. The results showed that the independent variables, Debt to Equity Ratio (DER), Earning Per Share (EPS), Price Earning Ratio (PER) and BETA significant affected on bank stock prices LQ 45 while the Return On Assets (ROA) and Return on Equity (ROE) not significant affected on bank stock prices LQ 45. The independent variables used in this research are affected the stock price of bank in LQ 45 as the dependent variable with R-square 0.988096 and probability 0.000000. Keywords:  Return On Assets (ROA), Return On Equity (ROE), Debt to Equity    Ratio (DER), Earning Per Share (EPS), Price Earning Ratio (PER), Systematic Risk (BETA)

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