cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota medan,
Sumatera utara
INDONESIA
Ekonomi dan Keuangan
Published by Universitas Sumatera Utara
ISSN : 23033625     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi dan Keuangan adalah jurnal yang mempublikasi karya ilmiah yang berupaka hasil penelitian, kajian pustaka dan hasil pembuatan model yang berkaitan di bidang ilmu ekonomi, keuangan, moneter, fiskal, regional dan ekonomi Islam.
Arjuna Subject : -
Articles 158 Documents
 3   4   5   6   7 
EFEKTIVITAS PENGGUNAAN ARIMA DAN VAR DALAM MEMPROYEKSI PERMINTAAN KREDIT DI INDONESIA Syarifuddin Syarifuddin; Wahyu Ario Pratomo
Ekonomi dan Keuangan Vol 1, No 6 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (544.657 KB)

Abstract

This research was carried out by using ARIMA (Autoregressive Integrate Moving Avarage ) with VAR method (Vector Autoregressive) to see which one more effective in forecasting. From the results of the study may indicate that the ARIMA method is more effective than VARmethod in predicting demand for credit in Indonesia . ARIMA ( 1,1,0 ) is the best model for forecasting the level of the average forecasting error is quite low with a value of 8.70 (RMSE) compared with VAR models . Additionally VAR models using multiple stages to performforecasting models such as VAR , Impulse Response , Variance Decomposition to be done to project the demand for credit . From the research that has been done quantitatively that the ARIMA method is more effective and efficient in making predictions , the stage or the method used is quite simple with accurate results with relatively low error rates with 8.70 (RMSE) . While the VAR method for forecasting the need to use multiple stages in predicting demand for credit , but no measure of the level of error in the method of the VAR model is best for forecasting the ARIMA model .Keywords : Credit, Credit Demand, Forecasting
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN MASYARAKAT KECAMATAN MEDAN HELVETIA DALAM MEMILIH LEMBAGA KEUANGAN SEBAGAI SUMBER PENDANAAN Denisa Irawaty Nababan; Haroni Doli Ritonga
Ekonomi dan Keuangan Vol 1, No 6 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (403.259 KB)

Abstract

The purposes of this research is to analyze the factors that influence the decision of the societies of Medan Helvetia District in choosing financial institutions as a source of funding. The data obtained from 60 respondents that customers who obtain financial resources or obtain creditfrom a bank loan, bank SUMUT and Bank Rakyat Indonesia (BRI) branches Medan Helvetia, by taking simple random sampling technique. The method of analysis is descriptive analysis. The results showed that the rate of interest, system administration, collateral, and credibility of afinancial institution have significant impact on the community in selecting financial institutions as a source of funding in the district of Medan Helvetia. Keywords : financial institutions, sources of financing, interest rates, system administration, collateral, credibility
ANALISIS PENGARUH DEBT TO EQUITY RATIO (DER), RETURN ON ASSETS (ROA) TERHADAP RETURN SAHAM PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Friska Eviana Hasibuan; Murni Daulay
Ekonomi dan Keuangan Vol 1, No 6 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (365.996 KB)

Abstract

Penelitian ini bertujuan untuk menemukan pengaruh Debt to EquityRatio (DER), Return On Assets (ROA) terhadap return saham pada perusahaan perbankan yang terdaftar di Bursa Efek Indonesia (BEI) secara simultan maupun parsial. Hipotesis dalam penelitian ini adalah:(1) terdapat pengaruh DER terhadap return saham, (2) terdapat pengaruh ROA terhadap return saham. Populasi yang digunakan dalam penelitian ini adalah perusahaan perbankan yang terdaftar di BEI tahun 2007-2011 dimana jumlah populasi yang digunakan sebanyak 32perbankan. Teknik pengambilan sampel yang digunakan adalah teknik purposive sampling dimana jumlah sampel yang diperoleh dalam penelitian ini adalah 16 sampel. Data yang digunakan dalam penelitian ini adalah data sekunder. Metode pengujian yang digunakandalam penelitian ini adalah metode analisis regresi berganda dengan melakukan uji kesesuaian untuk uji hipotesis dan uji asumsi klasik. Hasil analisis menunjukkan bahwa rasio keuangan yang terdiri dari rasio DER, ROA tidak berpengaruh secara simultan sedangkan secara parsial menunjukkan bahwa DER memiliki pengaruh yang signifikan terhadap return saham dan ROA memiliki pengaruh tetapi tidak signifikan terhadap return saham perusahaan perbankan yang terdaftar di Bursa Efek Indonesia. Keywords: Debt to Equity Ratio (DER), Return On Assets(ROA), dan Return Saham.
PENGEMBANGAN POTENSI KOPI SEBAGAI KOMODITAS UNGGULAN KAWASAN AGROPOLITAN KABUPATEN DAIRI Jujur T N Sitanggang
Ekonomi dan Keuangan Vol 1, No 6 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (756.797 KB)

Abstract

Coffee is a leading commodity of Dairi Regency but the potential has not been digged optimally. The presence of development programs of The Dairi Regency Agropolitan Area (KAKD) open a new hope to improve the development potential of the Dairi Regency coffee the most.  The data used in this research is the primary and secondary data.  Identification and analysis results of the research showed that Dairi Regency is a highly potential areas in the development of Coffee because there is a lot of excellence which is not possessed in other areas such as: Agroklimat that is appropriate for the coffee plant, the experienced coffee farmers and many more. The methods used to find the exact strategy is a SWOT analysis method.  The comprehensive strategies that is found as the result of SWOT analysis method is as follows : (1) The formation of Coffee Research and Development Institution; (2) Government role improvement; (3) The formation of The Coffee Farmers Association DairiRegency ; (4) The implementation of the concept of The Dairi Regency Agropolitan Development in Coffee County Dairi.
PERAN PERBANKAN TERHADAP PETANI KELAPA SAWIT DI KECAMATAN SOSA KABUPATEN PADANG LAWAS SUMATERA UTARA Rischa Efidayanthi
Ekonomi dan Keuangan Vol 1, No 6 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (672.569 KB)

Abstract

Districts Sosa is an area that is in the province of North Sumatra which has potential in agriculture. Therefore, agricultural development is absolutely necessary given the agricultural sector is the motor of value -added and diversified production in other sectors of the economy. Role of banks to oil palm growers have an impact on farmers' incomes in the oil palm sub-district Sosa. The purpose of this study was to determine the effect of initial capital, capital of the bank and how much land to oil palm farmers in the sub-district Sosa old fields, using the descriptive method, deductive and primary data. The data collected through interviews and questionnaires. The Method in analyzing the role of banking to oil palmfarmers in sub-district Sosa is a method of Ordinary Least Square (OLS) with the analytical tools to process data by using SPSS 16.00 for windows. The results showed that the role of banks to oil palm growers positive effect on the income of oil palm growers in the sub-district Sosa, it can be seen from the R-square is 0.657 ( 65.7 % ).Keywords: Role of Banking, Oil Palm, Revenue.
ANALISIS PENGARUH KUALITAS INFRASTRUKTUR JALAN TERHADAP HARGA-HARGA HASIL PERTANIAN DI KECAMATAN DOLOK SILAU Sry Devi Tarigan; Rahmat Syumanjaya
Ekonomi dan Keuangan Vol 1, No 6 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (572.161 KB)

Abstract

The purpose of this research was to determine the effect the road infrastructure quality to the system of agriculture products marketing in Dolok Silau and to determine the effect of the road infrastructure quality to the transportation costs of the agriculture products marketingas well as to determine the effect of the road infrastructure quality to the prices of agriculture products in Dolok Silou. The method of analysis used in this research is path analysis. The dependent variable in this research is the cost of transportation, marketing and pricing system of agriculture products, while the independent variable is the quality of the roadinfrastructure. The results obtained are as follows: the effect of the road infrastructure quality to the cost of transportation is negative; the effect of the road infrastructure quality to the marketing system is negative; and the effect of the road infrastructure quality to the price of agriculture products is positive.Keywords: quality of road infrastructure, transportation cost, marketing system and price of agriculture of products
PERANAN KREDIT KOPERASI RUMONDANG TERHADAP KESEJAHTERAAN PEGAWAI PT BANK RAKYAT INDONESIA (PERSERO) Tbk CABANG MEDAN Yusni Margaret; Irsad Lubis
Ekonomi dan Keuangan Vol 1, No 6 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (636.1 KB)

Abstract

This study aimed to determine the role and benefits of credit to employee well-being, knowing the background of the cooperative Rumondang borrow, knowing the realization of loans in accordance with the cooperative principles and know the obstacles in obtaining credit in cooperative Rumondang. The data analysis technique used is the analysis of quantitative data and descriptive analysis of formula prepared from primary data through questionnaires and secondary. Based on the result of the study showed that many employees of The Bank Rakyat Indonesia, which received a credit from the cooperative. Filling requirements in the credit cooperatives to be easier and less expensive than the cost of credit to the Bank Rakyat Indonesia. Employees cooperative lending to members at low interest rates could improve the welfare of members because members can meet other needs. Received credit for the development of the majority of members of members. Results of calculations by Trend known that the growing amount of credit received by members of cooperatives in 2004-2011 has increased because of the need to live the higher the gain credit can increase the amount of revenue by a very large loan in improving the welfare of member cooperatives so cooperative Rumondang successfully implements the principles of cooperation in terms of improving the welfare of members.
Peranan Perbankan Bagi Pengembangan Lembaga Keuangan Mikro di Kota Medan Aditya Pramudia
Ekonomi dan Keuangan Vol 1, No 8 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (385.315 KB)

Abstract

The purpose of this study was to determine how the role of banks for the development of Microfinance Institutions in Medan and to determine whether financial aid (loans) from banks to Microfinance Institutions have significant effect on increasing profit Microfinance Institutions in Medan. The study was conducted at Microfinance Institute and Banking contained in Medan. The samples used were a total of 18 MFIs and banks of a number of banks and MFIs. Years of observation time series data is the year 2008 up to 2010.This study uses indicators Banking Disbursement as the independent variable (X) and Operating Profit Microfinance Institutions as the dependent variable (Y). The collected data were analyzed by the method of data analysis to prior classical assumptiontest before testing the hypothesis. Testing the hypothesis in this study using simple linear regression with partial t test with a significance level of 5%.The conclusion of this study is the role that banks have an insignificant role impact on the development of Microfinance Institutions in Medan. It is based on the number of average granting loans to Microfinance Institutions in Medan at 16.88%. Average number of operating profits of Microfinance Institutions just only 13.04%. The results of the t test showed a significance value of 0.715 whichis greater  than the value of alpha at 0,05. The results of the determinant test calculations are only 0.3% of distribution banking funds variable can explainoperating  profit of Microfinance Institutions in Medan, while the remaining 99.7% is explained by other variables not included in this research model.
ANALISIS EKSPEKTASI INFLASI DI SUMATERA UTARA Ariwan Rezeki; Kasyful Mahalli
Ekonomi dan Keuangan Vol 1, No 8 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (725.156 KB)

Abstract

Inflation is an indicator to see the rate of change, and is considered to occur if the price increase takes place continuously and mutually-affecting effect. The level of inflation is determined by forces of demand and supply for goods and services that reflect the behavior of market participants or the public. One of the factors that influence people's behavior is the expectation of the inflation rate in the future. Expectations of high inflation that will encourage people to divert its financial assets into real assets, such as land, houses, and other consumer goods. Vice versa expectations of low inflation rates will provide incentives for people to save and invest in productive sectors. Public expectations for inflation in the future, among others, can be seen from the development of the nominal interest rate. The nominal interest rate reflects the real interest rate plus expected inflation. Thus, the development of the nominal interest rate can be used as an indicator of the public's expectations.This analysis using regression and cointegration to examine the relationship of short-term and long-term inflation spreads between the interest rate spread. From the results obtained for the short-term and long-term spreads are able to explain in a period equal to the period of significant inflation expectations and the direction of movement in both the short and long-term inflation expectations deposit interest rate spread is only 3 and 12 months. However, the model still can not be used to make projections of inflation expectations.Keywords : inflation, interest rates, expectations, cointegration,regression.
ANALISIS PENGARUH THE FED RATE, INDEKS DOW JONES DAN INDEKS NIKKEI225 TERHADAP INDEKS HARGA SAHAM GABUNGAN (IHSG) DI BURSA EFEK INDONESIA (BEI) PERIODE 2008-2013 Hotneri Gom Gom
Ekonomi dan Keuangan Vol 1, No 8 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (966.577 KB)

Abstract

This research is addressed to determine the influencesof The Fed, Indeks Dow Jones, and Nikkei 225 against IHSG in Bursa Efek Indonesia (BEI) for a period of 2008-2013. The data type used in this research is Time Series in the form of the Fed Rate, Indeks Dow Jones, Indeks Nikkei225 and Indeks Harga SahamGabungan (IHSG) data during January 2008 until November 2013.The Analytical Technique that used to conduct the analysis is Vector Auto Regression (VAR), at significant level 5%, by using computer application program aid Eviws 7.0.The output of this research indicates that the Fed variable influences negatively against the IHSG, while Index Dow Jones and Index Nikkei225 influence positively against the IHSG.Keyword: IHSG, The Fed, Indeks Dow Jones, Indeks Nikkei 225, VAR

Page 5 of 16 | Total Record : 158

 3   4   5   6   7 

Filter by Year

2012 2015


Reset
Filter By Issues
All Issue Vol 3, No 7 (2015) Vol 3, No 6 (2015) Vol 3, No 5 (2015) Vol 3, No 4 (2015) Vol 3, No 3 (2015) Vol 3, No 2 (2015) Vol 3, No 1 (2015) Vol 2, No 12 (2014) Vol 2, No 11 (2014) Vol 2, No 10 (2014) Vol 2, No 9 (2014) Vol 2, No 8 (2014) Vol 2, No 7 (2014) Vol 2, No 6 (2014) Vol 2, No 5 (2014) Vol 2, No 4 (2014) Vol 2, No 3 (2014) Vol 2, No 2 (2014) Vol 2, No 1 (2014) Vol 1, No 12 (2013) Vol 1, No 11 (2013) Vol 1, No 10 (2013) Vol 1, No 8 (2013) Vol 1, No 6 (2013) Vol 1, No 5 (2013) Vol 1, No 4 (2013) Vol 1, No 3 (2013) Vol. 1 No. 2 Januari 2013 Vol 1, No 1 (2012) More Issue