As-Syirkah: Islamic Economic & Financial Journal
As-Syirkah: Islamic Economic & Financial Journal is a scientific journal published by Ikatan Dai Indonesia (IKADI) in collaboration with Masyarakat Ekonomi Syariah (MES) and Intellectual Association for Islamic Studies (IAFORIS). This journal contains scientific papers from academics, researchers and practitioners in economics, Islamic economics, financial, Islamic financial, business, industries, management, and others related. issues. E-ISSN 2962-1585. DOI: 10.56672. Published four times a year every February, May, August, November.
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332 Documents
<![CDATA[Kewirausahaan Sosial Dalam Perspektif Ekonomi Islam ]]>
<![CDATA[Hasibuan, M. Hizbullah]]>;
<![CDATA[Nawawi, Zuhrinal M.]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 1 No. 2 (2022): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/7hkz4h59
<![CDATA[Business is a movement to satisfy needs that are overwhelmingly popular by many gatherings. Business venture today has encountered a change in direction from one benefit to another situated to be a social mission. Social business venture/social business exercises viewed as an option in taking care of monetary issues social. As a country where most individuals are Muslims what's more, considering the inescapable development of social business venture, then Islamic financial matters accompanies a perspective on data about the connection between friendly business and the upsides of Islamic regulation. Social exercises business when seen from the execution program plays practically a similar part with the point of Islamic financial matters itself with an end goal to increment development and financial prosperity. This study utilizes the writing survey strategy, in particular by gather a few ideas that are ordered from the exploration factors then, at that point, consolidated into another logical review. Moreover, the reason for making This examination is to add a little reference to the investigation of Social Entrepreneurship in the viewpoint of Islamic Economics.]]>
<![CDATA[Analisis Perbedaan Antara Pembiayaan Leasing Konvensional dan Syariah (Ijarah) ]]>
<![CDATA[Pasi, Kurnia Utami]]>;
<![CDATA[Fitra, Teguh Haikal]]>;
<![CDATA[Batubara, Maryam]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/x4x3z535
<![CDATA[The current economic condition continues to develop, the existence of this leasing company is engaged in financing to help provide capital goods to business owners by way of leasing. There are two financing techniques offered to leasing companies, namely financial leasing and operative leasing. In the form of sharia, this leasing transaction is called ijarah. The principle used by ijarah transactions is based on a contract or agreement. The method used in this research is a literature study by collecting several sources of data related to the topic. The purpose of this study is to review the comparison between the two concept. There are differences in the practice of leasing and ijarah and all provisions on leasing that are prohibited by the syariah concept will be described in this study.]]>
<![CDATA[Analisis Strategi Pemasaran Agen Asuransi Melalui Komunikasi Pemasaran Personal Selling Dalam Penjualan Polis Asuransi pada PT Pudential Syariah Binjai ]]>
<![CDATA[Ramadhani, Tri Azmi]]>;
<![CDATA[Lubis, Fauzi Arif]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/mqb4cr78
<![CDATA[Insurance is a product of goods or services that are visible and there is no clarity on the goods, therefore many people do not trust insurance for various reasons. Some of the most common reasons found related to insurance are procedures that are considered difficult to process claims, and premium rates that are too high. Sales of insurance products is one of the product sales whose development is largely determined by the company's efforts in marketing its products to the public. PT. Prudential Syariah Binjai conducts personal selling with the aim of explaining the products offered. Personal Selling is one of the promotional mix which is an oral presentation by the company to one or several prospective buyers with the aim that the goods or services offered can be sold. The data analysis method used is descriptive method with qualitative data that has been obtained through direct data from the company. The results showed that the personal selling activities carried out by PT. Prudential Syariah Binjai not only provides presentations or explains in detail but also provides seminars and training to prospective customers.]]>
<![CDATA[Perkembangan dan Tantangan Pasar Modal Indonesia ]]>
<![CDATA[Rorizki, Fitri]]>;
<![CDATA[Sakinah]]>;
<![CDATA[Dalimunthe, Arpin]]>;
<![CDATA[Silalahi, Purnama Ramadhani]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/0kfvd085
<![CDATA[The main indicator of economic health for any country is the capital market. Cities of Presence in Indonesia experience several ups and downs which can be seen from the fluctuating JCI indicator. As a result of globalization and economic integration, the work of currency exchange is very different from that of national, regional and international economics. Local investors are required to make a significant contribution to the Indonesian stock market to make it more resilient to various crises and dangers. With the rapid growth of Indonesia's youth population, there may be an opportunity that can be used to encourage people to refrain from active trading in the stock market. In addition, several other issues in the capital development market should be discussed, including the types of fixed price contracts transacted, policies to protect the rights of holders, the "game" involved in stock transactions, and a minimal level of understanding.]]>
<![CDATA[Program Yuk Nabung Saham terhadap Minat Investasi pada Kelompok UKM di Kota Medan Sumatera Utara ]]>
<![CDATA[Liana, Vega]]>;
<![CDATA[Silalahi, Purnama Ramadani]]>;
<![CDATA[Ayuni, Putri]]>;
<![CDATA[Syahputra, Rifandi]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/he48r638
<![CDATA[Let's invest in SME organizations in Medan, North Sumatra, and save stock for investment interest. The purpose of this study was to determine the influence of the "Yuk Saving Stock" program on SME investment interest in Medan, North Sumatra. In this study, the survey method was chosen as a research method. by gathering both primary and secondary information. Purposive sampling was used to choose the study site, and the t-test with simple linear regression was used to assess the results. The results show that the size of the independent variable fraction (x) explaining the Y variable may be determined using the correlation coefficient and determination coefficient. The strong and unidirectional relationship between savings shares and investment interests in Medan City UKM is indicated by the correlation value of 0.827. The percentage of shares that may explain the variable investment interest has a coefficient of determination of variation of 0.827, or 82.7 percent; the remaining 13.7 percent is explained by other variables not examined in this study.]]>
<![CDATA[Analisis Kesadaran Masyarakat Kota Binjai tentang Pentingnya Asuransi di PT Prudential Syariah Binjai ]]>
<![CDATA[Siregar, Indah Kurniati]]>;
<![CDATA[Lubis, Fauzi Arif]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/1enmfg41
<![CDATA[This study focuses on the analysis of public awareness of the city of Binjai about the importance of insurance at PT. Prudential Syariah Binjai. The purpose of this research is to provide awareness to the people of Binjai City about the importance of sharia insurance, because the products obtained by PT. Prudential Syariah Binjai is very useful for the people of Binjai City. In this research, using qualitative research methods and data collection techniques through interviews and literature review. Therefore, the results of the research show that people in Binjai City have realized how important Islamic insurance is for them, because they feel the benefits of insurance itself. .]]>
<![CDATA[Pengaruh Profitabilitas, Resiko Bisnis dan Pertumbuhan Penjualan terhadap Struktur Modal pada Perusahaan Property dan Real Estate di BEI 2016 – 2020 ]]>
<![CDATA[Brona, Areza Marta]]>;
<![CDATA[Rinofah, Risal]]>;
<![CDATA[Sari, Pristin Prima]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/pgfdm703
<![CDATA[Capital structure is a comparison between foreign capital and own capital. In principle, the company needs funding both from outside which is debt and from within which is joint capital, therefore the company must determine and compile how much capital the company must need. This study aims to analyze the effect of profitability, business risk and sales growth on the capital structure of property and real estate companies listed on the Indonesia Stock Exchange for the period 2016-2020 partially and simultaneously. This study uses quantitative data types obtained from secondary data with sample data collection techniques through purposive sampling method. This research method uses descriptive method with data analysis tool using multiple linear regression method. The results of this study indicate that profitability as proxied by ROE has an insignificant negative effect on capital structure, business risk has a significant negative effect on capital structure and sales growth has an insignificant negative effect on capital structure. Meanwhile, simultaneously (together) profitability, business risk and sales growth affect the capital structure of property and real estate companies listed on the Indonesia Stock Exchange for the period 2016-2020.]]>
<![CDATA[Pengaruh Literasi Perpajakan terhadap Kepatuhan Wajib Pajak: Studi Kasus Kantor Pelayanan Pajak (KPP) Pratama Bantul ]]>
<![CDATA[Nistiana, Luthfia Dita]]>;
<![CDATA[Wardani, Dewi Kusuma]]>;
<![CDATA[Primastiwi, Anita]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/x6xnee46
<![CDATA[This study was conducted to test whether taxpayer compliance can be influenced by understanding tax regulations. This study was also conducted to determine whether there is a relationship between understanding of tax regulations and taxpayer compliance moderated by risk preferences. The method used in this study was conducted using the convenience sampling method using a sample of 100 respondents from individual taxpayers registered at the Tax Service Office (KPP) Pratama Bantul. The data used in this study is primary data through a questionnaire containing the respondents' answers. The data analysis technique is path analysis/path analysis with understanding of tax regulations being the independent/independent variable and taxpayer compliance being the dependent/dependent variable, and risk preferences being the moderating variable. The results of the analysis show that taxpayer compliance is influenced by the understanding of tax regulations. In addition, risk preferences also affect the relationship between understanding of tax regulations and taxpayer compliance. The implications of this study prove that understanding tax regulations is one element that has an important role in increasing individual taxpayer compliance at the Tax Service Office (KPP) Pratama Bantul.]]>
<![CDATA[Perilaku Konsumtif Mahasiswa Berbelanja di E-Commerce Shopee pada Masa Pandemi Dalam Perspektif Gender: Studi Kasus Mahasiswa Prodi Ekonomi Islam Uinsu ]]>
<![CDATA[Siregar, Ridha Maysaroh]]>;
<![CDATA[Susanti, Neila]]>;
<![CDATA[Aslami, Nuri]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 2 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/mcgpbm66
<![CDATA[This study aims to describe the consumer behavior of online shopping students from a gender perspective during the pandemic. This study uses a qualitative approach, which focuses more on the description and description of a phenomenon that occurs. The method of taking research subjects using purposive sampling, while the data collection techniques are interviews and documentation. The results obtained from this study indicate that female and male consumers perceive the convenience and efficiency obtained when shopping through e-commerce which actually encourages them to have consumptive behavior in the midst of a pandemic. Their perspective is through shopping activities in the midst of a pandemic, such as women spending more time doing online shopping activities than men. Women like to open online shopping applications without the purpose of buying but only looking at the various promos and items available in them. In addition to promos, more affordable prices and practicality are one of the reasons women do shopping activities in e-commerce. For the sake of maintaining self appearance and getting pleasure with the types of items that are most often purchased are fashion, skincare and bodycare. It is different from men who think that opening an e-commerce like shopee has a purpose, namely to buy goods that have been planned. Men are also more likely to buy fashion products in the midst of a pandemic. Various models, trends and practicality are one of the reasons men make purchases in e-commerce. Items that are often purchased by women and men, especially students of the Islamic Economics Study Program, UIN North Sumatra, are not items that are actually needed in the midst of a pandemic. Their perspective regarding shopping through e-commerce actually plunges students into consumptive behavior where purchases are made without consideration or irrationality. ]]>
<![CDATA[Analisis Pengaruh Total Asset dan Hasil Investasi Terhadap Laba Perusahaan Asuransi Jiwa Syariah di Indonesia Periode 2015-2020 ]]>
<![CDATA[Quraniyah, Fike]]>;
<![CDATA[Rahmani, Nur Ahmadi Bi]]>;
<![CDATA[Inayah, Nurul]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia ]]>
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DOI: 10.56672/w42fp416
<![CDATA[This study aims to determine the effect of total assets and investment returns on profits of Islamic life insurance companies in Indonesia for the 2015-2020 period. This study consists of total assets and investment returns as independent variables and company profits as the dependent variable. company during the period 2015 to 2020. The results of the study showed that Total Assets (X1) showed an alpha coefficient of 5% (t-stat = 2.737>1.667) and prob. 0.008 < 0.05. Then the hypothesis is accepted, namely Total Assets has a significant effect on Net Profit at PT. Sharia Life Insurance Period 2015-2020. Investment returns (X2) show a 5% alpha coefficient (t-stat = 2.498>1.667) and prob. 0.015 < 0.05. Then the hypothesis is accepted, namely the investment return has a significant effect on net income at PT. Sharia Life Insurance Period 2015-2020. Total Assets (X1) and Investment Returns (X2) show a 5% alpha coefficient (t-stat = 4.807>2.76) and prob. 0.011 < 0.05. Then the hypothesis is accepted, namely Total Assets and Investment Returns have a significant effect on Net Profit at PT. Sharia Life Insurance Period 2015-2020. ]]>
