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Contact Name
Angga Syahputra
Contact Email
anggasyahputra.idn@gmail.com
Phone
+6285360166660
Journal Mail Official
zconomicsjournal@gmail.com
Editorial Address
Jl. HM. Harun No. 8, Percut, Sumatera Utara 20371
Location
Kab. deli serdang,
Sumatera utara
INDONESIA
Journal on Islamic Economics, Finance, and Banking (Z-CONOMICS)
ISSN : -     EISSN : 31097626     DOI : -
Core Subject : Religion, Economy,
Journal on Islamic Economics, Finance, and Banking (Z-CONOMICS) is an open access peer-reviewed academic journal dedicated to advancing research and scholarship in the fields of Islamic economics, Islamic finance, and sharia-compliant banking systems. The journal serves as a platform for critical discourse, empirical studies, and theoretical reflections rooted in the principles of Islamic law (shariah) and ethical financial practices. The journal aims to bridge classical Islamic economic thought with contemporary financial systems, offering insights on sustainable development, ethical investment, zakat, waqf, Islamic microfinance, Islamic banking instruments, fintech in Islamic finance, and regulatory frameworks aligned with Islamic jurisprudence. Published four times a year, the journal invites contributions from academics, practitioners, researchers, policy makers, and students from around the world. Submitted articles will go through a rigorous peer-review process to ensure academic excellence, originality, and relevance.
Articles 22 Documents
THE INFLUENCE OF PERSONAL BRANDING, DIGITAL LITERACY, AND LINKEDIN USAGE ON THE WORK READINESS OF FINAL YEAR STUDENTS AT THE FACULTY OF ECONOMICS AND BUSINESS, ISLAMIC UNIVERSITY OF DARUL ‘ULUM LAMONGAN Mely Setyawati; Ana Fitriyatul Bilgies; Nurul Fauziyah
Journal on Islamic Economics, Finance & Banking [Z-CONOMICS] Vol. 2 No. 2 (2026): Journal on Islamic Economics, Finance & Banking [Z-CONOMICS]
Publisher : Az-Zahra Media Society

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Abstract

This study aims to examine the influence of Personal Branding, Digital Literacy, and LinkedIn Utilization on the work readiness of final-year students at the Faculty of Economics and Business, Universitas Islam Darul ‘Ulum Lamongan. This research employed a quantitative approach with 71 respondents selected using purposive sampling. Data were collected through questionnaires and analyzed using SPSS version 27 through validity and reliability tests, classical assumption tests, multiple linear regression analysis, t-test, F-test, and coefficient of determination. The results show that Personal Branding, Digital Literacy, and LinkedIn Utilization each have a positive and significant effect on students’ work readiness. Furthermore, these three variables simultaneously have a significant effect on work readiness, with an F-value of 27.112 and a significance value of <0.001. The coefficient of determination shows that Personal Branding, Digital Literacy, and LinkedIn Utilization explain 54.8% of the variation in students’ work readiness, while the remaining 45.2% is explained by other factors outside the study. Therefore, strengthening personal branding, digital literacy, and LinkedIn utilization can help improve students’ readiness and competitiveness in entering the workforce.
BLOCKCHAIN, SMART CONTRACTS, AND CRYPTOCURRENCY IN ISLAMIC FINANCE:SHARIAH COMPLIANCE AND GOVERNANCE Kartika Marella Vanni; Muhlis; Nur Fatoni; Wahab
Journal on Islamic Economics, Finance & Banking [Z-CONOMICS] Vol. 2 No. 3 (2026): Vol. 2 No. 3 (2026): Journal on Islamic Economics, Finance & Banking [Z-CONOMIC
Publisher : Az-Zahra Media Society

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Abstract

This study analyses the shariah compliance of blockchain, smart contracts, and cryptocurrency and formulates a shariah governance framework relevant to the digital era. A qualitative library research design with a normative-juridical and conceptual approach, using content analysis of fatwas, national regulations, AAOIFI and IFSB standards, and scholarly literature published between 2015 and 2026, validated through source triangulation. Blockchain is technology-neutral and converges with maqashid al-shariah through transparency, traceability, and gharar reduction. Smart contracts can satisfy the pillars of aqd provided the encoded substance complies with shariah and the parties are verified. Cryptocurrency rulings remain fragmented because authorities differ in tahqiq al-manath rather than in principle. A multi-layered shariah governance framework is therefore required. DSN-MUI and OJK should develop national shariah screening criteria for digital assets, operators offering shariah-labelled products should be required to establish shariah supervisory functions, and universities should prepare graduates with combined fiqh and technology competence. The study integrates three technological objects into one compliance framework and links normative fiqh analysis with international governance standards and Indonesia's post-P2SK regulatory regime.

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