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Makrufah Hidayah Islamiah
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Program Studi Manajemen Zakat dan Wakaf Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri (UIN) Sunan Kudus Jl. Conge Ngembalrejo PO BOX. 51 Telp. (0291) 432677 Phone: 0291432677 Fax: (0291) 441613 Email: ziswaf@uinsuku.ac.id
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ZISWAF: Jurnal Zakat dan Wakaf
Published by Institut Agama Islam Negeri Kudus
ISSN : 24610577     EISSN : 24775347     DOI : http://dx.doi.org/10.21043/ziswaf.v12i2
Core Subject : Religion, Social,
Religion Social Sciences
Focus of ZISWAF: Publishing qualified articles both conceptual and research results in islamic philanthropic studies (shodaqah, infaq, zakat and waqf). Scope of ZISWAF: Publishing research paper in the field of: 1. Islamic Philantrophy 2. Management of Zakat and Waqf 3. Historical of Zakat and Waqf 4. Organization of Zakat and Waqf 5. Socialpreneur 6. The Law of Zakat and Waqf 7. Financial Management of Zakat and Waqf
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 183 Documents
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ASPEK HUKUM PENGGUNAAN TEKNOLOGI INFORMASI DALAM WAKAF UANG DI INDONESIA
ZISWAF: Jurnal Zakat dan Wakaf Vol 1, No 2 (2014): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v1i2.1488

Abstract

Waqf money more effectively and become the trend of worship today, becausethe endowment money, the money is used as capital, then distribute the profitsas endowments. However, the process of distribution of cash waqf requireswakif must transfer money to Nazhir wakafnya wakafnya that money can bedistributed in the manner intended. Therefore, may assume a very importantrole of information technology to simplify all matters in the field of bankingaffairs, including through electronic media. This will be analyzed in termsof the legal aspects of the use of information technology in the waqf moneyas protection and legal protection. Waqf money is one of the productiveendowments. Endowments productive is a gift in the form of something thatcan be cultivated or rotated for the good and benefit of the people. The shapecan be either cash or securities. Waqf money distribution process requireswakif must transfer money to Nazhir wakafnya wakafnya that money can bedistributed in the manner intended. The use of electronic media in terms ofthe distribution of money endowments that we can see the setting in Act No.11 of 2008 on Information and Electronic Transactions (UU ITE) in article1, paragraph (2) which states that: “Electronic transactions are legal actperformed by using a computer, computer network and / or other electronicmedia. “. Regarding the placement money waqf stipulated in Article 25(d) of Government Regulation (PP) No. 42 of 2006 on the Implementationof Law No. 41 of 2004 on endowments. to facilitate the delivery of moneywaqf is done by transferring money from the endowment wakif to depositaccounts which have been provided by Nazhir through the bank. Along withthe development of information technology as well as to facilitate all mattersincluding the business banking sector use of electronic media such as internet,ATM, credit card or SMS banking included in conveying the waqf money.
Zakat and Poverty Alleviation Among People With Disabilities In Gombe State Nigeria: A Critical Analysis
ZISWAF: Jurnal Zakat dan Wakaf Vol 9, No 1 (2022): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v9i1.13184

Abstract

Zakat is an Islamic financial instrument that plays a variety of roles in human life, including providing assistance to vulnerable members of society, with particular reference to people with disabilities. This paper examines the institution of Zakat as a tool for alleviating poverty in Nigeria in general and Gombe state in particular, as well as the key roles of Zakat institutions and their problematic operation in the study area. The qualitative method for the study was developed through a literature review and interviews with relevant individuals. The study's findings revealed that the poverty rate of individuals with disabilities is higher than that of any other sub-group of individuals without a disability; thus, societal attitudes toward people with disabilities must be reconsidered immediately. The use of zakat income is a relevant tool for strengthening the skills of vulnerable people, part of which is disabled people. The implications of this study serve as a basis for making recommendations for expanding the scope of distribution of Zakat properties by including consumable properties and cash, as well as textile materials and entrepreneurial packages for the most talented disabled individuals to develop and finance the businesses they have in order to develop poverty alleviation programs in the state.
Indeks Desa Zakat Pada Desa Penambangan Kabupaten Sidoarjo 2015–2018 Mukhammad, Wildhan; Aji, Tony Seno
ZISWAF Vol 7, No 2 (2020): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v7i2.7707

Abstract

This study explained the development of zakat-based villages, a method published as a form of response to the less than optimal government programs as well as an alternative in villages development. This study focused on the priority status of the feasibility of a Penambangan Village as an object of research in receiving zakat funds as a form of zakat-based village development. The research method used in this study was a quantitative method, the data used in this study were primary data where the data collection tool used was a questionnaire that has been provided and validated by BAZNAS, and the data processing method used in this study was the Indeks Desa Zakat. The Indeks Desa Zakat (IDZ) is a Process-Oriented-based measuring instrument which not only assesses the appropriateness of an object (village, community) in receiving zakat funds but also evaluates programs that are already running or that have been carried out. IDZ was a derivative of Zakat Community Development (ZCD), that acts as an empowerment program for productive zakat funds. There were nineteen samples used in this study, consist of all RT (rukun tetangga) in Penambangan Village. The results of this study indicated that Penambangan Village has a good condition so that it is less referred to be assisted through zakat fund.
A Bibliometric Analysis: The Dynamics of Zakat and Poverty Research Dupi, Muhamad
ZISWAF Vol 12, No 2 (2025): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v12i2.31156

Abstract

This study performs an exhaustive bibliometric analysis to delineate the global dynamics, thematic progression, and intellectual framework of zakat and poverty research from 2009 to 2025, utilizing Scopus-indexed publications. Following PRISMA-guided screening procedures, 290 English-language journal articles were chosen. We used bibliometric methods, with the help of VOSviewer and Microsoft Excel, to look at publication trends, important authors, popular journals, networks of collaboration between countries and institutions, and patterns of keyword co-occurrence. The results show that the number of publications is growing quickly and significantly, with Malaysia and Indonesia being the primary contributors to the field. Institutional networks reveal robust academic clusters in Southeast Asia, whereas journal coupling points to the importance of publications like the Journal of Islamic Accounting and Business Research and the International Journal of Islamic and Middle Eastern Finance and Management. Keyword mapping shows six main thematic clusters: poverty alleviation, zakat governance, Islamic microfinance, financial inclusion, digital innovation, and sustainable development. Overlay visualization shows that the topics have changed from traditional ones like charity, welfare, and poverty to more modern ones like fintech, blockchain, productive zakat, and the SDGs. Even though the field is growing quickly, there are still gaps in high-impact scholarship, governance frameworks, and global collaboration.
Peta Distribusi Zakat, Infak, Dan Sedekah (Studi Developmental pada BAZNAS Kabupaten Jombang) Hidayati, Athi'; Chamim, Muhammad; Huda, Sokhi; Haryanti, Peni
ZISWAF Vol 7, No 1 (2020): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v7i1.7457

Abstract

This study describes the maps and strategies of developing the distribution of zakat, infak, and alms (ZIA) in Jombang regency. To achieve this goal, the study used field qualitative and developmental approaches, and descriptive analysis technique. There are four points of conclusion. Firstly, the zakat mustahik and the distribution target of infak and alms in Jombang are 71,421 pre prosperous families. Secondly, the development of ZIA distribution programs in Jombang Regency covers: (a) creativity of distribution programs, (b) publication and dissemination strategy, (c) print and web-based information, (d) online and offline services, (e) operational picture of ZIA distribution and its control patterns. Thirdly, the development of managerial tools for the distribution of ZIS includes: (1) judicial, institutional, and operational financial instruments, (2) workplace equipment and necessary facilities, (3) offline and online media information devices, (4) HR tools. Fourth, supporting factors: (1) the normative basis of the Qur’an and the Hadith; (2) juridical foundation in the form of zakat law; (3) structural support; (4) operational fund guarantee; (5) organizational management system supported by the availability of building, space, and representative work facilities, and its human resources; (6) cooperation network with agencies, companies, and universities in accordance with the needs of the ZIA distribution development program. Inhibiting factors cover: (1) no development of information media available to facilitate communication of ZIA distribution programs; (2) not yet available part of human resources needed according to requirement of distribution development; (3) not yet optimal management function and organizational management as the main strength of ZIA distribution programs.
PENGENTASAN KEMISKINAN MELALUI PEMBERDAYAAN ZAKAT Ahmad, Nur
ZISWAF Vol 2, No 1 (2015): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v2i1.1537

Abstract

Zakat is the property that must be set aside by a Muslim or body owned by a religion in accordance with the provisions to be given to those who deserve it. As Allah SWT. Meaning: “Those who believe do righteous deeds, to establish regular prayers and practice regular charity, they mendaoat Tuhanya rewarded. And there shall no fear come upon them neither shall they grieve “(Q.S. Al-Baqarah: 277). Zakat also has the function of a very high socioeconomic, relating to the prohibition of usury, zakat directed us not to accumulate treasures-stacked. Zakat is a means of educating for human possessions or material that is not the purpose of life and not a right of absolute property of the man who has it, but it is a surrogate of God, which should be used as a tool to control yourself to God and as a human being to run the commands of God in all aspects. If the potential of the Muslims in the empowerment of zakat are properly managed in an integrated and optimized, then the zakat funds can overcome the problems of poverty and reduce social disparities akam certainly capable of reducing poverty. However, this is no different than fire as far roast. Not according to what most people expected. In practice for the management of zakat is done individually but only a few institutions, the management of zakat implemantasinya not well ordered based on the principle of pilgrims, so that its collection is relatively small due to scattered everywhere without good management.
PERAN PEMERINTAH DALAM REGULASI PERUNDANG-UNDANGAN WAKAF Kasdi, Abdurrahman
ZISWAF Vol 2, No 2 (2015): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v2i2.1557

Abstract

Waqf development is largely determined by the legal andregulatory certainty Legislation endowments. Therefore, the relevance andcontribution to the socio-political context to meet the objectives of legislation,and its relation to the various activities of the institution of waqf verynoteworthy. Likewise, how the political configuration contribution to theestablishment and improvement of the legal construction that can supportthe implementation of the endowment in order to improve the welfare of thepeople. The government’s role in strengthening the existence of endowmentsby issuing the Law perwakafan has been done; including in Egypt, startingfrom the Act. Egypt No. 10 Year 1911 and Law. Egypt No. 103 1961. Whilein Indonesia, the existence of endowments increasingly getting nowherewith the issuance of Government Regulation No. 28 Year 1977 on LandOwned perwakafan, which contains elements of substance and technicalperwakafan. Issuance of Government Regulation No. 28 In 1977 it createdthe updates are very important in the management of waqf property. Theseregulations provide for the legality of the exchange bolehnya waqf propertyafter obtaining permission from the Ministry of Religion. Other rules thatbring renewal in the management of waqf is a Presidential Instruction No. 1of 1991 concerning Islamic Law Compilation (KHI). Law No. 41 of 2004 onEndowments and PP 42 of 2006 on the Implementation of Law No. 41 of 2004.
Value for Money Analysis of Zakat Institutions: Insights from Indonesia Zakiy, Faris Shalahuddin; Falikhatun, Falikhatun
ZISWAF Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.20832

Abstract

This study aims to analyze the growth of collection and the effectiveness and operational efficiency of zakat institutions activities. To achieve this goal, this research uses qualitative methods with a content analysis approach. This study examines 9 zakat institutions in Indonesia for 3 years from 2019 to 2021 with 27 observations. Data analysis uses a value for money approach modified by Puskas BAZNAS. To measure effectiveness using the net allocation to collection ratio (NACR), while to measure efficiency using the operational costs ratio (OCR), human resource costs ratio (HRCR), and operational costs ratio of amil rights (OCRAR). This study found that there were quite significant fluctuations in the growth of zakat institutions in the last two years. This study also found that the average NACR at zakat institutions for the last three years was considered very effective. While the efficiency ratio measured using OCR, HRCR, OCRAR is considered efficient. The performance of zakat institutions in Indonesia from a value for money perspective can be said to be good.
Islamic Philanthropy and Empowerment: The BTQ For Leaders Model at PPPA Daarul Quran Aflah, Kuntarno Noor
ZISWAF Vol 12, No 1 (2025): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v12i1.29372

Abstract

This study aims to analyze the community empowerment model within the Beasiswa Tahfidz Qur'an (BTQ) for Leaders program, developed by LAZNAS PPPA Daarul Qur'an for Qur'an memorization students in Yogyakarta and Central Java. This research employed a qualitative approach. Data were collected through seven years of observation and researcher involvement, interviews with stakeholders, and document studies. The data were then analyzed using an in-depth descriptive qualitative method. The findings indicate that the educational empowerment model implemented by LAZNAS PPPA Daarul Qur'an is highly unique and distinct from other models in the education sector. It encompasses skill development, strengthening of religious knowledge, control of Qur'anic memorization, empowerment training, and a mandatory one-year dedication period after graduation. This model proves to be highly effective for underprivileged families who aspire to pursue higher education while memorizing the Qur'an. Consequently, it produces hafidz and hafidzah (male and female Qur'an memorizers) who are prepared to become future leaders. Furthermore, this scholarship program enhances the welfare of its recipients, as individuals with high education and sufficient life provisions are well-positioned to improve their families' future socioeconomic status.
Pengembangan Program Studi Manajemen Zakat dan Wakaf Fakultas Syariah IAIN Surakarta Berbasis Kebutuhan Masyarakat Hayatuddin, Ah. Kholis
ZISWAF Vol 6, No 2 (2019): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v6i2.6417

Abstract

The Importance of Existence from Mazawa Study Program must also be balanced with the development of study programs that meet the needs of the community, namely to produce the energy needed by the community. Therefore the development of Mazawa's products that are attractive to people's needs is very important, with the hope that quality can compete at regional, national and even international levels. The development of advanced communities with complex problems is a challenge for the development of Zakat Management and Waqf needed to predict future community needs.

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