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Amina Sukma Dewi
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INDONESIA
RESILIENCE OF SMALL MEDIUM BUSINESS
Published by Generate Digital Publishing
ISSN : -     EISSN : 31108296     DOI : http://doi.org/10.70764/gdpu-rsmb
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Environmental Science Other
RSMB: Resilience of Small Medium Business provides a venue for high-quality manuscripts dealing with management and entrepreneurship in the broadest sense. The editorial board encourages manuscripts that are international in scope, and articles that are perceptive, and evidence-based. However, readers can also find papers that investigate issues with global relevance. RSMB is published by the publishing company "Generate Digital Publishing". RSMB starts publishing in 2025. RSMB is an open-access journal which means that all content is freely available at no cost to the user or the institution. The scope includes empirical and theoretical articles related to issues of financial management, human resource management, marketing management, operational management, economics, entrepreneurship, knowledge management, and innovation.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 8 Documents
 1 
NAVIGATING SME INNOVATION THROUGH FINANCE: A SYSTEMATIC REVIEW OF CAPITAL CHANNELS In'am Fairuz Salsabila
Resilience of Small Medium Business Vol. 1 No. 1 (2025): Resilience of Small Medium Business
Publisher : Generate Digital Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70764/gdpu-rsmb.2025.1(1)-01

Abstract

Objective: This study systematically synthesizes the dynamics of SME innovation financing channels, highlighting how financing characteristics, internal capacity, and institutional support influence access to and effectiveness of financing in various countries. Research Design & Methods: This study uses a Systematic Literature Review (SLR) approach on 65 articles indexed in Scopus and Web of Science published between 2013 and 2024. Analysis was conducted through thematic coding to group findings into internal, external, and interaction patterns of financing channels. Inclusion and exclusion criteria were determined based on the PRISMA method to ensure transparency and validity of the selection process. Findings: The study results indicate that the effectiveness of SME innovation financing is highly determined by a combination of internal financial literacy, digital readiness, and the quality of the regulatory ecosystem. There are patterns of complementarity and substitution among financing channels that depend on the growth phase of SMEs. Developed countries have shown success through blended finance schemes and integrated incentive policies, while developing countries face challenges in the form of policy fragmentation and data access gaps. Implications & Recommendations: These findings have important implications for policymakers, namely the need to build an evidence-based regulatory framework that encourages cross-agency collaboration and support for alternative financing channels. For SMEs, improving digital and managerial literacy is key to maximizing opportunities for access to innovation financing. Strategic recommendations include strengthening the role of incubators, leveraging fintech, and integrating financing information systems. Contribution & Value Added: This research contributes conceptually by developing an integrative framework between financing channels, internal capabilities, and institutional support in the context of SME innovation. The study also expands cross-country understanding and offers a more adaptive policy basis for developing innovative financing systems in the digital age.
ENVIRONMENTAL SUSTAINABILITY IN SMES: A STUDY OF EMERGING PATTERNS AND SECTORAL TRENDS Muhammad Fahmi Latief; Ican Feriano Arindra
Resilience of Small Medium Business Vol. 1 No. 1 (2025): Resilience of Small Medium Business
Publisher : Generate Digital Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70764/gdpu-rsmb.2025.1(1)-02

Abstract

Objective: This research explores the integration of environmental orientation in SMEs' innovation strategies and its impact on sustainable organizational innovation (SOI) and business competitiveness, by highlighting the drivers, barriers and strategic alignment of environmental sustainability in the innovation process. Research Design & Methods: companies that align environmental strategy with long-term business objectives are more likely to develop dynamic capabilities that strengthen adaptability to market and environmental changes. The reporting process followed the PRISMA (Preferred Reporting Items for Systematic Reviews and Meta-Analyses) guidelines, while methodological quality assessment was conducted using CASP (Critical Appraisal Skills Program) criteria. From a total of 67 articles that passed the initial quality assessment, 42 articles that met all relevance and data completeness criteria were further analyzed thematically. Findings: The findings show that the success of SOI in MSMEs depends on the integration of environmental issues into core business strategies. MSMEs adopt an environmental orientation through internal and external factors, and exhibit four main patterns: environmental responsiveness, learning-based adaptation, navigation of resource constraints, and alignment of strategies with sustainability goals. These aligned strategies drive long-term performance improvement and innovation. Implications & Recommendations: This study advises MSMEs to proactively integrate sustainability in innovation and business strategy. Policymakers need to support through training, incentives and green innovation support. Future research should focus on sectoral strategies and the role of digital transformation in sustainable innovation. Contribution & Value Added: This research broadens the horizon of sustainable entrepreneurship by demonstrating the strategic role of environmental orientation in driving MSME innovation, as well as providing guidance for businesses and policy makers in building a green business ecosystem.
TOWARD A DEEPER UNDERSTANDING OF SUPPLY CHAIN RESILIENCE IN SMES: A SYSTEMATIC LITERATURE SYNTHESIS Fiki Hidayatul Muniroh
Resilience of Small Medium Business Vol. 1 No. 1 (2025): Resilience of Small Medium Business
Publisher : Generate Digital Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70764/gdpu-rsmb.2025.1(1)-03

Abstract

Objective: This study aims to conduct a systematic literature review to deepen understanding of supply chain resilience (SCR) in Micro, Small, and Medium Enterprises (MSMEs). The main focus of this study is to identify key elements, major challenges, and the role of financial factors in building supply chain resilience in MSMEs amid volatile conditions such as pandemics, economic crises, and digital disruptions. Research Design & Methods: This study uses a systematic literature review (SLR) approach with reference to the PRISMA protocol. The articles analyzed include 45 reputable international journals published between 2013 and 2024. The data were coded and analyzed using a thematic approach to group the dimensions of supply chain resilience relevant in the context of MSMEs. Findings: The analysis shows that the resilience of MSME supply chains is shaped by adaptive capabilities, organizational learning, the use of digital technology, and financing support. Financing plays a dual role as both a support and an obstacle; access to formal financing increases flexibility and risk mitigation strategies. Collaboration among SMEs and involvement in the local ecosystem also strengthen resilience. Key challenges include limited market information, reliance on single suppliers, and lack of readiness for digitalization. Implications & Recommendations: This study suggests that business policies and support should be designed according to the needs of MSMEs, including adaptive financing schemes and digital incubation programs. Strengthening digital financial literacy and integrating simple technology into supply chain management are key recommendations. Researchers are further advised to explore multi-level approaches involving external actors such as the government and financial institutions. Contribution & Value Added: This study enriches our understanding of MSME supply chain resilience by highlighting the role of financing and organizational learning, and offers a conceptual framework for further research and sustainable policy.
A SYSTEMATIC REVIEW ON THE ROLE OF POLICY INTERVENTIONS AND INSTITUTIONAL NETWORKS IN STRENGTHENING SME RESILIENCE Mohammad Kholis Fajrun Najih
Resilience of Small Medium Business Vol. 1 No. 1 (2025): Resilience of Small Medium Business
Publisher : Generate Digital Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70764/gdpu-rsmb.2025.1(1)-04

Abstract

Objective: This study also explores the role of policy interventions, institutional support, digital transformation, and networks in strengthening the resilience capacity of MSMEs.   Research Design & Methods: This study employed a Systematic Literature Review (SLR) approach by searching the academic databases Scopus, Web of Science, and ScienceDirect. Articles were selected based on strict inclusion criteria, focusing on peer-reviewed, academic publications relevant to MSME resilience. Analysis was conducted using thematic coding techniques and a synthesis matrix to examine interrelationships across studies. Findings: Four core components that significantly influence MSME resilience are Entrepreneurial Orientation, Networking, Digital Literacy, and Adaptability. Digital transformation has proven crucial for MSME survival, enabling adaptation to changing consumer patterns and increasing operational efficiency. Implications & Recommendations: These findings imply the need for a holistic and integrated policy approach, increased digital capacity, strengthened networks and ecosystems, and responsive and collaborative institutional support. Contribution & Value Added: This research broadens the understanding of MSME resilience by viewing it as a 'meta-capability' influenced by internal and external factors. Its contribution lies in strengthening the Resource-Based Theory (RBV) and institutional theory, and providing an evidence-based framework for policy reform and institutional strengthening to support MSMEs' long-term competitiveness and resilience  
BUSINESS INCUBATION THROUGH THE EYES OF SMES: PERCEIVED VALUE, SUPPORT MECHANISMS, AND ENTREPRENEURIAL MEANING-MAKING Dwi Effendi
Resilience of Small Medium Business Vol. 1 No. 1 (2025): Resilience of Small Medium Business
Publisher : Generate Digital Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70764/gdpu-rsmb.2025.1(1)-05

Abstract

Objective: This study aims to explore the perceptions of MSME actors regarding the value of business incubation, the forms of support they receive during the incubation process, and how these experiences shape their understanding of entrepreneurship. This study stems from the need to understand business incubation not only from an institutional perspective, but also from the perspective of business actors as beneficiaries. Research Design & Methods: This study uses an exploratory qualitative approach with in-depth interviews with 30 SME actors from various sectors who have participated in business incubation programs. The data is analyzed using a phenomenological approach to reveal the dimensions of value perception, the most influential forms of support, and the process of meaning construction experienced during incubation. Findings: The results of the study indicate that SME entrepreneurs view business incubation as a process that provides value in the form of improved managerial capacity, market access, networking, and business legitimacy. The most meaningful support includes intensive mentoring, practical training, and access to strategic stakeholders. Furthermore, incubation facilitates the formation of new meaning in the role of entrepreneurship, namely the transition from conventional business actors to strategic and visionary entrepreneurs. Implications & Recommendations: These findings suggest that incubator institutions should design approaches that are more adaptive and based on the specific needs of SMEs. Integration between technical guidance and psychosocial reinforcement is needed in incubation programs to encourage a comprehensive transformation of the role of entrepreneurs. Public policy should also support the sustainability of community-based incubation programs and cross-sector partnerships. Contribution & Value Added: This study contributes to the entrepreneurship literature by emphasizing the importance of subjective dimensions in evaluating the effectiveness of business incubation, as well as introducing a meaning-making perspective in the context of SME development. The study also provides practical insights for policymakers and incubator managers to design more impactful interventions oriented toward long-term transformation.
EXPLORING TIKTOK AFFILIATE AS A DRIVER OF DIGITAL BUSINESS TRANSFORMATION MSMEs: A QUALITATIVE STUDY Ardi Eko Santoso
Resilience of Small Medium Business Vol. 1 No. 2 (2025): Resilience of Small Medium Business
Publisher : Generate Digital Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70764/gdpu-rsmb.2025.1(2)-01

Abstract

Objective:  While prior studies on TikTok marketing largely focus on influencer popularity, engagement metrics, or short-term promotional outcomes, limited attention has been given to how TikTok Affiliate functions as a mechanism of deeper digital business transformation for MSMEs. This study aims to explore how TikTok Affiliate operates as a content-driven social commerce model that reshapes marketing practices, interaction structures, and value creation processes within the digital economy. Research Design & Methods: A qualitative approach was employed using content analysis and non-participatory observation over three months (January–March 2024). Five TikTok Affiliate creators were purposively selected based on follower scale, content consistency, and active affiliate involvement. Data were analyzed from promotional videos and audience interactions, including comments and engagement patterns.   Findings: The findings reveal that TikTok Affiliate enables MSMEs to move beyond transactional online selling toward a content-mediated transformation of digital marketing, characterized by algorithmic visibility, narrative-based persuasion, and interactive consumer engagement. Rather than relying solely on brand-driven promotion, MSMEs benefit indirectly from creators’ storytelling capabilities and TikTok’s adaptive algorithm, which collectively enhance product discoverability, accelerate purchase decisions, and redistribute marketing functions across the platform ecosystem. Implications & Recommendations: This study demonstrates that TikTok Affiliate effectiveness is not merely determined by creator popularity, but by the alignment between content narratives, algorithmic amplification, and audience sense-making. Practically, MSMEs are encouraged to strategically collaborate with creators whose content logic aligns with platform algorithms and audience expectations, while policymakers and platform managers should recognize affiliate ecosystems as a driver of inclusive digital participation. Contribution & Value Added: This study contributes to digital business transformation literature by conceptualizing TikTok Affiliate as an ecosystem-based transformation mechanism, extending influencer marketing research toward a process-oriented understanding of platform-enabled MSME transformation.
FINANCIAL ACCESS, FINTECH ADOPTION, AND THEIR IMPACT ON SME SURVIVAL: EVIDENCE FROM CONTEMPORARY FINANCE LITERATURE Erviani Anggie Kharerina
Resilience of Small Medium Business Vol. 1 No. 2 (2025): Resilience of Small Medium Business
Publisher : Generate Digital Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70764/gdpu-rsmb.2025.1(2)-02

Abstract

Objective: This study aims to synthesize contemporary financial literature to examine how access to finance and the adoption of financial technology (fintech) jointly affect the sustainability of micro, small, and medium enterprises (MSMEs), particularly in the context of economic uncertainty and global crisis. Research Design & Methods: This study uses a systematic literature review approach based on the Scopus database with bibliometric analysis and thematic synthesis. A total of 77 relevant scientific articles were analyzed through publication trend mapping, keyword co-occurrence networks, and thematic grouping to identify patterns, mechanisms, and conceptual relationships between financial access, fintech adoption, and MSME resilience. Findings: The synthesis results show that access to external financing, particularly through bank credit, working capital, and risk-sharing financing mechanisms, remains a key determinant of MSME survival. However, post-2020 literature emphasizes that fintech adoption serves as a strategic complement that increases the speed of liquidity access, reduces transaction costs, and expands financial inclusion. The integration of traditional and digital financing has proven to be more effective in improving MSME resilience than reliance on a single source of financing. Implications & Recommendations: These findings indicate the need to strengthen a hybrid financing ecosystem that integrates banking and fintech to support SME sustainability. Policymakers are advised to promote adaptive and inclusive fintech regulations, while financial institutions need to develop collaborative financing models that are responsive to SME needs in both crisis and non-crisis conditions. Contribution & Value Added: This article contributes by synthesizing fragmented evidence and proposing a mechanism-oriented conceptual framework that specifies how access to finance and fintech adoption interact to influence MSME sustainability. By clarifying these interaction pathways, the study advances the literature on inclusive finance and MSME resilience and provides a focused analytical basis for future research and policy.  
BUSINESS RESILIENCE STRATEGIES IN ORGANIZATIONS IN AN ERA OF UNCERTAINTY: A SYSTEMATIC LITERATURE REVIEW Moh. Khoiri
Resilience of Small Medium Business Vol. 1 No. 2 (2025): Resilience of Small Medium Business
Publisher : Generate Digital Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70764/gdpu-rsmb.2025.1(2)-03

Abstract

Objective: This study aims to develop an evidence-based synthesis of business resilience strategies adopted by organizations operating in an era of uncertainty during 2016–2025, with particular attention to how resilience is defined, operationalized, and translated into actionable strategy bundles across disruption phases. Research Design & Methods: A Systematic Literature Review (SLR) was conducted following PRISMA 2020 guidelines. Literature was retrieved from major academic databases (Scopus, Web of Science, ScienceDirect, Emerald Insight, SpringerLink, Google Scholar, and national databases), screened using predefined inclusion or exclusion criteria, and assessed through a three item quality appraisal (QA1–QA3). Fifteen peer-reviewed studies published between 2016 and 2025 were included and synthesized using descriptive mapping and thematic analysis. Findings: The review shows a clear conceptual shift from resilience as a post-disruption outcome toward resilience as a capability-based, dynamic, and multi-level construct. Strategies are rarely isolated; instead, they form cross-domain bundles spanning governance or BCM, operations and supply chain continuity, financial buffering, human capital, and digital adaptation. The synthesis supports a sequenced pathway in which business continuity management (BCM) enables operational resilience by stabilizing critical functions, which subsequently supports organizational resilience through learning, resource reconfiguration, and strategic renewal. Strategy effectiveness is contingent on disruption type and pre-crisis organizational capacity. Implications & Recommendations: Organizations should adopt a staged resilience roadmap, strengthen BCM maturity, invest in operational continuity capabilities, and institutionalize learning-based renewal mechanisms. SMEs should prioritize cashflow discipline, network access, and scalable digital pivots aligned with resource constraints. Contribution & Value Added: This study clarifies construct boundaries by proposing a mechanism-based integration of business continuity management (BCM), operational resilience, and organizational resilience, thereby offering a structured and actionable framework for both research and practice.

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