cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Ahmad Suminto
Contact Email
ahmadsuminto@unida.gontor.ac.id
Phone
+6283862907736
Journal Mail Official
iej@unida.gontor.ac.id
Editorial Address
Department of Islamic Economics University of Darussalam Gontor, Jl. Raya Siman, Demangan - Siman - Ponorogo, Jawa Timur, 63471
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Islamic Economics Journal
Published by Universitas Darussalam Gontor
ISSN : 24601896     EISSN : 25415573     DOI : -
Core Subject : Economy, Humanities, Science, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences
Islamic Economics Journal is an international journal providing authoritative sources of scientific information for researchers and scholars in academia, research institutions, government agencies, and industries. Published semi-annually (June and December) by Department of Islamic Economics, Faculty of Economics and Management, University of Darussalam Gontor. Editors accept scientific articles and results of research in accordance with contemporary Islamic economics issues in big five areas namely; Islamic Public Economics, Islamic Monetary Economics, Islamic Business Economics, Islamic International Economics, and Islamic Development Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 89 Documents
 5   6   7   8   9 
لم وتطبيقاته المعاصرة في المصارف اإلسالمية في بيع الس إندونيسيا AA Hubur Hubur
Islamic Economics Journal Vol. 5 No. 02 (2019): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

يهدف هذا البحث إىل بيان أمهية تطبيقات بيع السلم املعاصرة يف املصارف اإلسالمية بإندونيسيا،وحيدد البحث على الناحية الشرعية حيث يبني حكم مشروعيته وأركانه وشروط صحته وما يتعلق هبذا البيع،كما حيدد البحث على ناحية كيفية التطبيق العملية لبيع السلم يف املصارف اإلسالمية يف عصرنا احلاضروجماالت تطبيقه يف إندونيسيا. يستخدم البحث احلايل مناهجا وصفية حتليلية عن طريق مطالعة املصادرّ املكتبية واملقابالت الشخصية مع اخلرباء واملوظفني يف املصارف اإلسالمية. وتوصلت هذه الدراسة إىل أنبيع السّلم يناسب واقعنا املعاصر ويليب احلاجة إىل التمويل املتوافق مع أحكام الشريعة اإلسالمية،كما ميكنتطبيقه لدي املصارف اإلسالمية يف إندونيسيا. ويف اخلتام توصل البحث بأن تطبيقات بيع السلم يف اندونيسيامازالت تتطلب الكثري من الدراسات واألحباث النظرية والتطبيقية إلبراز خصائصه وإمكاناته التمويلية يفالواقع االقتصادي.
Pesantren Value Added Sebagai Modal Pemberdayaan Ekonomi Masyarakat Kecamatan Cibadak Lebak Banten Muhammad Anwar Fathoni Fathoni; Ade Nur Rohim Rohim
Islamic Economics Journal Vol. 5 No. 02 (2019): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to describe and analyze community economic empowerment models through added value owned by pesantren (pesantren value added). So that it can measure the extent to which pesantren resources are able to empower the economy of the surrounding community. This research is conducted at the modern boarding school Manahijussadat in Lebak Regency, Banten. This research was conducted by identifying and analyzing community economic empowerment models conducted by pesantren. This research is a descriptive study that uses a qualitative approach. The object of this research is modern boarding school Manahijussadat in Pasar Keong Village, Cibadak Lebak District, Banten. The purposive sampling technique is used in this project with both primary data and secondary data. Primary data is collected through interviews with several parties at the pesantren, while secondary data was obtained from several literatures such as books, journals and other written data. Data collection techniques used are interviews with several parties, from both top leader and management level at the pesantren as well as representatives from surrounding community. In addition, observations were also made by direct observation in the field. While the data analysis technique used in this study is qualitative analysis. Based on the research results obtained, it is known that community economic empowerment through pesantren can be built with a partnership model between pesantren, community, government and the private sector. Because pesantren is the closest Islamic educational institution to the community and has potential resources to be the pioneers of the economic empowerment of the people. The partnership can be carried out in several aspects such as employment, business opportunities, and the establishment of business entities or financial institutions. The partnership that exists between these four elements can make people more economically empowered and improve their welfare in a sustainable manner.
Analisis Pengaruh Pelayanan Pada Lembaga Keuangan Syari’ah Terhadap Kepuasan dan Loyalitas Nasabah di Bank Muamalat Indonesia Kantor Cabang Yogyakarta Annas Syams Rizal Fahmi Fahmi
Islamic Economics Journal Vol. 5 No. 02 (2019): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Customer loyalty is a very important factor in the world of financial institutions, because loyalty is largely determined by customer satisfaction itself, so customer satisfaction greatly affects customer loyalty. In this case the researcher will examine the Financial Institution in terms of services provided to customers, whether the service has an influence on customer satisfaction and loyalty tofinancial institutions. Researchers are interested in Bank Muamalat Indonesia as the originator of Islamic banks in Indonesia, which can keep the economic system in Indonesia stable during the monetary crisis. In this case as a Sharia Bank, financial institution services provided should be the maximum service in accordance with Islamic values, this is one of the factors researchers to analyze,whether the services provided by banks can provide satisfaction to consumers, and whether bank customers muamalat Indonesia already feel satisfied or not. Then to make it easier to analyze the data, researcher used the SPSS measuring instrument, using instruments from the Likert scale, validity test, reliability test, classic assumption test. In analyzing the data the authors useprimary data and secondary data, namely by questionnaires, and interviews and company documents as secondary data. Then it will be tested using multiple linear regression testing, so that it will come out the data t arithmetic, t table, f arithmetic, and f table.Based on the t test the Service variable influences Customer Satisfaction at Bank Muamalat Indonesia Yogyakarta Branch Office, which can be shown by t count greater than table (1,981> 1,290). And based on the t test shows that t count is greater than t table (2.188> 1,290), meaning that the service variable has a significant positive effect on customer loyalty variables. From the results ofresearch that has been measured with this SPSS tool it is found that service has a significant effect on customer satisfaction and loyalty. 
Parameter Pengembangan Produk-Produk Perbankan Syariah Dengan Pendekatan Maqasid Syariah (Studi Kasus di Perbankan Syariah Kabupaten Ponorogo) Ahmad Muqorobin Muqorobin; Eko Nur Cahyo Cahyo
Islamic Economics Journal Vol. 5 No. 02 (2019): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Currently the development and growth of Islamic banking shows a positive trend that increas in every year. This encourages Islamic banks to produce innovative products which customer needs. However, the methods used to develop products differ from one country and another. For Indonesia, one parameter is needed to harmonize all product developments produced by Indonesian Islamicbanking. The purpose of this study is to explore the challenges of current Islamic banking in producing products and make a parameter as a reference for developing Islamic banking products with the Maqāsid Sharia approach for the realizationof maslahah. To achieve this study using several methods such as interviews, content and descriptive analysis. The results of this study are the parameters that have been applied with the development product in Islamic banking Ponorogo city with the Maqāsid Sharia approach. A product can produce maslahah if the five elements in Maqāsid shari’a are achieved, namely; (1) Preservation of religion by the basis of the product offered is based on the Al-qur’an, Sunnah, and DSN-MUI, (2) Preservation of life, it is manifested by the service and supply to customers in accordance with Islamic ethics, (3) Preservation of intellect, with a form of banking business to explain in detail related to products offered to customers in a clear, (4) Preservation of wealth, it is realized with the management of property management client in Islam, (5) Preservation of progeny, by applying the four things previously, to guarantee halal and affect the sustainability of living for the family and the children of clients.
Profit Equalization Reserve and Investment Risk Reserve: Issues and its Application Muchammad Taufiq Affandi Affandi
Islamic Economics Journal Vol. 5 No. 02 (2019): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Islamic Financial Institution (IFI) is a unique financial institution which has special characteristics, maqāsid, worldview, risk, and opportunity. One of the methods used to mitigate the unique risk of Islamic banks is the Profit Equalization Reserve (PER) and Investment Risk Reserve (IRR). However, there are some issues related to PER and IRR. Some issues have been identifiedin the Islamic Financial Services Board (IFSB) guidance note, including profit smoothing and other issues yet to be discussed. This paper tries to observe issues related to PER and IRR and their application in some Islamic banks using content analysis method on their annual reports and/or financial statements. The paper concludes that PER and IRR will bring bigger issues and risks to Islamic banks. This leads the writer to suggest that the regulator reconsider its permissibility. In addition, the paper also finds that the concept of PER and IRR has low acceptance among Islamic banks.
Pengaruh Total Assets Dan Total Assets Turnover Terhadap Rating Sukuk Dengan Return On Assets Sebagai Variabel Intervening (Studi Pada Sukuk Korporasi Di Indonesia Tahun 2016-2018) Andika Taftiyanur Rofi’ Rofi’
Islamic Economics Journal Vol. 6 No. 01 (2020): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sukuk Rating is a standard that reflects the ability of sukuk issuers and their willingness to pay principal payments according to schedule. This study aims to determine the effect of Total Assets and Total Assets Turnover on Sukuk Ratings with Return on Assets as Intervening Variables. The population of this study is all corporate sukuk that circulated in Indonesia from 2016 to 2018. The samplingtechnique used was purposive sampling techniques, with a sample of 33 corporate sukuk in Indonesia. This research uses the Partial Leats Square (PLS) approach. The results of this study prove that Total Assets have a significant negative effect on Return on Assets. Meanwhile, Total Assets Turnover has a significant positive effect on Return on Assets. Total Assets and Return on Assets partiallyhave a significant positive effect on sukuk rating. Meanwhile, Total Assets Turnover has no significant negative effect on sukuk rating. The Return on Assets variable is considered capable of being an intervening variable for the effect of Total Assets and Total Assets Turnover on sukuk ratings. Although Return on Assets shows an inconsistent mediation effect, the Return on Assets variable also shows a perfect mediating effect for the effect of Total Assets Turnover on sukuk rating by changing the insignificant effect into a significant effect.
ANALISIS PENANGANAN KELUHAN TERHADAP LOYALITAS NASABAH PADA PT. BPRS SEPROVINSI LAMPUNG Ditta Nur Hidayanti Hidayanti
Islamic Economics Journal Vol. 6 No. 01 (2020): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this research is to find and analyze the handling of complaints against customer loyalty at PT. BPRS in the Province of Lampung. This research is a quantitative study with a questionnaire data collection tool that is distributed to customers of PT. SRBs in the Province of Lampung. The sample used in this study was 100 customers, with a purposive sampling data collection technique.Analysis of the data used in this study is a simple linear regression data analysis. The results found that the handling of complaints can affect customer loyalty of PT. SRBs in the Province of Lampung. The magnitude of the effect of handling complaints on loyalty is 49.3%. Therefore, to maintain customer loyalty PT. BPRS in Lampung Province can make various options such as improving service quality,increasing satisfaction, perceived value, E-Servqual and using mobile banking.
تنفيذ إدارة وقف النقدي )دراسة حالة في وحدة المعاونة والجمع ألموال الزكاة واإلنفاق والصدقة والوقف بيت المال هداية اهلل بماديون عام -2019 2020 م( Aqif Khilmia Khilmia
Islamic Economics Journal Vol. 6 No. 01 (2020): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Waqf is one of the financial instruments that have an important position inIslamic civilization. Aside from being a source of funding for social, educational,and health activities, waqf can be used as alternatives for strengthening thecommunity's economy. The potential of cash waqf in Indonesia every month isaround 5.725 trillion rupiahs, assuming that all 229 million Indonesian Muslimsdonate 25 thousand rupiahs. To achieve optimal cash waqf management, it isnecessary to have management in the cash waqf management agency so that thepotential for cash waqf can be used optimally for the benefit of people. The purposeof this study is to determine the implementation of cash waqf management, inparticular, the collection and distribution of cash waqf funds in the AssistanceUnit for Baitul Maal Hidayatullah (UPP BMH) Madiun. This type of researchis exploratory qualitative research. Data collection is done through observation,interviews, and study documentation. As for analysis, this study uses inductiveanalysis, deductive analysis, and content analysis to describe the research object.The results of the study explain that the implementation of cash waqf managementin UPP BMH Madiun is managed by applying four management concepts whichinclude Planning, Organizing, Actuating, and Controlling in collecting fundscash waqf. In the collection of waqf funds, Planning is in the form of periodicplanning, namely annual, monthly, weekly, and housing and certain times. Asfor the aspect, it is Organizing carried out through the division of the Institutionstructure consisting of the chairman, HR and finance division, and fundraising.While actuating, it is carried out thoroughly in all divisions. The last aspect isControlling which is directly under the supervision of the head of the institutionassisted by the human resources and finance department. As for the distributionusing the POAC method and adapted to what is needed by Madiun community,such as land acquisition, educational scholarship for a student of Tahfidz, construction of ablution places in various mosques as well as providing Al-Qur'anmanuscripts.
Konsep Keadilan Ekonomi Islam Dalam Sistem Ekonomi: Sebuah Kajian Konsepsional Indra Sholeh Husni Husni
Islamic Economics Journal Vol. 6 No. 01 (2020): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Justice is a benchmark in an economics system. In the application of the modern economic system like the capitalist economic system and the socialist economic system, there are many injustices to the people. Problems that make it unfair are, many social inequalities between communities it makes a lot of poverty or unemployment in the country. Therefore, we need an economic system that canbe a solution for people’s welfare, we call with Islamic Economics System. The type of this research is library research category, it’s a research by using the literature. The writing method is descriptive qualitative by using a primary reference source and processing research materials in the library like a book, news, and others.The purpose of this research is to discuss the concept of justice and the application of justice concepts in the economic system, especially in Islamic economics. From the discussion that has been done in this research, we can conclude that the concept of justice has two contexts, both are the individual context and the social context. As the individual context, in the Muslim activity of economics, they must not hurt themself. But in the social context, every Muslim requiredto not fool the others. The application of the justice concept in Islamic economics system is nothing of economic inequality between one person and another person. The Islamic economics system also prohibits any kind of injustice economics like monopoly and concentration of economic power in one particular group or person. Also with the capitalist system and the socialist system which tends to not prosper the community in the country.
Efisiensi Baitul Māl wat Tamwīl (BMT) Pesantren di Indonesia Atika Rukminastiti Masrifah Masrifah
Islamic Economics Journal Vol. 6 No. 01 (2020): Islamic Economics Journal
Publisher : Faculty of Economics and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pesantren and Baitul Māl wat Tamwīl (BMT) are not seemingly equal things to compare. The first focuses on spiritual and religious education, while the latter concentrates on the economic and financial activities. Nevertheless, Pesantrens have been considering the significance of economic development and empowerment, through a micro-finance institution. Hence, the analysis of its performance, in particular, the efficiency level is inevitable. This paper attempts to analyze the technical efficiency (including pure technical and scale efficiencies) of some Pesantren BMTs by using Data Envelopment Analysis (DEA). Additionally, this article also analyses the role of Pesantren BMTs for developing MicroEntreprises (MEs), as well as toanalyse the roles of Pesantren BMT in ME’s wealth management. The results show that: first, generally, the efficiency of Pesantren BMTs is relatively low. Scale efficiency also indicates that operating of BMTs are still far from the optimal scale. Moreover, the average technical efficiencies (TE), scale efficiency (SE) and pure technical efficiency (PTE) of Pesantren BMTs in terms of intermediation have always been higher than those in terms of production. The possible improvements for inefficient Pesantren BMTs include increasing debitors (Y1) and total financing (Y2). They have to always been struggling to collect sizeable depositors, especially MEs, as well as total financing as their main purpose to empower them and enhance their economic development. The other possible improvements are to increase the collection (X4) and the distributionfunds of ZISWAF (Y3). This result suggests that most Pesantren BMTs still focus on baitut tamwīl activities, extending financing as their main business. While the future, BMTs should play a more active role in baitul māl activities as their primary business. Second, Pesantren BMTs are useful for developing MEs and contribute a tremendous social benefit to society in several ways. Although theefficiency of BMTs is relatively low, since generally, BMTs have achieved both profit and social benefit. Therefore, Islamic financing might be an appropriate model for MEs.

Page 8 of 9 | Total Record : 89

 5   6   7   8   9 

Filter by Year

2019 2026


Reset
Filter By Issues
All Issue Vol. 12 No. 01 (2026): Islamic Economics Journal Vol. 11 No. 02 (2025): Islamic Economics Journal Vol. 11 No. 01 (2025): Islamic Economics Journal Vol. 10 No. 02 (2024): Islamic Economics Journal Vol. 10 No. 01 (2024): Islamic Economics Journal Vol. 9 No. 02 (2023): Islamic Economics Journal Vol. 9 No. 01 (2023): Islamic Economics Journal Vol. 8 No. 02 (2022): Islamic Economics Journal Vol. 8 No. 01 (2022): Islamic Economics Journal Vol. 7 No. 01 (2021): Islamic Economics Journal Vol. 6 No. 02 (2020): Islamic Economics Journal Vol. 6 No. 01 (2020): Islamic Economics Journal Vol. 5 No. 02 (2019): Islamic Economics Journal More Issue